Best The Villages, FL Car Insurance in 2024
Car insurance in The Villages, FL averages $315 a month. The Villages, Florida car insurance requirements are 10/20/10, but you might need full coverage insurance if your car is financed. To find cheap The Villages car insurance rates, compare quotes from the top car insurance companies in The Villages, FL.
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Joel Ohman
Certified Financial Planner
Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Joel...
Certified Financial Planner
UPDATED: Oct 24, 2024
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident car insurance decisions. Comparison shopping should be easy. We are not affiliated with any one car insurance company and cannot guarantee quotes from any single company.
Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from top car companies please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.
UPDATED: Oct 24, 2024
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident car insurance decisions. Comparison shopping should be easy. We are not affiliated with any one car insurance company and cannot guarantee quotes from any single company.
Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from top car companies please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.
On This Page
- The cheapest ZIP code in The Villages is 32162
- Average car insurance rates in The Villages, FL are $3,778/year
- The cheapest car insurance company in The Villages for teen drivers is Geico
If you need to buy The Villages, Florida car insurance rates, the options can be confusing. Everything you need to know about car insurance in The Villages, FL is right here.
You’ll find The Villages car insurance rates, the cheapest The Villages, FL car insurance companies, and information on Florida car insurance laws. You can also compare Tallahassee car insurance rates, Miami car insurance rates, and Por St. Lucie car insurance rates to The Villages, Florida car insurance rates.
Ready to find affordable The Villages, FL car insurance today? Enter your ZIP code for fast, free The Villages car insurance quotes.
Cheapest The Villages, FL Car Insurance Rates By Age, Gender, and Marital Status
How do age, gender, and marital status affect The Villages, FL car insurance rates? Every The Villages, Florida car insurance company weighs these factors differently, so check out the comparison rates.
Check out the cost of married car insurance vs. single car insurance to see just how big of a difference your martial status can make on car insurance rates.
Annual Car Insurance Rates by Age, Gender, and Marital Status in The Villages, Florida
| Insurance Company | Married 35-Year-Old Female | Married 35-Year-Old Male | Married 60-Year-Old Female | Married 60-Year-Old Male | Single 17-Year-Old Female | Single 17-Year-Old Male | Single 25-Year-Old Female | Single 25-Year-Old Male |
|---|---|---|---|---|---|---|---|---|
| Allstate | $3,537 | $3,429 | $3,111 | $3,182 | $12,226 | $13,397 | $3,591 | $3,670 |
| Geico | $2,435 | $2,446 | $2,280 | $2,280 | $4,328 | $5,431 | $2,680 | $2,722 |
| Liberty Mutual | $2,991 | $2,991 | $2,750 | $2,750 | $6,195 | $9,482 | $2,991 | $4,016 |
| Nationwide | $2,381 | $2,352 | $2,133 | $2,204 | $5,626 | $6,916 | $2,614 | $2,719 |
| Progressive | $3,419 | $3,227 | $2,932 | $3,139 | $9,473 | $10,317 | $4,110 | $3,930 |
| State Farm | $1,581 | $1,581 | $1,435 | $1,435 | $4,538 | $5,795 | $1,749 | $1,880 |
| USAA | $1,392 | $1,369 | $1,297 | $1,288 | $4,728 | $5,502 | $1,739 | $1,879 |
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Minimum Car Insurance in The Villages, FL
The minimum car insurance required by each state is different, but every driver is required to carry those minimum coverages. The same is true in The Villages, FL. Take a look at the Florida car insurance requirements.
Minimum Required Car Insurance Coverage in The Villages, Florida
| Liability Insurance Required | Minimum Coverage Limits Required |
|---|---|
| Bodily Injury Liability Coverage | $10,000 per person $20,000 per accident |
| Property Damage Liability Coverage | $10,000 minimum |
Cheapest The Villages, FL Car Insurance Rates by Credit Score
Your credit affects car insurance costs in The Villages, FL. Compare credit history car insurance rates in The Villages from top companies for good, fair, and poor credit.
If you have a low credit score, there might be options through car insurance with no credit check requirements.
Annual Car Insurance Rates by Credit Score in The Villages, Florida
| Insurance Company | Poor | Fair | Good |
|---|---|---|---|
| Allstate | $8,042 | $5,104 | $4,158 |
| Geico | $4,462 | $2,715 | $2,048 |
| Liberty Mutual | $5,471 | $4,043 | $3,298 |
| Nationwide | $4,204 | $3,097 | $2,804 |
| Progressive | $6,629 | $4,684 | $3,893 |
| State Farm | $3,393 | $2,249 | $1,856 |
| USAA | $3,909 | $1,906 | $1,383 |
Cheapest The Villages, FL Car Insurance Rates by Driving Record
Do car insurance companies check your driving records? Yes, your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in The Villages, FL to rates for a clean record with top companies.
Annual The Villages, Florida Car Insurance Rates by Driving Record
| Group | Clean Record | With 1 Accident | With 1 DUI | With 1 Speeding Violation |
|---|---|---|---|---|
| Allstate | $4,984 | $5,936 | $6,621 | $5,530 |
| Geico | $2,154 | $2,742 | $4,063 | $3,342 |
| Liberty Mutual | $3,109 | $4,005 | $5,763 | $4,207 |
| Nationwide | $2,887 | $3,160 | $4,227 | $3,198 |
| Progressive | $4,000 | $5,919 | $4,982 | $5,373 |
| State Farm | $2,291 | $2,708 | $2,499 | $2,499 |
| USAA | $1,883 | $2,319 | $3,421 | $1,973 |
Cheapest The Villages, FL Car Insurance for Teen Drivers
Teen car insurance in The Villages, FL can be expensive. Take a look at rates from the top car insurance companies in The Villages for teenagers. Plus, there are tips for finding car insurance for young drivers.
Annual Car Insurance Rates for Teen Drivers in The Villages, Florida
| Insurance Company | Single 17-Year-Old Female | Single 17-Year-Old Male |
|---|---|---|
| Allstate | $12,226 | $13,397 |
| Geico | $4,328 | $5,431 |
| Liberty Mutual | $6,195 | $9,482 |
| Nationwide | $5,626 | $6,916 |
| Progressive | $9,473 | $10,317 |
| State Farm | $4,538 | $5,795 |
| USAA | $4,728 | $5,502 |
Cheapest The Villages, FL Car Insurance for Seniors
Take a look at The Villages, FL senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers. It’s also worth looking into discounts on car insurance coverage for seniors to make sure you’re saving all the money you can.
Annual Car Insurance Rates for Senior Drivers in The Villages, Florida
| Insurance Company | Married 60-Year-Old Female | Married 60-Year-Old Male |
|---|---|---|
| Allstate | $3,111 | $3,182 |
| Geico | $2,280 | $2,280 |
| Liberty Mutual | $2,750 | $2,750 |
| Nationwide | $2,133 | $2,204 |
| Progressive | $2,932 | $3,139 |
| State Farm | $1,435 | $1,435 |
| USAA | $1,297 | $1,288 |
Cheapest The Villages, FL Car Insurance Rates After a DUI
A DUI in The Villages, FL increases car insurance rates. Compare The Villages, Florida DUI car insurance by company to find the cheapest option. You can also find out more information about Florida DUI laws and how these violations can affect your insurance rates.
Annual Car Insurance Rates After a DUI in The Villages, Florida
| Insurance Company | Annual Car Insurance Rates With a DUI |
|---|---|
| Allstate | $6,621 |
| Geico | $4,063 |
| Liberty Mutual | $5,763 |
| Nationwide | $4,227 |
| Progressive | $4,982 |
| State Farm | $2,499 |
| USAA | $3,421 |
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Cheapest The Villages, FL Car Insurance Rates by Commute Length
How does how far you drive affect car insurance rates in The Villages, FL by commute? Take a look at a comparison of the top companies by commute length.
Annual Car Insurance Rates by Commute Length in The Villages, Florida
| Insurance Company | 10 Mile Commute, 6,000 Annual Mileage | 25 Mile Commute, 12,000 Annual Mileage |
|---|---|---|
| Allstate | $5,602 | $5,934 |
| Geico | $3,060 | $3,090 |
| Liberty Mutual | $4,136 | $4,405 |
| Nationwide | $3,368 | $3,368 |
| Progressive | $5,068 | $5,068 |
| State Farm | $2,416 | $2,582 |
| USAA | $2,372 | $2,426 |
Cheapest The Villages, FL Car Insurance Rates by ZIP Code
The Villages car insurance rates vary based on where you live. Check out the difference in car insurance rates by ZIP code in The Villages, FL.
Annual Car Insurance Rates by ZIP Code in The Villages, Florida
| ZIP Code | Average Annual Rates |
|---|---|
| 32162 | $2,850 |
| 32163 | $2,984 |
The Best Cheap Car Insurance Companies in The Villages, FL
Take a look at a side-by-side comparison of the top car insurance companies in The Villages, FL to find the best option for your needs.
Average Annual Car Insurance Rates by Company in The Villages, Florida
| Insurance Company | Average Annual Rates |
|---|---|
| Allstate | $5,768 |
| Geico | $3,075 |
| Liberty Mutual | $4,271 |
| Nationwide | $3,368 |
| Progressive | $5,068 |
| State Farm | $2,499 |
| USAA | $2,399 |
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Category Winners: Cheapest Car Insurance in The Villages, Florida
Find the cheapest car insurance companies in The Villages, FL for each category right here.
Best Annual Car Insurance Rates by Company in The Villages, Florida
| Category | Insurance Company |
|---|---|
| Teenagers | Geico |
| Seniors | USAA |
| Clean Record | USAA |
| With 1 Accident | USAA |
| With 1 DUI | State Farm |
| With 1 Speeding Violation | USAA |
Cheapest The Villages, FL Car Insurance Rates by Coverage Level
How much coverage you choose will have an impact on your The Villages car insurance rates. Find the cheapest The Villages, FL car insurance rates by coverage level.
Annual Car Insurance Rates by Coverage Level in The Villages, Florida
| Insurance Company | Low | Medium | High |
|---|---|---|---|
| Allstate | $4,399 | $6,076 | $6,828 |
| Geico | $2,536 | $3,181 | $3,509 |
| Liberty Mutual | $3,935 | $4,330 | $4,547 |
| Nationwide | $2,664 | $3,501 | $3,939 |
| Progressive | $4,344 | $5,173 | $5,689 |
| State Farm | $2,142 | $2,557 | $2,799 |
| USAA | $2,086 | $2,481 | $2,631 |
What affects car insurance rates in The Villages, Florida?
What factors can have an impact on The Villages, FL car insurance? There are several reasons why The Villages car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in The Villages, Florida.
Commute Time in The Villages
The more time you spend in your car the higher the risk of an accident. The average commute length in The Villages, FL is 24.5 minutes according to City-Data.
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Compare Car Insurance Quotes in The Villages, FL
Ready to find affordable The Villages, Florida car insurance today? Enter your ZIP code for fast, free The Villages, FL car insurance quotes.
Frequently Asked Questions
What factors influence car insurance rates in The Villages, FL?
Several factors can impact car insurance rates in The Villages, FL. These factors include your driving record, age, gender, marital status, vehicle make and model, annual mileage, coverage limits, deductible amount, and credit score.
How can I find and compare car insurance rates in The Villages, FL?
To find and compare car insurance rates in The Villages, FL, you can follow these steps:
- Gather information about your vehicle, driving history, and personal details.
- Research insurance companies that offer coverage in The Villages, FL.
- Visit insurance company websites or use online insurance comparison tools.
- Enter the required information and get quotes from multiple insurers.
- Compare the rates, coverage options, and customer reviews to make an informed decision.
Are car insurance rates higher in The Villages, FL compared to other areas?
Car insurance rates can vary based on location, but whether The Villages, FL has higher rates compared to other areas depends on multiple factors. Factors such as population density, crime rates, accident frequency, and local weather conditions can influence insurance rates. Comparing rates from different areas can help provide a better perspective.
What are the pros of comparing car insurance rates in The Villages, FL?
The pros of comparing car insurance rates in The Villages, FL include:
- Potential cost savings: Comparing rates allows you to find competitive pricing and potentially save money on premiums.
- Customized coverage: By comparing rates, you can find policies that suit your specific needs and budget.
- Access to discounts: Different insurance companies offer various discounts. Comparing rates helps you identify insurers with discounts that you qualify for.
What are the cons of comparing car insurance rates in The Villages, FL?
The cons of comparing car insurance rates in The Villages, FL may include:
- Time-consuming: Gathering quotes from multiple insurers and comparing them can be time-consuming.
- Overwhelming options: With numerous insurance companies and coverage options, it can be overwhelming to make a choice.
- Limited representation: Some insurance companies may not be included in the comparison tools, so you might miss out on potential options.
Free Car Insurance Comparison
Enter your ZIP code below to view companies that have cheap car insurance rates.
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Joel Ohman
Certified Financial Planner
Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Joel...
Certified Financial Planner
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.