Safeco RightTrack App Review: Compare Rates, Discounts, & Requirements [2024]
Download the Safeco RightTrack app to lower your car insurance rates by 30%. Read our Safeco RightTrack app review to learn the requirements to get the most savings - drive 125 miles in 90 days to qualify! With Safeco RightTrack, drivers can drop $50/mo off their car insurance bills.
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Brandon Frady
Licensed Insurance Agent
Brandon Frady has been a licensed insurance agent and insurance office manager since 2018. He has experience in ventures from retail to finance, working positions from cashier to management, but it wasn’t until Brandon started working in the insurance industry that he truly felt at home in his career. In his day-to-day interactions, he aims to live out his business philosophy in how he treats hi...
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UPDATED: Sep 19, 2024
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Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from top car companies please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.
UPDATED: Sep 19, 2024
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident car insurance decisions. Comparison shopping should be easy. We are not affiliated with any one car insurance company and cannot guarantee quotes from any single company.
Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from top car companies please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.
On This Page
- RightTrack is a driving monitor program offered by Safeco that helps drivers save up to 30% on their car insurance
- Drivers can choose to use either a plug-in device or a mobile app to participate in the program
- RightTrack is not available in every state, so drivers need to check with a representative before enrolling
Most companies offer programs that track driving behaviors to offer a discount. The Safeco usage-based insurance option is RightTrack, which can save you up to 30% on your insurance.
Before trying the RightTrack app, read our Safeco car insurance review to ensure the company is a good fit. If you decide it’s the right company for you, explore the Safeco RightTrack app review below to learn more about this discount.
Read More: How do you get a Safeco car insurance quote online?
How Safeco RightTrack Works
The Safeco RightTrack driving app works similarly to many other usage-based car insurance programs. You can sign up for the Safeco app after purchasing a policy. After signing up, you’ll access the Safeco RightTrack program through the mobile app or by installing a plug-in device.
Since RightTrack is the Safeco usage-based car insurance option, the program will track your driving behaviors to determine how much of a discount you’ll earn. Safeco says the highest possible discount for safe drivers is 30%.
Safeco's RightTrack program is an excellent option to save on your car insurance, but only if you regularly practice safe driving habits.
Daniel Walker Licensed Insurance Agent
RightTrack tracks your driving behaviors for a 90-day review period, after which your final discount will apply to your premium. If you decide RightTrack isn’t right, you can cancel the program anytime during the review period. If you cancel the program, your Safeco car insurance discount from RightTrack will be removed from your policy.
Driving Behaviors Safeco RightTrack Monitors
Like other usage-based and pay-per-mile car insurance programs, the RightTrack app monitors your driving behaviors. These include:
- Hard braking
- When you drive
- How many miles you drive
- Rapid acceleration
You can view the data RightTrack collects in the online portal for 90 days.
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Compare Safeco Car Insurance Rates With RightTrack
Safeco car insurance quotes tend to be cheaper than the national average, and RightTrack safe driver rewards can help you save even more. To see how much you might save with RightTrack, check the prices below.
RightTrack Car Insurance Monthly Rates vs. Safeco & U.S. Average
| Coverage Type | RightTrack | SafeCo | U.S. Average |
|---|---|---|---|
| Minimum Coverage | $19 | $27 | $78 |
| Full Coverage | $48 | $71 | $156 |
As you can see, Safeco RightTrack car insurance might help you save significantly on your coverage. However, you must consistently practice safe driving habits to earn the maximum Safeco car insurance discount through RightTrack.
Read more: Compare Car Insurance for Track Days: Rates, Discounts, & Requirements
Safeco RightTrack App vs. The Competition
RightTrack is only one usage-based insurance option of many. If you’re shopping for a new policy, it can be helpful to research your options beforehand. For example, reviewing an Allstate vs. Safeco car insurance comparison can help you decide between companies with similar usage-based programs.
Check below to see some of the biggest usage-based insurance programs available today.
Usage-Based Car Insurance Availability & Savings for Best Usage-Based Car Insurance Companies
| Insurance Company | Program Name | Earned Savings | Areas Available |
|---|---|---|---|
| Allstate | Drivewise® | 40% | Most states, excluding, CA, DC |
| American Family | KnowYourDrive | 20% | Available in specific states: AZ, CO, GA, ID, IL, IN, IO, KS, MN, MO, NE, NV, ND, OH, OR, SD, UT, WA, WI |
| Farmers | Signal® | 30% | Most states, excluding: AK, HI, LA, MA, MI, NJ, NY |
| Geico | DriveEasy | 25% | Most states, excluding: AK, CA, DC, DE, HI, KS, ME, MA, MO, MS, MT, ND, HD, NY, RI, SD, VT, WV, WY |
| Hartford | TrueLane® | 25% | Most states, excluding: FL |
| Liberty Mutual | RightTrack® | 30% | Most states, excluding: AK, CA, DC, |
| Nationwide | SmartRide® | 40% | Most states, excluding: CA, HI, MA, MI, NY |
| Progressive | Snapshot | 30% | Most states, excluding: DC |
| Safeco | RightTrack® | 30% | Available in specific states, including: FL, IL, MA, MO, RI, NJ, NV, NY |
| State Farm | Drive Safe and Save™ | 30% | Most states, excluding: DC |
| Travelers | IntelliDrive® | 30% | Most states, excluding: CA, HI, NY |
| USAA | SafePilot | 30% | Available in specific states, including: AZ, OH, TX, OK |
Aside from potentially getting a safe driver car insurance discount, Safeco RightTrack reviews often report that the program encourages safer habits by giving you feedback. Unlike other companies, most customers don’t report Safeco RightTrack app problems often.
How to Set Up The Safeco RightTrack App
Getting the Safeco auto insurance discount for safe driving is easy after you set it up. To start, you simply need to contact a Safeco representative and tell them you want to participate in the RightTrack program.
The method RightTrack tracks your driving behaviors depends on the state you live in. Most drivers will need the app, while residents of New York can opt for the plug-in device if they want. You can download the Safeco app or the Safeco RightTrack app to use your phone in the program.
After you enroll in the program with a representative, you’ll get an email with an activation code. You can use the activation code to register your account on the mobile app. After that, you’ll be ready to start your 90-day review period.
Requirements to Use Safeco RightTrack Mobile App
The RightTrack app is available in both the Apple and Google stores, so you’ll be ready to use it as long as your phone runs on the right operating system.
A final thing to keep in mind is that RightTrack is not available in every state. Residents in California, Alaska, Delaware, Washington D.C., North Carolina, or Hawaii are currently ineligible to participate in RightTrack.
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Safeco RightTrack App Review: The Bottom Line
Safeco usually has lower rates than other companies, but the RightTrack app can help you save even more. While it’s not available in every state, RighTrack is a great idea if you consistently practice safe driving habits.
Just like you’re reading this Safeco review before making a decision, you should research other options just as thoroughly. Checking out a Geico DriveWise, Progressive Snapshot, or Allstate Drivewise review will help you find the right program. Always compare quotes and usage-based insurance programs with other companies to ensure you’re finding the right policy.
Frequently Asked Questions
How much can I save on car insurance with Safeco RightTrack?
According to Safeco RightTrack app reviews, enrolling in the program can save between 5 and 30% on your insurance.
How does Safeco RightTrack work?
Like most other usage-based programs, Safeco RightTrack monitors and tracks your driving habits. After the first 90 days, you’ll receive a score and an updated discount.
Will Safeco RightTrack raise my car insurance rates?
Safeco won’t raise your rates after the 90-day review period, but your discount might not be as high as the initial 10% savings you get for signing up. If your discount drops lower than 10% after the review period, you might get a bill for the difference for the 90-day period.
Where is the Safeco RightTrack car insurance app available?
The RightTrack app is available everywhere except Delaware, Arkansas, California, North Carolina, Hawaii, and Washington, D.C.
How do I activate the Safeco RightTrack app with my car insurance?
First, you’ll need to speak with a representative to enroll in the program. They’ll send you an activation link in your email, which you can use to register yourself on the app.
Does Safeco RightTrack monitor speed?
The RightTrack app only monitors quick accelerations, not overall speed. It won’t notice if you’re speeding while driving.
What is the minimum mileage to use Safeco RightTrack?
Safeco hasn’t posted a minimum mileage you must meet to qualify for RightTrack. However, it does rack your overall miles, with too much driving impacting your overall discount.
What should I do if my Safeco RightTrack car insurance app isn’t working?
Restarting the app or your phone usually fixes any problems with the Safeco app. If you continue to have issues, contact the Safeco customer service hotline for help.
Can I turn off Safeco RightTrack car insurance?
If you’re using the plug-in device, you can unplug it when you want it to stop tracking. For the mobile app, you can choose to stop monitoring your driving during your 90-day review period. However, you might not receive a discount if you don’t track enough data.
Is Safeco RightTrack worth it?
If you’re a safe driver and already planning on getting a Safeco policy, RightTrack is probably worth signing up for. However, you should be comfortable with being tracked for your 90-day review period. If you don’t practice relatively good driving habits, you might want to skip usage-based car insurance.
Where do you plug in the RightTrack device?
The RightTrack device plugs into your car’s OBD port, which is usually located under your steering wheel.
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Enter your ZIP code below to view companies that have cheap car insurance rates.
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Brandon Frady
Licensed Insurance Agent
Brandon Frady has been a licensed insurance agent and insurance office manager since 2018. He has experience in ventures from retail to finance, working positions from cashier to management, but it wasn’t until Brandon started working in the insurance industry that he truly felt at home in his career. In his day-to-day interactions, he aims to live out his business philosophy in how he treats hi...
Licensed Insurance Agent
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.