Best Sitka, AK Car Insurance in 2024
Car insurance in Sitka, AK averages $198 a month. Sitka, Alaska car insurance requirements are 50/100/25, but you might need full coverage insurance if your car is financed. To find cheap Sitka car insurance rates, compare quotes from the top car insurance companies in Sitka, AK.
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Michelle Robbins
Licensed Insurance Agent
Michelle Robbins has been a licensed insurance agent for over 13 years. Her career began in the real estate industry, supporting local realtors with Title Insurance. After several years, Michelle shifted to real estate home warranty insurance, where she managed a territory of over 100 miles of real estate professionals. Later, Agent Robbins obtained more licensing and experience serving families a...
Licensed Insurance Agent
UPDATED: Oct 24, 2024
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident car insurance decisions. Comparison shopping should be easy. We are not affiliated with any one car insurance company and cannot guarantee quotes from any single company.
Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from top car companies please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.
UPDATED: Oct 24, 2024
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident car insurance decisions. Comparison shopping should be easy. We are not affiliated with any one car insurance company and cannot guarantee quotes from any single company.
Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from top car companies please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.
On This Page
- Average car insurance rates in Sitka, AK after a DUI are $2,766/year
- Average car insurance rates in Sitka, AK are $2,372/year
- The cheapest car insurance company in Sitka for teen drivers is USAA
If you need to buy Sitka, Alaska car insurance, the options can be confusing. Everything you need to know about car insurance in Sitka, AK is right here.
You’ll find Sitka car insurance rates, the cheapest Sitka, AK car insurance companies, and information on Alaska car insurance laws. You can also compare Sitka, Alaska car insurance rates to Bethel car insurance rates, Anchorage car insurance rates, and Nome car insurance rates.
Ready to find affordable Sitka, AK car insurance today? Enter your ZIP code for fast, free Sitka car insurance quotes.
Cheapest Sitka, AK Car Insurance Rates By Age, Gender, and Marital Status
How do age, gender, and marital status affect Sitka, AK car insurance rates? Every Sitka, Alaska car insurance company weighs these factors differently, so check out the comparison rates. For example, car insurance by age differs by company.
Annual Car Insurance Rates by Age, Gender, and Marital Status in Sitka, Alaska
| Insurance Company | Married 35-Year-Old Female | Married 35-Year-Old Male | Married 60-Year-Old Female | Married 60-Year-Old Male | Single 17-Year-Old Female | Single 17-Year-Old Male | Single 25-Year-Old Female | Single 25-Year-Old Male |
|---|---|---|---|---|---|---|---|---|
| Allstate | $1,875 | $1,875 | $1,795 | $1,795 | $4,487 | $5,862 | $2,113 | $2,310 |
| Geico | $1,655 | $1,603 | $1,561 | $1,485 | $3,656 | $4,653 | $1,634 | $1,747 |
| Progressive | $1,610 | $1,424 | $1,359 | $1,390 | $5,663 | $6,310 | $1,806 | $1,790 |
| State Farm | $1,273 | $1,273 | $1,139 | $1,139 | $3,926 | $5,082 | $1,496 | $1,534 |
| USAA | $1,228 | $1,225 | $1,149 | $1,144 | $3,899 | $4,312 | $1,749 | $1,851 |
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Minimum Car Insurance in Sitka, AK
How much car insurance do you need? Every driver must carry the minimum car insurance in Sitka, AK. Take a look at the Alaska car insurance requirements.
Minimum Required Car Insurance Coverage in Sitka, Alaska
| Liability Insurance Required | Minimum Coverage Limits Required |
|---|---|
| Bodily Injury Liability Coverage | $50,000 per person $100,000 per accident |
| Property Damage Liability Coverage | $25,000 minimum |
Cheapest Sitka, AK Car Insurance Rates by Credit Score
Your credit affects car insurance costs in Sitka, AK. Compare credit history car insurance rates in Sitka from top companies for good, fair, and poor credit. Drivers can even get a good credit discount from some insurance companies.
Annual Car Insurance Rates by Credit Score in Sitka, Alaska
| Insurance Company | Poor | Fair | Good |
|---|---|---|---|
| Allstate | $3,260 | $2,606 | $2,426 |
| Geico | $2,556 | $2,222 | $1,969 |
| Progressive | $2,913 | $2,608 | $2,486 |
| State Farm | $2,914 | $1,886 | $1,524 |
| USAA | $2,816 | $1,847 | $1,547 |
Cheapest Sitka, AK Car Insurance Rates by Driving Record
Your driving record is one of the biggest factors affecting car insurance costs. Car insurance with a bad driving record is possible. Compare bad driving record car insurance rates in Sitka, AK to rates for a clean record with top companies.
Annual Sitka, Alaska Car Insurance Rates by Driving Record
| Group | Clean Record | With 1 Accident | With 1 DUI | With 1 Speeding Violation |
|---|---|---|---|---|
| Allstate | $2,199 | $3,115 | $3,117 | $2,624 |
| Geico | $1,616 | $2,378 | $3,357 | $1,646 |
| Progressive | $2,391 | $3,059 | $2,538 | $2,688 |
| State Farm | $1,924 | $2,292 | $2,108 | $2,108 |
| USAA | $1,633 | $2,088 | $2,711 | $1,847 |
Cheapest Sitka, AK Car Insurance for Teen Drivers
Teen car insurance in Sitka, AK can be expensive. Take a look at rates from the top car insurance companies in Sitka for teenagers.
Annual Car Insurance Rates for Teen Drivers in Sitka, Alaska
| Insurance Company | Single 17-Year-Old Female | Single 17-Year-Old Male |
|---|---|---|
| Allstate | $4,487 | $5,862 |
| Geico | $3,656 | $4,653 |
| Progressive | $5,663 | $6,310 |
| State Farm | $3,926 | $5,082 |
| USAA | $3,899 | $4,312 |
Cheapest Sitka, AK Car Insurance for Seniors
Take a look at Sitka, AK senior car insurance rates from top companies. Shopping around for car insurance for senior citizens can make a big difference for older drivers.
Annual Car Insurance Rates for Senior Drivers in Sitka, Alaska
| Insurance Company | Married 60-Year-Old Female | Married 60-Year-Old Male |
|---|---|---|
| Allstate | $1,795 | $1,795 |
| Geico | $1,561 | $1,485 |
| Progressive | $1,359 | $1,390 |
| State Farm | $1,139 | $1,139 |
| USAA | $1,149 | $1,144 |
Cheapest Sitka, AK Car Insurance Rates After a DUI
A DUI in Sitka, AK increases car insurance rates. Compare Sitka, Alaska DUI car insurance by company to find the cheapest option.
Annual Car Insurance Rates After a DUI in Sitka, Alaska
| Insurance Company | Annual Car Insurance Rates With a DUI |
|---|---|
| Allstate | $3,117 |
| Geico | $3,357 |
| Progressive | $2,538 |
| State Farm | $2,108 |
| USAA | $2,711 |
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Cheapest Sitka, AK Car Insurance Rates by Commute Length
How does how far you drive affect car insurance rates in Sitka, AK by commute? Take a look at a comparison of the top companies by commute length.
Annual Car Insurance Rates by Commute Length in Sitka, Alaska
| Insurance Company | 10 Mile Commute, 6,000 Annual Mileage | 25 Mile Commute, 12,000 Annual Mileage |
|---|---|---|
| Allstate | $2,710 | $2,818 |
| Geico | $2,221 | $2,278 |
| Progressive | $2,669 | $2,669 |
| State Farm | $2,050 | $2,165 |
| USAA | $2,033 | $2,106 |
The Best Cheap Car Insurance Companies in Sitka, AK
Take a look at a side-by-side comparison of the top car insurance companies in Sitka, AK to find the best option for your needs.
Average Annual Car Insurance Rates by Company in Sitka, Alaska
| Insurance Company | Average Annual Rates |
|---|---|
| Allstate | $2,764 |
| Geico | $2,249 |
| Progressive | $2,669 |
| State Farm | $2,108 |
| USAA | $2,070 |
Category Winners: Cheapest Car Insurance in Sitka, Alaska
Find the cheapest car insurance companies in Sitka, AK for each category right here.
Best Annual Car Insurance Rates by Company in Sitka, Alaska
| Category | Insurance Company |
|---|---|
| Teenagers | USAA |
| Seniors | State Farm |
| Clean Record | Geico |
| With 1 Accident | USAA |
| With 1 DUI | State Farm |
| With 1 Speeding Violation | Geico |
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Cheapest Sitka, AK Car Insurance Rates by Coverage Level
How much coverage you choose will have an impact on your Sitka car insurance rates. Find the cheapest Sitka, AK car insurance rates by coverage level.
Annual Car Insurance Rates by Coverage Level in Sitka, Alaska
| Insurance Company | Low | Medium | High |
|---|---|---|---|
| Allstate | $2,699 | $2,701 | $2,892 |
| Geico | $2,203 | $2,212 | $2,333 |
| Progressive | $2,607 | $2,611 | $2,789 |
| State Farm | $2,044 | $2,073 | $2,206 |
| USAA | $2,033 | $2,046 | $2,130 |
What affects car insurance rates in Sitka, Alaska?
What factors can have an impact on Sitka, AK car insurance? There are several reasons why Sitka car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Sitka, Alaska.
Commute Time in Sitka
The more time you spend in your car the higher the risk of an accident. The average commute length in Sitka, AK is 10.9 minutes according to City-Data.
Compare Car Insurance Quotes in Sitka, AK
Ready to find affordable Sitka, Alaska car insurance today? Enter your ZIP code for fast, free Sitka, AK car insurance quotes.
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Frequently Asked Questions
What factors affect car insurance rates in Sitka, AK?
Car insurance rates in Sitka, AK are influenced by several factors, including your driving record, age, gender, type of vehicle, coverage limits, deductible, and the amount of insurance coverage you need.
Are car insurance rates higher in Sitka, AK compared to other areas?
Car insurance rates can vary depending on the location. While Sitka, AK may have its unique considerations, such as weather conditions and road infrastructure, it’s best to compare rates from different insurance providers to get an accurate picture of the costs.
How can I find the best car insurance rates in Sitka, AK?
To find the best car insurance rates in Sitka, AK, consider following these steps:
- Shop around and compare quotes from multiple insurance providers.
- Maintain a good driving record to qualify for lower rates.
- Bundle your car insurance with other policies (such as home insurance) to potentially save on premiums.
- Opt for higher deductibles if you can afford them, as they often result in lower premiums.
- Ask about available discounts, such as safe driver discounts, multi-policy discounts, or discounts for low mileage.
Are there any specific car insurance requirements in Sitka, AK?
Yes, Sitka, AK, like other places in Alaska, requires drivers to carry minimum liability insurance coverage. The current minimum requirements in Alaska are $50,000 bodily injury liability per person, $100,000 bodily injury liability per accident, and $25,000 property damage liability per accident.
Are there any pros and cons to consider when comparing car insurance rates in Sitka, AK?
Pros:
- The ability to customize coverage based on your needs and budget.
- Access to various insurance providers, allowing you to compare rates and choose the most affordable option.
- Potential for discounts based on factors like safe driving or bundling policies.
Cons:
- Insurance rates can be affected by factors beyond your control, such as your age or location.
- Premiums might be higher due to the unique risks associated with Sitka, AK, such as harsh weather conditions or limited road access.
Free Car Insurance Comparison
Enter your ZIP code below to view companies that have cheap car insurance rates.
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Michelle Robbins
Licensed Insurance Agent
Michelle Robbins has been a licensed insurance agent for over 13 years. Her career began in the real estate industry, supporting local realtors with Title Insurance. After several years, Michelle shifted to real estate home warranty insurance, where she managed a territory of over 100 miles of real estate professionals. Later, Agent Robbins obtained more licensing and experience serving families a...
Licensed Insurance Agent
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.