Best Woodford, VA Car Insurance in 2024
Car insurance in Woodford, VA averages $202 a month. Woodford, Virginia car insurance requirements are 25/50/20, but you might need full coverage insurance if your car is financed. To find cheap Woodford car insurance rates, compare quotes from the top car insurance companies in Woodford, VA.
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Zach Fagiano
Insurance & Finance Analyst
Zach Fagiano has been in the insurance industry for over 10 years, specializing in property and casualty and risk management consulting. He started out specializing in small businesses and moved up to large commercial real estate risks. During that time, he acquired property & casualty, life & health, and surplus lines brokers licenses. He’s now the Senior Vice President overseeing globa...
Insurance & Finance Analyst
UPDATED: Oct 24, 2024
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident car insurance decisions. Comparison shopping should be easy. We are not affiliated with any one car insurance company and cannot guarantee quotes from any single company.
Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from top car companies please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.
UPDATED: Oct 24, 2024
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident car insurance decisions. Comparison shopping should be easy. We are not affiliated with any one car insurance company and cannot guarantee quotes from any single company.
Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from top car companies please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.
On This Page
- The cheapest car insurance company in Woodford is USAA
- Average car insurance rates in Woodford, VA after a DUI are $2,857/year
- The cheapest car insurance company in Woodford for teen drivers is Geico
If you need to buy Woodford, Virginia car insurance, the options can be confusing. Everything you need to know about car insurance in Woodford, VA is right here.
You’ll find Woodford car insurance rates, the cheapest Woodford, VA car insurance companies, and information on Virginia car insurance laws. You can also compare Woodford, Virginia car insurance rates to Portsmouth car insurance rates, Hampton car insurance rates, and Norfolk car insurance rates.
Ready to find affordable Woodford, VA car insurance today? Enter your ZIP code for fast, free Woodford car insurance quotes.
Cheapest Woodford, VA Car Insurance Rates By Age, Gender, and Marital Status
How do age, gender, and marital status affect Woodford, VA car insurance rates? Every Woodford, Virginia car insurance company weighs these factors differently, so check out the comparison rates.
| Insurance Company | Married 35-Year-Old Female | Married 35-Year-Old Male | Married 60-Year-Old Female | Married 60-Year-Old Male | Single 17-Year-Old Female | Single 17-Year-Old Male | Single 25-Year-Old Female | Single 25-Year-Old Male |
|---|---|---|---|---|---|---|---|---|
| Allstate | $2,093 | $1,976 | $2,082 | $2,082 | $6,520 | $7,482 | $2,720 | $2,721 |
| Geico | $1,490 | $1,493 | $1,413 | $1,413 | $3,090 | $4,147 | $1,729 | $1,719 |
| Nationwide | $1,418 | $1,428 | $1,258 | $1,294 | $3,351 | $4,328 | $1,563 | $1,704 |
| Progressive | $1,333 | $1,267 | $1,201 | $1,207 | $6,084 | $6,833 | $1,616 | $1,650 |
| State Farm | $1,401 | $1,401 | $1,267 | $1,267 | $4,239 | $5,333 | $1,585 | $1,814 |
| USAA | $1,224 | $1,211 | $1,133 | $1,151 | $3,675 | $4,389 | $1,584 | $1,750 |
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Minimum Car Insurance in Woodford, VA
Every driver must carry the minimum car insurance in Woodford, VA. Take a look at the Virginia car insurance requirements.
| Liability Insurance Required | Minimum Coverage Limits Required |
|---|---|
| Bodily Injury Liability Coverage | $25,000 per person $50,000 per accident |
| Property Damage Liability Coverage | $20,000 minimum |
Cheapest Woodford, VA Car Insurance Rates by Credit Score
Your credit affects car insurance costs in Woodford, VA. Compare credit history car insurance rates in Woodford from top companies for good, fair, and poor credit.
| Insurance Company | Poor | Fair | Good |
|---|---|---|---|
| Allstate | $4,214 | $3,374 | $2,790 |
| Geico | $2,290 | $1,947 | $1,947 |
| Nationwide | $2,420 | $1,944 | $1,765 |
| Progressive | $2,957 | $2,581 | $2,409 |
| State Farm | $3,254 | $2,017 | $1,593 |
| USAA | $2,701 | $1,833 | $1,510 |
Cheapest Woodford, VA Car Insurance Rates by Driving Record
Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Woodford, VA to rates for a clean record with top companies.
| Group | Clean Record | With 1 Accident | With 1 DUI | With 1 Speeding Violation |
|---|---|---|---|---|
| Allstate | $2,589 | $4,133 | $3,782 | $3,335 |
| Geico | $1,560 | $2,032 | $3,095 | $1,560 |
| Nationwide | $1,776 | $1,776 | $2,605 | $2,016 |
| Progressive | $2,264 | $2,997 | $2,698 | $2,636 |
| State Farm | $2,088 | $2,488 | $2,288 | $2,288 |
| USAA | $1,563 | $2,022 | $2,677 | $1,796 |
Cheapest Woodford, VA Car Insurance for Teen Drivers
Teen car insurance in Woodford, VA can be expensive. Take a look at rates from the top car insurance companies in Woodford for teenagers.
| Insurance Company | Single 17-Year-Old Female | Single 17-Year-Old Male |
|---|---|---|
| Allstate | $6,520 | $7,482 |
| Geico | $3,090 | $4,147 |
| Nationwide | $3,351 | $4,328 |
| Progressive | $6,084 | $6,833 |
| State Farm | $4,239 | $5,333 |
| USAA | $3,675 | $4,389 |
Cheapest Woodford, VA Car Insurance for Seniors
Take a look at Woodford, VA senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.
| Insurance Company | Married 60-Year-Old Female | Married 60-Year-Old Male |
|---|---|---|
| Allstate | $2,082 | $2,082 |
| Geico | $1,413 | $1,413 |
| Nationwide | $1,258 | $1,294 |
| Progressive | $1,201 | $1,207 |
| State Farm | $1,267 | $1,267 |
| USAA | $1,133 | $1,151 |
Cheapest Woodford, VA Car Insurance Rates After a DUI
A DUI in Woodford, VA increases car insurance rates. Compare Woodford, Virginia DUI car insurance by company to find the cheapest option.
| Insurance Company | Annual Car Insurance Rates With a DUI |
|---|---|
| Allstate | $3,782 |
| Geico | $3,095 |
| Nationwide | $2,605 |
| Progressive | $2,698 |
| State Farm | $2,288 |
| USAA | $2,677 |
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Cheapest Woodford, VA Car Insurance Rates by Commute Length
How does how far you drive affect car insurance rates in Woodford, VA by commute? Take a look at a comparison of the top companies by commute length.
| Insurance Company | 10 Mile Commute, 6,000 Annual Mileage | 25 Mile Commute, 12,000 Annual Mileage |
|---|---|---|
| Allstate | $3,353 | $3,566 |
| Geico | $2,023 | $2,101 |
| Nationwide | $2,043 | $2,043 |
| Progressive | $2,649 | $2,649 |
| State Farm | $2,231 | $2,346 |
| USAA | $1,940 | $2,089 |
The Best Cheap Car Insurance Companies in Woodford, VA
Take a look at a side-by-side comparison of the top car insurance companies in Woodford, VA to find the best option for your needs.
| Insurance Company | Average Annual Rates |
|---|---|
| Allstate | $3,459 |
| Geico | $2,062 |
| Nationwide | $2,043 |
| Progressive | $2,649 |
| State Farm | $2,288 |
| USAA | $2,015 |
Category Winners: Cheapest Car Insurance in Woodford, Virginia
Find the cheapest car insurance companies in Woodford, VA for each category right here.
| Category | Insurance Company |
|---|---|
| Teenagers | Geico |
| Seniors | USAA |
| Clean Record | Geico |
| With 1 Accident | Nationwide |
| With 1 DUI | State Farm |
| With 1 Speeding Violation | Geico |
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Cheapest Woodford, VA Car Insurance Rates by Coverage Level
How much coverage you choose will have an impact on your Woodford car insurance rates. Find the cheapest Woodford, VA car insurance rates by coverage level.
| Insurance Company | Low | Medium | High |
|---|---|---|---|
| Allstate | $3,351 | $3,460 | $3,567 |
| Geico | $1,983 | $2,059 | $2,142 |
| Nationwide | $2,144 | $2,023 | $1,962 |
| Progressive | $2,530 | $2,619 | $2,797 |
| State Farm | $2,142 | $2,285 | $2,437 |
| USAA | $1,932 | $2,018 | $2,093 |
Compare Car Insurance Quotes in Woodford, VA
Ready to find affordable Woodford, Virginia car insurance today? Enter your ZIP code for fast, free Woodford, VA car insurance quotes.
Frequently Asked Questions
How can I find and compare car insurance rates in Woodford, VA?
To find and compare car insurance rates in Woodford, VA, you can consider the following six steps:
- Research insurance companies: Look for reputable insurance providers that offer coverage in Woodford, VA.
- Gather information: Prepare relevant details such as your vehicle’s make, model, and year, your driving history, and the coverage options you’re interested in.
- Obtain quotes: Contact insurance companies directly or use online tools to request quotes. Provide the necessary information, and you will receive estimates of car insurance rates.
- Compare rates: Review the quotes you receive, considering both the premium amounts and the coverage offered. Take note of any additional benefits or discounts provided by each company.
- Evaluate customer reviews and ratings: Consider the experiences of other customers by reading reviews and checking the ratings of insurance companies.
- Make an informed decision: After comparing rates, coverage options, and customer feedback, choose the insurance provider that best meets your needs and budget.
Are there any specific car insurance requirements in Woodford, VA?
Yes, Woodford, VA follows the minimum car insurance requirements set by the state of Virginia. Drivers in Woodford are required to have liability coverage with the following three minimum limits:
- $25,000 bodily injury liability per person
- $50,000 bodily injury liability per accident
- $20,000 property damage liability per accident
Can my credit history impact my car insurance rates in Woodford, VA?
Yes, your credit history can influence your car insurance rates in Woodford, VA. Insurance companies often consider credit-based insurance scores when determining rates. A higher credit score is generally associated with lower insurance premiums, as it is considered an indicator of financial responsibility. It’s important to maintain a good credit score by paying bills on time, managing credit responsibly, and checking your credit report regularly for any inaccuracies.
Are there any discounts available to help lower car insurance rates in Woodford, VA?
Yes, there are various discounts that may help lower your car insurance rates in Woodford, VA. Here are the five common discounts:
- Good driver discount
- Multi-vehicle discount
- Multi-policy discount
- Good student discount
- Safety features discount
Can I change my car insurance provider if I find a better rate in Woodford, VA?
Yes, you have the freedom to change your car insurance provider if you find a better rate in Woodford, VA. Switching insurance companies can be a straightforward process, but it’s important to consider these six factors:
- Policy expiration
- Compare coverage
- Research the new insurance company
- Notify your current insurer
- Avoid coverage gaps
- Consider cancellation fees
Free Car Insurance Comparison
Enter your ZIP code below to view companies that have cheap car insurance rates.
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Zach Fagiano
Insurance & Finance Analyst
Zach Fagiano has been in the insurance industry for over 10 years, specializing in property and casualty and risk management consulting. He started out specializing in small businesses and moved up to large commercial real estate risks. During that time, he acquired property & casualty, life & health, and surplus lines brokers licenses. He’s now the Senior Vice President overseeing globa...
Insurance & Finance Analyst
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.