Is car insurance paid monthly?

Almost every state requires drivers to buy auto insurance, but you might be curious about your payment options. Unlike most bills, you must pay your car insurance upfront to guarantee coverage.  You may wonder, “Is car insurance paid monthly?” Most drivers choose to settle their bills monthly, but your insurer likely provides additional options. This…

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Can you legally use a different address to get cheaper car insurance?

Insurance companies consider several factors when setting auto insurance rates, one of which is location. This is because vehicles in some locations have a higher risk of sustaining damage than others. Knowing this, you may be tempted to use a fake address to obtain cheaper auto insurance rates. However, know that doing so is not…

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How long do car insurance claims stay on your record?

If you’ve been in a car accident, you know how stressful it can be. After you file a claim and work to ensure you and your car are okay, you may wonder how long a claim will stay on your driving record. Most states allow claims to stay on your driving record for three to…

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Are car insurance inspections required?

State car insurance requirements are all different. Some states ask for auto and general vehicle inspections for specific reasons. Car insurance inspections are valuable as they reduce the number of accidents that occur due to poorly maintained cars, which reduces car insurance claims. However, some states don’t require auto inspections before getting car insurance. Read…

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Do you need GAP insurance on a used car?

Many budget-conscious consumers decide to buy used cars instead of new cars because they can avoid high sticker prices and almost instant depreciation. But can you put gap insurance on a used car? How much is gap insurance? As long as you don’t mind taking in a vehicle that’s been driven by someone else and…

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How to Find Your Car Insurance Policy Number in 2024 (5 Steps to Follow)

Knowing how to find your car insurance policy number is essential for saving an average of $28/month. Understanding your car insurance policy is simple when you know where to look. You can find your policy number on the declaration page, your auto insurance ID, or by logging into your insurance company’s online account. Finding where…

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What happens if I drive my car with a suspended registration?

In the United States, driving is a privilege that comes with a lot of responsibility. Like it or not, one of these responsibilities is making sure your vehicles are properly registered and insured at all times. If you’re caught driving on suspended registration, or no registration at all, you could be in for some serious…

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Does my car insurance go up if someone hits me?

If someone hits my car does my insurance go up? How much does insurance go up after a minor accident? Upon any car accident, you must report it to your insurance company regardless of who is at fault. No one wants to have a car accident but it is a fact of life that accidents…

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Can I drive an uninsured car on my own insurance policy?

Driving an uninsured vehicle can be dangerous. Not only do you have to worry about getting into an accident without a policy to compensate you for your damages, but you also have to worry about paying legal fees if you’re taken to court for third-party damages. This is one of the prime reasons why a…

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