Best Salina, KS Car Insurance in 2024
Car insurance in Salina, KS averages $246 a month. Salina, Kansas car insurance requirements are 25/50/25, but you might need full coverage insurance if your car is financed. To find cheap Salina car insurance rates, compare quotes from the top car insurance companies in Salina, KS.
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Dani Best
Licensed Insurance Producer
Dani Best has been a licensed insurance producer for nearly 10 years. Dani began her insurance career in a sales role with State Farm in 2014. During her time in sales, she graduated with her Bachelors in Psychology from Capella University and is currently earning her Masters in Marriage and Family Therapy. Since 2014, Dani has held and maintains licenses in Life, Disability, Property, and Casualt...
Licensed Insurance Producer
UPDATED: Oct 24, 2024
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident car insurance decisions. Comparison shopping should be easy. We are not affiliated with any one car insurance company and cannot guarantee quotes from any single company.
Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from top car companies please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.
UPDATED: Oct 24, 2024
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident car insurance decisions. Comparison shopping should be easy. We are not affiliated with any one car insurance company and cannot guarantee quotes from any single company.
Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from top car companies please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.
On This Page
- Average car insurance rates in Salina, KS are $2,955/year
- The cheapest car insurance company in Salina for teen drivers is American Family
- Average car insurance rates in Salina, KS after a DUI are $3,529/year
If you need to buy Salina, Kansas car insurance, the options can be confusing. Everything you need to know about car insurance in Salina, KS is right here.
You’ll find Salina car insurance rates, the cheapest Salina, KS car insurance companies, and information on Kansas car insurance laws. You can also compare Salina, Kansas car insurance rates to Olathe car insurance rates, Shawnee car insurance rates, and Kansas City car insurance rates.
Ready to find affordable Salina, KS car insurance today? Enter your ZIP code for fast, free Salina car insurance quotes.
Cheapest Salina, KS Car Insurance Rates By Age, Gender, and Marital Status
How do age, gender, and marital status affect Salina, KS car insurance rates? Every Salina, Kansas car insurance company weighs these factors differently, so check out the comparison rates.
| Insurance Company | Married 35-Year-Old Female | Married 35-Year-Old Male | Married 60-Year-Old Female | Married 60-Year-Old Male | Single 17-Year-Old Female | Single 17-Year-Old Male | Single 25-Year-Old Female | Single 25-Year-Old Male |
|---|---|---|---|---|---|---|---|---|
| Allstate | $2,655 | $2,589 | $2,371 | $2,441 | $7,265 | $8,136 | $2,739 | $2,845 |
| American Family | $1,507 | $1,507 | $1,361 | $1,361 | $2,914 | $3,491 | $1,507 | $1,693 |
| Farmers | $2,266 | $2,247 | $2,021 | $2,115 | $6,302 | $6,524 | $2,545 | $2,664 |
| Geico | $2,041 | $1,995 | $2,060 | $1,917 | $3,764 | $5,072 | $2,369 | $1,722 |
| Liberty Mutual | $2,109 | $2,277 | $2,022 | $2,257 | $9,860 | $11,012 | $2,297 | $2,482 |
| Nationwide | $1,583 | $1,627 | $1,414 | $1,519 | $3,361 | $4,106 | $1,855 | $1,972 |
| Progressive | $2,056 | $1,964 | $1,662 | $1,730 | $7,439 | $8,389 | $2,426 | $2,589 |
| State Farm | $1,557 | $1,557 | $1,369 | $1,369 | $4,225 | $5,374 | $1,751 | $1,983 |
| Travelers | $1,668 | $1,698 | $1,620 | $1,642 | $6,605 | $10,278 | $1,705 | $2,014 |
| USAA | $1,180 | $1,201 | $1,086 | $1,095 | $4,017 | $4,209 | $1,555 | $1,622 |
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Minimum Car Insurance in Salina, KS
Every driver must carry the minimum car insurance required by the state in Salina, KS. Take a look at the Kansas car insurance requirements.
| Liability Insurance Required | Minimum Coverage Limits Required |
|---|---|
| Bodily Injury Liability Coverage | $25,000 per person $50,000 per accident |
| Property Damage Liability Coverage | $25,000 minimum |
Cheapest Salina, KS Car Insurance Rates by Credit Score
Your credit affects car insurance costs in Salina, KS. If your credit is good, you may be able to get a good credit discount. Compare credit history car insurance rates in Salina from top companies for good, fair, and poor credit.
| Insurance Company | Poor | Fair | Good |
|---|---|---|---|
| Allstate | $4,804 | $3,653 | $3,183 |
| American Family | $2,503 | $1,771 | $1,478 |
| Farmers | $3,918 | $3,133 | $2,955 |
| Geico | $4,068 | $2,152 | $1,634 |
| Liberty Mutual | $4,290 | $4,290 | $4,290 |
| Nationwide | $2,408 | $2,138 | $1,993 |
| Progressive | $4,058 | $3,400 | $3,137 |
| State Farm | $3,491 | $2,087 | $1,616 |
| Travelers | $3,938 | $3,201 | $3,073 |
| USAA | $2,711 | $1,794 | $1,482 |
Cheapest Salina, KS Car Insurance Rates by Driving Record
Your driving record is one of the biggest factors affecting car insurance costs. Car insurance with a bad driving record is typically more expensive. Compare bad driving record car insurance rates in Salina, KS to rates for a clean record with top companies.
| Group | Clean Record | With 1 Accident | With 1 DUI | With 1 Speeding Violation |
|---|---|---|---|---|
| Allstate | $3,348 | $3,898 | $4,515 | $3,760 |
| American Family | $1,880 | $2,030 | $1,880 | $1,880 |
| Farmers | $2,811 | $3,623 | $3,531 | $3,376 |
| Geico | $1,650 | $2,698 | $4,158 | $1,964 |
| Liberty Mutual | $3,232 | $4,868 | $4,780 | $4,278 |
| Nationwide | $1,654 | $1,894 | $3,289 | $1,882 |
| Progressive | $3,261 | $3,818 | $3,407 | $3,641 |
| State Farm | $2,219 | $2,576 | $2,398 | $2,398 |
| Travelers | $2,493 | $3,237 | $4,449 | $3,436 |
| USAA | $1,460 | $1,967 | $2,885 | $1,671 |
Cheapest Salina, KS Car Insurance for Teen Drivers
Teen car insurance in Salina, KS can be expensive. Take a look at rates from the top car insurance companies in Salina for teenagers.
| Insurance Company | Single 17-Year-Old Female | Single 17-Year-Old Male |
|---|---|---|
| Allstate | $7,265 | $8,136 |
| American Family | $2,914 | $3,491 |
| Farmers | $6,302 | $6,524 |
| Geico | $3,764 | $5,072 |
| Liberty Mutual | $9,860 | $11,012 |
| Nationwide | $3,361 | $4,106 |
| Progressive | $7,439 | $8,389 |
| State Farm | $4,225 | $5,374 |
| Travelers | $6,605 | $10,278 |
| USAA | $4,017 | $4,209 |
Cheapest Salina, KS Car Insurance for Seniors
Take a look at Salina, KS rates on car insurance for seniors from top companies. Shopping around can make a big difference for senior drivers.
| Insurance Company | Married 60-Year-Old Female | Married 60-Year-Old Male |
|---|---|---|
| Allstate | $2,371 | $2,441 |
| American Family | $1,361 | $1,361 |
| Farmers | $2,021 | $2,115 |
| Geico | $2,060 | $1,917 |
| Liberty Mutual | $2,022 | $2,257 |
| Nationwide | $1,414 | $1,519 |
| Progressive | $1,662 | $1,730 |
| State Farm | $1,369 | $1,369 |
| Travelers | $1,620 | $1,642 |
| USAA | $1,086 | $1,095 |
Cheapest Salina, KS Car Insurance Rates After a DUI
A DUI in Salina, KS increases car insurance rates. Compare Salina, Kansas car insurance after a DUI by the company to find the cheapest option.
| Insurance Company | Annual Car Insurance Rates With a DUI |
|---|---|
| Allstate | $4,515 |
| American Family | $1,880 |
| Farmers | $3,531 |
| Geico | $4,158 |
| Liberty Mutual | $4,780 |
| Nationwide | $3,289 |
| Progressive | $3,407 |
| State Farm | $2,398 |
| Travelers | $4,449 |
| USAA | $2,885 |
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Cheapest Salina, KS Car Insurance Rates by Commute Length
How does how far you drive affect car insurance rates in Salina, KS by commute? Take a look at a comparison of the top companies by commute length.
| Insurance Company | 10 Mile Commute, 6,000 Annual Mileage | 25 Mile Commute, 12,000 Annual Mileage |
|---|---|---|
| Allstate | $3,880 | $3,880 |
| American Family | $1,893 | $1,942 |
| Farmers | $3,335 | $3,335 |
| Geico | $2,562 | $2,673 |
| Liberty Mutual | $4,290 | $4,290 |
| Nationwide | $2,180 | $2,180 |
| Progressive | $3,532 | $3,532 |
| State Farm | $2,338 | $2,458 |
| Travelers | $3,404 | $3,404 |
| USAA | $1,938 | $2,053 |
The Best Cheap Car Insurance Companies in Salina, KS
Take a look at a side-by-side comparison of the top car insurance companies in Salina, KS to find the best option for your needs.
| Insurance Company | Average Annual Rates |
|---|---|
| Allstate | $3,880 |
| American Family | $1,918 |
| Farmers | $3,335 |
| Geico | $2,618 |
| Liberty Mutual | $4,290 |
| Nationwide | $2,180 |
| Progressive | $3,532 |
| State Farm | $2,398 |
| Travelers | $3,404 |
| USAA | $1,996 |
Category Winners: Cheapest Car Insurance in Salina, Kansas
Find the cheapest car insurance companies in Salina, KS for each category right here.
| Category | Insurance Company |
|---|---|
| Teenagers | American Family |
| Seniors | USAA |
| Clean Record | USAA |
| With 1 Accident | Nationwide |
| With 1 DUI | American Family |
| With 1 Speeding Violation | USAA |
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Cheapest Salina, KS Car Insurance Rates by Coverage Level
How much car insurance you need will have an impact on your Salina car insurance rates. Find the cheapest Salina, KS car insurance rates by coverage level.
| Insurance Company | Low | Medium | High |
|---|---|---|---|
| Allstate | $3,772 | $3,872 | $3,997 |
| American Family | $1,936 | $2,014 | $1,802 |
| Farmers | $3,189 | $3,316 | $3,501 |
| Geico | $2,543 | $2,614 | $2,696 |
| Liberty Mutual | $4,182 | $4,279 | $4,408 |
| Nationwide | $2,291 | $2,157 | $2,091 |
| Progressive | $3,345 | $3,503 | $3,748 |
| State Farm | $2,308 | $2,405 | $2,481 |
| Travelers | $3,235 | $3,408 | $3,568 |
| USAA | $1,919 | $1,990 | $2,078 |
What affects car insurance rates in Salina, Kansas?
What are the factors that affect car insurance rates in Salina, KS? There are several reasons why Salina car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Salina, Kansas.
Commute Time in Salina
The more time you spend in your car the higher the risk of an accident. The average commute length in Salina, KS is 14.1 minutes according to City-Data.
Traffic in Salina
Traffic and commute times go hand in hand, with more traffic meaning more time on the road. Salina, KS traffic data from INRIX ranks Salina as the 902nd-most congested in the world.
Compare Car Insurance Quotes in Salina, KS
Ready to find affordable Salina, Kansas car insurance today? Enter your ZIP code for fast, free Salina, KS car insurance quotes.
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Enter your ZIP code below to view companies that have cheap car insurance rates.
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Frequently Asked Questions
Are there specific car insurance rates for seniors in Salina, KS?
Car insurance rates for seniors in Salina, KS can vary depending on the insurance company. Generally, senior drivers may qualify for lower rates due to their experience and driving history. It’s recommended to compare quotes from different companies to find the best rates for senior drivers.
How much does car insurance cost for teen drivers in Salina, KS?
Car insurance rates for teen drivers in Salina, KS can be expensive. Rates vary depending on the insurance company, but it’s generally more costly to insure young and inexperienced drivers. American Family tends to offer the cheapest rates for teen drivers in Salina.
How does driving record affect car insurance rates in Salina, KS?
Your driving record is a significant factor that influences car insurance rates in Salina, KS. Drivers with a clean record typically have lower rates compared to those with accidents, DUIs, or speeding violations. It’s crucial to compare rates from different insurance companies to find the best rates for your driving history.
How does credit score affect car insurance rates in Salina, KS?
Your credit score can impact your car insurance costs in Salina, KS. Generally, a good credit score may result in lower insurance rates, while a poor credit score may lead to higher rates. It’s important to compare rates from different companies to find the best options for your credit score.
What is the minimum car insurance coverage required in Salina, KS?
The minimum car insurance coverage required in Salina, KS is 25/50/25, which includes $25,000 in bodily injury liability coverage per person, $50,000 in bodily injury liability coverage per accident, and $25,000 in property damage liability coverage.
How do age, gender, and marital status affect car insurance rates in Salina, KS?
Car insurance companies in Salina, KS weigh age, gender, and marital status differently when determining rates. Generally, married drivers and older drivers may receive lower rates compared to younger or single drivers. However, each insurance company has its own formula for determining rates, so it’s essential to compare quotes.
Free Car Insurance Comparison
Enter your ZIP code below to view companies that have cheap car insurance rates.
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Dani Best
Licensed Insurance Producer
Dani Best has been a licensed insurance producer for nearly 10 years. Dani began her insurance career in a sales role with State Farm in 2014. During her time in sales, she graduated with her Bachelors in Psychology from Capella University and is currently earning her Masters in Marriage and Family Therapy. Since 2014, Dani has held and maintains licenses in Life, Disability, Property, and Casualt...
Licensed Insurance Producer
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.