Best Seymour, IN Car Insurance in 2024
Car insurance in Seymour, IN averages $279 a month. Seymour, Indiana car insurance requirements are 25/50/25, but you might need full coverage insurance if your car is financed. To find cheap Seymour car insurance rates, compare quotes from the top car insurance companies in Seymour, IN.
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Justin Wright
Licensed Insurance Agent
Justin Wright has been a licensed insurance broker for over 9 years. After graduating from Southeastern Seminary with a Masters in Philosophy, Justin started his career as a professor, teaching Philosophy and Ethics. Later, Justin obtained both his Property & Casualty license and his Life and Health license and began working for State Farm and Allstate. In 2020, Justin began working as an i...
Licensed Insurance Agent
UPDATED: Oct 24, 2024
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident car insurance decisions. Comparison shopping should be easy. We are not affiliated with any one car insurance company and cannot guarantee quotes from any single company.
Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from top car companies please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.
UPDATED: Oct 24, 2024
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident car insurance decisions. Comparison shopping should be easy. We are not affiliated with any one car insurance company and cannot guarantee quotes from any single company.
Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from top car companies please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.
On This Page
- Average car insurance rates in Seymour, IN after a DUI are $3,962/year
- Average car insurance rates in Seymour, IN are $3,344/year
- The cheapest car insurance company in Seymour is USAA
If you need to buy Seymour, Indiana car insurance, the options can be confusing. Everything you need to know about car insurance in Seymour, IN is right here.
You’ll find Seymour car insurance rates, the cheapest Seymour, IN car insurance companies, and information on Indiana car insurance laws. You can also compare Seymour, Indiana car insurance rates to Fishers car insurance rates, Fort Wayne car insurance rates, and Hammond car insurance rates.
Ready to find affordable Seymour, IN car insurance today? Enter your ZIP code for fast, free Seymour car insurance quotes.
Cheapest Seymour, IN Car Insurance Rates By Age, Gender, and Marital Status
How do age, gender, and marital status affect Seymour, IN car insurance rates? Every Seymour, Indiana car insurance company weighs these factors differently, so check out the comparison rates.
| Insurance Company | Married 35-Year-Old Female | Married 35-Year-Old Male | Married 60-Year-Old Female | Married 60-Year-Old Male | Single 17-Year-Old Female | Single 17-Year-Old Male | Single 25-Year-Old Female | Single 25-Year-Old Male |
|---|---|---|---|---|---|---|---|---|
| Allstate | $2,498 | $2,561 | $2,188 | $2,392 | $7,645 | $9,608 | $2,545 | $2,772 |
| American Family | $2,277 | $2,277 | $2,048 | $2,048 | $6,259 | $9,073 | $2,277 | $2,811 |
| Farmers | $1,628 | $1,603 | $1,391 | $1,569 | $9,042 | $9,692 | $2,163 | $2,326 |
| Geico | $1,673 | $1,657 | $1,547 | $1,591 | $4,871 | $4,549 | $1,912 | $1,701 |
| Liberty Mutual | $3,831 | $3,831 | $3,522 | $3,522 | $8,383 | $12,656 | $3,831 | $5,251 |
| Nationwide | $1,921 | $1,967 | $1,676 | $1,795 | $5,684 | $7,404 | $2,260 | $2,479 |
| Progressive | $1,556 | $1,470 | $1,412 | $1,420 | $9,192 | $10,341 | $1,949 | $1,987 |
| State Farm | $1,518 | $1,518 | $1,352 | $1,352 | $4,589 | $5,883 | $1,679 | $1,868 |
| Travelers | $1,156 | $1,176 | $1,088 | $1,086 | $7,185 | $11,358 | $1,224 | $1,410 |
| USAA | $1,003 | $988 | $930 | $939 | $2,775 | $3,108 | $1,355 | $1,453 |
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Minimum Car Insurance in Seymour, IN
Every driver must carry the minimum car insurance in Seymour, IN. Take a look at the Indiana car insurance requirements.
| Liability Insurance Required | Minimum Coverage Limits Required |
|---|---|
| Bodily Injury Liability Coverage | $25,000 per person $50,000 per accident |
| Property Damage Liability Coverage | $25,000 minimum |
Cheapest Seymour, IN Car Insurance Rates by Credit Score
Your credit affects car insurance costs in Seymour, IN. Compare credit history car insurance rates in Seymour from top companies for good, fair, and poor credit.
| Insurance Company | Poor | Fair | Good |
|---|---|---|---|
| Allstate | $4,993 | $3,714 | $3,370 |
| American Family | $4,970 | $3,229 | $2,702 |
| Farmers | $4,281 | $3,501 | $3,248 |
| Geico | $2,934 | $2,438 | $1,941 |
| Liberty Mutual | $7,462 | $4,857 | $4,492 |
| Nationwide | $3,589 | $3,028 | $2,828 |
| Progressive | $4,039 | $3,581 | $3,377 |
| State Farm | $3,600 | $2,147 | $1,664 |
| Travelers | $3,575 | $3,029 | $3,027 |
| USAA | $2,118 | $1,395 | $1,194 |
Cheapest Seymour, IN Car Insurance Rates by Driving Record
Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Seymour, IN to rates for a clean record with top companies.
| Group | Clean Record | With 1 Accident | With 1 DUI | With 1 Speeding Violation |
|---|---|---|---|---|
| Allstate | $3,210 | $4,713 | $4,354 | $3,827 |
| American Family | $2,504 | $3,994 | $5,054 | $2,983 |
| Farmers | $3,297 | $3,823 | $3,952 | $3,634 |
| Geico | $1,607 | $2,518 | $3,385 | $2,240 |
| Liberty Mutual | $4,366 | $5,151 | $8,085 | $4,813 |
| Nationwide | $2,700 | $3,496 | $3,350 | $3,048 |
| Progressive | $2,746 | $4,822 | $3,276 | $3,819 |
| State Farm | $2,412 | $2,644 | $2,412 | $2,412 |
| Travelers | $2,727 | $3,370 | $3,819 | $2,926 |
| USAA | $1,186 | $1,685 | $1,934 | $1,470 |
Cheapest Seymour, IN Car Insurance for Teen Drivers
Teen car insurance in Seymour, IN can be expensive. Take a look at rates from the top car insurance companies in Seymour for teenagers.
| Insurance Company | Single 17-Year-Old Female | Single 17-Year-Old Male |
|---|---|---|
| Allstate | $7,645 | $9,608 |
| American Family | $6,259 | $9,073 |
| Farmers | $9,042 | $9,692 |
| Geico | $4,871 | $4,549 |
| Liberty Mutual | $8,383 | $12,656 |
| Nationwide | $5,684 | $7,404 |
| Progressive | $9,192 | $10,341 |
| State Farm | $4,589 | $5,883 |
| Travelers | $7,185 | $11,358 |
| USAA | $2,775 | $3,108 |
Cheapest Seymour, IN Car Insurance for Seniors
Take a look at Seymour, IN senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.
| Insurance Company | Married 60-Year-Old Female | Married 60-Year-Old Male |
|---|---|---|
| Allstate | $2,188 | $2,392 |
| American Family | $2,048 | $2,048 |
| Farmers | $1,391 | $1,569 |
| Geico | $1,547 | $1,591 |
| Liberty Mutual | $3,522 | $3,522 |
| Nationwide | $1,676 | $1,795 |
| Progressive | $1,412 | $1,420 |
| State Farm | $1,352 | $1,352 |
| Travelers | $1,088 | $1,086 |
| USAA | $930 | $939 |
Cheapest Seymour, IN Car Insurance Rates After a DUI
A DUI in Seymour, IN increases car insurance rates. Compare Seymour, Indiana DUI car insurance by company to find the cheapest option.
| Insurance Company | Annual Car Insurance Rates With a DUI |
|---|---|
| Allstate | $4,354 |
| American Family | $5,054 |
| Farmers | $3,952 |
| Geico | $3,385 |
| Liberty Mutual | $8,085 |
| Nationwide | $3,350 |
| Progressive | $3,276 |
| State Farm | $2,412 |
| Travelers | $3,819 |
| USAA | $1,934 |
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Cheapest Seymour, IN Car Insurance Rates by Commute Length
How does how far you drive affect car insurance rates in Seymour, IN by commute? Take a look at a comparison of the top companies by commute length.
| Insurance Company | 10 Mile Commute, 6,000 Annual Mileage | 25 Mile Commute, 12,000 Annual Mileage |
|---|---|---|
| Allstate | $4,026 | $4,026 |
| American Family | $3,590 | $3,677 |
| Farmers | $3,677 | $3,677 |
| Geico | $2,392 | $2,483 |
| Liberty Mutual | $5,455 | $5,752 |
| Nationwide | $3,148 | $3,148 |
| Progressive | $3,666 | $3,666 |
| State Farm | $2,400 | $2,540 |
| Travelers | $3,210 | $3,210 |
| USAA | $1,548 | $1,590 |
The Best Cheap Car Insurance Companies in Seymour, IN
Take a look at a side-by-side comparison of the top car insurance companies in Seymour, IN to find the best option for your needs.
| Insurance Company | Average Annual Rates |
|---|---|
| Allstate | $4,026 |
| American Family | $3,634 |
| Farmers | $3,677 |
| Geico | $2,438 |
| Liberty Mutual | $5,604 |
| Nationwide | $3,148 |
| Progressive | $3,666 |
| State Farm | $2,470 |
| Travelers | $3,210 |
| USAA | $1,569 |
Category Winners: Cheapest Car Insurance in Seymour, Indiana
Find the cheapest car insurance companies in Seymour, IN for each category right here.
| Category | Insurance Company |
|---|---|
| Teenagers | USAA |
| Seniors | USAA |
| Clean Record | USAA |
| With 1 Accident | USAA |
| With 1 DUI | USAA |
| With 1 Speeding Violation | USAA |
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Cheapest Seymour, IN Car Insurance Rates by Coverage Level
How much coverage you choose will have an impact on your Seymour car insurance rates. Find the cheapest Seymour, IN car insurance rates by coverage level.
| Insurance Company | Low | Medium | High |
|---|---|---|---|
| Allstate | $3,853 | $4,012 | $4,213 |
| American Family | $3,603 | $3,754 | $3,544 |
| Farmers | $3,527 | $3,671 | $3,832 |
| Geico | $2,295 | $2,432 | $2,587 |
| Liberty Mutual | $5,421 | $5,589 | $5,801 |
| Nationwide | $3,204 | $3,123 | $3,118 |
| Progressive | $3,456 | $3,607 | $3,934 |
| State Farm | $2,354 | $2,469 | $2,586 |
| Travelers | $3,138 | $3,241 | $3,252 |
| USAA | $1,517 | $1,565 | $1,625 |
What affects car insurance rates in Seymour, Indiana?
What factors can have an impact on Seymour, IN car insurance? There are several reasons why Seymour car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Seymour, Indiana.
Car Theft in Seymour
High levels of vehicle theft can make car insurance more expensive. Seymour, IN car theft statistics from the FBI indicate 68 vehicle thefts a year.
Commute Time in Seymour
The more time you spend in your car the higher the risk of an accident. The average commute length in Seymour, IN is 17.8 minutes according to City-Data.
Compare Car Insurance Quotes in Seymour, IN
Ready to find affordable Seymour, Indiana car insurance today? Enter your ZIP code for fast, free Seymour, IN car insurance quotes.
Free Car Insurance Comparison
Enter your ZIP code below to view companies that have cheap car insurance rates.
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Frequently Asked Questions
How can I compare car insurance quotes in Seymour, IN?
To compare car insurance quotes in Seymour, IN, you can utilize online comparison tools or contact insurance providers directly. Enter your ZIP code to receive fast, free quotes from multiple insurers. Comparing quotes allows you to evaluate different coverage options and find the most affordable car insurance rates in Seymour, IN.
Which are the best cheap car insurance companies in Seymour, IN?
The best cheap car insurance companies in Seymour, IN can vary depending on individual circumstances and preferences. However, based on the provided information, USAA is mentioned as the cheapest car insurance company in Seymour. It’s recommended to compare quotes from different insurers to find the best coverage and rates for your specific needs.
How does commute length affect car insurance rates in Seymour, IN?
Commute length can affect car insurance rates in Seymour, IN. Insurance companies consider the average annual mileage and commute distance as factors when determining rates. Generally, longer commutes or higher annual mileage can lead to slightly higher insurance premiums.
How much do car insurance rates increase after a DUI in Seymour, IN?
After a DUI in Seymour, IN, car insurance rates typically increase significantly. The exact increase will depend on various factors, including the insurance company and the individual’s driving history. It’s important to compare rates from multiple insurers to find the best option after a DUI.
Are there special car insurance rates for senior drivers in Seymour, IN?
Senior drivers in Seymour, IN can find car insurance rates that suit their needs by comparing rates from different companies. Rates may vary based on factors like age, gender, driving history, and the insurance provider. Shopping around can help seniors find the most competitive rates.
How much does car insurance cost for teen drivers in Seymour, IN?
Car insurance for teen drivers in Seymour, IN can be expensive. Rates for teenage drivers can vary depending on factors such as age, gender, driving record, and the insurance company. It’s recommended to compare rates from different insurers to find the most affordable option.
Free Car Insurance Comparison
Enter your ZIP code below to view companies that have cheap car insurance rates.
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Justin Wright
Licensed Insurance Agent
Justin Wright has been a licensed insurance broker for over 9 years. After graduating from Southeastern Seminary with a Masters in Philosophy, Justin started his career as a professor, teaching Philosophy and Ethics. Later, Justin obtained both his Property & Casualty license and his Life and Health license and began working for State Farm and Allstate. In 2020, Justin began working as an i...
Licensed Insurance Agent
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.