Best Spring Hill, FL Car Insurance in 2024
Car insurance in Spring Hill, FL averages $408 a month. Spring Hill, Florida car insurance requirements are 10/20/10, but you might need full coverage insurance if your car is financed. To find cheap Spring Hill car insurance rates, compare quotes from the top car insurance companies in Spring Hill, FL.
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Jeffrey Manola
Licensed Insurance Agent
Jeffrey Manola is an experienced insurance agent who founded TopQuoteLifeInsurance.com and NoMedicalExamQuotes.com. His mission when creating these sites was to provide online consumers searching for insurance with the most affordable rates available. Not only does he strive to provide consumers with the best prices for insurance coverage, but he also wants those on the market for insurance to ...
Licensed Insurance Agent
UPDATED: Oct 24, 2024
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident car insurance decisions. Comparison shopping should be easy. We are not affiliated with any one car insurance company and cannot guarantee quotes from any single company.
Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from top car companies please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.
UPDATED: Oct 24, 2024
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident car insurance decisions. Comparison shopping should be easy. We are not affiliated with any one car insurance company and cannot guarantee quotes from any single company.
Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from top car companies please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.
On This Page
- The cheapest ZIP code in Spring Hill is 34606
- The cheapest car insurance company in Spring Hill is USAA
- Average car insurance rates in Spring Hill, FL after a DUI are $5,860/year
If you need to buy Spring Hill, Florida car insurance, the options can be confusing. Everything you need to know about car insurance in Spring Hill, FL is right here.
You’ll find Spring Hill car insurance rates, the cheapest Spring Hill, FL car insurance companies, and information on Florida car insurance laws. You can also compare Spring Hill, Florida car insurance rates to Hialeah car insurance rates, Fort Lauderdale car insurance rates, and Orlando car insurance rates.
Ready to find affordable Spring Hill, FL car insurance today? Enter your ZIP code for fast, free Spring Hill car insurance quotes.
Cheapest Spring Hill, FL Car Insurance Rates By Age, Gender, and Marital Status
How do age, gender, and marital status affect Spring Hill, FL car insurance rates? Every Spring Hill, Florida car insurance company weighs these factors differently, so check out the comparison rates.
| Insurance Company | Married 35-Year-Old Female | Married 35-Year-Old Male | Married 60-Year-Old Female | Married 60-Year-Old Male | Single 17-Year-Old Female | Single 17-Year-Old Male | Single 25-Year-Old Female | Single 25-Year-Old Male |
|---|---|---|---|---|---|---|---|---|
| Allstate | $5,068 | $4,810 | $4,418 | $4,458 | $16,936 | $18,290 | $4,927 | $4,956 |
| Geico | $2,755 | $2,768 | $2,580 | $2,580 | $4,907 | $6,164 | $3,034 | $3,082 |
| Liberty Mutual | $3,991 | $3,991 | $3,647 | $3,647 | $8,553 | $13,238 | $3,991 | $5,454 |
| Nationwide | $3,120 | $3,077 | $2,784 | $2,879 | $7,540 | $9,274 | $3,437 | $3,572 |
| Progressive | $3,969 | $3,722 | $3,389 | $3,629 | $11,107 | $12,009 | $4,763 | $4,473 |
| State Farm | $2,247 | $2,247 | $2,037 | $2,037 | $6,607 | $8,452 | $2,502 | $2,673 |
| USAA | $1,740 | $1,710 | $1,634 | $1,616 | $5,984 | $6,901 | $2,169 | $2,336 |
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Minimum Car Insurance in Spring Hill, FL
Every driver must carry the minimum car insurance required by the state in Spring Hill, FL. Take a look at the Florida car insurance requirements.
| Liability Insurance Required | Minimum Coverage Limits Required |
|---|---|
| Bodily Injury Liability Coverage | $10,000 per person $20,000 per accident |
| Property Damage Liability Coverage | $10,000 minimum |
Cheapest Spring Hill, FL Car Insurance Rates by Credit Score
Your credit affects car insurance costs in Spring Hill, FL. If your credit is good, you may be able to get a good credit discount. Compare credit history car insurance rates in Spring Hill from top companies for good, fair, and poor credit.
| Insurance Company | Poor | Fair | Good |
|---|---|---|---|
| Allstate | $11,289 | $7,026 | $5,634 |
| Geico | $5,058 | $3,075 | $2,318 |
| Liberty Mutual | $7,522 | $5,491 | $4,430 |
| Nationwide | $5,585 | $4,095 | $3,701 |
| Progressive | $7,681 | $5,446 | $4,521 |
| State Farm | $4,932 | $3,227 | $2,642 |
| USAA | $4,907 | $2,394 | $1,732 |
Cheapest Spring Hill, FL Car Insurance Rates by Driving Record
Your driving record is one of the biggest factors affecting car insurance costs. Car insurance with a bad driving record is typically more expensive. Compare bad driving record car insurance rates in Spring Hill, FL to rates for a clean record with top companies.
| Group | Clean Record | With 1 Accident | With 1 DUI | With 1 Speeding Violation |
|---|---|---|---|---|
| Allstate | $6,905 | $8,285 | $9,104 | $7,638 |
| Geico | $2,438 | $3,106 | $4,604 | $3,787 |
| Liberty Mutual | $4,128 | $5,427 | $7,981 | $5,720 |
| Nationwide | $3,798 | $4,175 | $5,642 | $4,225 |
| Progressive | $4,645 | $6,863 | $5,793 | $6,229 |
| State Farm | $3,290 | $3,911 | $3,600 | $3,600 |
| USAA | $2,359 | $2,913 | $4,298 | $2,474 |
Cheapest Spring Hill, FL Car Insurance for Teen Drivers
Teen car insurance in Spring Hill, FL can be expensive. Take a look at rates from the top car insurance companies in Spring Hill for teenagers.
| Insurance Company | Single 17-Year-Old Female | Single 17-Year-Old Male |
|---|---|---|
| Allstate | $16,936 | $18,290 |
| Geico | $4,907 | $6,164 |
| Liberty Mutual | $8,553 | $13,238 |
| Nationwide | $7,540 | $9,274 |
| Progressive | $11,107 | $12,009 |
| State Farm | $6,607 | $8,452 |
| USAA | $5,984 | $6,901 |
Cheapest Spring Hill, FL Car Insurance for Seniors
Take a look at Spring Hill, FL rates on car insurance for seniors from top companies. Shopping around can make a big difference for senior drivers.
| Insurance Company | Married 60-Year-Old Female | Married 60-Year-Old Male |
|---|---|---|
| Allstate | $4,418 | $4,458 |
| Geico | $2,580 | $2,580 |
| Liberty Mutual | $3,647 | $3,647 |
| Nationwide | $2,784 | $2,879 |
| Progressive | $3,389 | $3,629 |
| State Farm | $2,037 | $2,037 |
| USAA | $1,634 | $1,616 |
Cheapest Spring Hill, FL Car Insurance Rates After a DUI
A DUI in Spring Hill, FL increases car insurance rates. Compare Spring Hill, Florida car insurance after a DUI by company to find the cheapest option.
| Insurance Company | Annual Car Insurance Rates With a DUI |
|---|---|
| Allstate | $9,104 |
| Geico | $4,604 |
| Liberty Mutual | $7,981 |
| Nationwide | $5,642 |
| Progressive | $5,793 |
| State Farm | $3,600 |
| USAA | $4,298 |
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Cheapest Spring Hill, FL Car Insurance Rates by Commute Length
How does how far you drive affect car insurance rates in Spring Hill, FL by commute? Take a look at a comparison of the top companies by commute length.
| Insurance Company | 10 Mile Commute, 6,000 Annual Mileage | 25 Mile Commute, 12,000 Annual Mileage |
|---|---|---|
| Allstate | $7,754 | $8,212 |
| Geico | $3,467 | $3,501 |
| Liberty Mutual | $5,622 | $6,006 |
| Nationwide | $4,460 | $4,460 |
| Progressive | $5,883 | $5,883 |
| State Farm | $3,475 | $3,726 |
| USAA | $2,977 | $3,046 |
Cheapest Spring Hill, FL Car Insurance Rates by ZIP Code
Spring Hill car insurance rates vary based on where you live. Check out the difference in car insurance rates by ZIP code in Spring Hill, FL.
| ZIP Code | Average Annual Rates |
|---|---|
| 34606 | $3,744 |
| 34607 | $3,769 |
| 34608 | $3,763 |
| 34609 | $3,763 |
| 34610 | $3,936 |
The Best Cheap Car Insurance Companies in Spring Hill, FL
Take a look at a side-by-side comparison of the top car insurance companies in Spring Hill, FL to find the best option for your needs.
| Insurance Company | Average Annual Rates |
|---|---|
| Allstate | $7,983 |
| Geico | $3,484 |
| Liberty Mutual | $5,814 |
| Nationwide | $4,460 |
| Progressive | $5,883 |
| State Farm | $3,600 |
| USAA | $3,011 |
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Category Winners: Cheapest Car Insurance in Spring Hill, Florida
Find the cheapest car insurance companies in Spring Hill, FL for each category right here.
| Category | Insurance Company |
|---|---|
| Teenagers | Geico |
| Seniors | USAA |
| Clean Record | USAA |
| With 1 Accident | USAA |
| With 1 DUI | State Farm |
| With 1 Speeding Violation | USAA |
Cheapest Spring Hill, FL Car Insurance Rates by Coverage Level
How much car insurance you need will have an impact on your Spring Hill car insurance rates. Find the cheapest Spring Hill, FL car insurance rates by coverage level.
| Insurance Company | Low | Medium | High |
|---|---|---|---|
| Allstate | $5,870 | $8,459 | $9,620 |
| Geico | $2,833 | $3,608 | $4,010 |
| Liberty Mutual | $5,289 | $5,918 | $6,236 |
| Nationwide | $3,453 | $4,649 | $5,279 |
| Progressive | $4,813 | $6,033 | $6,801 |
| State Farm | $3,038 | $3,696 | $4,067 |
| USAA | $2,543 | $3,133 | $3,358 |
What affects car insurance rates in Spring Hill, Florida?
What are the factors that affect car insurance rates in Spring Hill, FL? There are several reasons why Spring Hill car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Spring Hill, Florida.
Commute Time in Spring Hill
The more time you spend in your car the higher the risk of an accident. The average commute length in Spring Hill, FL is 30.6 minutes according to City-Data.
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Compare Car Insurance Quotes in Spring Hill, FL
Ready to find affordable Spring Hill, Florida car insurance today? Enter your ZIP code for fast, free Spring Hill, FL car insurance quotes.
Frequently Asked Questions
What is the average car insurance rate in Spring Hill, FL?
The average rate is $408 per month.
What are the car insurance requirements in Spring Hill, FL?
The requirements are 10/20/10 coverage.
Do I need full coverage insurance if my car is financed?
Yes, if your car is financed, full coverage insurance may be required.
How does credit score affect car insurance rates?
Good credit may qualify you for a discount. Compare rates for different credit scores.
Are there affordable options for teen and senior drivers?
Yes, compare rates specifically for teen and senior drivers.
Free Car Insurance Comparison
Enter your ZIP code below to view companies that have cheap car insurance rates.
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Jeffrey Manola
Licensed Insurance Agent
Jeffrey Manola is an experienced insurance agent who founded TopQuoteLifeInsurance.com and NoMedicalExamQuotes.com. His mission when creating these sites was to provide online consumers searching for insurance with the most affordable rates available. Not only does he strive to provide consumers with the best prices for insurance coverage, but he also wants those on the market for insurance to ...
Licensed Insurance Agent
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.