Best Winnsboro, LA Car Insurance in 2024
Car insurance in Winnsboro, LA averages $408 a month. Winnsboro, Louisiana car insurance requirements are 15/30/25, but you might need full coverage insurance if your car is financed. To find cheap Winnsboro car insurance rates, compare quotes from the top car insurance companies in Winnsboro, LA.
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Dani Best
Licensed Insurance Producer
Dani Best has been a licensed insurance producer for nearly 10 years. Dani began her insurance career in a sales role with State Farm in 2014. During her time in sales, she graduated with her Bachelors in Psychology from Capella University and is currently earning her Masters in Marriage and Family Therapy. Since 2014, Dani has held and maintains licenses in Life, Disability, Property, and Casualt...
Licensed Insurance Producer
UPDATED: Oct 24, 2024
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident car insurance decisions. Comparison shopping should be easy. We are not affiliated with any one car insurance company and cannot guarantee quotes from any single company.
Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from top car companies please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.
UPDATED: Oct 24, 2024
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident car insurance decisions. Comparison shopping should be easy. We are not affiliated with any one car insurance company and cannot guarantee quotes from any single company.
Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from top car companies please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.
On This Page
- The cheapest car insurance company in Winnsboro is USAA
- Average car insurance rates in Winnsboro, LA after a DUI are $5,643/year
- Average car insurance rates in Winnsboro, LA are $4,901/year
If you need to buy Winnsboro, Louisiana car insurance, the options can be confusing. Everything you need to know about car insurance in Winnsboro, LA is right here.
You’ll find Winnsboro car insurance rates, the cheapest Winnsboro, LA car insurance companies, and information on Louisiana car insurance laws. You can also compare Winnsboro, Louisiana car insurance rates to Houma car insurance rates, Baton Rouge car insurance rates, and Kenner car insurance rates.
Ready to find affordable Winnsboro, LA car insurance today? Enter your ZIP code for fast, free Winnsboro car insurance quotes.
Cheapest Winnsboro, LA Car Insurance Rates By Age, Gender, and Marital Status
How do age, gender, and marital status affect Winnsboro, LA car insurance rates? Every Winnsboro, Louisiana car insurance company weighs these factors differently, so check out the comparison rates.
| Insurance Company | Married 35-Year-Old Female | Married 35-Year-Old Male | Married 60-Year-Old Female | Married 60-Year-Old Male | Single 17-Year-Old Female | Single 17-Year-Old Male | Single 25-Year-Old Female | Single 25-Year-Old Male |
|---|---|---|---|---|---|---|---|---|
| Allstate | $4,011 | $4,011 | $4,136 | $4,136 | $8,830 | $11,169 | $4,439 | $4,817 |
| Geico | $2,967 | $3,414 | $3,474 | $4,194 | $11,191 | $11,926 | $2,887 | $2,850 |
| Progressive | $3,007 | $2,811 | $2,517 | $2,709 | $12,129 | $13,492 | $3,452 | $3,557 |
| State Farm | $2,581 | $2,581 | $2,348 | $2,348 | $7,529 | $9,461 | $2,878 | $3,238 |
| USAA | $2,385 | $2,351 | $2,301 | $2,295 | $7,080 | $8,348 | $2,945 | $3,237 |
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Minimum Car Insurance in Winnsboro, LA
Every driver must carry the minimum car insurance in Winnsboro, LA. Take a look at the Louisiana car insurance requirements.
| Liability Insurance Required | Minimum Coverage Limits Required |
|---|---|
| Bodily Injury Liability Coverage | $15,000 per person $30,000 per accident |
| Property Damage Liability Coverage | $25,000 minimum |
Cheapest Winnsboro, LA Car Insurance Rates by Credit Score
Your credit affects car insurance costs in Winnsboro, LA. Compare credit history car insurance rates in Winnsboro from top companies for good, fair, and poor credit.
| Insurance Company | Poor | Fair | Good |
|---|---|---|---|
| Allstate | $7,497 | $5,125 | $4,458 |
| Geico | $6,378 | $5,536 | $4,175 |
| Progressive | $6,169 | $5,288 | $4,921 |
| State Farm | $5,731 | $3,672 | $2,957 |
| USAA | $5,357 | $3,406 | $2,840 |
Cheapest Winnsboro, LA Car Insurance Rates by Driving Record
Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Winnsboro, LA to rates for a clean record with top companies.
| Group | Clean Record | With 1 Accident | With 1 DUI | With 1 Speeding Violation |
|---|---|---|---|---|
| Allstate | $4,514 | $6,860 | $6,109 | $5,291 |
| Geico | $3,656 | $5,898 | $7,202 | $4,696 |
| Progressive | $4,548 | $6,111 | $5,858 | $5,319 |
| State Farm | $3,788 | $4,453 | $4,120 | $4,120 |
| USAA | $2,950 | $4,080 | $4,924 | $3,516 |
Cheapest Winnsboro, LA Car Insurance for Teen Drivers
Teen car insurance in Winnsboro, LA can be expensive. Take a look at rates from the top car insurance companies in Winnsboro for teenagers.
| Insurance Company | Single 17-Year-Old Female | Single 17-Year-Old Male |
|---|---|---|
| Allstate | $8,830 | $11,169 |
| Geico | $11,191 | $11,926 |
| Progressive | $12,129 | $13,492 |
| State Farm | $7,529 | $9,461 |
| USAA | $7,080 | $8,348 |
Cheapest Winnsboro, LA Car Insurance for Seniors
Take a look at Winnsboro, LA senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.
| Insurance Company | Married 60-Year-Old Female | Married 60-Year-Old Male |
|---|---|---|
| Allstate | $4,136 | $4,136 |
| Geico | $3,474 | $4,194 |
| Progressive | $2,517 | $2,709 |
| State Farm | $2,348 | $2,348 |
| USAA | $2,301 | $2,295 |
Cheapest Winnsboro, LA Car Insurance Rates After a DUI
A DUI in Winnsboro, LA increases car insurance rates. Compare Winnsboro, Louisiana DUI car insurance by company to find the cheapest option.
| Insurance Company | Annual Car Insurance Rates With a DUI |
|---|---|
| Allstate | $6,109 |
| Geico | $7,202 |
| Progressive | $5,858 |
| State Farm | $4,120 |
| USAA | $4,924 |
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Cheapest Winnsboro, LA Car Insurance Rates by Commute Length
How does how far you drive affect car insurance rates in Winnsboro, LA by commute? Take a look at a comparison of the top companies by commute length.
| Insurance Company | 10 Mile Commute, 6,000 Annual Mileage | 25 Mile Commute, 12,000 Annual Mileage |
|---|---|---|
| Allstate | $5,694 | $5,694 |
| Geico | $5,260 | $5,465 |
| Progressive | $5,459 | $5,459 |
| State Farm | $4,015 | $4,226 |
| USAA | $3,749 | $3,986 |
The Best Cheap Car Insurance Companies in Winnsboro, LA
Take a look at a side-by-side comparison of the top car insurance companies in Winnsboro, LA to find the best option for your needs.
| Insurance Company | Average Annual Rates |
|---|---|
| Allstate | $5,694 |
| Geico | $5,363 |
| Progressive | $5,459 |
| State Farm | $4,120 |
| USAA | $3,868 |
Category Winners: Cheapest Car Insurance in Winnsboro, Louisiana
Find the cheapest car insurance companies in Winnsboro, LA for each category right here.
| Category | Insurance Company |
|---|---|
| Teenagers | USAA |
| Seniors | USAA |
| Clean Record | USAA |
| With 1 Accident | USAA |
| With 1 DUI | State Farm |
| With 1 Speeding Violation | USAA |
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Cheapest Winnsboro, LA Car Insurance Rates by Coverage Level
How much coverage you choose will have an impact on your Winnsboro car insurance rates. Find the cheapest Winnsboro, LA car insurance rates by coverage level.
| Insurance Company | Low | Medium | High |
|---|---|---|---|
| Allstate | $4,968 | $5,795 | $6,318 |
| Geico | $4,597 | $5,381 | $6,111 |
| Progressive | $4,633 | $5,417 | $6,328 |
| State Farm | $3,633 | $4,112 | $4,616 |
| USAA | $3,406 | $3,921 | $4,276 |
What affects car insurance rates in Winnsboro, Louisiana?
What factors can have an impact on Winnsboro, LA car insurance? There are several reasons why Winnsboro car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Winnsboro, Louisiana.
Commute Time in Winnsboro
The more time you spend in your car the higher the risk of an accident. The average commute length in Winnsboro, LA is 17.7 minutes according to City-Data.
Compare Car Insurance Quotes in Winnsboro, LA
Ready to find affordable Winnsboro, Louisiana car insurance today? Enter your ZIP code for fast, free Winnsboro, LA car insurance quotes.
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Frequently Asked Questions
How can I find cheap car insurance rates in Winnsboro, LA?
To find affordable car insurance rates in Winnsboro, LA, compare quotes from top insurance companies in the area.
What are the car insurance requirements in Winnsboro, LA?
Winnsboro, LA requires a minimum liability insurance coverage of 15/30/25. However, if your car is financed, you may need full coverage insurance.
What factors affect car insurance rates in Winnsboro, LA?
Factors such as age, gender, marital status, credit score, driving record, and commute length can influence car insurance rates in Winnsboro, LA.
Are there discounts available to lower car insurance rates in Winnsboro, LA?
Yes, various discounts may be available, such as good driver discounts, bundling discounts, and discounts for safety features.
How can I compare car insurance rates in Winnsboro, LA?
You can compare car insurance rates in Winnsboro, LA by using online quote tools that provide rates from multiple insurance companies.
Free Car Insurance Comparison
Enter your ZIP code below to view companies that have cheap car insurance rates.
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Dani Best
Licensed Insurance Producer
Dani Best has been a licensed insurance producer for nearly 10 years. Dani began her insurance career in a sales role with State Farm in 2014. During her time in sales, she graduated with her Bachelors in Psychology from Capella University and is currently earning her Masters in Marriage and Family Therapy. Since 2014, Dani has held and maintains licenses in Life, Disability, Property, and Casualt...
Licensed Insurance Producer
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.