Best LoJack Car Insurance Discounts in 2024 [Save 25% With These Companies]
State Farm, Geico, and Progressive are companies with the best LoJack car insurance discounts, save up to 25% on premiums with LoJack installation. These providers deliver the greatest savings for LoJack-equipped vehicles, ensuring affordability and a strong commitment to vehicle security.
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Brandon Frady
Licensed Insurance Agent
Brandon Frady has been a licensed insurance agent and insurance office manager since 2018. He has experience in ventures from retail to finance, working positions from cashier to management, but it wasn’t until Brandon started working in the insurance industry that he truly felt at home in his career. In his day-to-day interactions, he aims to live out his business philosophy in how he treats hi...
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UPDATED: Nov 15, 2024
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Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from top car companies please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.
UPDATED: Nov 15, 2024
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident car insurance decisions. Comparison shopping should be easy. We are not affiliated with any one car insurance company and cannot guarantee quotes from any single company.
Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from top car companies please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.
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The best LoJack car insurance discounts are offered by State Farm, Geico, and Progressive, with savings reaching up to 25%.
These providers provide the most affordable rates for LoJack-equipped vehicles, with Geico and State Farm at the top of the list for drivers who want budget-friendly pricing plus security for their wheels. They also provide safety features car insurance discounts for vehicles with advanced safety technologies, further lowering premiums.
Our Top 10 Company Picks: Best LoJack Car Insurance Discounts
| Company | Rank | Savings Potential | A.M. Best | Who Qualifies? |
|---|---|---|---|---|
 | #1 | 25% | B | Drivers with a LoJack system installed |
 | #2 | 20% | A++ | Drivers with LoJack and comprehensive coverage |
 | #3 | 15% | A+ | Policyholders with an active LoJack system |
 | #4 | 15% | A+ | Drivers with LoJack and theft prevention coverage |
 | #5 | 15% | A | Drivers with a LoJack system registered |
 | #6 | 12% | A | Vehicle owners with LoJack installed |
 | #7 | 10% | A+ | Customers using LoJack with an anti-theft policy |
 | #8 | 10% | A++ | Policyholders with LoJack and qualifying coverage |
 | #9 | 10% | A++ | Military families with a LoJack system installed |
 | #10 | 5% | A | Drivers with a LoJack system |
Whether you’re looking for comprehensive coverage or lower premiums, these companies provide excellent options. Be sure to compare quotes to find the best deal for your situation.
Don’t pay too much for car insurance. Enter your ZIP code above to find flexible quotes from some of the best providers near you with our free quote comparison tool.
- Save up to 25% on premiums with LoJack installation for vehicle security
- State Farm, Geico, and Progressive offer the best LoJack car insurance discounts
- LoJack systems reduce insurance costs by up to 25% depending on the provider
Understanding LoJack: What It Is and How It Works
LoJack stolen vehicle recovery system installs a battery-operated unit in your vehicle that enables law enforcement agencies to quickly locate and recover your car after it has been stolen. A certified technician hides it in your vehicle, which is then registered in the LoJack database. Common ways cars are stolen include keyless entry hacking, carjacking, and break-ins, making LoJack an important security measure.
When you find that your car has been stolen and report it to the police, the computers at law enforcement send a silent radio signal to your vehicle. Wherever it is that your vehicle gets stolen, as long as it happens in an area where LoJack has coverage, that unit will be turned on and then the police will be able to find its location and get the vehicle back to you.
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Installing LoJack Lowers Car Insurance Rates
The good news is your car will probably qualify for a 5% to 25% discount on comprehensive car insurance rates because it has a LoJack. So, when you compare comprehensive car insurance options, the savings can vary depending on where you live and even the insurer.
A 5% savings isn’t exactly the hefty chunk of change you were hoping for on your car insurance, but if you’re planning on getting the unit anyway and the cost of LoJack isn’t going to break you, make sure to check and see if your insurance company gives anyone who has LoJack a discount.
LoJack Monthly Min. Coverage Insurance Rates After Discount
| Insurance Company | Rank | Monthly Rates |
|---|---|---|
| #1 | $70 |
| #2 | $72 |
| #3 | $75 |
| #4 | $78 |
| #5 | $80 |
| #6 | $82 |
| #7 | $84 |
| #8 | $85 |
| #9 | $87 |
| #10 | $89 |
Minimum coverage insurance with a LoJack system discount (average monthly cost). Based on this scenario, Liberty Mutual has the cheapest rate at $70 per month while State Farm is a close second at about $72. Allstate, Geico, and other insurers see a small uptick to the monthly rate, with USAA deliberate topping $89/month.
Such discounts are a way of reducing premiums for cars with LoJack, giving drivers with this added aspect of vehicle protection the benefit. It is a good idea to get quotes from various businesses in order to find the best rates for your needs.
Maximize Your Car Insurance Savings With LoJack: Tips and Discounts
A LoJack vehicle recovery system can save you big bucks on your car insurance premiums. LoJack is a precaution worth making not only for improved security, but also the financial savings, as many insurers provide discounts of 5% to 25% on your insurance policy for vehicles equipped with LoJack. That means you can save money with help from LoJack:
- Install LoJack: Adding the LoJack system to your car enhances security, potentially lowering your insurance rates.
- Contact Your Insurer: If this sort of tracking device comes installed in a car you are looking at, ask the insurance company if they provide any reduction with LoJack.
- Shop for the Best Deals: Companies such as State Farm and Geico offer competitive discounts for vehicles equipped with a LoJack; however, each company assesses its own discounts so you will want to compare quotes.
- Combine With Other Discounts: Look for additional discounts, such as those for anti-theft devices or higher deductibles, to further reduce your car insurance premium.
If your car insurance costs too much, you can save some money by installing LoJack and using discounts while knowing that your vehicle is protected.
Always check, call your insurance and stack discounts to get a maximum value on auto coverage.
LoJack Car Insurance Rates by Provider and Driving Record: Find the Best Deal
Based on this chart, data used to create values was organized by monthly LoJack car insurance rates based on a clean record, one accident, one DUI, and one ticket for each respective provider. Understanding car accidents impact insurance rates differently depending on the insurer and the driver; clean records typically lead to the lowest premiums.
For instance, for drivers with a clean history, Allstate’s annual rate is $1,920 (or $160/month) while the more competitively priced Geico charges only $1,380 (or $115/month). Drivers with accidents, DUIs, or tickets face higher rates. These rates are specific to each provider, so compare them based on your history.
State Farm, Geico, and Progressive offer the best LoJack car insurance discounts, saving you up to 25% on premiums for LoJack-equipped vehicles.
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By comparing LoJack insurance rates across different providers, you can find the best deal based on your driving history and ensure you’re getting the most affordable coverage.
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Case Studies: Impact of LoJack on Car Insurance Rates
While these systems may help keep your car secure, they may even reduce the amount you pay for car insurance if it ever is stolen with a LoJack system installed inside. The three case studies below demonstrate differences in car insurance rates with and without LoJack for drivers who possess great, average, and poor driving records.
- Case Study #1 – Julia’s Savings With a Clean Record: Julian, a Metroville citizen with an entirely clean driving record, had gotten a LoJack system and had called Progressive on the savings, which gave her a 12% discount, bringing her monthly premium down from $120 to $105.
- Case Study #2 – Carlos’ Discount After a Minor Accident: Carlos, a resident of Suburbia, had a minor accident last year but kept a clean record since. After installing a LoJack system, State Farm gave him a 10% discount, lowering his premium from $160 to $144.
- Case Study #3 – Anna’s Lower Rates After a DUI: There was Anna, from Ruralville, who had a DUI. With a new LoJack system, her insurer — Allstate — gave her a 5% discount, bringing down her premium from $174 to $165. Though not by much, the savings was welcomed in less they had to pay each month.
These case studies show how installing a LoJack system can lower your insurance premium, even for drivers with less-than-perfect records. Exploring different ways to lower car insurance rates, such as using anti-theft devices like LoJack, can help policyholders save significantly on their premiums while enhancing vehicle security.
By using any discounts granted to you, your monthly rates can be lowered, and you will have better coverage on your car.
Increase Your Savings: Top Car Insurance Discounts for LoJack
LoJack systems can save you up to 5% to 25% on your auto insurance. The best rates for cars equipped with LoJack are offered by providers like State Farm, Geico and Progressive. To maximize savings, compare car insurance rates by vehicle make and model, as discounts can vary based on your car’s security features.
In this article, we’ll look at how the LoJack system works to recover stolen cars, any possible savings on your insurance and tips for capitalizing on your discount. Finally, it illustrates how the price of coverage can change depending on driving history, and encourages readers to shop around for better pricing.
Getting affordable car insurance is one click away. Enter your ZIP code into our free quote tool below to get the right policy for you.
Frequently Asked Questions
How much does the LoJack system cost?
The cost of the LoJack system can range from $695 to $1,200, depending on the model and installation charges.
Is LoJack worth it?
LoJack can be worth the investment if you want added protection against vehicle theft. The cost may be offset by insurance discounts and peace of mind. Explore your car insurance options by entering your ZIP code below and finding which companies have the lowest rates.
What is the USAA LoJack discount?
USAA offers a LoJack discount for drivers who install the LoJack vehicle recovery system, helping lower your premiums. Installing anti-theft devices like LoJack is one of the ways to lower the cost of your insurance, as insurers offer discounts for reducing vehicle theft risk.
Does having LoJack lower insurance?
Yes, installing LoJack in your car should decrease anyone’s insurance rates since first and foremost it is a safety risk reducer so the possibility of getting your rig stolen will be lower than a vehicle without that product.
How much does LoJack save on insurance?
LoJack can save you between 5% and 25% on your comprehensive car insurance premiums, depending on the insurer and your location.
How much can you save with a Progressive LoJack discount?
If you have a vehicle equipped with LoJack, give Progressive a call — they offer a discount of as much as 25 percent on your auto insurance rates, depending on coverage and location. To get the best savings, it’s a good idea to compare car insurance by coverage type to ensure you are selecting the right protection for your needs while maximizing potential discounts.
How much is the Geico LoJack discount?
Geico offers a LoJack discount that may reduce your premium by up to 15% to 25% depending on your coverage and location.
How much is the State Farm LoJack discount?
State Farm offers a LoJack discount that could save you between 5% and 25% on your comprehensive car insurance premium.
What is the LoJack insurance discount?
A LoJack insurance discount is a reduction in your car insurance premium for having the LoJack stolen vehicle recovery system installed in your car. This discount is particularly helpful for states with the highest vehicle theft rates, due to the LoJack system that enables recovery of a stolen car if it turns up, an insurer has less risk.
What do LoJack reviews say?
LoJack reviews are generally positive, with users praising the system’s effectiveness in recovering stolen vehicles. However, some reviews mention the cost and subscription fees as potential drawbacks.
How much is LoJack monthly?
The monthly subscription for LoJack typically costs around $30 to $40, though prices can vary based on your location and coverage plan.
Does LoJack lower car insurance rates?
Yes, LoJack can lower your car insurance rates by reducing the risk of theft, which insurers often reward with discounts. This is one of the best anti-theft car insurance discounts available, as having LoJack installed can make your car less of a target for thieves, resulting in potential savings on your premiums.
How much is a LoJack system?
The initial cost of a LoJack system can range from $695 to $1,200, which includes the device, installation, and sometimes the first year of subscription.
How much is LoJack subscription?
The annual subscription for LoJack typically costs around $100 to $200 per year, depending on your coverage plan and location.
What is the LoJack insurance discount with Geico?
Geico provides a discount for vehicles equipped with LoJack, which may help lower your insurance rates significantly. Compare monthly car insurance options to see how this discount can impact your overall premium.
Where can I find LoJack installation near me?
You can find certified LoJack installers near you by visiting the official LoJack website or contacting local auto dealerships and service centers.
Is there a LoJack promo code?
LoJack occasionally offers promotions, discounts, or rebates. It’s best to check the official LoJack website or authorized retailers for current offers and promo codes.
Can I use LoJack for a family business?
Yes, LoJack can be installed in family business rides to provide extra levels of peace of mind and possible reduction in insurance expenses. In fact, having anti-theft devices such as LoJack can earn you some of the best car insurance discounts to help lower your rates while keeping your cars safer.
What is the LoJack renewal cost?
The subscription includes LoJack renewal, which typically costs $100 to $200 per year depending on the region and amount of coverage. Just enter your ZIP code below into our free comparison tool to find the cheaper prices in your area.
What is the price of a LoJack system?
The price of a LoJack system typically ranges from $695 to $1,200, depending on the model and installation charges. This cost includes the device and installation, with additional fees for the annual subscription.
How much does the LoJack system cost to install?
The price of installation for a LoJack system costs between $150 and $300, depending on the type of installer and type of vehicle. Installation can be included in the purchase price of the system at some dealers. The best car insurance for car dealerships may be one where savings on premiums can be incorporated by leveraging the benefits of anti-theft devices such as LoJack.
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Enter your ZIP code below to view companies that have cheap car insurance rates.
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Brandon Frady
Licensed Insurance Agent
Brandon Frady has been a licensed insurance agent and insurance office manager since 2018. He has experience in ventures from retail to finance, working positions from cashier to management, but it wasn’t until Brandon started working in the insurance industry that he truly felt at home in his career. In his day-to-day interactions, he aims to live out his business philosophy in how he treats hi...
Licensed Insurance Agent
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.
