Best Williamson, WV Car Insurance in 2024
Car insurance in Williamson, WV averages $422 a month. Williamson, West Virginia car insurance requirements are 25/50/25, but you might need full coverage insurance if your car is financed. To find cheap Williamson car insurance rates, compare quotes from the top car insurance companies in Williamson, WV.
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Zach Fagiano
Insurance & Finance Analyst
Zach Fagiano has been in the insurance industry for over 10 years, specializing in property and casualty and risk management consulting. He started out specializing in small businesses and moved up to large commercial real estate risks. During that time, he acquired property & casualty, life & health, and surplus lines brokers licenses. He’s now the Senior Vice President overseeing globa...
Insurance & Finance Analyst
UPDATED: Oct 24, 2024
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident car insurance decisions. Comparison shopping should be easy. We are not affiliated with any one car insurance company and cannot guarantee quotes from any single company.
Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from top car companies please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.
UPDATED: Oct 24, 2024
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident car insurance decisions. Comparison shopping should be easy. We are not affiliated with any one car insurance company and cannot guarantee quotes from any single company.
Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from top car companies please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.
On This Page
- Average car insurance rates in Williamson, WV after a DUI are $6,226/year
- Average car insurance rates in Williamson, WV are $5,062/year
- The cheapest car insurance company in Williamson is State Farm
If you need to buy Williamson, West Virginia car insurance, the options can be confusing. Everything you need to know about car insurance in Williamson, WV is right here.
You’ll find Williamson car insurance rates, the cheapest Williamson, WV car insurance companies, and information on West Virginia car insurance laws. You can also compare Williamson, West Virginia car insurance rates to Weirton car insurance rates, Martinsburg car insurance rates, and Beckley car insurance rates.
Ready to find affordable Williamson, WV car insurance today? Enter your ZIP code for fast, free Williamson car insurance quotes.
Cheapest Williamson, WV Car Insurance Rates By Age, Gender, and Marital Status
How do age, gender, and marital status affect Williamson, WV car insurance rates? Every Williamson, West Virginia car insurance company weighs these factors differently, so check out the comparison rates.
Annual Car Insurance Rates by Age, Gender, and Marital Status in Williamson, West Virginia
| Insurance Company | Married 35-Year-Old Female | Married 35-Year-Old Male | Married 60-Year-Old Female | Married 60-Year-Old Male | Single 17-Year-Old Female | Single 17-Year-Old Male | Single 25-Year-Old Female | Single 25-Year-Old Male |
|---|---|---|---|---|---|---|---|---|
| Allstate | $3,780 | $3,506 | $3,366 | $3,375 | $13,585 | $14,135 | $4,195 | $4,210 |
| Geico | $3,305 | $3,259 | $3,143 | $3,046 | $8,189 | $9,883 | $3,179 | $3,314 |
| Liberty Mutual | $4,522 | $4,926 | $3,634 | $4,444 | $17,094 | $19,323 | $4,658 | $5,133 |
| Nationwide | $2,824 | $2,872 | $2,547 | $2,680 | $7,838 | $9,961 | $3,226 | $3,467 |
| Progressive | $2,826 | $2,704 | $2,610 | $2,598 | $12,944 | $14,637 | $3,423 | $3,531 |
| State Farm | $2,120 | $2,120 | $1,913 | $1,913 | $4,851 | $6,272 | $2,512 | $1,974 |
| USAA | $2,048 | $2,017 | $1,903 | $1,917 | $6,884 | $7,614 | $2,655 | $2,854 |
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Minimum Car Insurance in Williamson, WV
Every driver must carry the minimum car insurance required by the state in Williamson, WV. Take a look at the West Virginia car insurance requirements.
Minimum Required Car Insurance Coverage in Williamson, West Virginia
| Liability Insurance Required | Minimum Coverage Limits Required |
|---|---|
| Bodily Injury Liability Coverage | $25,000 per person $50,000 per accident |
| Property Damage Liability Coverage | $25,000 minimum |
Cheapest Williamson, WV Car Insurance Rates by Credit Score
Your credit affects car insurance costs in Williamson, WV. If your credit is good, you may be able to get a good credit discount. Compare credit history car insurance rates in Williamson from top companies for good, fair, and poor credit.
Annual Car Insurance Rates by Credit Score in Williamson, West Virginia
| Insurance Company | Poor | Fair | Good |
|---|---|---|---|
| Allstate | $7,633 | $6,031 | $5,142 |
| Geico | $5,624 | $4,575 | $3,795 |
| Liberty Mutual | $11,426 | $6,991 | $5,482 |
| Nationwide | $5,057 | $4,255 | $3,969 |
| Progressive | $6,319 | $5,523 | $5,135 |
| State Farm | $4,268 | $2,587 | $2,023 |
| USAA | $5,145 | $2,954 | $2,361 |
Cheapest Williamson, WV Car Insurance Rates by Driving Record
Your driving record is one of the biggest factors affecting car insurance costs. Car insurance with a bad driving record is typically more expensive. Compare bad driving record car insurance rates in Williamson, WV to rates for a clean record with top companies.
Annual Williamson, West Virginia Car Insurance Rates by Driving Record
| Group | Clean Record | With 1 Accident | With 1 DUI | With 1 Speeding Violation |
|---|---|---|---|---|
| Allstate | $5,292 | $6,273 | $7,498 | $6,013 |
| Geico | $2,880 | $4,640 | $8,047 | $3,091 |
| Liberty Mutual | $6,510 | $8,251 | $9,138 | $7,966 |
| Nationwide | $3,493 | $4,733 | $5,560 | $3,921 |
| Progressive | $4,776 | $6,477 | $5,746 | $5,638 |
| State Farm | $2,708 | $3,210 | $2,959 | $2,959 |
| USAA | $2,733 | $3,242 | $4,632 | $3,339 |
Cheapest Williamson, WV Car Insurance for Teen Drivers
Teen car insurance in Williamson, WV can be expensive. Take a look at rates from the top car insurance companies in Williamson for teenagers.
Annual Car Insurance Rates for Teen Drivers in Williamson, West Virginia
| Insurance Company | Single 17-Year-Old Female | Single 17-Year-Old Male |
|---|---|---|
| Allstate | $13,585 | $14,135 |
| Geico | $8,189 | $9,883 |
| Liberty Mutual | $17,094 | $19,323 |
| Nationwide | $7,838 | $9,961 |
| Progressive | $12,944 | $14,637 |
| State Farm | $4,851 | $6,272 |
| USAA | $6,884 | $7,614 |
Cheapest Williamson, WV Car Insurance for Seniors
Take a look at Williamson, WV rates on car insurance for seniors from top companies. Shopping around can make a big difference for senior drivers.
Annual Car Insurance Rates for Senior Drivers in Williamson, West Virginia
| Insurance Company | Married 60-Year-Old Female | Married 60-Year-Old Male |
|---|---|---|
| Allstate | $3,366 | $3,375 |
| Geico | $3,143 | $3,046 |
| Liberty Mutual | $3,634 | $4,444 |
| Nationwide | $2,547 | $2,680 |
| Progressive | $2,610 | $2,598 |
| State Farm | $1,913 | $1,913 |
| USAA | $1,903 | $1,917 |
Cheapest Williamson, WV Car Insurance Rates After a DUI
A DUI in Williamson, WV increases car insurance rates. Compare Williamson, West Virginia car insurance after a DUI by the company to find the cheapest option.
Annual Car Insurance Rates After a DUI in Williamson, West Virginia
| Insurance Company | Annual Car Insurance Rates With a DUI |
|---|---|
| Allstate | $7,498 |
| Geico | $8,047 |
| Liberty Mutual | $9,138 |
| Nationwide | $5,560 |
| Progressive | $5,746 |
| State Farm | $2,959 |
| USAA | $4,632 |
(For more information, read our “What are the DUI insurance laws in West Virginia?“).
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Cheapest Williamson, WV Car Insurance Rates by Commute Length
How does how far you drive affect car insurance rates in Williamson, WV by commute? Take a look at a comparison of the top companies by commute length.
Annual Car Insurance Rates by Commute Length in Williamson, West Virginia
| Insurance Company | 10 Mile Commute, 6,000 Annual Mileage | 25 Mile Commute, 12,000 Annual Mileage |
|---|---|---|
| Allstate | $6,269 | $6,269 |
| Geico | $4,614 | $4,716 |
| Liberty Mutual | $7,967 | $7,967 |
| Nationwide | $4,427 | $4,427 |
| Progressive | $5,659 | $5,659 |
| State Farm | $2,879 | $3,040 |
| USAA | $3,446 | $3,527 |
The Best Cheap Car Insurance Companies in Williamson, WV
Take a look at a side-by-side comparison of the top car insurance companies in Williamson, WV to find the best option for your needs.
Average Annual Car Insurance Rates by Company in Williamson, West Virginia
| Insurance Company | Average Annual Rates |
|---|---|
| Allstate | $6,269 |
| Geico | $4,665 |
| Liberty Mutual | $7,967 |
| Nationwide | $4,427 |
| Progressive | $5,659 |
| State Farm | $2,959 |
| USAA | $3,486 |
Category Winners: Cheapest Car Insurance in Williamson, West Virginia
Find the cheapest car insurance companies in Williamson, WV for each category right here.
Best Annual Car Insurance Rates by Company in Williamson, West Virginia
| Category | Insurance Company |
|---|---|
| Teenagers | State Farm |
| Seniors | USAA |
| Clean Record | State Farm |
| With 1 Accident | State Farm |
| With 1 DUI | State Farm |
| With 1 Speeding Violation | State Farm |
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Cheapest Williamson, WV Car Insurance Rates by Coverage Level
How much car insurance you need will have an impact on your Williamson car insurance rates. Find the cheapest Williamson, WV car insurance rates by coverage level.
Annual Car Insurance Rates by Coverage Level in Williamson, West Virginia
| Insurance Company | Low | Medium | High |
|---|---|---|---|
| Allstate | $6,056 | $6,259 | $6,492 |
| Geico | $4,382 | $4,679 | $4,933 |
| Liberty Mutual | $7,516 | $7,945 | $8,438 |
| Nationwide | $4,370 | $4,412 | $4,498 |
| Progressive | $5,409 | $5,594 | $5,974 |
| State Farm | $2,782 | $2,954 | $3,142 |
| USAA | $3,363 | $3,481 | $3,615 |
What affects car insurance rates in Williamson, West Virginia?
What are the factors that affect car insurance rates in Williamson, WV? There are several reasons why Williamson car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Williamson, West Virginia.
Commute Time in Williamson
The more time you spend in your car the higher the risk of an accident. The average commute length in Williamson, WV is 17.0 minutes according to City-Data.
Compare Car Insurance Quotes in Williamson, WV
Ready to find affordable Williamson, West Virginia car insurance today? Enter your ZIP code for fast, free Williamson, WV car insurance quotes.
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Frequently Asked Questions
Can I change my car insurance policy mid-term in Williamson, WV?
Yes, you can make mid-term changes like adjusting coverage limits, adding/removing vehicles, or updating personal information. Contact your insurer for specifics.
Can I get car insurance with a learner’s permit in Williamson, WV?
Generally, yes, but check with insurers regarding coverage for permit holders.
What happens if I let my car insurance policy lapse in Williamson, WV?
Allowing your policy to lapse can result in fines, registration suspension, and potential rate increases when reinstating coverage.
Can I transfer my out-of-state car insurance to Williamson, WV?
When moving to Williamson, WV, you’ll likely need new car insurance that meets the state’s requirements.
What should I do if I’m involved in a car accident in Williamson, WV?
Prioritize safety, exchange information, document the scene, notify your insurer, and file a claim promptly.
Is car insurance required for leased vehicles in Williamson, WV?
Yes, leasing companies typically require car insurance for leased vehicles.
Free Car Insurance Comparison
Enter your ZIP code below to view companies that have cheap car insurance rates.
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Zach Fagiano
Insurance & Finance Analyst
Zach Fagiano has been in the insurance industry for over 10 years, specializing in property and casualty and risk management consulting. He started out specializing in small businesses and moved up to large commercial real estate risks. During that time, he acquired property & casualty, life & health, and surplus lines brokers licenses. He’s now the Senior Vice President overseeing globa...
Insurance & Finance Analyst
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.