Best Stuttgart, AR Car Insurance in 2024
Car insurance in Stuttgart, AR averages $332 a month. Stuttgart, Arkansas car insurance requirements are 25/50/25, but you might need full coverage insurance if your car is financed. To find cheap Stuttgart car insurance rates, compare quotes from the top car insurance companies in Stuttgart, AR.
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Brandon Frady
Licensed Insurance Agent
Brandon Frady has been a licensed insurance agent and insurance office manager since 2018. He has experience in ventures from retail to finance, working positions from cashier to management, but it wasn’t until Brandon started working in the insurance industry that he truly felt at home in his career. In his day-to-day interactions, he aims to live out his business philosophy in how he treats hi...
Licensed Insurance Agent
UPDATED: Oct 24, 2024
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident car insurance decisions. Comparison shopping should be easy. We are not affiliated with any one car insurance company and cannot guarantee quotes from any single company.
Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from top car companies please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.
UPDATED: Oct 24, 2024
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident car insurance decisions. Comparison shopping should be easy. We are not affiliated with any one car insurance company and cannot guarantee quotes from any single company.
Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from top car companies please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.
On This Page
- The cheapest car insurance company in Stuttgart is USAA
- Average car insurance rates in Stuttgart, AR are $3,982/year
- Average car insurance rates in Stuttgart, AR after a DUI are $4,799/year
If you need to buy Stuttgart, Arkansas car insurance, the options can be confusing. Everything you need to know about car insurance in Stuttgart, AR is right here.
You’ll find Stuttgart car insurance rates, the cheapest Stuttgart, AR car insurance companies, and information on Arkansas car insurance laws. You can also compare Stuttgart, Arkansas car insurance rates to Bentonville car insurance rates, Little Rock car insurance rates, and Conway car insurance rates.
Ready to find affordable Stuttgart, AR car insurance today? Enter your ZIP code for fast, free Stuttgart car insurance quotes.
Cheapest Stuttgart, AR Car Insurance Rates By Age, Gender, and Marital Status
How do age, gender, and marital status affect Stuttgart, AR car insurance rates? Every Stuttgart, Arkansas car insurance company weighs these factors differently, so check out the comparison rates.
| Insurance Company | Married 35-Year-Old Female | Married 35-Year-Old Male | Married 60-Year-Old Female | Married 60-Year-Old Male | Single 17-Year-Old Female | Single 17-Year-Old Male | Single 25-Year-Old Female | Single 25-Year-Old Male |
|---|---|---|---|---|---|---|---|---|
| Allstate | $2,843 | $2,850 | $2,554 | $2,729 | $10,669 | $12,817 | $3,114 | $3,360 |
| Farmers | $2,222 | $2,212 | $1,985 | $2,089 | $9,353 | $9,695 | $2,545 | $2,681 |
| Geico | $2,417 | $2,395 | $2,234 | $2,172 | $6,106 | $6,139 | $2,364 | $2,396 |
| Liberty Mutual | $2,227 | $2,384 | $2,143 | $2,398 | $8,234 | $9,082 | $2,410 | $2,513 |
| Nationwide | $2,514 | $2,562 | $2,259 | $2,387 | $6,062 | $7,723 | $2,875 | $3,099 |
| Progressive | $2,603 | $2,472 | $2,137 | $2,236 | $10,838 | $12,210 | $3,109 | $3,352 |
| State Farm | $1,703 | $1,703 | $1,527 | $1,527 | $4,944 | $6,217 | $1,919 | $2,198 |
| Travelers | $2,261 | $2,305 | $2,228 | $2,236 | $13,153 | $21,164 | $2,416 | $2,794 |
| USAA | $1,284 | $1,296 | $1,192 | $1,200 | $4,009 | $4,199 | $1,650 | $1,779 |
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Minimum Car Insurance in Stuttgart, AR
Every driver must carry the minimum car insurance required by the state in Stuttgart, AR. Take a look at the Arkansas car insurance requirements.
| Liability Insurance Required | Minimum Coverage Limits Required |
|---|---|
| Bodily Injury Liability Coverage | $25,000 per person $50,000 per accident |
| Property Damage Liability Coverage | $25,000 minimum |
Cheapest Stuttgart, AR Car Insurance Rates by Credit Score
Your credit affects car insurance costs in Stuttgart, AR. If your credit is good, you may be able to get a good credit discount. Compare credit history car insurance rates in Stuttgart from top companies for good, fair, and poor credit.
| Insurance Company | Poor | Fair | Good |
|---|---|---|---|
| Allstate | $6,422 | $4,933 | $3,995 |
| Farmers | $4,662 | $3,908 | $3,723 |
| Geico | $3,928 | $3,227 | $2,678 |
| Liberty Mutual | $5,655 | $3,430 | $2,687 |
| Nationwide | $4,353 | $3,506 | $3,196 |
| Progressive | $5,532 | $4,706 | $4,371 |
| State Farm | $3,936 | $2,370 | $1,846 |
| Travelers | $6,965 | $5,812 | $5,432 |
| USAA | $2,749 | $1,878 | $1,602 |
Cheapest Stuttgart, AR Car Insurance Rates by Driving Record
Your driving record is one of the biggest factors affecting car insurance costs. Car insurance with a bad driving record is typically more expensive. Compare bad driving record car insurance rates in Stuttgart, AR to rates for a clean record with top companies.
| Group | Clean Record | With 1 Accident | With 1 DUI | With 1 Speeding Violation |
|---|---|---|---|---|
| Allstate | $4,200 | $5,311 | $5,915 | $5,041 |
| Farmers | $3,463 | $4,440 | $4,336 | $4,151 |
| Geico | $2,214 | $3,409 | $5,107 | $2,382 |
| Liberty Mutual | $2,668 | $4,350 | $5,091 | $3,586 |
| Nationwide | $2,870 | $3,704 | $5,007 | $3,159 |
| Progressive | $4,201 | $5,822 | $4,414 | $5,041 |
| State Farm | $2,492 | $2,942 | $2,717 | $2,717 |
| Travelers | $5,088 | $5,257 | $7,689 | $6,244 |
| USAA | $1,597 | $2,023 | $2,912 | $1,772 |
Cheapest Stuttgart, AR Car Insurance for Teen Drivers
Teen car insurance in Stuttgart, AR can be expensive. Take a look at rates from the top car insurance companies in Stuttgart for teenagers.
| Insurance Company | Single 17-Year-Old Female | Single 17-Year-Old Male |
|---|---|---|
| Allstate | $10,669 | $12,817 |
| Farmers | $9,353 | $9,695 |
| Geico | $6,106 | $6,139 |
| Liberty Mutual | $8,234 | $9,082 |
| Nationwide | $6,062 | $7,723 |
| Progressive | $10,838 | $12,210 |
| State Farm | $4,944 | $6,217 |
| Travelers | $13,153 | $21,164 |
| USAA | $4,009 | $4,199 |
Cheapest Stuttgart, AR Car Insurance for Seniors
Take a look at Stuttgart, AR rates on car insurance for seniors from top companies. Shopping around can make a big difference for senior drivers.
| Insurance Company | Married 60-Year-Old Female | Married 60-Year-Old Male |
|---|---|---|
| Allstate | $2,554 | $2,729 |
| Farmers | $1,985 | $2,089 |
| Geico | $2,234 | $2,172 |
| Liberty Mutual | $2,143 | $2,398 |
| Nationwide | $2,259 | $2,387 |
| Progressive | $2,137 | $2,236 |
| State Farm | $1,527 | $1,527 |
| Travelers | $2,228 | $2,236 |
| USAA | $1,192 | $1,200 |
Cheapest Stuttgart, AR Car Insurance Rates After a DUI
A DUI in Stuttgart, AR increases car insurance rates. Compare Stuttgart, Arkansas car insurance after a DUI by the company to find the cheapest option.
| Insurance Company | Annual Car Insurance Rates With a DUI |
|---|---|
| Allstate | $5,915 |
| Farmers | $4,336 |
| Geico | $5,107 |
| Liberty Mutual | $5,091 |
| Nationwide | $5,007 |
| Progressive | $4,414 |
| State Farm | $2,717 |
| Travelers | $7,689 |
| USAA | $2,912 |
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Cheapest Stuttgart, AR Car Insurance Rates by Commute Length
How does how far you drive affect car insurance rates in Stuttgart, AR by commute? Take a look at a comparison of the top companies by commute length.
| Insurance Company | 10 Mile Commute, 6,000 Annual Mileage | 25 Mile Commute, 12,000 Annual Mileage |
|---|---|---|
| Allstate | $5,117 | $5,117 |
| Farmers | $4,098 | $4,098 |
| Geico | $3,258 | $3,297 |
| Liberty Mutual | $3,924 | $3,924 |
| Nationwide | $3,685 | $3,685 |
| Progressive | $4,870 | $4,870 |
| State Farm | $2,651 | $2,783 |
| Travelers | $6,070 | $6,070 |
| USAA | $2,017 | $2,135 |
The Best Cheap Car Insurance Companies in Stuttgart, AR
Take a look at a side-by-side comparison of the top car insurance companies in Stuttgart, AR to find the best option for your needs.
| Insurance Company | Average Annual Rates |
|---|---|
| Allstate | $5,117 |
| Farmers | $4,098 |
| Geico | $3,278 |
| Liberty Mutual | $3,924 |
| Nationwide | $3,685 |
| Progressive | $4,870 |
| State Farm | $2,717 |
| Travelers | $6,070 |
| USAA | $2,076 |
Category Winners: Cheapest Car Insurance in Stuttgart, Arkansas
Find the cheapest car insurance companies in Stuttgart, AR for each category right here.
| Category | Insurance Company |
|---|---|
| Teenagers | USAA |
| Seniors | USAA |
| Clean Record | USAA |
| With 1 Accident | USAA |
| With 1 DUI | State Farm |
| With 1 Speeding Violation | USAA |
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Cheapest Stuttgart, AR Car Insurance Rates by Coverage Level
How much car insurance you need will have an impact on your Stuttgart car insurance rates. Find the cheapest Stuttgart, AR car insurance rates by coverage level.
| Insurance Company | Low | Medium | High |
|---|---|---|---|
| Allstate | $4,949 | $5,114 | $5,288 |
| Farmers | $3,890 | $4,054 | $4,349 |
| Geico | $3,140 | $3,277 | $3,417 |
| Liberty Mutual | $3,776 | $3,892 | $4,104 |
| Nationwide | $3,704 | $3,609 | $3,742 |
| Progressive | $4,478 | $4,786 | $5,344 |
| State Farm | $2,578 | $2,715 | $2,858 |
| Travelers | $5,774 | $6,086 | $6,349 |
| USAA | $1,989 | $2,069 | $2,171 |
What affects car insurance rates in Stuttgart, Arkansas?
What are the factors that affect car insurance rates in Stuttgart, AR? There are several reasons why Stuttgart car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Stuttgart, Arkansas.
Commute Time in Stuttgart
The more time you spend in your car the higher the risk of an accident. The average commute length in Stuttgart, AR is 12.4 minutes according to City-Data.
Traffic in Stuttgart
Traffic and commute times go hand in hand, with more traffic meaning more time on the road. Stuttgart, AR traffic data from INRIX ranks Stuttgart as the 151st-most congested in the world.
Compare Car Insurance Quotes in Stuttgart, AR
Ready to find affordable Stuttgart, Arkansas car insurance today? Enter your ZIP code for fast, free Stuttgart, AR car insurance quotes.
Free Car Insurance Comparison
Enter your ZIP code below to view companies that have cheap car insurance rates.
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Frequently Asked Questions
How much does car insurance in Stuttgart, AR cost on average?
Car insurance in Stuttgart, AR averages $332 per month.
What are the car insurance requirements in Stuttgart, Arkansas?
The minimum car insurance requirements in Stuttgart, AR are 25/50/25, but if your car is financed, you may need full coverage insurance.
How can I find cheap car insurance rates in Stuttgart, AR?
To find cheap car insurance rates in Stuttgart, AR, compare quotes from the top car insurance companies in the area.
How does age, gender, and marital status affect car insurance rates in Stuttgart, AR?
Age, gender, and marital status can affect car insurance rates differently for each insurance company. It’s best to compare rates to see the specific impact.
Does credit score affect car insurance rates in Stuttgart, AR?
Yes, your credit score can affect car insurance costs. Compare rates for different credit scores to find the best option.
Free Car Insurance Comparison
Enter your ZIP code below to view companies that have cheap car insurance rates.
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Brandon Frady
Licensed Insurance Agent
Brandon Frady has been a licensed insurance agent and insurance office manager since 2018. He has experience in ventures from retail to finance, working positions from cashier to management, but it wasn’t until Brandon started working in the insurance industry that he truly felt at home in his career. In his day-to-day interactions, he aims to live out his business philosophy in how he treats hi...
Licensed Insurance Agent
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.