Best Hyundai Sonata Car Insurance in 2024 (Save With These 10 Companies)
State Farm, Geico, and Progressive offer the best Hyundai Sonata car insurance, with rates starting at just $33 per month. These companies stand out for their balance of affordability and coverage options, making them the top picks for Hyundai Sonata owners seeking reliable and cost-effective insurance.
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Kristen Gryglik
Licensed Insurance Agent
Kristen is a licensed insurance agent working in the greater Boston area. She has over 20 years of experience counseling individuals and businesses on which insurance policies best fit their needs and budgets. She knows everyone has their own unique needs and circumstances, and she is passionate about counseling others on which policy is right for them. Licensed in Massachusetts, New Hampshire,...
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UPDATED: Sep 4, 2024
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UPDATED: Sep 4, 2024
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident car insurance decisions. Comparison shopping should be easy. We are not affiliated with any one car insurance company and cannot guarantee quotes from any single company.
Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from top car companies please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.
On This Page
17,759 reviewsCompany Facts
Full Coverage for Hyundai Sonata
A.M. Best Rating
Complaint Level
Pros & Cons
17,759 reviews
19,116 reviewsCompany Facts
Full Coverage for Hyundai Sonata
A.M. Best Rating
Complaint Level
Pros & Cons
19,116 reviews
13,128 reviewsCompany Facts
Full Coverage for Hyundai Sonata
A.M. Best Rating
Complaint Level
Pros & Cons
13,128 reviewsThe top pick overall for the best Hyundai Sonata car insurance are State Farm, Geico, and Progressive, with rates starting at $33 per month.
These insurers offer competitive pricing, a range of coverage options, and various discounts tailored to meet the needs of Hyundai Sonata drivers. This article evaluates the best providers based on affordability, customer satisfaction, and coverage flexibility to help you choose the most suitable insurance for your vehicle.
Our Top 10 Company Picks: Best Hyundai Sonata Car Insurance
| Company | Rank | Bundling Discount | A.M. Best | Best For | Jump to Pros/Cons |
|---|---|---|---|---|---|
 | #1 | 17% | B | Reliable Coverage | State Farm |
 | #2 | 25% | A++ | Affordable Rates | Geico |
 | #3 | 10% | A+ | Customizable Plans | Progressive |
 | #4 | 10% | A+ | Strong Discounts | Allstate |
 | #5 | 10% | A++ | Military Families | USAA |
 | #6 | 20% | A+ | Bundled Services | Nationwide |
 | #7 | 10% | A | Young Drivers | Liberty Mutual |
 | #8 | 12% | A++ | Comprehensive Coverage | Travelers |
 | #9 | 15% | A | Customer Service | Farmers |
 | #10 | 15% | A+ | High Satisfaction | Amica |
Discover how these top companies stand out in delivering reliable and affordable car insurance. To enhance your understanding of this matter, explore further articles comparing “Car Insurance Coverage Limits.”
Affordable Hyundai Sonata car insurance doesn’t have to be hard to find. By entering your ZIP code above, you can get instant car insurance quotes from top providers.
- State Farm is the top pick for overall value and coverage options
- Compare Hyundai Sonata insurance rates, with some as low as $33 per month
- Consider factors like vehicle age and safety ratings to lower premiums
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#1 – State Farm: Top Overall Pick
Pros
- Comprehensive Coverage: State Farm provides robust coverage options for the Hyundai Sonata, including comprehensive protection that covers a wide range of scenarios.
- Low Monthly Rates: State Farm offers competitive rates at $45 per month for minimum coverage on the Hyundai Sonata.
- Bundling Discounts: Hyundai Sonata owners can benefit from significant savings by bundling their auto insurance with other policies through State Farm (Read More: State Farm Car Insurance Discounts).
Cons
- Limited Multi-Policy Discount: The discount for bundling multiple policies is lower compared to other insurers, which may be a drawback for Hyundai Sonata owners looking for comprehensive savings.
- Premium Costs: Despite discounts, State Farm’s premium rates may still be higher for more extensive coverage options, which could affect budget-conscious Hyundai Sonata drivers.
#2 – Geico: Best for Affordable Rates
Pros
- Budget-Friendly Rates: Geico stands out with its highly affordable monthly rate of $39 for minimum coverage on the Hyundai Sonata.
- Efficient Claims Process: Hyundai Sonata owners can benefit from Geico’s streamlined claims process, which is often praised for its speed and simplicity.
- Discount Opportunities: Geico’s car insurance review highlights various discounts, making it a great choice for Hyundai Sonata drivers seeking to lower their insurance costs.
Cons
- Limited Coverage Options: While affordable, Geico’s coverage options might not be as extensive as some competitors, potentially leaving Hyundai Sonata owners with fewer choices.
- Customer Service Variability: Some Hyundai Sonata customers have reported inconsistent experiences with Geico’s customer service, particularly in complex situations.
#3 – Progressive: Best for Customizable Plans
Pros
- Flexible Payment Plans: Progressive allows Hyundai Sonata owners to customize payment plans, making it easier to manage monthly premiums, which start at $50 for minimum coverage.
- Wide Range of Coverage Options: Progressive offers a variety of coverage levels tailored to the specific needs of Hyundai Sonata drivers (Read More: Progressive Car Insurance Review).
- Snapshot Program: Hyundai Sonata drivers can potentially save more by participating in Progressive’s Snapshot program, which rewards safe driving habits.
Cons
- Higher Initial Premiums: Progressive’s initial premiums can be on the higher side, which might deter budget-conscious Hyundai Sonata owners.
- Mixed Customer Reviews: Some Hyundai Sonata owners have experienced variability in customer service, particularly regarding claims handling.
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#4 – Allstate: Best for Strong Discounts
Pros
- Exclusive Coverage Perks: Allstate provides Hyundai Sonata owners with unique perks, such as accident forgiveness and new car replacement, alongside its $56 monthly rate for minimum coverage.
- Strong Network: With a vast network of agents, Allstate offers personalized service to Hyundai Sonata drivers, ensuring they receive the attention they need.
- Rewards Program: Hyundai Sonata owners can benefit from Allstate’s rewards program, which offers discounts and savings for safe driving.
Cons
- Higher Premiums: Allstate’s premiums are higher than many competitors, which might be a downside for Hyundai Sonata owners looking for low-cost options.
- Discount Limitations: The discounts available might not be as extensive, potentially leading to less savings for Hyundai Sonata drivers. To explore more, review our in-depth guide named “Best Allstate Car Insurance Discounts.“
#5 – USAA: Best for Military Families
Pros
- Lowest Monthly Rates: USAA offers the most affordable rates at $33 per month for minimum coverage on the Hyundai Sonata, making it a top choice for military families.
- Excellent Customer Service: Hyundai Sonata owners with military affiliations can enjoy USAA’s renowned customer service and dedicated support.
- Comprehensive Coverage Options: USAA provides a wide array of coverage options, ensuring Hyundai Sonata drivers can find a plan that suits their needs.
Cons
- Limited Eligibility: USAA is only available to military members and their families, which restricts access for many Hyundai Sonata drivers.
- Fewer Discounts: USAA’s rates are low, but fewer discount options may limit savings potential, especially for Hyundai Sonata drivers. To dive deeper, refer to our complete guide called “Best USAA Car Insurance Discounts.“
#6 – Nationwide: Best for Bundled Services
Pros
- Customizable Coverage Plans: Nationwide allows Hyundai Sonata owners to personalize their coverage options, with rates starting at $46 per month for minimum coverage.
- Strong Financial Stability: Hyundai Sonata drivers can trust Nationwide’s financial strength, ensuring reliable coverage and claims payment. For more insights, consult our complete guide titled “Nationwide Car Insurance Discounts.“
- Vanishing Deductible: Hyundai Sonata owners can benefit from Nationwide’s vanishing deductible program, which reduces deductibles over time for safe driving.
Cons
- Higher Premiums: Nationwide’s premiums may be higher than average, potentially making it less appealing to Hyundai Sonata drivers on a budget.
- Limited Local Agents: In some areas, Hyundai Sonata owners may find it difficult to access local agents, which could affect personalized service.
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#7 – Liberty Mutual: Best for Young Drivers
Pros
- Tailored Policies for High-Risk Drivers: Liberty Mutual offers specialized coverage options for Hyundai Sonata drivers who might be considered high-risk, with rates starting at $58 per month for minimum coverage.
- Accident Forgiveness: Hyundai Sonata owners can benefit from Liberty Mutual’s accident forgiveness program, which helps prevent premium increases after an accident.
- Comprehensive Coverage Options: Liberty Mutual offers a wide range of coverage options tailored to meet the needs of Hyundai Sonata drivers. To gain additional insights, check out our comprehensive guide titled “Liberty Mutual Car Insurance Review.“
Cons
- Higher Premium Rates: Liberty Mutual’s rates are among the highest, which may not be ideal for budget-conscious Hyundai Sonata owners.
- Limited Discount Opportunities: Hyundai Sonata drivers might find fewer discount options compared to other insurers, potentially leading to higher overall costs.
#8 – Travelers: Best for Comprehensive Coverage
Pros
- Strong Customer Support: Travelers is known for its reliable customer service, ensuring Hyundai Sonata drivers receive support when needed, with rates starting at $47 per month for minimum coverage.
- Variety of Coverage Options: Hyundai Sonata owners can choose from a wide range of coverage plans to suit their specific needs. For further knowledge, look at our detailed guide titled “Travelers Car Insurance Review.“
- Safe Driver Discounts: Travelers offers discounts for safe driving, making it a cost-effective choice for careful Hyundai Sonata drivers.
Cons
- Higher Premiums: Travelers’ premiums can be higher than average, which might be a drawback for Hyundai Sonata owners looking for the lowest rates.
- Limited Online Tools: The online tools offered by Travelers may not be as advanced as those of competitors, potentially affecting the convenience for tech-savvy Hyundai Sonata drivers.
#9 – Farmers: Best for Customer Service
Pros
- Extensive Discount Opportunities: Farmers offers numerous discounts that Hyundai Sonata drivers can take advantage of, with rates starting at $52 per month for minimum coverage.
- Personalized Service: Hyundai Sonata owners can benefit from Farmers’ strong network of agents who provide personalized service and advice.
- Comprehensive Coverage Options: Farmers’ car insurance review highlights a range of comprehensive coverage options designed to cater to the specific needs of Hyundai Sonata drivers.
Cons
- Higher Premium Rates: Farmers’ premiums can be higher, which may not be ideal for budget-conscious Hyundai Sonata drivers.
- Discount Eligibility Requirements: Some of the discounts offered by Farmers may have stringent eligibility requirements, which could limit savings for some Hyundai Sonata owners.
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#10 – Amica: Best for High Satisfaction
Pros
- Top-Rated Customer Satisfaction: Amica is known for its high customer satisfaction ratings, making it a top choice for Hyundai Sonata owners, with rates starting at $49 per month for minimum coverage.
- Dividend Policies: Hyundai Sonata drivers can benefit from Amica’s dividend policies, which return a portion of the premium to the policyholder. For more details, refer to our detailed guide named “Car Insurance Policyholder.“
- Comprehensive Coverage Options: Amica offers a wide range of coverage options tailored to meet the specific needs of Hyundai Sonata drivers.
Cons
- Higher Premiums: Amica’s premiums may be higher than those of other insurers, which could be a drawback for Hyundai Sonata drivers seeking the lowest rates.
- Limited Availability: Amica’s services may not be available in all areas, which could restrict access for some Hyundai Sonata owners.
Hyundai Sonata Finance and Car Insurance Cost
When financing a Hyundai Sonata, it’s important to consider the impact on your car insurance costs. The cost of insurance for a Hyundai Sonata can vary depending on factors such as the model year and trim level, but financing through a dealership may lead to higher premiums compared to securing insurance independently.
Hyundai Sonata Car Insurance Monthly Rates by Provider & Coverage Level
| Insurance Company | Minimum Coverage | Full Coverage |
|---|---|---|
| Allstate | $56 | $127 |
| Amica | $49 | $118 |
| Farmers | $52 | $120 |
| Geico | $39 | $94 |
| Liberty Mutual | $58 | $133 |
| Nationwide | $46 | $112 |
| Progressive | $50 | $115 |
| State Farm | $45 | $109 |
| Travelers | $47 | $110 |
| USAA | $33 | $85 |
Dealerships often bundle insurance into their financing packages, which can be more expensive than finding a policy on your own. To ensure you get the best rate, it’s advisable to shop around for car insurance quotes from multiple providers before finalizing your financing.
By comparing quotes, you can find a policy that offers the coverage you need at a more affordable rate, potentially saving you money in the long run (Read More: Compare Best Car Insurance Companies That Beat Quotes).
Hyundai Sonata Car Insurance Cost
Insuring a Hyundai Sonata involves varying monthly premiums depending on the driver’s profile and coverage choices. For those eligible for discounts, rates can be as low as $70 per month, while opting for high deductibles typically results in a $102 per month. The average rate for most drivers is around $119 per month.
Hyundai Sonata Car Insurance Monthly Rates by Driver Profile
| Type | Rates |
|---|---|
| Discount Rate | $70 |
| High Deductibles | $102 |
| Average Rate | $119 |
| Low Deductibles | $150 |
| High-Risk Driver | $253 |
| Teen Driver | $434 |
However, selecting low deductibles increases the cost to $150 per month. High-risk drivers may face rates as high as $253 per month, and for teen drivers, the monthly premium can surge to $434 per month due to their limited driving experience. Understanding your car insurance policy is paramount to getting the best deal.
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Are Hyundai Sonatas Expensive to Insure
The Hyundai Sonata, known for its sleek design and reliable performance, is a popular choice among drivers. But when it comes to car insurance, how does it stack up? In this guide, we’ll explore whether owning a Sonata could cost you more in insurance premiums compared to other vehicles. To understand better, look at our detailed guide called “What is a Car Insurance Premium?”
We’ll break down the factors that influence these costs, from the car’s safety ratings to your driving history, and provide tips on how to secure the most affordable coverage. Whether you’re a current owner or considering a Sonata, this analysis will help you make an informed decision.
The chart below details how Hyundai Sonata insurance rates compare to other sedans like the Lincoln MKZ, Infiniti Q50, and Nissan Altima.
Hyundai Sonata Car Insurance Monthly Rates vs. Other Cars by Coverage Type
| Vehicle | Comprehensive | Collision | Liability | Full Coverage |
|---|---|---|---|---|
| Honda Accord | $23 | $42 | $31 | $109 |
| Hyundai Sonata | $25 | $44 | $35 | $119 |
| Infiniti Q50 | $29 | $57 | $33 | $132 |
| Lincoln MKZ | $27 | $57 | $38 | $136 |
| Nissan Altima | $26 | $48 | $33 | $119 |
| Nissan Maxima | $31 | $53 | $33 | $129 |
| Nissan Versa | $22 | $45 | $33 | $113 |
However, there are a few things you can do to find the cheapest Hyundai insurance rates online.
Read more:
What Impacts the Cost of Hyundai Sonata Car Insurance
When it comes to insuring your Hyundai Sonata, several factors come into play that can significantly influence your premium rates. From the model year and trim level of your vehicle to your personal driving record and location, understanding these elements is crucial to finding the best coverage at an affordable price.
This section will guide you through the key factors that impact your Hyundai Sonata insurance costs, helping you make informed decisions and potentially save money on your policy. For additional information, see our comprehensive guide called “Factors That Affect Car Insurance Rates.”
Age of the Vehicle
When considering car insurance for a Hyundai Sonata, it’s essential to understand how rates can vary based on the model year and the type of coverage selected. Below is a breakdown of monthly insurance costs for different model years of the Hyundai Sonata, including comprehensive, collision, liability, and full coverage options.
Hyundai Sonata Car Insurance Monthly Rates by Model Year and Coverage Type
| Model Year | Comprehensive | Collision | Liability | Full Coverage |
|---|---|---|---|---|
| 2024 Hyundai Sonata | $27 | $46 | $34 | $122 |
| 2023 Hyundai Sonata | $26 | $45 | $34 | $121 |
| 2022 Hyundai Sonata | $25 | $45 | $35 | $120 |
| 2021 Hyundai Sonata | $25 | $44 | $35 | $119 |
| 2020 Hyundai Sonata | $25 | $44 | $35 | $119 |
| 2019 Hyundai Sonata | $23 | $43 | $37 | $118 |
| 2018 Hyundai Sonata | $23 | $42 | $38 | $117 |
| 2017 Hyundai Sonata | $22 | $41 | $39 | $117 |
| 2016 Hyundai Sonata | $21 | $40 | $41 | $116 |
| 2015 Hyundai Sonata | $20 | $38 | $42 | $115 |
| 2014 Hyundai Sonata | $19 | $35 | $43 | $112 |
In summary, the insurance costs for a Hyundai Sonata decrease slightly with older model years, reflecting the car’s depreciation over time. Understanding these rates helps in budgeting for the most suitable coverage, ensuring your vehicle is adequately protected at a price that fits your financial needs.
Insurance companies look at that. To expand your knowledge on this matter, read additional writings contrasting “How Car Insurance Companies Determine Salvage Value.”
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Driver Age
Driver age can have a significant effect on Hyundai Sonata car insurance rates. For example, 20-year-old drivers pay $269 per month for their Hyundai Sonata car insurance each year than 30-year-old drivers. To gain further insight into this theme, peruse extra pieces comparing “Average Car Insurance Rates by Age and Gender.”
Hyundai Sonata Car Insurance Monthly Rates by Age
| Age | Rates |
|---|---|
| Age: 16 | $434 |
| Age: 18 | $375 |
| Age: 20 | $269 |
| Age: 30 | $124 |
| Age: 40 | $119 |
| Age: 45 | $114 |
| Age: 50 | $108 |
| Age: 60 | $106 |
Driver Location
Where you live can have a large impact on Hyundai Sonata insurance rates. For example, drivers in Los Angeles may pay $203 per month more than drivers in Phoenix. To gather more information on this topic, delve into supplementary articles contrasting “Does Car Insurance Cover all the Drivers in a Single Home?”
Hyundai Sonata Car Insurance Monthly Rates in Major U.S. Cities
| State | Rates |
|---|---|
| Los Angeles, CA | $203 |
| New York, NY | $188 |
| Houston, TX | $186 |
| Jacksonville, FL | $172 |
| Philadelphia, PA | $159 |
| Chicago, IL | $157 |
| Phoenix, AZ | $138 |
| Seattle, WA | $115 |
| Indianapolis, IN | $101 |
| Columbus, OH | $99 |
Your Driving Record
Your driving record can have an impact on your Hyundai Sonata car insurance rates. Teens and drivers in their 20’s see the highest jump in their Hyundai Sonata car insurance with violations on their driving record. To know more, check out our comprehensive guide named “How Much Does a Moving Violation Affect Car Insurance?”
Hyundai Sonata Car Insurance Monthly Rates by Age & Driving Record
| Age | Clean Record | One Ticket | One Accident | One DUI |
|---|---|---|---|---|
| Age: 16 | 507 | $590 | 615 | 638 |
| Age: 18 | 425 | 480 | 510 | 540 |
| Age: 20 | 269 | 293 | 315 | 330 |
| Age: 30 | 124 | 135 | 155 | 180 |
| Age: 40 | 119 | 129 | 149 | 175 |
| Age: 45 | 115 | 126 | 145 | 170 |
| Age: 50 | 108 | 118 | 138 | 160 |
| Age: 60 | 106 | 115 | 135 | 158 |
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Hyundai Sonata Safety Ratings
When it comes to car insurance rates, safety is a crucial factor. The Hyundai Sonata has consistently earned strong safety ratings, which can positively impact your insurance premiums. Equipped with advanced safety features and earning high marks in crash tests, the Sonata is designed to protect both drivers and passengers.
Understanding how these safety ratings influence your insurance costs can help you secure the best coverage at an affordable price. For more details, refer to our detailed guide named “The Best Small Car Safety Ratings.”
Your Hyundai Sonata car insurance rates are influenced by the Hyundai Sonata’s safety ratings. See the breakdown below:
Hyundai Sonata Safety Ratings
| Test | Rating |
|---|---|
| Small overlap front: driver-side | Good |
| Small overlap front: passenger-side | Good |
| Moderate overlap front | Good |
| Side | Good |
| Roof strength | Good |
| Head restraints and seats | Good |
Hyundai Sonata Crash Test Ratings
The Hyundai Sonata has consistently earned strong crash test ratings, contributing to its reputation as a safe and reliable vehicle.
This video from the IIHS shows a passenger-side small overlap crash test of the 2017 Hyundai Sonata.
This test received a Good rating, which is the highest it can receive. This helps to make the Hyundai Sonata one of the top safest cars in America.
In various evaluations by the Insurance Institute for Highway Safety (IIHS), the Sonata has received high marks, including a “Good” rating in the passenger-side small overlap test, which is the highest score possible.
These impressive ratings highlight the Sonata’s robust safety features and design, offering significant protection for both drivers and passengers in the event of a collision. Such high safety ratings not only enhance driver confidence but can also lead to more favorable insurance premiums.
Poor Hyundai Sonata crash test ratings could mean higher Hyundai Sonata car insurance rates.
Hyundai Sonata Crash Test Ratings
| Vehicle Tested | Overall | Frontal | Side | Rollover |
|---|---|---|---|---|
| 2024 Hyundai Sonata 4 DR FWD | 5 stars | 5 stars | 5 stars | 4 stars |
| 2023 Hyundai Sonata 4 DR FWD | 5 stars | 5 stars | 5 stars | 4 stars |
| 2022 Hyundai Sonata 4 DR FWD | 5 stars | 5 stars | 5 stars | 4 stars |
| 2021 Hyundai Sonata 4 DR FWD | 5 stars | 5 stars | 5 stars | 4 stars |
| 2020 Hyundai Sonata HEV 4 DR FWD | 5 stars | 4 stars | 5 stars | 5 stars |
| 2020 Hyundai Sonata 4 DR FWD | 5 stars | 4 stars | 5 stars | 5 stars |
| 2019 Hyundai Sonata Plug-in Hybrid 4 DR FWD | 5 stars | 4 stars | 5 stars | 4 stars |
| 2019 Hyundai Sonata Hybrid 4 DR FWD | 5 stars | 5 stars | 5 stars | 4 stars |
| 2019 Hyundai Sonata 4 DR FWD | 5 stars | 5 stars | 5 stars | 4 stars |
| 2018 Hyundai Sonata Plug-in Hybrid 4 DR FWD | 5 stars | 4 stars | 5 stars | 4 stars |
| 2018 Hyundai Sonata Hybrid 4 DR FWD | 5 stars | 5 stars | 5 stars | 4 stars |
| 2018 Hyundai Sonata 4 DR FWD | 5 stars | 5 stars | 5 stars | 4 stars |
| 2017 Hyundai Sonata Plug-in Hybrid 4 DR FWD | 5 stars | 4 stars | 5 stars | 4 stars |
| 2017 Hyundai Sonata Hybrid 4 DR FWD | 5 stars | 5 stars | 5 stars | 4 stars |
| 2017 Hyundai Sonata 4 DR FWD | 5 stars | 5 stars | 5 stars | 4 stars |
| 2016 Hyundai Sonata Plug-in Hybrid 4 DR FWD | 5 stars | 4 stars | 5 stars | 4 stars |
| 2016 Hyundai Sonata Hybrid 4 DR FWD | 5 stars | 5 stars | 5 stars | 4 stars |
| 2016 Hyundai Sonata 4 DR FWD | 5 stars | 5 stars | 5 stars | 4 stars |
Hyundai Sonata Safety Features
The Hyundai Sonata is equipped with an extensive array of safety features designed to protect both drivers and passengers. It includes advanced airbag systems such as Driver, Passenger, Front Head, Rear Head, Front Side, and Rear Side Air Bags.
The vehicle also features 4-Wheel ABS and 4-Wheel Disc Brakes, along with Brake Assist and Electronic Stability Control to enhance braking performance and stability.
Additional safety elements include Daytime Running Lights, Child Safety Locks, Traction Control, Lane Departure Warning, and Lane Keeping Assist. To expand your insight into this subject, peruse extra pieces comparing “Safety Features Car Insurance Discount.“
These features collectively contribute to a high level of safety and driver confidence on the road.
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Hyundai Sonata Car Insurance Loss Probability
The lower percentage means lower Hyundai Sonata car insurance rates; higher percentages mean higher Hyundai Sonata car insurance rates. Insurance loss probability on the Hyundai Sonata fluctuates between each type of coverage. To explore more, review our in-depth guide named “How Often Should you Check Car Insurance Quotes?”
Hyundai Sonata Car Insurance Loss Probability
| Coverage | Rates |
|---|---|
| Bodily Injury | 10% |
| Collision | 29% |
| Comprehensive | 1% |
| Medical Payment | 49% |
| Personal Injury | 38% |
| Property Damage | -12% |
Ways to Save on Hyundai Sonata Car Insurance
To save money on Hyundai Sonata car insurance rates, drivers can employ several effective strategies. Moving to an area with a lower cost of living can significantly impact insurance premiums, as rates often vary by location.
Equipping your Hyundai Sonata with an anti-theft device can also lead to savings, as insurers often offer lower rates for vehicles with enhanced security features. Removing young drivers from your insurance plan is another way to cut costs, as younger drivers typically pose a higher risk.
Additionally, being selective about who drives your vehicle and limiting access can reduce the risk of claims.
Lastly, inquiring about student discounts may yield further savings, as many insurers offer reduced rates for students with good academic performance. For deeper knowledge, consult our extensive guide called “Compare Ways to Save Money on Car Insurance.”
Top Hyundai Sonata Car Insurance Companies
Who is the top car insurance company for Hyundai Sonata insurance rates? While the actual rates you pay will depend on many factors, here are some of the top companies offering Hyundai Sonata car insurance coverage (ordered by market share).
Top Hyundai Sonata Car Insurance Providers by Premiums Written
| Rank | Insurance Company | Premiums Written | Market Share |
|---|---|---|---|
| #1 | State Farm | $65,615,190 | 9.3% |
| #2 | Geico | $46,106,971 | 6.6% |
| #3 | Progressive | $39,222,879 | 5.6% |
| #4 | Liberty Mutual | $35,600,051 | 5.1% |
| #5 | Allstate | $35,025,903 | 5.0% |
| #6 | Travelers | $28,016,966 | 4.0% |
| #7 | USAA | $23,483,080 | 3.3% |
| #8 | Chubb | $23,388,385 | 3.3% |
| #9 | Farmers | $20,643,559 | 2.9% |
| #10 | Nationwide | $18,442,145 | 2.6% |
Many of these companies offer discounts for security systems and other safety features that the Hyundai Sonata offers. To get further information, see our extensive guide called “Anti-Theft Car Insurance Discounts.”
What is the cheapest car insurance company though? That really depends. As your rates are dependent upon a number of individual factors, it varies wildly across the country for different drivers.
If you have a Hyundai Sonata, insurance groups all this information together and comes up with your specific rates.
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Compare Free Hyundai Sonata Car Insurance Quotes Online
You can start comparing quotes for Hyundai Sonata car insurance rates from some of the best car insurance companies by using our free online tool now.
Are you looking for car insurance for the Hyundai Sonata?
The Hyundai Sonata is a four-door sedan that offers many features on its palette for car enthusiasts.
Tim Bain Licensed Insurance Agent
This car, manufactured in Korea, is produced by one of the fastest-growing automakers. The Sonata has hit the automotive scene with something to prove. It boasts many features that are important considerations that will lower the cost of car insurance (Read More: Compare Car Insurance Rates by Vehicle Make and Model).
Hyundai Sonata Vehicle Specifications
The Hyundai Sonata stands out as a compelling choice for many drivers thanks to its well-rounded feature set. It’s powered by a 2.4L GDI four-cylinder engine that generates 198 horsepower, offering a blend of performance and efficiency.
With fuel economy reaching up to 35 mpg, it’s an economical option for daily commutes and long drives alike. Convenience is also a highlight, with remote keyless entry and an alarm system providing ease of access and security.
Safety is a top priority, as the Sonata is equipped with multiple airbags and an ABS braking system, ensuring peace of mind on the road. Together, these features make the Sonata a strong contender for those seeking a reliable and well-equipped sedan. To gain additional insights, check out our comprehensive guide titled “Car Safety Comparison.”
Comparing the Hyundai Sonata
When comparing the Hyundai Sonata to other vehicles in its class, it stands out for its combination of reliability, safety, and value. The Sonata offers a spacious interior, a smooth ride, and a range of advanced safety features that contribute to its high safety ratings (Read More: Best Affordable Classic Cars).
State Farm offers unbeatable service and comprehensive coverage at competitive rates.
Michelle Robbins Licensed Insurance Agent
Against competitors like the Toyota Camry and Honda Accord, the Sonata often excels in offering a more budget-friendly price point while maintaining a premium feel. With its competitive warranty and efficient fuel economy, the Sonata provides a compelling option for those seeking a well-rounded sedan that balances performance with cost-effectiveness.
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How do I Find the Best Hyundai Sonata Car Insurance Rates
When shopping for car insurance for your Hyundai Sonata, there are several important factors to consider to secure the best coverage and rates. Maintaining a clean driving record is crucial, as insurers often reward safe drivers with lower premiums. For further insights, read our thorough guide titled “Best Hyundai Car Insurance Rates.”
Additionally, if you plan to allow other people to drive your Sonata, ensure they are added to your policy to avoid potential issues with claims. Bundling your car insurance with other policies, such as life or home insurance, can also lead to significant savings, as many insurers offer discounts for multi-policy holders.
Lastly, keeping a clean payment history is essential; timely premium payments help maintain a good relationship with your insurer and prevent potential increases in your rates due to missed payments. By focusing on these aspects, you can make informed decisions and secure the best insurance coverage for your Sonata.
How do I Find Cheap Hyundai Sonata Car Insurance Quotes
To find cheap Hyundai Sonata car insurance quotes, start by shopping around and comparing offers from multiple insurers. Use online comparison tools to get quotes from various companies, and make sure to enter accurate information about your vehicle and driving history.
Consider factors such as your driving record, location, and the specific model and trim of your Sonata, as these can significantly impact rates. Look for discounts that might apply to you, such as those for safe driving, anti-theft devices, or bundling multiple policies.
Additionally, reviewing and adjusting your coverage levels can help lower your premiums while ensuring you have adequate protection. To get more insights, review our thorough guide named “Where to Find Car Insurance Company Reviews.”
Case Studies: Hyundai Sonata Insurance Savings
Many drivers and homeowners are finding ways to cut costs on their insurance premiums. Here are three real-life examples showcasing how individuals saved money by leveraging discounts, adjusting coverage, and bundling policies (Read More: Compare Monthly Car Insurance).
- Case Study #1 – Sarah’s 20% Savings with Geico: Sarah, a 32-year-old teacher in Austin, reduced her Hyundai Sonata insurance from $125 per month to $100 per month. By using Geico’s multi-policy discount and adjusting her coverage, she saved $25 per month.
- Case Study #2 – John Cuts Costs with Progressive: John, a 25-year-old graduate in New York City, lowered his insurance from $180 per month to $130 per month by switching to Progressive and using a student discount. This adjustment saved him $50 per month.
- Case Study #3 – Emma Saves with Bundling: Emma, a 40-year-old business owner in Seattle, bundled her Hyundai Sonata and home insurance with State Farm. By opting for a higher deductible and maintaining a clean record, she reduced her premium from $117 per month to $92 per month, saving $300 per month.
These case studies highlight how strategic adjustments and discounts can lead to significant savings on insurance premiums. Whether through multi-policy discounts, student benefits, or bundling, there are various ways to reduce your insurance costs and keep more money in your pocket. Evaluate your own policy and explore available discounts to see where you can save.
Enter your ZIP code in the box below to get started now that you know more about the best Hyundai Sonata insurance rates. Find the best Hyundai Sonata car insurance company for you.
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Frequently Asked Questions
What factors impact the cost of Hyundai Sonata car insurance?
Factors include vehicle age, driver age, location, driving record, and safety ratings. To gain additional insights, check out our comprehensive guide titled “What Affects a Car Insurance Quotes?”
Are Hyundai Sonatas expensive to insure?
Insurance rates for Hyundai Sonatas can vary, but affordable options are available with comparison shopping. Ready to shop around for the best car insurance company? Enter your ZIP code below and see which one offers the coverage you need.
What is the average cost of monthly car insurance for a Hyundai Sonata?
The average cost is $119 per month.
How do Hyundai Sonata safety ratings affect insurance rates?
Higher safety ratings can lead to lower premiums due to reduced risk.
Which companies offer the best car insurance for Hyundai Sonatas?
Top companies include State Farm, Geico, Progressive, and Allstate. For further understanding, refer to our thorough guide named “How do you get Car Insurance Fast?”
What is the price range for a 2020 Hyundai Sonata?
The price ranges from $119 per month to $122 per month, depending on the trim level.
How can I find the cheapest car insurance for a Hyundai Sonata?
Shop around, compare quotes, and look for discounts based on your driving record, location, and vehicle features.
What are some ways to save on Hyundai Sonata car insurance?
Consider discounts for anti-theft devices, bundling policies, and maintaining a clean driving record.
How does the age of the vehicle affect insurance costs?
Newer models generally have higher insurance costs compared to older models due to higher repair and replacement values (Read More: Does the age of a Car Affect Car Insurance Rates?)
How does my driving record impact Hyundai Sonata insurance rates?
A clean driving record can help lower your premiums, while a history of violations may increase rates. Affordable car insurance rates are just a click away. Enter your ZIP code into our free quote tool below to find the best policy for you.
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Enter your ZIP code below to view companies that have cheap car insurance rates.
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Kristen Gryglik
Licensed Insurance Agent
Kristen is a licensed insurance agent working in the greater Boston area. She has over 20 years of experience counseling individuals and businesses on which insurance policies best fit their needs and budgets. She knows everyone has their own unique needs and circumstances, and she is passionate about counseling others on which policy is right for them. Licensed in Massachusetts, New Hampshire,...
Licensed Insurance Agent
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