Best Jaguar Car Insurance Rates in 2024 (Check Out the Top 10 Companies)

Geico, Progressive, and State Farm are our top choices for the best Jaguar car insurance rates.

Luxury car insurance is often thought of as outrageously expensive, but Jaguar car insurance rates are relatively affordable compared to many of its luxury competitors. However, car insurance for a Jaguar is more expensive than a standard vehicle.

Our Top 10 Company Picks: Best Jaguar Car Insurance Rates

Although Jaguar car insurance quotes are pricier than the national average, there are ways to save. Many drivers use a Jaguar car insurance calculator to compare quotes and find out how much coverage they should purchase.

Read on to learn more about Jaguar car insurance, including how much you might need to protect your car. Then, use our free quote tool to compare Jaguar car insurance rates with multiple companies to find the best policy.

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#1 – Geico: Top Pick Overall

Pros

• Cheap Rates: Rates are competitive at Geico for Jaguar drivers who are safe drivers with good driving records. Learn more in our Geico car insurance review.
• Financial Rating: Jaguar policies will be backed by a highly rated company.
• Bundling Discount: Geico will discount Jaguar rates if customers also purchase Geico home insurance.

Cons

• Lack of Local Agents: Jaguar customers’ interactions with representatives will be mostly virtual.
• No Gap Insurance: The lack of this coverage isn’t ideal for owners of brand-new Jaguars.

#2 – Progressive: Best for Coverage Options

Pros

• Coverage Options: Progressive has gap coverage, custom parts coverage, and many more for Jaguar owners who want specialized protection.
• Snapshot Program: Jaguar owners have the opportunity to reduce insurance rates by participating in Snapshot.
• Online Tools: Progressive offers helpful online tools, like Name Your Price, for budgeting.

Cons

• Snapshot Rate Increases: Poor driving performances from Jaguar owners could raise rates.
• Customer Reviews: Could still improve its customer service based on reviews left by customers. Read more in our Progressive review.

#3 – State Farm: Best for Personalized Policies

Pros

• Personalized Policies: Jaguar customers can work with local agents to personalize their Jaguar insurance policy.
• Discount Options: State Farm has a higher number of discounts than most of its competition.
• Roadside Assistance: A great add-on option for older Jaguars that may break down.

Cons

• Online Capabilities: Because agents perform most policy changes, online capabilities can be limited.
• DUI Rates: Jaguar DUI drivers will have more expensive Jaguar insurance costs. Learn more in our State Farm review.

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#4 – Liberty Mutual: Best for Quick Claims

Pros

• Quick Claims: Customers can quickly file an online claim for their Jaguar (learn more: How do you file a car insurance claim?).
• Availability: Jaguar auto insurance policies are available in every state.
• Coverage Options: Specialized coverage options can help Jaugaur owners fully protect their vehicles.

Cons

• Discount Options: Some areas may not have as many discounts offered.
• Customer Service: Could have higher ratings from Liberty Mutual customers.

#5 – Nationwide: Best for Vanishing Deductible

Pros

• Vanishing Deductible: Deductibles are reduced at Nationwide for claims-free customers.
• SmartRide Discount: Nationwide offers Nationwide car insurance discounts to Jaguar owners based on their driving habits.
• SmartMiles Insurance: This insurance is paid for by the mile and is ideal for low-mileage customers.

Cons

• Telematics Tracking: Jaguar owners must be okay with their driving data being tracked for SmartRide or SmartMiles.
• Customer Ratings: Nationwide isn’t always the most highly rated company for customer service.

#6 – Farmers: Best for Discount Variety

Pros

• Discount Variety: There is a range of available discounts for Jaguar drivers at Farmers. See what is offered in our Farmers review.
• Local Agents: Local agents are available if Jaguar customers prefer personalized assistance.
• Accident Forgiveness: Jaguar owners may avoid increased costs if they qualify.

Cons

• Online Functions: Some online functions are less robust at Farmers.
• Customer Satisfaction: Like most companies, Farmers’ customer service could use some work.

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#7 – Allstate: Best for Add-On Coverages

Pros

• Add-On Coverages: Enhance the protection on your Jaguar with Allstate’s add-on options. See what’s offered in our Allstate review.
• Milewise Insurance: Pay for your Jaguar insurance by the mile with Milewise. Learn more in our Allstate Milewise review.
• Online Convenience: Allstate’s app allows Jaguar customers to make changes or file bills from their smartphones.

Cons

• Customer Reviews: Dissatisfied customer reviews are more numerous than expected.
• High-Risk Rates: Jaguar insurance costs will be the cheapest for drivers with clean driving records.

#8 – USAA: Best for Military Savings

Pros

• Military Savings: USAA is the most cost-effective company for military Jaguar drivers.
• Customer Ratings: The majority of reviews and ratings are positive. Read more in our USAA review.
• Discount Variety: Jaguar owners can save with bundling discounts, good driver discounts, good student discounts, and more.

Cons

• Add-On Coverages: Not as many options are offered for Jaguar drivers looking for specialized coverages.
• Eligibility: USAA is exclusively for Jaguar customers who are veterans or military.

#9 – Travelers: Best for Industry Experience

Pros

• Industry Experience: Travelers is an experienced company when it comes to insuring cars and specialty vehicles.
• IntelliDrive Program: Participating in IntelliDrive can help Jaguar drivers save.
• Online Convenience: Most Jaguar policy tasks can be done online. Discover more in our Progressive review.

Cons

• IntelliDrive Rate Increases: The downside of IntelliDrive is that it may raise rates for some Jaguar drivers.
• Customer Reviews: Customer service could still use improvement, according to customers.

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#10 – AAA: Best for Roadside Assistance

Pros

• Roadside Assistance: Jaguar owners can select a coverage plan that fits their needs. Learn more in our review of AAA.
• Shopping Discounts: An AAA membership can be used to discount some purchases.
• Bundling Discount: AAA offers discounted Jaguar rates to customers who also purchase home insurance.

Cons

• Fees for Membership: Jaguar owners will need to purchase an annual membership.
• Product Availability: Some coverages and discounts may be unavailable in some regions.

The Jaguar Brand

At present, Jaguar vehicles are produced by Jaguar Land Rover, Ltd., which is a British multinational corporation located in Whitley, Coventry, England, owned by Jaguar Automotive PLC.

The original Jaguar corporation was established as Swallow Sidecar Company in 1922. They manufactured sidecars for motorcycles until they produced the SS Jaguar as a sports car series. The name was later changed after World War II to avoid the connotation of the SS initials.

Success followed the company through a number of name changes and shortages of materials after World War II.

A brief alliance with Ford Motor Company ended in 2008 when Ford sold Daimler, Lanchester, Jaguar, and Rover to Tata Motors of India, which now owns several European auto manufacturers.

Read more: Compare Land Rover Car Insurance Rates

Jaguar Vehicles Reviewed

Almost all the reviewers loved the Jaguar lineup for 2014, but we focused on the 2014 Jaguar F-Type convertible because it is a revival of the sporty Jaguar we all remember. Evidently, the driving experience for the F-Type is the quintessential gearhead’s dream.

The few problems were comparisons in power to other brands. The Jaguar isn’t exactly the most powerful vehicle on the road, but it’s adequate. Since this vehicle is brand new, there are no reliability statistics for the model.

Generally, the Jaguar brand has been reviewed as one of the most reliable and well-engineered automobiles available.

The concern has been that with all the enhancements and packages that are available, the bottom line to purchase a 2014 Jaguar F-Type is around $100,000, which is comparable to the cost of a Mercedes.

Suggested Jaguar Car Insurance Coverages

Since a Jaguar is a relatively expensive automobile, it is wise to carry adequate insurance to protect yourself in the event of an accident.

The following are the types of liability that individuals should consider carryinng to protect themselves:

• Bodily Injury Liability: Your legal responsibility for bodily injury to others in the event of an accident.
• Property Damage Liability: Your legal responsibility for property damage to others in the event of an accident.
• Uninsured Motorist Coverage for Bodily Injury: For you and your passengers if you are involved in an accident with an uninsured person.
• Comprehensive Coverage: Pays for damage to your own car from animals, vandalism, theft, and weather.
• Collision Insurance Coverage: Pays for damage to your own car from a collision caused by you or by others.
• Gap Coverage: This helps pay off the remainder of your lease or loan if you total your new Jaguar, so the Jaguar gap insurance price is often worth paying if you own a new car.

If you own a Jaguar, it may also be a good idea to provide insurance for yourself in the form of an umbrella insurance policy to add additional coverage.

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Jaguar Car Insurance Rates

How much is insurance for a Jaguar? Part of what determines your Jaguar insurance rates is what company you go with.

Jaguar Car Insurance Monthly Rates by Coverage Level & Provider

Other factors will be how many Jaguar insurance discounts you can qualify for at your chosen company.

Insurance discounts are one of the best ways to save on car insurance, as well as shopping for Jaguar quotes (learn more: 16 Ways to Lower the Cost of Your Insurance).

 

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When you shop for cheap car insurance for Jaguars, you can get quotes directly from Geico, Progressive, State Farm, and other popular companies.

If getting quotes individually is too time-consuming, then you can also choose to use a comparison tool to quickly find the best insurance for your Jaguar.

The Final Word on Jaguar Car Insurance

If you are looking for the best insurance on a Jaguar, the best companies are Geico, Progressive, and State Farm. They offer the most affordable Jaguar rates and plenty of car insurance discounts to help drivers save on coverage.

Comparison shopping for insurance can save at least a portion of an automobile payment every six months. Even if you can afford the payments on a Jaguar, saving money is always a good plan. Enter your ZIP code into our free tool to get the best Jaguar auto insurance rates easily.

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