Best Robertsdale, AL Car Insurance in 2024
Car insurance in Robertsdale, AL averages $294 a month. Robertsdale, Alabama car insurance requirements are 25/50/25, but you might need full coverage insurance if your car is financed. To find cheap Robertsdale car insurance rates, compare quotes from the top car insurance companies in Robertsdale, AL.
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Laura D. Adams
Insurance & Finance Analyst
Laura Adams is one of the nation’s leading finance, insurance, and small business authorities. As an award-winning author, spokesperson, and host of the top-rated Money Girl podcast since 2008, millions of readers and listeners benefit from her practical advice. Her mission is to empower consumers to live healthy and rich lives by planning for the future and making smart money decisions. She rec...
Insurance & Finance Analyst
UPDATED: Oct 24, 2024
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident car insurance decisions. Comparison shopping should be easy. We are not affiliated with any one car insurance company and cannot guarantee quotes from any single company.
Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from top car companies please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.
UPDATED: Oct 24, 2024
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident car insurance decisions. Comparison shopping should be easy. We are not affiliated with any one car insurance company and cannot guarantee quotes from any single company.
Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from top car companies please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.
On This Page
- Average car insurance rates in Robertsdale, AL after a DUI are $4,046/year
- The cheapest car insurance company in Robertsdale is USAA
- The cheapest car insurance company in Robertsdale for teen drivers is USAA
If you need to buy Robertsdale, Alabama car insurance, the options can be confusing. Everything you need to know about car insurance in Robertsdale, AL is right here.
You’ll find Robertsdale car insurance rates, the cheapest Robertsdale, AL car insurance companies, and information on Alabama car insurance laws. You can also compare Robertsdale, Alabama car insurance rates to Auburn car insurance rates, Tuscaloosa car insurance rates, and Madison car insurance rates.
Ready to find affordable Robertsdale, AL car insurance today? Enter your ZIP code for fast, free Robertsdale car insurance quotes.
Cheapest Robertsdale, AL Car Insurance Rates By Age, Gender, and Marital Status
How do age, gender, and marital status affect Robertsdale, AL car insurance rates? Every Robertsdale, Alabama car insurance company weighs these factors differently, so check out the comparison rates.
| Insurance Company | Married 35-Year-Old Female | Married 35-Year-Old Male | Married 60-Year-Old Female | Married 60-Year-Old Male | Single 17-Year-Old Female | Single 17-Year-Old Male | Single 25-Year-Old Female | Single 25-Year-Old Male |
|---|---|---|---|---|---|---|---|---|
| Allstate | $1,909 | $1,816 | $1,728 | $1,761 | $6,742 | $7,256 | $2,132 | $2,178 |
| Farmers | $2,233 | $2,217 | $1,995 | $2,124 | $8,751 | $9,001 | $2,534 | $2,626 |
| Geico | $1,875 | $1,861 | $1,795 | $1,862 | $4,934 | $4,812 | $1,980 | $1,824 |
| Liberty Mutual | $3,035 | $3,278 | $2,489 | $2,786 | $11,147 | $12,398 | $3,228 | $3,433 |
| Nationwide | $1,625 | $1,642 | $1,486 | $1,534 | $4,274 | $5,478 | $1,801 | $2,006 |
| Progressive | $2,168 | $2,033 | $1,777 | $1,902 | $8,817 | $9,829 | $2,530 | $2,676 |
| State Farm | $2,517 | $2,517 | $2,288 | $2,288 | $7,712 | $9,659 | $2,845 | $3,273 |
| Travelers | $1,667 | $1,693 | $1,566 | $1,561 | $9,144 | $14,443 | $1,575 | $1,802 |
| USAA | $1,259 | $1,277 | $1,180 | $1,158 | $3,740 | $4,144 | $1,636 | $1,766 |
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Minimum Car Insurance in Robertsdale, AL
Every driver must carry the minimum car insurance required by the state in Robertsdale, AL. Take a look at the Alabama car insurance requirements.
| Liability Insurance Required | Minimum Coverage Limits Required |
|---|---|
| Bodily Injury Liability Coverage | $25,000 per person $50,000 per accident |
| Property Damage Liability Coverage | $25,000 minimum |
Cheapest Robertsdale, AL Car Insurance Rates by Credit Score
Your credit affects car insurance costs in Robertsdale, AL. If your credit is good, you may be able to get a good credit discount. Compare credit history car insurance rates in Robertsdale from top companies for good, fair, and poor credit.
| Insurance Company | Poor | Fair | Good |
|---|---|---|---|
| Allstate | $3,936 | $3,100 | $2,536 |
| Farmers | $4,412 | $3,797 | $3,597 |
| Geico | $3,328 | $2,376 | $2,150 |
| Liberty Mutual | $7,474 | $4,593 | $3,606 |
| Nationwide | $2,987 | $2,338 | $2,118 |
| Progressive | $4,481 | $3,838 | $3,581 |
| State Farm | $6,704 | $3,397 | $2,310 |
| Travelers | $4,557 | $3,955 | $4,032 |
| USAA | $2,704 | $1,772 | $1,584 |
Cheapest Robertsdale, AL Car Insurance Rates by Driving Record
Your driving record is one of the biggest factors affecting car insurance costs. Car insurance with a bad driving record is typically more expensive. Compare bad driving record car insurance rates in Robertsdale, AL to rates for a clean record with top companies.
| Group | Clean Record | With 1 Accident | With 1 DUI | With 1 Speeding Violation |
|---|---|---|---|---|
| Allstate | $2,705 | $3,192 | $3,801 | $3,063 |
| Farmers | $3,310 | $4,287 | $4,183 | $3,961 |
| Geico | $1,764 | $2,840 | $3,520 | $2,347 |
| Liberty Mutual | $4,098 | $5,705 | $5,576 | $5,517 |
| Nationwide | $2,177 | $2,177 | $3,145 | $2,424 |
| Progressive | $3,583 | $4,499 | $3,853 | $3,932 |
| State Farm | $3,727 | $4,638 | $4,092 | $4,092 |
| Travelers | $3,480 | $3,651 | $5,358 | $4,237 |
| USAA | $1,556 | $1,952 | $2,890 | $1,683 |
Cheapest Robertsdale, AL Car Insurance for Teen Drivers
Teen car insurance in Robertsdale, AL can be expensive. Take a look at rates from the top car insurance companies in Robertsdale for teenagers.
| Insurance Company | Single 17-Year-Old Female | Single 17-Year-Old Male |
|---|---|---|
| Allstate | $6,742 | $7,256 |
| Farmers | $8,751 | $9,001 |
| Geico | $4,934 | $4,812 |
| Liberty Mutual | $11,147 | $12,398 |
| Nationwide | $4,274 | $5,478 |
| Progressive | $8,817 | $9,829 |
| State Farm | $7,712 | $9,659 |
| Travelers | $9,144 | $14,443 |
| USAA | $3,740 | $4,144 |
Cheapest Robertsdale, AL Car Insurance for Seniors
Take a look at Robertsdale, AL rates on car insurance for seniors from top companies. Shopping around can make a big difference for senior drivers.
| Insurance Company | Married 60-Year-Old Female | Married 60-Year-Old Male |
|---|---|---|
| Allstate | $1,728 | $1,761 |
| Farmers | $1,995 | $2,124 |
| Geico | $1,795 | $1,862 |
| Liberty Mutual | $2,489 | $2,786 |
| Nationwide | $1,486 | $1,534 |
| Progressive | $1,777 | $1,902 |
| State Farm | $2,288 | $2,288 |
| Travelers | $1,566 | $1,561 |
| USAA | $1,180 | $1,158 |
Cheapest Robertsdale, AL Car Insurance Rates After a DUI
A DUI in Robertsdale, AL increases car insurance rates. Compare Robertsdale, Alabama car insurance after a DUI by the company to find the cheapest option.
| Insurance Company | Annual Car Insurance Rates With a DUI |
|---|---|
| Allstate | $3,801 |
| Farmers | $4,183 |
| Geico | $3,520 |
| Liberty Mutual | $5,576 |
| Nationwide | $3,145 |
| Progressive | $3,853 |
| State Farm | $4,092 |
| Travelers | $5,358 |
| USAA | $2,890 |
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Cheapest Robertsdale, AL Car Insurance Rates by Commute Length
How does how far you drive affect car insurance rates in Robertsdale, AL by commute? Take a look at a comparison of the top companies by commute length.
| Insurance Company | 10 Mile Commute, 6,000 Annual Mileage | 25 Mile Commute, 12,000 Annual Mileage |
|---|---|---|
| Allstate | $3,190 | $3,190 |
| Farmers | $3,935 | $3,935 |
| Geico | $2,571 | $2,665 |
| Liberty Mutual | $5,224 | $5,224 |
| Nationwide | $2,481 | $2,481 |
| Progressive | $3,967 | $3,967 |
| State Farm | $4,036 | $4,239 |
| Travelers | $4,181 | $4,181 |
| USAA | $1,928 | $2,112 |
The Best Cheap Car Insurance Companies in Robertsdale, AL
Take a look at a side-by-side comparison of the top car insurance companies in Robertsdale, AL to find the best option for your needs.
| Insurance Company | Average Annual Rates |
|---|---|
| Allstate | $3,190 |
| Farmers | $3,935 |
| Geico | $2,618 |
| Liberty Mutual | $5,224 |
| Nationwide | $2,481 |
| Progressive | $3,967 |
| State Farm | $4,137 |
| Travelers | $4,181 |
| USAA | $2,020 |
Category Winners: Cheapest Car Insurance in Robertsdale, Alabama
Find the cheapest car insurance companies in Robertsdale, AL for each category right here.
| Category | Insurance Company |
|---|---|
| Teenagers | USAA |
| Seniors | USAA |
| Clean Record | USAA |
| With 1 Accident | USAA |
| With 1 DUI | USAA |
| With 1 Speeding Violation | USAA |
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Cheapest Robertsdale, AL Car Insurance Rates by Coverage Level
How much car insurance you need will have an impact on your Robertsdale car insurance rates. Find the cheapest Robertsdale, AL car insurance rates by coverage level.
| Insurance Company | Low | Medium | High |
|---|---|---|---|
| Allstate | $3,090 | $3,186 | $3,295 |
| Farmers | $3,698 | $3,879 | $4,228 |
| Geico | $2,395 | $2,606 | $2,853 |
| Liberty Mutual | $4,977 | $5,199 | $5,496 |
| Nationwide | $2,452 | $2,462 | $2,528 |
| Progressive | $3,543 | $3,943 | $4,414 |
| State Farm | $3,891 | $4,132 | $4,389 |
| Travelers | $3,970 | $4,265 | $4,309 |
| USAA | $1,940 | $2,008 | $2,112 |
What affects car insurance rates in Robertsdale, Alabama?
What are the factors that affect car insurance rates in Robertsdale, AL? There are several reasons why Robertsdale car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Robertsdale, Alabama.
Commute Time in Robertsdale
The more time you spend in your car the higher the risk of an accident. The average commute length in Robertsdale, AL is 25.5 minutes according to City-Data.
Compare Car Insurance Quotes in Robertsdale, AL
Ready to find affordable Robertsdale, Alabama car insurance today? Enter your ZIP code for fast, free Robertsdale, AL car insurance quotes.
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Enter your ZIP code below to view companies that have cheap car insurance rates.
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Frequently Asked Questions
How are car insurance rates determined in Robertsdale, AL?
Car insurance rates in Robertsdale, AL are determined by several factors, including the driver’s age, driving history, type of vehicle, coverage options selected, and the insurance company’s own calculations and risk assessments.
Are car insurance rates higher for younger drivers in Robertsdale, AL?
Yes, car insurance rates tend to be higher for younger drivers in Robertsdale, AL. Younger drivers are considered higher risk due to their limited driving experience, and insurance companies often charge higher premiums to offset the perceived risk.
What factors can help lower car insurance rates in Robertsdale, AL?
Factors that can potentially lower car insurance rates in Robertsdale, AL include having a clean driving record, maintaining a good credit score, driving a vehicle with advanced safety features, bundling multiple insurance policies, and qualifying for any available discounts.
Do car insurance rates vary between different insurance companies in Robertsdale, AL?
Yes, car insurance rates can vary between different insurance companies in Robertsdale, AL. Each insurance company has its own underwriting guidelines and risk assessments, which can result in different premium quotes for the same driver and coverage.
Can I compare car insurance rates from multiple companies in Robertsdale, AL?
Absolutely! It is highly recommended to compare car insurance rates from multiple companies in Robertsdale, AL to ensure you’re getting the best coverage at the most competitive price. You can use online comparison tools or work with an independent insurance agent to gather and compare quotes.
Free Car Insurance Comparison
Enter your ZIP code below to view companies that have cheap car insurance rates.
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Laura D. Adams
Insurance & Finance Analyst
Laura Adams is one of the nation’s leading finance, insurance, and small business authorities. As an award-winning author, spokesperson, and host of the top-rated Money Girl podcast since 2008, millions of readers and listeners benefit from her practical advice. Her mission is to empower consumers to live healthy and rich lives by planning for the future and making smart money decisions. She rec...
Insurance & Finance Analyst
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.