Best Wareham, MA Car Insurance in 2024
Car insurance in Wareham, MA averages $275 a month. Wareham, Massachusetts car insurance requirements are 20/40/5, but you might need full coverage insurance if your car is financed. To find cheap Wareham car insurance rates, compare quotes from the top car insurance companies in Wareham, MA.
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Michael Leotta
Insurance Operations Specialist
Michael earned a degree in Business Management degree with an insurance focus, which led to a successful 25-year career in insurance claims operations and support. He possesses a high-level of business acumen across multiple areas of the insurance industry. Over the course of his career, he served in multiple roles supporting claims operations including: Claims Specialist, Claims Trainer, Claim Au...
Insurance Operations Specialist
UPDATED: Oct 24, 2024
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident car insurance decisions. Comparison shopping should be easy. We are not affiliated with any one car insurance company and cannot guarantee quotes from any single company.
Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from top car companies please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.
UPDATED: Oct 24, 2024
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident car insurance decisions. Comparison shopping should be easy. We are not affiliated with any one car insurance company and cannot guarantee quotes from any single company.
Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from top car companies please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.
On This Page
- Average car insurance rates in Wareham, MA after a DUI are $4,052/year
- Average car insurance rates in Wareham, MA are $3,297/year
- The cheapest car insurance company in Wareham for teen drivers is State Farm
If you need to buy Wareham, Massachusetts car insurance, the options can be confusing. Everything you need to know about car insurance in Wareham, MA is right here.
You’ll find Wareham car insurance rates, the cheapest Wareham, MA car insurance companies, and information on Massachusetts car insurance laws. You can also compare Wareham, Massachusetts car insurance rates to Worcester car insurance rates, Quincy car insurance rates, and Brockton car insurance rates.
Ready to find affordable Wareham, MA car insurance today? Enter your ZIP code for fast, free Wareham car insurance quotes.
Cheapest Wareham, MA Car Insurance Rates By Age, Gender, and Marital Status
How do age, gender, and marital status affect Wareham, MA car insurance rates? Every Wareham, Massachusetts car insurance company weighs these factors differently, so check out the comparison rates.
| Insurance Company | Married 35-Year-Old Female | Married 35-Year-Old Male | Married 60-Year-Old Female | Married 60-Year-Old Male | Single 17-Year-Old Female | Single 17-Year-Old Male | Single 25-Year-Old Female | Single 25-Year-Old Male |
|---|---|---|---|---|---|---|---|---|
| Allstate | $2,358 | $2,358 | $2,358 | $2,358 | $8,086 | $8,086 | $2,645 | $2,645 |
| Geico | $2,131 | $2,131 | $1,978 | $1,978 | $5,924 | $5,924 | $2,197 | $2,197 |
| Liberty Mutual | $3,102 | $3,102 | $2,701 | $2,701 | $9,956 | $9,956 | $3,244 | $3,244 |
| Progressive | $2,420 | $2,420 | $2,319 | $2,319 | $9,108 | $9,108 | $2,616 | $2,616 |
| State Farm | $1,058 | $1,058 | $1,058 | $1,058 | $2,839 | $2,839 | $1,058 | $1,058 |
| Travelers | $2,952 | $2,952 | $2,608 | $2,608 | $6,005 | $6,005 | $3,264 | $3,264 |
| USAA | $1,531 | $1,531 | $1,508 | $1,508 | $3,596 | $3,596 | $1,692 | $1,692 |
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Minimum Car Insurance in Wareham, MA
Every driver must carry the minimum car insurance required by the state in Wareham, MA. Take a look at the Massachusetts car insurance requirements.
| Liability Insurance Required | Minimum Coverage Limits Required |
|---|---|
| Bodily Injury Liability Coverage | $20,000 per person $40,000 per accident |
| Property Damage Liability Coverage | $5,000 minimum |
Cheapest Wareham, MA Car Insurance Rates by Driving Record
Your driving record is one of the biggest factors affecting car insurance costs. Car insurance with a bad driving record is typically more expensive. Compare bad driving record car insurance rates in Wareham, MA to rates for a clean record with top companies.
| Group | Clean Record | With 1 Accident | With 1 DUI | With 1 Speeding Violation |
|---|---|---|---|---|
| Allstate | $2,991 | $4,454 | $5,012 | $2,991 |
| Geico | $2,443 | $3,368 | $3,842 | $2,578 |
| Liberty Mutual | $3,744 | $5,114 | $6,146 | $3,999 |
| Progressive | $3,455 | $4,875 | $3,865 | $4,268 |
| State Farm | $1,188 | $1,622 | $1,931 | $1,274 |
| Travelers | $2,886 | $3,986 | $4,300 | $3,657 |
| USAA | $1,479 | $1,924 | $3,268 | $1,655 |
Cheapest Wareham, MA Car Insurance for Teen Drivers
Teen car insurance in Wareham, MA can be expensive. Take a look at rates from the top car insurance companies in Wareham for teenagers.
| Insurance Company | Single 17-Year-Old Female | Single 17-Year-Old Male |
|---|---|---|
| Allstate | $8,086 | $8,086 |
| Geico | $5,924 | $5,924 |
| Liberty Mutual | $9,956 | $9,956 |
| Progressive | $9,108 | $9,108 |
| State Farm | $2,839 | $2,839 |
| Travelers | $6,005 | $6,005 |
| USAA | $3,596 | $3,596 |
Cheapest Wareham, MA Car Insurance for Seniors
Take a look at Wareham, MA rates on car insurance for seniors from top companies. Shopping around can make a big difference for senior drivers.
| Insurance Company | Married 60-Year-Old Female | Married 60-Year-Old Male |
|---|---|---|
| Allstate | $2,358 | $2,358 |
| Geico | $1,978 | $1,978 |
| Liberty Mutual | $2,701 | $2,701 |
| Progressive | $2,319 | $2,319 |
| State Farm | $1,058 | $1,058 |
| Travelers | $2,608 | $2,608 |
| USAA | $1,508 | $1,508 |
Cheapest Wareham, MA Car Insurance Rates After a DUI
A DUI in Wareham, MA increases car insurance rates. Compare Wareham, Massachusetts car insurance after a DUI by the company to find the cheapest option.
| Insurance Company | Annual Car Insurance Rates With a DUI |
|---|---|
| Allstate | $5,012 |
| Geico | $3,842 |
| Liberty Mutual | $6,146 |
| Progressive | $3,865 |
| State Farm | $1,931 |
| Travelers | $4,300 |
| USAA | $3,268 |
Cheapest Wareham, MA Car Insurance Rates by Commute Length
How does how far you drive affect car insurance rates in Wareham, MA by commute? Take a look at a comparison of the top companies by commute length.
| Insurance Company | 10 Mile Commute, 6,000 Annual Mileage | 25 Mile Commute, 12,000 Annual Mileage |
|---|---|---|
| Allstate | $3,739 | $3,986 |
| Geico | $3,001 | $3,114 |
| Liberty Mutual | $4,564 | $4,937 |
| Progressive | $4,116 | $4,116 |
| State Farm | $1,468 | $1,539 |
| Travelers | $3,530 | $3,884 |
| USAA | $2,024 | $2,139 |
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The Best Cheap Car Insurance Companies in Wareham, MA
Take a look at a side-by-side comparison of the top car insurance companies in Wareham, MA to find the best option for your needs.
| Insurance Company | Average Annual Rates |
|---|---|
| Allstate | $3,862 |
| Geico | $3,058 |
| Liberty Mutual | $4,751 |
| Progressive | $4,116 |
| State Farm | $1,504 |
| Travelers | $3,707 |
| USAA | $2,082 |
Category Winners: Cheapest Car Insurance in Wareham, Massachusetts
Find the cheapest car insurance companies in Wareham, MA for each category right here.
| Category | Insurance Company |
|---|---|
| Teenagers | State Farm |
| Seniors | State Farm |
| Clean Record | State Farm |
| With 1 Accident | State Farm |
| With 1 DUI | State Farm |
| With 1 Speeding Violation | State Farm |
Cheapest Wareham, MA Car Insurance Rates by Coverage Level
How much car insurance you need will have an impact on your Wareham car insurance rates. Find the cheapest Wareham, MA car insurance rates by coverage level.
| Insurance Company | Low | Medium | High |
|---|---|---|---|
| Allstate | $3,573 | $3,920 | $4,094 |
| Geico | $2,813 | $3,113 | $3,247 |
| Liberty Mutual | $4,436 | $4,814 | $5,003 |
| Progressive | $3,761 | $4,192 | $4,393 |
| State Farm | $1,368 | $1,530 | $1,612 |
| Travelers | $3,302 | $3,785 | $4,034 |
| USAA | $1,929 | $2,116 | $2,200 |
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What affects car insurance rates in Wareham, Massachusetts?
What are the factors that affect car insurance rates in Wareham, MA? There are several reasons why Wareham car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Wareham, Massachusetts.
Commute Time in Wareham
The more time you spend in your car the higher the risk of an accident. The average commute length in Wareham, MA is 27.7 minutes according to City-Data.
Compare Car Insurance Quotes in Wareham, MA
Ready to find affordable Wareham, Massachusetts car insurance today? Enter your ZIP code for fast, free Wareham, MA car insurance quotes.
Frequently Asked Questions
How can I compare car insurance quotes in Wareham, MA?
Compare car insurance quotes in Wareham by using online comparison tools or contacting insurance providers directly with accurate information about your driving history, vehicle, and coverage needs.
What are the car insurance requirements in Wareham, Massachusetts?
Wareham requires minimum Bodily Injury Liability Coverage of $20,000 per person and $40,000 per accident, as well as Property Damage Liability Coverage of $5,000.
Is full coverage insurance necessary if my car is financed in Wareham, Massachusetts?
If your car is financed in Wareham, your lender may require full coverage insurance, which typically includes liability, comprehensive, and collision coverage.
How can I find cheap car insurance rates in Wareham, MA?
To find affordable car insurance rates in Wareham, compare quotes from multiple providers, maintain a clean driving record, opt for a higher deductible, and inquire about available discounts.
Are there any discounts available for car insurance in Wareham, MA?
Yes, discounts such as safe driver, multi-policy, good student, and anti-theft device discounts can help lower car insurance rates in Wareham.
What factors influence car insurance rates in Wareham, Massachusetts?
Factors that affect car insurance rates in Wareham include age, gender, driving record, coverage level, commute length, and vehicle type.
Free Car Insurance Comparison
Enter your ZIP code below to view companies that have cheap car insurance rates.
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Michael Leotta
Insurance Operations Specialist
Michael earned a degree in Business Management degree with an insurance focus, which led to a successful 25-year career in insurance claims operations and support. He possesses a high-level of business acumen across multiple areas of the insurance industry. Over the course of his career, he served in multiple roles supporting claims operations including: Claims Specialist, Claims Trainer, Claim Au...
Insurance Operations Specialist
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.