Best Santee, SC Car Insurance in 2024
Car insurance in Santee, SC averages $313 a month. Santee, South Carolina car insurance requirements are 25/50/25, but you might need full coverage insurance if your car is financed. To find cheap Santee car insurance rates, compare quotes from the top car insurance companies in Santee, SC.
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Michael Leotta
Insurance Operations Specialist
Michael earned a degree in Business Management degree with an insurance focus, which led to a successful 25-year career in insurance claims operations and support. He possesses a high-level of business acumen across multiple areas of the insurance industry. Over the course of his career, he served in multiple roles supporting claims operations including: Claims Specialist, Claims Trainer, Claim Au...
Insurance Operations Specialist
UPDATED: Oct 24, 2024
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident car insurance decisions. Comparison shopping should be easy. We are not affiliated with any one car insurance company and cannot guarantee quotes from any single company.
Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from top car companies please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.
UPDATED: Oct 24, 2024
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident car insurance decisions. Comparison shopping should be easy. We are not affiliated with any one car insurance company and cannot guarantee quotes from any single company.
Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from top car companies please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.
On This Page
- Average car insurance rates in Santee, SC after a DUI are $4,297/year
- The cheapest car insurance company in Santee for teen drivers is Geico
- Average car insurance rates in Santee, SC are $3,751/year
If you need to buy Santee, South Carolina car insurance, the options can be confusing. Everything you need to know about car insurance in Santee, SC is right here.
You’ll find Santee car insurance rates, the cheapest Santee, SC car insurance companies, and information on South Carolina car insurance laws. You can also compare Santee, South Carolina car insurance rates to Columbia car insurance rates, Charleston car insurance rates, and Florence car insurance rates.
Ready to find affordable Santee, SC car insurance today? Enter your ZIP code for fast, free Santee car insurance quotes.
Cheapest Santee, SC Car Insurance Rates By Age, Gender, and Marital Status
How do age, gender, and marital status affect Santee, SC car insurance rates? Every Santee, South Carolina car insurance company weighs these factors differently, so check out the comparison rates.
| Insurance Company | Married 35-Year-Old Female | Married 35-Year-Old Male | Married 60-Year-Old Female | Married 60-Year-Old Male | Single 17-Year-Old Female | Single 17-Year-Old Male | Single 25-Year-Old Female | Single 25-Year-Old Male |
|---|---|---|---|---|---|---|---|---|
| Allstate | $2,588 | $2,588 | $2,469 | $2,469 | $6,577 | $8,408 | $2,868 | $3,122 |
| Farmers | $3,143 | $3,176 | $3,003 | $3,273 | $8,131 | $8,935 | $3,422 | $3,446 |
| Geico | $2,415 | $2,415 | $2,205 | $2,205 | $5,911 | $6,044 | $2,820 | $2,895 |
| Nationwide | $2,426 | $2,468 | $2,177 | $2,274 | $5,648 | $7,342 | $2,728 | $2,996 |
| Progressive | $2,428 | $2,247 | $2,081 | $2,170 | $9,694 | $10,718 | $2,780 | $2,888 |
| State Farm | $2,064 | $2,064 | $1,852 | $1,852 | $5,675 | $7,170 | $2,311 | $2,584 |
| USAA | $1,811 | $1,818 | $1,668 | $1,672 | $7,180 | $7,860 | $2,377 | $2,507 |
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Minimum Car Insurance in Santee, SC
Every driver must carry the minimum car insurance in Santee, SC. Take a look at the South Carolina car insurance requirements.
| Liability Insurance Required | Minimum Coverage Limits Required |
|---|---|
| Bodily Injury Liability Coverage | $25,000 per person $50,000 per accident |
| Property Damage Liability Coverage | $25,000 minimum |
Cheapest Santee, SC Car Insurance Rates by Credit Score
Your credit affects car insurance costs in Santee, SC. Compare credit history car insurance rates in Santee from top companies for good, fair, and poor credit.
| Insurance Company | Poor | Fair | Good |
|---|---|---|---|
| Allstate | $4,891 | $3,672 | $3,095 |
| Farmers | $5,280 | $4,399 | $4,020 |
| Geico | $5,131 | $2,759 | $2,202 |
| Nationwide | $4,182 | $3,369 | $2,971 |
| Progressive | $4,888 | $4,270 | $3,969 |
| State Farm | $4,589 | $2,800 | $2,201 |
| USAA | $5,237 | $2,585 | $2,262 |
Cheapest Santee, SC Car Insurance Rates by Driving Record
Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Santee, SC to rates for a clean record with top companies.
| Group | Clean Record | With 1 Accident | With 1 DUI | With 1 Speeding Violation |
|---|---|---|---|---|
| Allstate | $2,953 | $4,626 | $4,097 | $3,869 |
| Farmers | $3,828 | $5,242 | $4,386 | $4,810 |
| Geico | $2,581 | $3,319 | $4,976 | $2,581 |
| Nationwide | $2,784 | $3,607 | $4,568 | $3,069 |
| Progressive | $3,592 | $5,190 | $4,371 | $4,351 |
| State Farm | $2,921 | $3,533 | $3,166 | $3,166 |
| USAA | $2,663 | $3,286 | $4,516 | $2,982 |
Cheapest Santee, SC Car Insurance for Teen Drivers
Teen car insurance in Santee, SC can be expensive. Take a look at rates from the top car insurance companies in Santee for teenagers.
| Insurance Company | Single 17-Year-Old Female | Single 17-Year-Old Male |
|---|---|---|
| Allstate | $6,577 | $8,408 |
| Farmers | $8,131 | $8,935 |
| Geico | $5,911 | $6,044 |
| Nationwide | $5,648 | $7,342 |
| Progressive | $9,694 | $10,718 |
| State Farm | $5,675 | $7,170 |
| USAA | $7,180 | $7,860 |
Cheapest Santee, SC Car Insurance for Seniors
Take a look at Santee, SC senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.
| Insurance Company | Married 60-Year-Old Female | Married 60-Year-Old Male |
|---|---|---|
| Allstate | $2,469 | $2,469 |
| Farmers | $3,003 | $3,273 |
| Geico | $2,205 | $2,205 |
| Nationwide | $2,177 | $2,274 |
| Progressive | $2,081 | $2,170 |
| State Farm | $1,852 | $1,852 |
| USAA | $1,668 | $1,672 |
Cheapest Santee, SC Car Insurance Rates After a DUI
A DUI in Santee, SC increases car insurance rates. Compare Santee, South Carolina DUI car insurance by company to find the cheapest option.
| Insurance Company | Annual Car Insurance Rates With a DUI |
|---|---|
| Allstate | $4,097 |
| Farmers | $4,386 |
| Geico | $4,976 |
| Nationwide | $4,568 |
| Progressive | $4,371 |
| State Farm | $3,166 |
| USAA | $4,516 |
Read More: Compare Best Car Insurance Companies That Accept DUI
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Cheapest Santee, SC Car Insurance Rates by Commute Length
How does how far you drive affect car insurance rates in Santee, SC by commute? Take a look at a comparison of the top companies by commute length.
| Insurance Company | 10 Mile Commute, 6,000 Annual Mileage | 25 Mile Commute, 12,000 Annual Mileage |
|---|---|---|
| Allstate | $3,805 | $3,967 |
| Farmers | $4,566 | $4,566 |
| Geico | $3,345 | $3,383 |
| Nationwide | $3,507 | $3,507 |
| Progressive | $4,376 | $4,376 |
| State Farm | $3,117 | $3,276 |
| USAA | $3,326 | $3,397 |
The Best Cheap Car Insurance Companies in Santee, SC
Take a look at a side-by-side comparison of the top car insurance companies in Santee, SC to find the best option for your needs.
| Insurance Company | Average Annual Rates |
|---|---|
| Allstate | $3,886 |
| Farmers | $4,566 |
| Geico | $3,364 |
| Nationwide | $3,507 |
| Progressive | $4,376 |
| State Farm | $3,196 |
| USAA | $3,362 |
Category Winners: Cheapest Car Insurance in Santee, South Carolina
Find the cheapest car insurance companies in Santee, SC for each category right here.
| Category | Insurance Company |
|---|---|
| Teenagers | Geico |
| Seniors | USAA |
| Clean Record | Geico |
| With 1 Accident | USAA |
| With 1 DUI | State Farm |
| With 1 Speeding Violation | Geico |
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Cheapest Santee, SC Car Insurance Rates by Coverage Level
How much coverage you choose will have an impact on your Santee car insurance rates. Find the cheapest Santee, SC car insurance rates by coverage level.
| Insurance Company | Low | Medium | High |
|---|---|---|---|
| Allstate | $3,663 | $3,868 | $4,127 |
| Farmers | $4,039 | $4,559 | $5,101 |
| Geico | $3,117 | $3,328 | $3,647 |
| Nationwide | $3,499 | $3,502 | $3,522 |
| Progressive | $4,018 | $4,309 | $4,800 |
| State Farm | $2,972 | $3,195 | $3,422 |
| USAA | $3,159 | $3,356 | $3,569 |
What affects car insurance rates in Santee, South Carolina?
What factors can have an impact on Santee, SC car insurance? There are several reasons why Santee car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Santee, South Carolina.
Commute Time in Santee
The more time you spend in your car the higher the risk of an accident. The average commute length in Santee, SC is 22.1 minutes according to City-Data.
Compare Car Insurance Quotes in Santee, SC
Ready to find affordable Santee, South Carolina car insurance today? Enter your ZIP code for fast, free Santee, SC car insurance quotes.
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Frequently Asked Questions
What is the average monthly car insurance rate in Santee, SC?
The average monthly car insurance rate is $313.
What are the car insurance requirements in Santee, SC?
The minimum requirements are 25/50/25, meaning $25,000 for bodily injury per person, $50,000 for bodily injury per accident, and $25,000 for property damage.
Do I need full coverage insurance if my car is financed?
If your car is financed, full coverage insurance is often required, including liability, comprehensive, and collision coverage.
What affects car insurance rates in Santee, SC?
Factors such as commute time, credit score, driving record, and coverage level can affect car insurance rates.
Are there special rates for teen and senior drivers, as well as after a DUI?
Rates for teen and senior drivers, as well as after a DUI, can vary among insurance companies, so comparing quotes is recommended.
Free Car Insurance Comparison
Enter your ZIP code below to view companies that have cheap car insurance rates.
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Michael Leotta
Insurance Operations Specialist
Michael earned a degree in Business Management degree with an insurance focus, which led to a successful 25-year career in insurance claims operations and support. He possesses a high-level of business acumen across multiple areas of the insurance industry. Over the course of his career, he served in multiple roles supporting claims operations including: Claims Specialist, Claims Trainer, Claim Au...
Insurance Operations Specialist
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.