Best Willis, TX Car Insurance in 2024
Car insurance in Willis, TX averages $348 a month. Willis, Texas car insurance requirements are 30/60/25, but you might need full coverage insurance if your car is financed. To find cheap Willis car insurance rates, compare quotes from the top car insurance companies in Willis, TX.
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Jeffrey Manola
Licensed Insurance Agent
Jeffrey Manola is an experienced insurance agent who founded TopQuoteLifeInsurance.com and NoMedicalExamQuotes.com. His mission when creating these sites was to provide online consumers searching for insurance with the most affordable rates available. Not only does he strive to provide consumers with the best prices for insurance coverage, but he also wants those on the market for insurance to ...
Licensed Insurance Agent
UPDATED: Oct 24, 2024
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident car insurance decisions. Comparison shopping should be easy. We are not affiliated with any one car insurance company and cannot guarantee quotes from any single company.
Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from top car companies please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.
UPDATED: Oct 24, 2024
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident car insurance decisions. Comparison shopping should be easy. We are not affiliated with any one car insurance company and cannot guarantee quotes from any single company.
Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from top car companies please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.
On This Page
- The cheapest car insurance company in Willis is USAA
- Average car insurance rates in Willis, TX are $4,181/year
- The cheapest ZIP code in Willis is 77318
If you need to buy Willis, Texas car insurance, the options can be confusing. Everything you need to know about car insurance in Willis, TX is right here.
You’ll find Willis car insurance rates, the cheapest Willis, TX car insurance companies, and information on Texas car insurance laws. You can also compare Willis, Texas car insurance rates to Austin car insurance rates, Dallas car insurance rates, and Corpus Christi car insurance rates.
Ready to find affordable Willis, TX car insurance today? Enter your ZIP code for fast, free Willis car insurance quotes.
Cheapest Willis, TX Car Insurance Rates By Age, Gender, and Marital Status
How do age, gender, and marital status affect Willis, TX car insurance rates? Every Willis, Texas car insurance company weighs these factors differently, so check out the comparison rates.
| Insurance Company | Married 35-Year-Old Female | Married 35-Year-Old Male | Married 60-Year-Old Female | Married 60-Year-Old Male | Single 17-Year-Old Female | Single 17-Year-Old Male | Single 25-Year-Old Female | Single 25-Year-Old Male |
|---|---|---|---|---|---|---|---|---|
| Allstate | $3,509 | $3,533 | $3,462 | $3,462 | $9,377 | $11,300 | $4,337 | $4,508 |
| American Family | $3,481 | $3,928 | $3,341 | $3,880 | $10,103 | $13,121 | $5,186 | $5,912 |
| Geico | $2,589 | $2,805 | $2,505 | $2,862 | $5,747 | $5,949 | $2,807 | $2,791 |
| Nationwide | $2,482 | $2,523 | $2,195 | $2,322 | $7,049 | $9,042 | $2,918 | $3,155 |
| Progressive | $2,415 | $2,284 | $2,159 | $2,194 | $10,352 | $11,556 | $2,858 | $2,893 |
| State Farm | $2,153 | $2,153 | $1,921 | $1,921 | $5,255 | $6,714 | $2,348 | $2,418 |
| USAA | $1,617 | $1,621 | $1,551 | $1,535 | $4,594 | $4,984 | $2,154 | $2,296 |
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Minimum Car Insurance in Willis, TX
Every driver must carry the minimum car insurance in Willis, TX. Take a look at the Texas car insurance requirements.
| Liability Insurance Required | Minimum Coverage Limits Required |
|---|---|
| Bodily Injury Liability Coverage | $30,000 per person $60,000 per accident |
| Property Damage Liability Coverage | $25,000 minimum |
Cheapest Willis, TX Car Insurance Rates by Credit Score
Your credit affects car insurance costs in Willis, TX. Compare credit history car insurance rates in Willis from top companies for good, fair, and poor credit.
| Insurance Company | Poor | Fair | Good |
|---|---|---|---|
| Allstate | $6,902 | $5,066 | $4,341 |
| American Family | $8,256 | $5,404 | $4,697 |
| Geico | $5,421 | $3,062 | $2,037 |
| Nationwide | $4,757 | $3,815 | $3,311 |
| Progressive | $5,150 | $4,469 | $4,147 |
| State Farm | $4,406 | $2,742 | $2,184 |
| USAA | $3,719 | $2,166 | $1,747 |
Cheapest Willis, TX Car Insurance Rates by Driving Record
Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Willis, TX to rates for a clean record with top companies.
| Group | Clean Record | With 1 Accident | With 1 DUI | With 1 Speeding Violation |
|---|---|---|---|---|
| Allstate | $4,194 | $6,533 | $6,823 | $4,194 |
| American Family | $5,541 | $7,153 | $6,241 | $5,541 |
| Geico | $2,973 | $3,946 | $3,276 | $3,832 |
| Nationwide | $3,437 | $3,437 | $5,087 | $3,881 |
| Progressive | $3,999 | $5,194 | $4,667 | $4,495 |
| State Farm | $2,754 | $3,172 | $3,763 | $2,754 |
| USAA | $1,891 | $2,804 | $3,311 | $2,171 |
Cheapest Willis, TX Car Insurance for Teen Drivers
Teen car insurance in Willis, TX can be expensive. Take a look at rates from the top car insurance companies in Willis for teenagers.
| Insurance Company | Single 17-Year-Old Female | Single 17-Year-Old Male |
|---|---|---|
| Allstate | $9,377 | $11,300 |
| American Family | $10,103 | $13,121 |
| Geico | $5,747 | $5,949 |
| Nationwide | $7,049 | $9,042 |
| Progressive | $10,352 | $11,556 |
| State Farm | $5,255 | $6,714 |
| USAA | $4,594 | $4,984 |
Cheapest Willis, TX Car Insurance for Seniors
Take a look at Willis, TX senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.
| Insurance Company | Married 60-Year-Old Female | Married 60-Year-Old Male |
|---|---|---|
| Allstate | $3,462 | $3,462 |
| American Family | $3,341 | $3,880 |
| Geico | $2,505 | $2,862 |
| Nationwide | $2,195 | $2,322 |
| Progressive | $2,159 | $2,194 |
| State Farm | $1,921 | $1,921 |
| USAA | $1,551 | $1,535 |
Cheapest Willis, TX Car Insurance Rates After a DUI
A DUI in Willis, TX increases car insurance rates. Compare Willis, Texas DUI car insurance by company to find the cheapest option.
| Insurance Company | Annual Car Insurance Rates With a DUI |
|---|---|
| Allstate | $6,823 |
| American Family | $6,241 |
| Geico | $3,276 |
| Nationwide | $5,087 |
| Progressive | $4,667 |
| State Farm | $3,763 |
| USAA | $3,311 |
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Cheapest Willis, TX Car Insurance Rates by Commute Length
How does how far you drive affect car insurance rates in Willis, TX by commute? Take a look at a comparison of the top companies by commute length.
| Insurance Company | 10 Mile Commute, 6,000 Annual Mileage | 25 Mile Commute, 12,000 Annual Mileage |
|---|---|---|
| Allstate | $5,302 | $5,570 |
| American Family | $6,119 | $6,119 |
| Geico | $3,442 | $3,572 |
| Nationwide | $3,961 | $3,961 |
| Progressive | $4,589 | $4,589 |
| State Farm | $3,110 | $3,110 |
| USAA | $2,512 | $2,576 |
Cheapest Willis, TX Car Insurance Rates by ZIP Code
Willis car insurance rates vary based on where you live. Check out the difference in car insurance rates by ZIP code in Willis, TX.
| ZIP Code | Average Annual Rates |
|---|---|
| 77318 | $6,130 |
| 77378 | $6,327 |
The Best Cheap Car Insurance Companies in Willis, TX
Take a look at a side-by-side comparison of the top car insurance companies in Willis, TX to find the best option for your needs.
| Insurance Company | Average Annual Rates |
|---|---|
| Allstate | $5,436 |
| American Family | $6,119 |
| Geico | $3,507 |
| Nationwide | $3,961 |
| Progressive | $4,589 |
| State Farm | $3,111 |
| USAA | $2,544 |
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Category Winners: Cheapest Car Insurance in Willis, Texas
Find the cheapest car insurance companies in Willis, TX for each category right here.
| Category | Insurance Company |
|---|---|
| Teenagers | USAA |
| Seniors | USAA |
| Clean Record | USAA |
| With 1 Accident | USAA |
| With 1 DUI | Geico |
| With 1 Speeding Violation | USAA |
Cheapest Willis, TX Car Insurance Rates by Coverage Level
How much coverage you choose will have an impact on your Willis car insurance rates. Find the cheapest Willis, TX car insurance rates by coverage level.
| Insurance Company | Low | Medium | High |
|---|---|---|---|
| Allstate | $5,311 | $5,389 | $5,608 |
| American Family | $5,619 | $5,845 | $6,893 |
| Geico | $3,310 | $3,461 | $3,750 |
| Nationwide | $4,265 | $3,792 | $3,826 |
| Progressive | $4,356 | $4,567 | $4,843 |
| State Farm | $2,945 | $3,103 | $3,283 |
| USAA | $2,448 | $2,532 | $2,652 |
What affects car insurance rates in Willis, Texas?
What factors can have an impact on Willis, TX car insurance? There are several reasons why Willis car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Willis, Texas.
Car Theft in Willis
High levels of vehicle theft can make car insurance more expensive. Willis, TX car theft statistics from the FBI indicate 15 vehicle thefts a year.
Commute Time in Willis
The more time you spend in your car the higher the risk of an accident. The average commute length in Willis, TX is 27.7 minutes according to City-Data.
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Compare Car Insurance Quotes in Willis, TX
Ready to find affordable Willis, Texas car insurance today? Enter your ZIP code for fast, free Willis, TX car insurance quotes.
Frequently Asked Questions
How can I compare car insurance quotes in Willis, TX?
Use online comparison tools or contact insurance companies directly to compare car insurance quotes in Willis, TX.
Which car insurance companies offer the cheapest rates in Willis, TX?
Based on the information provided, USAA is listed as the cheapest car insurance company in Willis, TX.
How do commute length and ZIP code affect car insurance rates in Willis, TX?
Longer commutes and high-risk ZIP codes may result in higher car insurance rates in Willis, TX.
What happens to car insurance rates after a DUI in Willis, TX?
Car insurance rates generally increase significantly after a DUI conviction in Willis, TX.
How can senior drivers find affordable car insurance in Willis, TX?
Senior drivers can find affordable car insurance by comparing quotes and considering discounts for seniors.
What are the car insurance rates for teen drivers in Willis, TX?
Teen drivers usually have higher car insurance rates due to their limited driving experience.
Free Car Insurance Comparison
Enter your ZIP code below to view companies that have cheap car insurance rates.
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Jeffrey Manola
Licensed Insurance Agent
Jeffrey Manola is an experienced insurance agent who founded TopQuoteLifeInsurance.com and NoMedicalExamQuotes.com. His mission when creating these sites was to provide online consumers searching for insurance with the most affordable rates available. Not only does he strive to provide consumers with the best prices for insurance coverage, but he also wants those on the market for insurance to ...
Licensed Insurance Agent
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.