Best Woodstock, VA Car Insurance in 2024
Car insurance in Woodstock, VA averages $171 a month. Woodstock, Virginia car insurance requirements are 25/50/20, but you might need full coverage insurance if your car is financed. To find cheap Woodstock car insurance rates, compare quotes from the top car insurance companies in Woodstock, VA.
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Daniel Walker
Licensed Insurance Agent
Daniel Walker graduated with a BS in Administrative Management in 2005 and has run his family’s insurance agency, FCI Agency, for over 15 years (BBB A+). He is licensed as an insurance agent to write property and casualty insurance, including home, life, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. To ensure our content is accura...
Licensed Insurance Agent
UPDATED: Oct 24, 2024
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident car insurance decisions. Comparison shopping should be easy. We are not affiliated with any one car insurance company and cannot guarantee quotes from any single company.
Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from top car companies please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.
UPDATED: Oct 24, 2024
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident car insurance decisions. Comparison shopping should be easy. We are not affiliated with any one car insurance company and cannot guarantee quotes from any single company.
Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from top car companies please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.
On This Page
- Average car insurance rates in Woodstock, VA are $2,058/year
- The cheapest car insurance company in Woodstock for teen drivers is USAA
- The cheapest car insurance company in Woodstock is USAA
If you need to buy Woodstock, Virginia car insurance, the options can be confusing. Everything you need to know about car insurance in Woodstock, VA is right here.
You’ll find Woodstock car insurance rates, the cheapest Woodstock, VA car insurance companies, and information on Virginia car insurance laws. You can also compare Woodstock, Virginia car insurance rates to Roanoke car insurance rates, Alexandria car insurance rates, and Portsmouth car insurance rates.
Ready to find affordable Woodstock, VA car insurance today? Enter your ZIP code for fast, free Woodstock car insurance quotes.
Cheapest Woodstock, VA Car Insurance Rates By Age, Gender, and Marital Status
How do age, gender, and marital status affect Woodstock, VA car insurance rates? Every Woodstock, Virginia car insurance company weighs these factors differently, so check out the comparison rates.
| Insurance Company | Married 35-Year-Old Female | Married 35-Year-Old Male | Married 60-Year-Old Female | Married 60-Year-Old Male | Single 17-Year-Old Female | Single 17-Year-Old Male | Single 25-Year-Old Female | Single 25-Year-Old Male |
|---|---|---|---|---|---|---|---|---|
| Allstate | $1,814 | $1,712 | $1,804 | $1,804 | $5,702 | $6,576 | $2,363 | $2,369 |
| Geico | $1,375 | $1,373 | $1,304 | $1,304 | $2,916 | $3,915 | $1,600 | $1,584 |
| Nationwide | $1,361 | $1,370 | $1,210 | $1,243 | $3,223 | $4,151 | $1,500 | $1,632 |
| Progressive | $1,019 | $970 | $923 | $926 | $4,592 | $5,149 | $1,229 | $1,257 |
| State Farm | $1,113 | $1,113 | $1,003 | $1,003 | $3,345 | $4,189 | $1,258 | $1,455 |
| USAA | $980 | $965 | $917 | $922 | $3,017 | $3,594 | $1,259 | $1,382 |
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Minimum Car Insurance in Woodstock, VA
Every driver must carry the minimum car insurance in Woodstock, VA. Take a look at the Virginia car insurance requirements.
| Liability Insurance Required | Minimum Coverage Limits Required |
|---|---|
| Bodily Injury Liability Coverage | $25,000 per person $50,000 per accident |
| Property Damage Liability Coverage | $20,000 minimum |
Cheapest Woodstock, VA Car Insurance Rates by Credit Score
Your credit affects car insurance costs in Woodstock, VA. Compare credit history car insurance rates in Woodstock from top companies for good, fair, and poor credit.
| Insurance Company | Poor | Fair | Good |
|---|---|---|---|
| Allstate | $3,676 | $2,951 | $2,427 |
| Geico | $2,135 | $1,815 | $1,815 |
| Nationwide | $2,326 | $1,865 | $1,693 |
| Progressive | $2,238 | $1,957 | $1,829 |
| State Farm | $2,571 | $1,596 | $1,262 |
| USAA | $2,179 | $1,485 | $1,226 |
Cheapest Woodstock, VA Car Insurance Rates by Driving Record
Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Woodstock, VA to rates for a clean record with top companies.
| Group | Clean Record | With 1 Accident | With 1 DUI | With 1 Speeding Violation |
|---|---|---|---|---|
| Allstate | $2,262 | $3,590 | $3,309 | $2,911 |
| Geico | $1,458 | $1,894 | $2,874 | $1,458 |
| Nationwide | $1,707 | $1,707 | $2,495 | $1,935 |
| Progressive | $1,721 | $2,269 | $2,045 | $1,997 |
| State Farm | $1,653 | $1,967 | $1,810 | $1,810 |
| USAA | $1,265 | $1,637 | $2,162 | $1,454 |
Cheapest Woodstock, VA Car Insurance for Teen Drivers
Teen car insurance in Woodstock, VA can be expensive. Take a look at rates from the top car insurance companies in Woodstock for teenagers.
| Insurance Company | Single 17-Year-Old Female | Single 17-Year-Old Male |
|---|---|---|
| Allstate | $5,702 | $6,576 |
| Geico | $2,916 | $3,915 |
| Nationwide | $3,223 | $4,151 |
| Progressive | $4,592 | $5,149 |
| State Farm | $3,345 | $4,189 |
| USAA | $3,017 | $3,594 |
Cheapest Woodstock, VA Car Insurance for Seniors
Take a look at Woodstock, VA senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.
| Insurance Company | Married 60-Year-Old Female | Married 60-Year-Old Male |
|---|---|---|
| Allstate | $1,804 | $1,804 |
| Geico | $1,304 | $1,304 |
| Nationwide | $1,210 | $1,243 |
| Progressive | $923 | $926 |
| State Farm | $1,003 | $1,003 |
| USAA | $917 | $922 |
Cheapest Woodstock, VA Car Insurance Rates After a DUI
A DUI in Woodstock, VA increases car insurance rates. Compare Woodstock, Virginia DUI car insurance by company to find the cheapest option.
| Insurance Company | Annual Car Insurance Rates With a DUI |
|---|---|
| Allstate | $3,309 |
| Geico | $2,874 |
| Nationwide | $2,495 |
| Progressive | $2,045 |
| State Farm | $1,810 |
| USAA | $2,162 |
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Cheapest Woodstock, VA Car Insurance Rates by Commute Length
How does how far you drive affect car insurance rates in Woodstock, VA by commute? Take a look at a comparison of the top companies by commute length.
| Insurance Company | 10 Mile Commute, 6,000 Annual Mileage | 25 Mile Commute, 12,000 Annual Mileage |
|---|---|---|
| Allstate | $2,929 | $3,107 |
| Geico | $1,885 | $1,957 |
| Nationwide | $1,961 | $1,961 |
| Progressive | $2,008 | $2,008 |
| State Farm | $1,767 | $1,853 |
| USAA | $1,570 | $1,689 |
The Best Cheap Car Insurance Companies in Woodstock, VA
Take a look at a side-by-side comparison of the top car insurance companies in Woodstock, VA to find the best option for your needs.
| Insurance Company | Average Annual Rates |
|---|---|
| Allstate | $3,018 |
| Geico | $1,921 |
| Nationwide | $1,961 |
| Progressive | $2,008 |
| State Farm | $1,810 |
| USAA | $1,630 |
Category Winners: Cheapest Car Insurance in Woodstock, Virginia
Find the cheapest car insurance companies in Woodstock, VA for each category right here.
| Category | Insurance Company |
|---|---|
| Teenagers | USAA |
| Seniors | USAA |
| Clean Record | USAA |
| With 1 Accident | USAA |
| With 1 DUI | State Farm |
| With 1 Speeding Violation | USAA |
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Cheapest Woodstock, VA Car Insurance Rates by Coverage Level
How much coverage you choose will have an impact on your Woodstock car insurance rates. Find the cheapest Woodstock, VA car insurance rates by coverage level.
| Insurance Company | Low | Medium | High |
|---|---|---|---|
| Allstate | $2,943 | $3,019 | $3,092 |
| Geico | $1,857 | $1,920 | $1,987 |
| Nationwide | $2,067 | $1,941 | $1,875 |
| Progressive | $1,937 | $1,991 | $2,096 |
| State Farm | $1,709 | $1,806 | $1,915 |
| USAA | $1,571 | $1,633 | $1,685 |
What affects car insurance rates in Woodstock, Virginia?
What factors can have an impact on Woodstock, VA car insurance? There are several reasons why Woodstock car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Woodstock, Virginia.
Commute Time in Woodstock
The more time you spend in your car the higher the risk of an accident. The average commute length in Woodstock, VA is 26.5 minutes according to City-Data.
Compare Car Insurance Quotes in Woodstock, VA
Ready to find affordable Woodstock, Virginia car insurance today? Enter your ZIP code for fast, free Woodstock, VA car insurance quotes.
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Frequently Asked Questions
How can I compare car insurance rates in Woodstock, VA?
To compare car insurance rates in Woodstock, VA, you can follow these six steps:
- Gather information: Collect details about your vehicle, driving history, and personal information.
- Research insurance companies: Look for reputable insurance providers in Woodstock, VA, and make a list of potential options.
- Obtain quotes: Contact each insurance company on your list and request a car insurance quote based on your specific details.
- Compare coverage and rates: Review the coverage options, deductibles, and premiums provided by each insurance company.
- Consider additional factors: Evaluate customer reviews, financial stability, and customer service reputation of the insurance companies.
- Make an informed decision: Choose the car insurance policy that best fits your needs and budget.
What factors can affect car insurance rates in Woodstock, VA?
Several factors can influence car insurance rates in Woodstock, VA. Here are seven common factors:
- Driving record
- Vehicle type
- Age and gender
- Coverage and deductibles
- Location
- Credit history
- Annual mileage
Are there any specific car insurance requirements in Woodstock, VA?
Yes, Woodstock, VA, like other places in Virginia, has specific car insurance requirements. The state requires drivers to have the following three minimum coverage:
- Bodily injury liability coverage
- Property damage liability coverage
- Uninsured/underinsured motorist coverage
How can I save money on car insurance in Woodstock, VA?
Here are seven tips to help you save money on car insurance in Woodstock, VA:
- Shop around
- Raise your deductibles
- Maintain a good driving record
- Bundle policies
- Take advantage of discounts
- Drive less
- Improve your credit score
Can car insurance rates change over time in Woodstock, VA?
Yes, car insurance rates can change over time in Woodstock, VA. Insurance companies regularly review their rates and adjust them based on various factors such as claims history, driving trends, inflation, and overall market conditions. Additionally, individual circumstances such as changes in your driving record, vehicle type, or location can also impact your car insurance rates. It’s a good practice to review your insurance policy periodically and compare rates from different insurance providers to ensure you are getting the most competitive rate available.
Free Car Insurance Comparison
Enter your ZIP code below to view companies that have cheap car insurance rates.
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Daniel Walker
Licensed Insurance Agent
Daniel Walker graduated with a BS in Administrative Management in 2005 and has run his family’s insurance agency, FCI Agency, for over 15 years (BBB A+). He is licensed as an insurance agent to write property and casualty insurance, including home, life, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. To ensure our content is accura...
Licensed Insurance Agent
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.