Best Rome, GA Car Insurance in 2024
Car insurance in Rome, GA averages $411 a month. Rome, Georgia car insurance requirements are 25/50/25, but you might need full coverage insurance if your car is financed. To find cheap Rome car insurance rates, compare quotes from the top car insurance companies in Rome, GA.
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Dani Best
Licensed Insurance Producer
Dani Best has been a licensed insurance producer for nearly 10 years. Dani began her insurance career in a sales role with State Farm in 2014. During her time in sales, she graduated with her Bachelors in Psychology from Capella University and is currently earning her Masters in Marriage and Family Therapy. Since 2014, Dani has held and maintains licenses in Life, Disability, Property, and Casualt...
Licensed Insurance Producer
UPDATED: Oct 24, 2024
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident car insurance decisions. Comparison shopping should be easy. We are not affiliated with any one car insurance company and cannot guarantee quotes from any single company.
Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from top car companies please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.
UPDATED: Oct 24, 2024
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident car insurance decisions. Comparison shopping should be easy. We are not affiliated with any one car insurance company and cannot guarantee quotes from any single company.
Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from top car companies please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.
On This Page
- Average car insurance rates in Rome, GA after a DUI are $6,000/year
- Average car insurance rates in Rome, GA are $4,936/year
- The cheapest car insurance company in Rome for teen drivers is Geico
If you need to buy Rome, Georgia car insurance, the options can be confusing. Everything you need to know about car insurance in Rome, GA is right here.
You’ll find Rome car insurance rates, the cheapest Rome, GA car insurance companies, and information on Georgia car insurance laws. You can also compare Rome, Georgia car insurance rates to Marietta car insurance rates, Savannah car insurance rates, and Columbus car insurance rates.
Ready to find affordable Rome, GA car insurance today? Enter your ZIP code for fast, free Rome car insurance quotes.
Cheapest Rome, GA Car Insurance Rates By Age, Gender, and Marital Status
How do age, gender, and marital status affect Rome, GA car insurance rates? Every Rome, Georgia car insurance company weighs these factors differently, so check out the comparison rates.
| Insurance Company | Married 35-Year-Old Female | Married 35-Year-Old Male | Married 60-Year-Old Female | Married 60-Year-Old Male | Single 17-Year-Old Female | Single 17-Year-Old Male | Single 25-Year-Old Female | Single 25-Year-Old Male |
|---|---|---|---|---|---|---|---|---|
| Allstate | $2,981 | $2,981 | $2,856 | $2,856 | $7,022 | $9,071 | $3,343 | $3,653 |
| Geico | $1,685 | $1,667 | $1,636 | $1,636 | $5,076 | $6,084 | $2,187 | $2,420 |
| Liberty Mutual | $5,176 | $5,631 | $4,236 | $4,804 | $22,047 | $24,609 | $5,486 | $5,834 |
| Nationwide | $3,640 | $3,762 | $3,613 | $3,966 | $11,372 | $14,624 | $4,445 | $4,819 |
| Progressive | $2,858 | $2,619 | $2,460 | $2,594 | $9,205 | $10,193 | $3,302 | $3,453 |
| State Farm | $2,412 | $2,412 | $2,167 | $2,167 | $6,515 | $8,554 | $2,650 | $2,869 |
| USAA | $1,730 | $1,727 | $1,604 | $1,610 | $6,219 | $7,374 | $2,153 | $2,377 |
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Minimum Car Insurance in Rome, GA
Every driver must carry the minimum car insurance required by the state in Rome, GA. Take a look at the Georgia car insurance requirements.
| Liability Insurance Required | Minimum Coverage Limits Required |
|---|---|
| Bodily Injury Liability Coverage | $25,000 per person $50,000 per accident |
| Property Damage Liability Coverage | $25,000 minimum |
Cheapest Rome, GA Car Insurance Rates by Credit Score
Your credit affects car insurance costs in Rome, GA. If your credit is good, you may be able to get a good credit discount. Compare credit history car insurance rates in Rome from top companies for good, fair, and poor credit.
| Insurance Company | Poor | Fair | Good |
|---|---|---|---|
| Allstate | $5,636 | $3,912 | $3,488 |
| Geico | $3,520 | $2,474 | $2,402 |
| Liberty Mutual | $13,927 | $8,553 | $6,704 |
| Nationwide | $7,468 | $6,065 | $5,308 |
| Progressive | $5,147 | $4,468 | $4,142 |
| State Farm | $5,277 | $3,281 | $2,597 |
| USAA | $4,036 | $2,838 | $2,423 |
Cheapest Rome, GA Car Insurance Rates by Driving Record
Your driving record is one of the biggest factors affecting car insurance costs. Car insurance with a bad driving record is typically more expensive. Compare bad driving record car insurance rates in Rome, GA to rates for a clean record with top companies.
| Group | Clean Record | With 1 Accident | With 1 DUI | With 1 Speeding Violation |
|---|---|---|---|---|
| Allstate | $3,579 | $5,531 | $4,503 | $3,767 |
| Geico | $1,890 | $2,363 | $4,824 | $2,118 |
| Liberty Mutual | $7,384 | $10,092 | $11,601 | $9,834 |
| Nationwide | $4,840 | $5,680 | $8,736 | $5,865 |
| Progressive | $3,574 | $6,371 | $4,235 | $4,162 |
| State Farm | $3,383 | $4,054 | $3,718 | $3,718 |
| USAA | $2,371 | $2,998 | $4,386 | $2,642 |
Cheapest Rome, GA Car Insurance for Teen Drivers
Teen car insurance in Rome, GA can be expensive. Take a look at rates from the top car insurance companies in Rome for teenagers.
| Insurance Company | Single 17-Year-Old Female | Single 17-Year-Old Male |
|---|---|---|
| Allstate | $7,022 | $9,071 |
| Geico | $5,076 | $6,084 |
| Liberty Mutual | $22,047 | $24,609 |
| Nationwide | $11,372 | $14,624 |
| Progressive | $9,205 | $10,193 |
| State Farm | $6,515 | $8,554 |
| USAA | $6,219 | $7,374 |
Cheapest Rome, GA Car Insurance for Seniors
Take a look at Rome, GA rates on car insurance for seniors from top companies. Shopping around can make a big difference for senior drivers.
| Insurance Company | Married 60-Year-Old Female | Married 60-Year-Old Male |
|---|---|---|
| Allstate | $2,856 | $2,856 |
| Geico | $1,636 | $1,636 |
| Liberty Mutual | $4,236 | $4,804 |
| Nationwide | $3,613 | $3,966 |
| Progressive | $2,460 | $2,594 |
| State Farm | $2,167 | $2,167 |
| USAA | $1,604 | $1,610 |
Cheapest Rome, GA Car Insurance Rates After a DUI
A DUI in Rome, GA increases car insurance rates. Compare Rome, Georgia car insurance after a DUI by the company to find the cheapest option.
| Insurance Company | Annual Car Insurance Rates With a DUI |
|---|---|
| Allstate | $4,503 |
| Geico | $4,824 |
| Liberty Mutual | $11,601 |
| Nationwide | $8,736 |
| Progressive | $4,235 |
| State Farm | $3,718 |
| USAA | $4,386 |
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Cheapest Rome, GA Car Insurance Rates by Commute Length
How does how far you drive affect car insurance rates in Rome, GA by commute? Take a look at a comparison of the top companies by commute length.
| Insurance Company | 10 Mile Commute, 6,000 Annual Mileage | 25 Mile Commute, 12,000 Annual Mileage |
|---|---|---|
| Allstate | $4,248 | $4,442 |
| Geico | $2,751 | $2,846 |
| Liberty Mutual | $9,728 | $9,728 |
| Nationwide | $6,280 | $6,280 |
| Progressive | $4,586 | $4,586 |
| State Farm | $3,718 | $3,718 |
| USAA | $2,958 | $3,240 |
Cheapest Rome, GA Car Insurance Rates by ZIP Code
Rome car insurance rates vary based on where you live. Check out the difference in car insurance rates by ZIP code in Rome, GA.
| ZIP Code | Average Annual Rates |
|---|---|
| 30161 | $4,802 |
| 30165 | $4,773 |
The Best Cheap Car Insurance Companies in Rome, GA
Take a look at a side-by-side comparison of the top car insurance companies in Rome, GA to find the best option for your needs.
| Insurance Company | Average Annual Rates |
|---|---|
| Allstate | $4,345 |
| Geico | $2,799 |
| Liberty Mutual | $9,728 |
| Nationwide | $6,280 |
| Progressive | $4,586 |
| State Farm | $3,718 |
| USAA | $3,099 |
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Category Winners: Cheapest Car Insurance in Rome, Georgia
Find the cheapest car insurance companies in Rome, GA for each category right here.
| Category | Insurance Company |
|---|---|
| Teenagers | Geico |
| Seniors | USAA |
| Clean Record | Geico |
| With 1 Accident | Geico |
| With 1 DUI | State Farm |
| With 1 Speeding Violation | Geico |
Cheapest Rome, GA Car Insurance Rates by Coverage Level
How much car insurance you need will have an impact on your Rome car insurance rates. Find the cheapest Rome, GA car insurance rates by coverage level.
| Insurance Company | Low | Medium | High |
|---|---|---|---|
| Allstate | $4,023 | $4,389 | $4,624 |
| Geico | $2,603 | $2,812 | $2,981 |
| Liberty Mutual | $9,336 | $9,676 | $10,172 |
| Nationwide | $6,098 | $6,397 | $6,345 |
| Progressive | $4,188 | $4,509 | $5,059 |
| State Farm | $3,484 | $3,722 | $3,949 |
| USAA | $2,965 | $3,084 | $3,249 |
What affects car insurance rates in Rome, Georgia?
What are the factors that affect car insurance rates in Rome, GA? There are several reasons why Rome car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Rome, Georgia.
Commute Time in Rome
The more time you spend in your car the higher the risk of an accident. The average commute length in Rome, GA is 22.5 minutes according to City-Data.
Traffic in Rome
Traffic and commute times go hand in hand, with more traffic meaning more time on the road. Rome, GA traffic data from INRIX ranks Rome as the 18th-most congested in the world.
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Compare Car Insurance Quotes in Rome, GA
Ready to find affordable Rome, Georgia car insurance today? Enter your ZIP code for fast, free Rome, GA car insurance quotes.
Frequently Asked Questions
What are the minimum car insurance requirements in Rome, GA?
Rome, GA requires drivers to carry at least 25/50/25 liability insurance coverage. This means you must have at least $25,000 in bodily injury liability coverage per person, $50,000 in bodily injury liability coverage per accident, and $25,000 in property damage liability coverage.
How does my driving record affect car insurance rates in Rome, GA?
Your driving record plays a significant role in determining car insurance rates. If you have a clean driving record, you’re likely to get lower rates compared to someone with violations or accidents on their record. Insurance companies consider your driving history as an indicator of risk.
Are there car insurance discounts available in Rome, GA?
Yes, there are various discounts you may qualify for to lower your car insurance premiums in Rome, GA. These can include safe driver discounts, multi-policy discounts, good student discounts, and more. It’s recommended to inquire with insurance providers about the discounts they offer.
How does my credit score impact car insurance rates in Rome, GA?
Your credit score can affect your car insurance costs in Rome, GA. Insurance companies often consider credit history as a factor in determining premiums. Maintaining good credit can help you secure lower rates, while a poor credit score may result in higher premiums.
How can I find affordable car insurance in Rome, GA?
To find affordable car insurance in Rome, GA, it’s important to compare quotes from different insurance companies. Each insurer has its own rates and factors that influence premiums. By shopping around and comparing multiple quotes, you can identify the best coverage options at competitive prices.
Free Car Insurance Comparison
Enter your ZIP code below to view companies that have cheap car insurance rates.
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Dani Best
Licensed Insurance Producer
Dani Best has been a licensed insurance producer for nearly 10 years. Dani began her insurance career in a sales role with State Farm in 2014. During her time in sales, she graduated with her Bachelors in Psychology from Capella University and is currently earning her Masters in Marriage and Family Therapy. Since 2014, Dani has held and maintains licenses in Life, Disability, Property, and Casualt...
Licensed Insurance Producer
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.