Best Tallahassee, FL Car Insurance in 2024
Car insurance in Tallahassee, FL averages $328 a month. Tallahassee, Florida car insurance requirements are 10/20/10, but you might need full coverage insurance if your car is financed. To find cheap Tallahassee car insurance rates, compare quotes from the top car insurance companies in Tallahassee, FL.
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Michael Leotta
Insurance Operations Specialist
Michael earned a degree in Business Management degree with an insurance focus, which led to a successful 25-year career in insurance claims operations and support. He possesses a high-level of business acumen across multiple areas of the insurance industry. Over the course of his career, he served in multiple roles supporting claims operations including: Claims Specialist, Claims Trainer, Claim Au...
Insurance Operations Specialist
UPDATED: Oct 24, 2024
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident car insurance decisions. Comparison shopping should be easy. We are not affiliated with any one car insurance company and cannot guarantee quotes from any single company.
Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from top car companies please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.
UPDATED: Oct 24, 2024
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident car insurance decisions. Comparison shopping should be easy. We are not affiliated with any one car insurance company and cannot guarantee quotes from any single company.
Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from top car companies please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.
On This Page
- The cheapest car insurance company in Tallahassee is USAA
- Average car insurance rates in Tallahassee, FL after a DUI are $4,707/year
- The cheapest car insurance company in Tallahassee for teen drivers is USAA
If you need to buy Tallahassee, Florida car insurance, the options can be confusing. Everything you need to know about car insurance in Tallahassee, FL is right here.
You’ll find Tallahassee car insurance rates, the cheapest Tallahassee, FL car insurance companies, and information on Florida car insurance laws. You can also compare Tallahassee, Florida car insurance rates to Tampa car insurance rates, Cape Coral car insurance rates, and Tallahassee car insurance rates.
Ready to find affordable Tallahassee, FL car insurance today? Enter your ZIP code for fast, free Tallahassee car insurance quotes.
Cheapest Tallahassee, FL Car Insurance Rates By Age, Gender, and Marital Status
How do age, gender, and marital status affect Tallahassee, FL car insurance rates? Every Tallahassee, Florida car insurance company weighs these factors differently, so check out the comparison rates.
| Insurance Company | Married 35-Year-Old Female | Married 35-Year-Old Male | Married 60-Year-Old Female | Married 60-Year-Old Male | Single 17-Year-Old Female | Single 17-Year-Old Male | Single 25-Year-Old Female | Single 25-Year-Old Male |
|---|---|---|---|---|---|---|---|---|
| Allstate | $3,676 | $3,548 | $3,198 | $3,271 | $12,757 | $13,874 | $3,778 | $3,870 |
| Geico | $2,868 | $2,879 | $2,685 | $2,685 | $5,189 | $6,545 | $3,165 | $3,214 |
| Liberty Mutual | $2,825 | $2,825 | $2,598 | $2,598 | $5,857 | $8,965 | $2,825 | $3,790 |
| Nationwide | $2,493 | $2,474 | $2,223 | $2,304 | $6,123 | $7,612 | $2,759 | $2,894 |
| Progressive | $3,121 | $2,958 | $2,700 | $2,889 | $8,861 | $9,760 | $3,764 | $3,676 |
| State Farm | $1,828 | $1,828 | $1,655 | $1,655 | $5,457 | $7,032 | $2,028 | $2,204 |
| USAA | $1,478 | $1,453 | $1,370 | $1,362 | $5,062 | $5,928 | $1,853 | $2,006 |
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Minimum Car Insurance in Tallahassee, FL
Every driver must carry the minimum car insurance in Tallahassee, FL. Take a look at the Florida car insurance requirements.
| Liability Insurance Required | Minimum Coverage Limits Required |
|---|---|
| Bodily Injury Liability Coverage | $10,000 per person $20,000 per accident |
| Property Damage Liability Coverage | $10,000 minimum |
Cheapest Tallahassee, FL Car Insurance Rates by Credit Score
Your credit affects car insurance costs in Tallahassee, FL. Compare credit history car insurance rates in Tallahassee from top companies for good, fair, and poor credit.
| Insurance Company | Poor | Fair | Good |
|---|---|---|---|
| Allstate | $8,309 | $5,321 | $4,360 |
| Geico | $5,349 | $3,214 | $2,399 |
| Liberty Mutual | $5,169 | $3,820 | $3,117 |
| Nationwide | $4,490 | $3,322 | $3,020 |
| Progressive | $6,126 | $4,365 | $3,657 |
| State Farm | $4,048 | $2,656 | $2,179 |
| USAA | $4,179 | $2,035 | $1,478 |
Cheapest Tallahassee, FL Car Insurance Rates by Driving Record
Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Tallahassee, FL to rates for a clean record with top companies.
| Group | Clean Record | With 1 Accident | With 1 DUI | With 1 Speeding Violation |
|---|---|---|---|---|
| Allstate | $5,177 | $6,164 | $6,896 | $5,750 |
| Geico | $2,530 | $3,247 | $4,858 | $3,980 |
| Liberty Mutual | $2,980 | $3,798 | $5,386 | $3,977 |
| Nationwide | $3,088 | $3,378 | $4,546 | $3,429 |
| Progressive | $3,722 | $5,515 | $4,625 | $5,003 |
| State Farm | $2,708 | $3,215 | $2,961 | $2,961 |
| USAA | $2,003 | $2,475 | $3,677 | $2,101 |
Cheapest Tallahassee, FL Car Insurance for Teen Drivers
Teen car insurance in Tallahassee, FL can be expensive. Take a look at rates from the top car insurance companies in Tallahassee for teenagers.
| Insurance Company | Single 17-Year-Old Female | Single 17-Year-Old Male |
|---|---|---|
| Allstate | $12,757 | $13,874 |
| Geico | $5,189 | $6,545 |
| Liberty Mutual | $5,857 | $8,965 |
| Nationwide | $6,123 | $7,612 |
| Progressive | $8,861 | $9,760 |
| State Farm | $5,457 | $7,032 |
| USAA | $5,062 | $5,928 |
Cheapest Tallahassee, FL Car Insurance for Seniors
Take a look at Tallahassee, FL senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.
| Insurance Company | Married 60-Year-Old Female | Married 60-Year-Old Male |
|---|---|---|
| Allstate | $3,198 | $3,271 |
| Geico | $2,685 | $2,685 |
| Liberty Mutual | $2,598 | $2,598 |
| Nationwide | $2,223 | $2,304 |
| Progressive | $2,700 | $2,889 |
| State Farm | $1,655 | $1,655 |
| USAA | $1,370 | $1,362 |
Cheapest Tallahassee, FL Car Insurance Rates After a DUI
A DUI in Tallahassee, FL increases car insurance rates. Compare Tallahassee, Florida DUI car insurance by company to find the cheapest option.
| Insurance Company | Annual Car Insurance Rates With a DUI |
|---|---|
| Allstate | $6,896 |
| Geico | $4,858 |
| Liberty Mutual | $5,386 |
| Nationwide | $4,546 |
| Progressive | $4,625 |
| State Farm | $2,961 |
| USAA | $3,677 |
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Cheapest Tallahassee, FL Car Insurance Rates by Commute Length
How does how far you drive affect car insurance rates in Tallahassee, FL by commute? Take a look at a comparison of the top companies by commute length.
| Insurance Company | 10 Mile Commute, 6,000 Annual Mileage | 25 Mile Commute, 12,000 Annual Mileage |
|---|---|---|
| Allstate | $5,822 | $6,171 |
| Geico | $3,636 | $3,672 |
| Liberty Mutual | $3,908 | $4,162 |
| Nationwide | $3,610 | $3,610 |
| Progressive | $4,716 | $4,716 |
| State Farm | $2,863 | $3,059 |
| USAA | $2,535 | $2,593 |
Cheapest Tallahassee, FL Car Insurance Rates by ZIP Code
Tallahassee car insurance rates vary based on where you live. Check out the difference in car insurance rates by ZIP code in Tallahassee, FL.
| ZIP Code | Average Annual Rates |
|---|---|
| 32301 | $3,032 |
| 32303 | $3,032 |
| 32304 | $3,032 |
| 32305 | $3,064 |
| 32306 | $3,032 |
| 32307 | $3,032 |
| 32308 | $3,032 |
| 32309 | $3,032 |
| 32310 | $3,032 |
| 32311 | $3,032 |
| 32312 | $3,032 |
| 32313 | $3,032 |
| 32317 | $3,032 |
The Best Cheap Car Insurance Companies in Tallahassee, FL
Take a look at a side-by-side comparison of the top car insurance companies in Tallahassee, FL to find the best option for your needs.
| Insurance Company | Average Annual Rates |
|---|---|
| Allstate | $5,997 |
| Geico | $3,654 |
| Liberty Mutual | $4,035 |
| Nationwide | $3,610 |
| Progressive | $4,716 |
| State Farm | $2,961 |
| USAA | $2,564 |
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Category Winners: Cheapest Car Insurance in Tallahassee, Florida
Find the cheapest car insurance companies in Tallahassee, FL for each category right here.
| Category | Insurance Company |
|---|---|
| Teenagers | USAA |
| Seniors | USAA |
| Clean Record | USAA |
| With 1 Accident | USAA |
| With 1 DUI | State Farm |
| With 1 Speeding Violation | USAA |
Cheapest Tallahassee, FL Car Insurance Rates by Coverage Level
How much coverage you choose will have an impact on your Tallahassee car insurance rates. Find the cheapest Tallahassee, FL car insurance rates by coverage level.
| Insurance Company | Low | Medium | High |
|---|---|---|---|
| Allstate | $4,884 | $6,248 | $6,858 |
| Geico | $3,087 | $3,769 | $4,106 |
| Liberty Mutual | $3,728 | $4,092 | $4,286 |
| Nationwide | $2,936 | $3,737 | $4,157 |
| Progressive | $4,081 | $4,810 | $5,257 |
| State Farm | $2,545 | $3,031 | $3,307 |
| USAA | $2,277 | $2,639 | $2,776 |
What affects car insurance rates in Tallahassee, Florida?
What factors can have an impact on Tallahassee, FL car insurance? There are several reasons why Tallahassee car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Tallahassee, Florida.
Car Theft in Tallahassee
High levels of vehicle theft can make car insurance more expensive. Tallahassee, FL car theft statistics from the FBI indicate 767 vehicle thefts a year.
Commute Time in Tallahassee
The more time you spend in your car the higher the risk of an accident. The average commute length in Tallahassee, FL is 18.7 minutes according to City-Data.
Traffic in Tallahassee
Traffic and commute times go hand in hand, with more traffic meaning more time on the road. Tallahassee, FL traffic data from INRIX ranks Tallahassee as the 293rd-most congested in the world.
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Compare Car Insurance Quotes in Tallahassee, FL
Ready to find affordable Tallahassee, Florida car insurance today? Enter your ZIP code for fast, free Tallahassee, FL car insurance quotes.
Frequently Asked Questions
How can I compare car insurance rates in Tallahassee, FL?
To compare car insurance rates in Tallahassee, FL, you have several options. You can reach out to individual insurance companies directly and request quotes. Another option is to use online comparison tools that provide multiple quotes from different insurers. These tools typically require you to provide some personal information and details about your vehicle and driving history to generate accurate quotes.
What factors affect car insurance rates in Tallahassee, FL?
Car insurance rates in Tallahassee, FL, are influenced by various factors. Common factors include your driving record, age, gender, marital status, type of vehicle you drive, your credit history, and the coverage options you choose. Additionally, factors such as the location where you live in Tallahassee, FL, and the frequency of car thefts and accidents in that area can impact insurance rates.
Are car insurance rates higher in Tallahassee, FL, compared to other areas?
Car insurance rates can vary depending on the location, and Tallahassee, FL, may have different rates compared to other areas. Insurance companies consider factors like population density, crime rates, and accident statistics when determining rates for a specific area. It’s recommended to compare rates from multiple insurers to get a better understanding of how Tallahassee, FL, compares to other areas.
Are there any discounts available for car insurance in Tallahassee, FL?
Yes, many insurance companies offer various discounts that can help you save on car insurance in Tallahassee, FL. Common discounts include safe driver discounts, multi-policy discounts (if you have multiple policies with the same insurer), good student discounts, low-mileage discounts, and discounts for having safety features installed in your vehicle. It’s worth checking with insurance providers to see which discounts you may qualify for.
How can I lower my car insurance rates in Tallahassee, FL?
There are several strategies you can consider to lower your car insurance rates in Tallahassee, FL. Maintaining a clean driving record, bundling multiple policies with the same insurer, opting for higher deductibles, and taking advantage of available discounts are some effective methods. You may also want to periodically compare quotes from different insurance companies to ensure you’re getting the best rate.
Is it necessary to have full coverage car insurance in Tallahassee, FL?
Full coverage car insurance is not legally required in Tallahassee, FL. However, if you have a loan or lease on your vehicle, your lender or leasing company may require you to have comprehensive and collision coverage. Even if it’s not mandatory, having full coverage can provide added protection for your vehicle in case of accidents, theft, or other covered events. It’s important to evaluate your personal circumstances and financial situation when deciding on the level of coverage you need.
What should I do if I can’t afford car insurance in Tallahassee, FL?
If you’re struggling to afford car insurance in Tallahassee, FL, there are a few options you can explore. First, consider adjusting your coverage limits or deductibles to lower your premium. You can also shop around and compare quotes from multiple insurers to find more affordable options. Additionally, some states offer low-cost or subsidized insurance programs for individuals with limited incomes. Contact your state’s insurance department or a local insurance agent to inquire about such programs.
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Michael Leotta
Insurance Operations Specialist
Michael earned a degree in Business Management degree with an insurance focus, which led to a successful 25-year career in insurance claims operations and support. He possesses a high-level of business acumen across multiple areas of the insurance industry. Over the course of his career, he served in multiple roles supporting claims operations including: Claims Specialist, Claims Trainer, Claim Au...
Insurance Operations Specialist
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.