Best Yakima, WA Car Insurance in 2024
Car insurance in Yakima, WA averages $233 a month. Yakima, Washington car insurance requirements are 25/50/10, but you might need full coverage insurance if your car is financed. To find cheap Yakima car insurance rates, compare quotes from the top car insurance companies in Yakima, WA.
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Daniel Walker
Licensed Insurance Agent
Daniel Walker graduated with a BS in Administrative Management in 2005 and has run his family’s insurance agency, FCI Agency, for over 15 years (BBB A+). He is licensed as an insurance agent to write property and casualty insurance, including home, life, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. To ensure our content is accura...
Licensed Insurance Agent
UPDATED: Oct 24, 2024
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident car insurance decisions. Comparison shopping should be easy. We are not affiliated with any one car insurance company and cannot guarantee quotes from any single company.
Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from top car companies please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.
UPDATED: Oct 24, 2024
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident car insurance decisions. Comparison shopping should be easy. We are not affiliated with any one car insurance company and cannot guarantee quotes from any single company.
Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from top car companies please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.
On This Page
- The cheapest car insurance company in Yakima is Nationwide
- The cheapest ZIP code in Yakima is 98908
- Average car insurance rates in Yakima, WA are $2,796/year
If you need to buy Yakima, Washington car insurance, the options can be confusing. Everything you need to know about car insurance in Yakima, WA is right here.
You’ll find Yakima car insurance rates, the cheapest Yakima, WA car insurance companies, and information on Washington car insurance laws. You can also compare Yakima, Washington car insurance rates to Everett car insurance rates, Spokane Valley car insurance rates, and Seattle car insurance rates.
Ready to find affordable Yakima, WA car insurance today? Enter your ZIP code for fast, free Yakima car insurance quotes.
Cheapest Yakima, WA Car Insurance Rates By Age, Gender, and Marital Status
How do age, gender, and marital status affect Yakima, WA car insurance rates? Every Yakima, Washington car insurance company weighs these factors differently, so check out the comparison rates.
| Insurance Company | Married 35-Year-Old Female | Married 35-Year-Old Male | Married 60-Year-Old Female | Married 60-Year-Old Male | Single 17-Year-Old Female | Single 17-Year-Old Male | Single 25-Year-Old Female | Single 25-Year-Old Male |
|---|---|---|---|---|---|---|---|---|
| Allstate | $1,825 | $1,806 | $1,688 | $1,766 | $6,241 | $7,207 | $1,938 | $2,009 |
| American Family | $1,885 | $1,885 | $1,717 | $1,717 | $7,106 | $9,758 | $1,885 | $2,555 |
| Farmers | $2,108 | $2,163 | $1,930 | $2,182 | $4,783 | $5,131 | $2,652 | $2,757 |
| Geico | $1,638 | $1,667 | $1,538 | $1,538 | $3,541 | $4,635 | $2,758 | $2,015 |
| Liberty Mutual | $1,658 | $1,815 | $1,488 | $1,743 | $9,072 | $10,008 | $1,780 | $1,944 |
| Nationwide | $1,294 | $1,323 | $1,205 | $1,253 | $3,450 | $4,199 | $1,539 | $1,659 |
| Progressive | $1,485 | $1,389 | $1,335 | $1,353 | $7,416 | $8,301 | $1,774 | $1,764 |
| State Farm | $1,398 | $1,398 | $1,259 | $1,259 | $3,990 | $5,049 | $1,585 | $1,825 |
| USAA | $1,087 | $1,074 | $1,048 | $1,051 | $4,647 | $5,483 | $1,374 | $1,505 |
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Minimum Car Insurance in Yakima, WA
Every driver must carry the minimum car insurance required by the state in Yakima, WA. Take a look at the Washington car insurance requirements.
| Liability Insurance Required | Minimum Coverage Limits Required |
|---|---|
| Bodily Injury Liability Coverage | $25,000 per person $50,000 per accident |
| Property Damage Liability Coverage | $10,000 minimum |
Cheapest Yakima, WA Car Insurance Rates by Credit Score
Your credit affects car insurance costs in Yakima, WA. If your credit is good, you may be able to get a good credit discount. Compare credit history car insurance rates in Yakima from top companies for good, fair, and poor credit.
| Insurance Company | Poor | Fair | Good |
|---|---|---|---|
| Allstate | $3,803 | $2,894 | $2,484 |
| American Family | $4,211 | $3,433 | $3,047 |
| Farmers | $3,614 | $2,731 | $2,544 |
| Geico | $2,876 | $2,301 | $2,071 |
| Liberty Mutual | $5,270 | $3,246 | $2,550 |
| Nationwide | $2,363 | $1,864 | $1,742 |
| Progressive | $3,424 | $3,048 | $2,835 |
| State Farm | $3,214 | $1,937 | $1,510 |
| USAA | $2,724 | $1,996 | $1,755 |
Cheapest Yakima, WA Car Insurance Rates by Driving Record
Your driving record is one of the biggest factors affecting car insurance costs. Car insurance with a bad driving record is typically more expensive. Compare bad driving record car insurance rates in Yakima, WA to rates for a clean record with top companies.
| Group | Clean Record | With 1 Accident | With 1 DUI | With 1 Speeding Violation |
|---|---|---|---|---|
| Allstate | $2,587 | $3,216 | $3,553 | $2,884 |
| American Family | $2,865 | $3,656 | $4,231 | $3,503 |
| Farmers | $2,456 | $3,054 | $3,295 | $3,048 |
| Geico | $1,864 | $2,385 | $3,553 | $1,864 |
| Liberty Mutual | $3,151 | $3,959 | $4,044 | $3,601 |
| Nationwide | $1,552 | $2,093 | $2,620 | $1,695 |
| Progressive | $2,514 | $3,926 | $2,932 | $3,035 |
| State Farm | $2,021 | $2,420 | $2,220 | $2,220 |
| USAA | $1,587 | $2,295 | $2,878 | $1,874 |
Cheapest Yakima, WA Car Insurance for Teen Drivers
Teen car insurance in Yakima, WA can be expensive. Take a look at rates from the top car insurance companies in Yakima for teenagers.
| Insurance Company | Single 17-Year-Old Female | Single 17-Year-Old Male |
|---|---|---|
| Allstate | $6,241 | $7,207 |
| American Family | $7,106 | $9,758 |
| Farmers | $4,783 | $5,131 |
| Geico | $3,541 | $4,635 |
| Liberty Mutual | $9,072 | $10,008 |
| Nationwide | $3,450 | $4,199 |
| Progressive | $7,416 | $8,301 |
| State Farm | $3,990 | $5,049 |
| USAA | $4,647 | $5,483 |
Cheapest Yakima, WA Car Insurance for Seniors
Take a look at Yakima, WA rates on car insurance for seniors from top companies. Shopping around can make a big difference for senior drivers.
| Insurance Company | Married 60-Year-Old Female | Married 60-Year-Old Male |
|---|---|---|
| Allstate | $1,688 | $1,766 |
| American Family | $1,717 | $1,717 |
| Farmers | $1,930 | $2,182 |
| Geico | $1,538 | $1,538 |
| Liberty Mutual | $1,488 | $1,743 |
| Nationwide | $1,205 | $1,253 |
| Progressive | $1,335 | $1,353 |
| State Farm | $1,259 | $1,259 |
| USAA | $1,048 | $1,051 |
Cheapest Yakima, WA Car Insurance Rates After a DUI
A DUI in Yakima, WA increases car insurance rates. Compare Yakima, Washington car insurance after a DUI by the company to find the cheapest option.
| Insurance Company | Annual Car Insurance Rates With a DUI |
|---|---|
| Allstate | $3,553 |
| American Family | $4,231 |
| Farmers | $3,295 |
| Geico | $3,553 |
| Liberty Mutual | $4,044 |
| Nationwide | $2,620 |
| Progressive | $2,932 |
| State Farm | $2,220 |
| USAA | $2,878 |
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Cheapest Yakima, WA Car Insurance Rates by Commute Length
How does how far you drive affect car insurance rates in Yakima, WA by commute? Take a look at a comparison of the top companies by commute length.
| Insurance Company | 10 Mile Commute, 6,000 Annual Mileage | 25 Mile Commute, 12,000 Annual Mileage |
|---|---|---|
| Allstate | $3,060 | $3,060 |
| American Family | $3,489 | $3,638 |
| Farmers | $2,963 | $2,963 |
| Geico | $2,386 | $2,447 |
| Liberty Mutual | $3,689 | $3,689 |
| Nationwide | $1,990 | $1,990 |
| Progressive | $3,102 | $3,102 |
| State Farm | $2,161 | $2,280 |
| USAA | $2,137 | $2,180 |
Cheapest Yakima, WA Car Insurance Rates by ZIP Code
Yakima car insurance rates vary based on where you live. Check out the difference in car insurance rates by ZIP code in Yakima, WA.
| ZIP Code | Average Annual Rates |
|---|---|
| 98902 | $2,795 |
| 98903 | $2,739 |
| 98908 | $2,737 |
The Best Cheap Car Insurance Companies in Yakima, WA
Take a look at a side-by-side comparison of the top car insurance companies in Yakima, WA to find the best option for your needs.
| Insurance Company | Average Annual Rates |
|---|---|
| Allstate | $3,060 |
| American Family | $3,564 |
| Farmers | $2,963 |
| Geico | $2,416 |
| Liberty Mutual | $3,689 |
| Nationwide | $1,990 |
| Progressive | $3,102 |
| State Farm | $2,220 |
| USAA | $2,159 |
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Category Winners: Cheapest Car Insurance in Yakima, Washington
Find the cheapest car insurance companies in Yakima, WA for each category right here.
| Category | Insurance Company |
|---|---|
| Teenagers | Nationwide |
| Seniors | USAA |
| Clean Record | Nationwide |
| With 1 Accident | Nationwide |
| With 1 DUI | State Farm |
| With 1 Speeding Violation | Nationwide |
Cheapest Yakima, WA Car Insurance Rates by Coverage Level
How much car insurance you need will have an impact on your Yakima car insurance rates. Find the cheapest Yakima, WA car insurance rates by coverage level.
| Insurance Company | Low | Medium | High |
|---|---|---|---|
| Allstate | $2,884 | $3,050 | $3,247 |
| American Family | $3,385 | $3,559 | $3,746 |
| Farmers | $2,759 | $2,964 | $3,166 |
| Geico | $2,274 | $2,418 | $2,557 |
| Liberty Mutual | $3,469 | $3,694 | $3,902 |
| Nationwide | $1,882 | $1,989 | $2,099 |
| Progressive | $2,802 | $3,017 | $3,487 |
| State Farm | $2,074 | $2,227 | $2,360 |
| USAA | $2,012 | $2,157 | $2,307 |
What affects car insurance rates in Yakima, Washington?
What are the factors that affect car insurance rates in Yakima, WA? There are several reasons why Yakima car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Yakima, Washington.
Car Theft in Yakima
High levels of vehicle theft can make car insurance more expensive. Yakima, WA car theft statistics from the FBI indicate 506 vehicle thefts a year.
Commute Time in Yakima
The more time you spend in your car the higher the risk of an accident. The average commute length in Yakima, WA is 17.3 minutes according to City-Data.
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Compare Car Insurance Quotes in Yakima, WA
Ready to find affordable Yakima, Washington car insurance today? Enter your ZIP code for fast, free Yakima, WA car insurance quotes.
Frequently Asked Questions
How can I compare car insurance rates in Yakima, WA?
To compare car insurance rates in Yakima, WA, you can follow these six steps:
- Gather information: Make a list of the coverage types and limits you require.
- Research insurance companies: Look for reputable insurance providers that offer coverage in Yakima, WA.
- Obtain quotes: Contact multiple insurance companies or use online comparison tools to request quotes based on your information.
- Compare quotes: Review the quotes you receive, considering both the premium costs and the coverage offered.
- Consider additional factors: Take into account the insurer’s reputation, customer service, and any available discounts.
- Make an informed decision: Select the car insurance policy that best meets your needs and budget.
What factors affect car insurance rates in Yakima, WA?
Car insurance rates in Yakima, WA can be influenced by these eight factors, including:
- Driving record
- Vehicle type
- Coverage and deductibles
- Mileage
- Location
- Age and gender
- Credit history
- Insurance claims history
What are some ways to lower car insurance rates in Yakima, WA?
Here are five strategies that may help lower your car insurance rates in Yakima, WA:
- Maintain a clean driving record
- Opt for higher deductibles
- Bundle policies
- Look for discounts
- Shop around for quotes
Are there any specific discounts available for car insurance in Yakima, WA?
Here are the seven specific discounts that may be available for car insurance in Yakima, WA:
- Good driver discount
- Multi-policy discount
- Safety features discount
- Defensive driving course discount
- Low mileage discount
- Good student discount
- Affinity group discount
Remember, the availability of these discounts and the specific requirements may vary between insurance companies. It’s always a good idea to inquire with your insurance provider about the discounts they offer.
Can my credit history impact my car insurance rates in Yakima, WA?
Yes, in Washington and some other states, credit history can be a factor in determining car insurance rates. Insurers may use credit-based insurance scores, which take into account credit history, to assess risk. It is important to maintain good credit to potentially secure lower insurance premiums.
Free Car Insurance Comparison
Enter your ZIP code below to view companies that have cheap car insurance rates.
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Daniel Walker
Licensed Insurance Agent
Daniel Walker graduated with a BS in Administrative Management in 2005 and has run his family’s insurance agency, FCI Agency, for over 15 years (BBB A+). He is licensed as an insurance agent to write property and casualty insurance, including home, life, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. To ensure our content is accura...
Licensed Insurance Agent
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.