Best Quincy, IL Car Insurance in 2024
Car insurance in Quincy, IL averages $240 a month. Quincy, Illinois car insurance requirements are 25/50/20, but you might need full coverage insurance if your car is financed. To find cheap Quincy car insurance rates, compare quotes from the top car insurance companies in Quincy, IL.
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Jeffrey Manola
Licensed Insurance Agent
Jeffrey Manola is an experienced insurance agent who founded TopQuoteLifeInsurance.com and NoMedicalExamQuotes.com. His mission when creating these sites was to provide online consumers searching for insurance with the most affordable rates available. Not only does he strive to provide consumers with the best prices for insurance coverage, but he also wants those on the market for insurance to ...
Licensed Insurance Agent
UPDATED: Oct 24, 2024
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident car insurance decisions. Comparison shopping should be easy. We are not affiliated with any one car insurance company and cannot guarantee quotes from any single company.
Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from top car companies please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.
UPDATED: Oct 24, 2024
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident car insurance decisions. Comparison shopping should be easy. We are not affiliated with any one car insurance company and cannot guarantee quotes from any single company.
Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from top car companies please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.
On This Page
- Average car insurance rates in Quincy, IL are $2,876/year
- The cheapest car insurance company in Quincy is State Farm
- The cheapest car insurance company in Quincy for teen drivers is State Farm
If you need to buy Quincy, Illinois car insurance, the options can be confusing. Everything you need to know about car insurance in Quincy, IL is right here.
You’ll find Quincy car insurance rates, the cheapest Quincy, IL car insurance companies, and information on Illinois car insurance laws. You can also compare Quincy, Illinois car insurance rates to Champaign car insurance rates, Springfield car insurance rates, and Elgin car insurance rates.
Ready to find affordable Quincy, IL car insurance today? Enter your ZIP code for fast, free Quincy car insurance quotes.
Cheapest Quincy, IL Car Insurance Rates By Age, Gender, and Marital Status
How do age, gender, and marital status affect Quincy, IL car insurance rates? Every Quincy, Illinois car insurance company weighs these factors differently, so check out the comparison rates. Car insurance rates by age differ depending on the company.
| Insurance Company | Married 35-Year-Old Female | Married 35-Year-Old Male | Married 60-Year-Old Female | Married 60-Year-Old Male | Single 17-Year-Old Female | Single 17-Year-Old Male | Single 25-Year-Old Female | Single 25-Year-Old Male |
|---|---|---|---|---|---|---|---|---|
| Allstate | $2,860 | $2,873 | $2,985 | $2,985 | $7,396 | $9,625 | $3,438 | $3,717 |
| American Family | $2,158 | $2,158 | $1,975 | $1,975 | $6,065 | $8,414 | $2,158 | $2,782 |
| Farmers | $2,139 | $2,141 | $1,898 | $2,006 | $9,165 | $9,558 | $2,445 | $2,560 |
| Geico | $1,475 | $1,501 | $1,419 | $1,713 | $4,613 | $4,804 | $1,860 | $1,777 |
| Liberty Mutual | $1,315 | $1,420 | $1,094 | $1,224 | $4,253 | $4,735 | $1,373 | $1,449 |
| Nationwide | $1,805 | $1,841 | $1,604 | $1,704 | $4,886 | $6,291 | $2,094 | $2,272 |
| Progressive | $1,815 | $1,717 | $1,498 | $1,562 | $6,604 | $7,413 | $2,168 | $2,354 |
| State Farm | $1,178 | $1,178 | $1,053 | $1,053 | $3,369 | $4,278 | $1,332 | $1,526 |
| Travelers | $1,406 | $1,482 | $1,283 | $1,367 | $4,007 | $5,021 | $1,488 | $1,566 |
| USAA | $1,391 | $1,421 | $1,294 | $1,281 | $4,333 | $4,785 | $1,819 | $2,009 |
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Minimum Car Insurance in Quincy, IL
How much car insurance do you need? Every driver must carry the minimum car insurance in Quincy, IL. Take a look at the Illinois car insurance requirements.
| Liability Insurance Required | Minimum Coverage Limits Required |
|---|---|
| Bodily Injury Liability Coverage | $25,000 per person $50,000 per accident |
| Property Damage Liability Coverage | $20,000 minimum |
Cheapest Quincy, IL Car Insurance Rates by Credit Score
Your credit affects car insurance costs in Quincy, IL. Compare credit history car insurance rates in Quincy from top companies for good, fair, and poor credit. You can also get a good credit discount from some insurance companies.
| Insurance Company | Poor | Fair | Good |
|---|---|---|---|
| Allstate | $5,718 | $4,128 | $3,608 |
| American Family | $4,604 | $3,131 | $2,648 |
| Farmers | $4,534 | $3,809 | $3,624 |
| Geico | $3,835 | $1,881 | $1,469 |
| Liberty Mutual | $2,978 | $1,860 | $1,485 |
| Nationwide | $3,360 | $2,706 | $2,371 |
| Progressive | $3,575 | $3,039 | $2,810 |
| State Farm | $2,720 | $1,629 | $1,264 |
| Travelers | $2,688 | $2,161 | $1,758 |
| USAA | $3,056 | $2,094 | $1,725 |
Cheapest Quincy, IL Car Insurance Rates by Driving Record
Your driving record is one of the biggest factors affecting car insurance costs. Car insurance with a bad driving record is possible to purchase. Compare bad driving record car insurance rates in Quincy, IL to rates for a clean record with top companies.
| Group | Clean Record | With 1 Accident | With 1 DUI | With 1 Speeding Violation |
|---|---|---|---|---|
| Allstate | $3,218 | $5,435 | $5,071 | $4,215 |
| American Family | $2,541 | $3,624 | $4,795 | $2,883 |
| Farmers | $3,368 | $4,341 | $4,233 | $4,013 |
| Geico | $1,745 | $2,342 | $3,322 | $2,172 |
| Liberty Mutual | $1,761 | $2,486 | $2,190 | $1,994 |
| Nationwide | $2,262 | $2,933 | $3,453 | $2,601 |
| Progressive | $2,590 | $3,841 | $2,866 | $3,268 |
| State Farm | $1,710 | $2,032 | $1,871 | $1,871 |
| Travelers | $1,757 | $2,296 | $2,559 | $2,198 |
| USAA | $1,646 | $2,344 | $3,198 | $1,980 |
Cheapest Quincy, IL Car Insurance for Teen Drivers
Teen car insurance in Quincy, IL can be expensive. Take a look at rates from the top car insurance companies in Quincy for teenagers.
| Insurance Company | Single 17-Year-Old Female | Single 17-Year-Old Male |
|---|---|---|
| Allstate | $7,396 | $9,625 |
| American Family | $6,065 | $8,414 |
| Farmers | $9,165 | $9,558 |
| Geico | $4,613 | $4,804 |
| Liberty Mutual | $4,253 | $4,735 |
| Nationwide | $4,886 | $6,291 |
| Progressive | $6,604 | $7,413 |
| State Farm | $3,369 | $4,278 |
| Travelers | $4,007 | $5,021 |
| USAA | $4,333 | $4,785 |
Cheapest Quincy, IL Car Insurance for Seniors
Take a look at Quincy, IL senior car insurance rates from top companies. Shopping around for car insurance for seniors can make a big difference.
| Insurance Company | Married 60-Year-Old Female | Married 60-Year-Old Male |
|---|---|---|
| Allstate | $2,985 | $2,985 |
| American Family | $1,975 | $1,975 |
| Farmers | $1,898 | $2,006 |
| Geico | $1,419 | $1,713 |
| Liberty Mutual | $1,094 | $1,224 |
| Nationwide | $1,604 | $1,704 |
| Progressive | $1,498 | $1,562 |
| State Farm | $1,053 | $1,053 |
| Travelers | $1,283 | $1,367 |
| USAA | $1,294 | $1,281 |
Cheapest Quincy, IL Car Insurance Rates After a DUI
A DUI in Quincy, IL increases car insurance rates. Compare Quincy, Illinois DUI car insurance by company to find the cheapest option for car insurance after a DUI.
| Insurance Company | Annual Car Insurance Rates With a DUI |
|---|---|
| Allstate | $5,071 |
| American Family | $4,795 |
| Farmers | $4,233 |
| Geico | $3,322 |
| Liberty Mutual | $2,190 |
| Nationwide | $3,453 |
| Progressive | $2,866 |
| State Farm | $1,871 |
| Travelers | $2,559 |
| USAA | $3,198 |
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Cheapest Quincy, IL Car Insurance Rates by Commute Length
How does how far you drive affect car insurance rates in Quincy, IL by commute? Take a look at a comparison of the top companies by commute length.
| Insurance Company | 10 Mile Commute, 6,000 Annual Mileage | 25 Mile Commute, 12,000 Annual Mileage |
|---|---|---|
| Allstate | $4,485 | $4,485 |
| American Family | $3,416 | $3,505 |
| Farmers | $3,989 | $3,989 |
| Geico | $2,353 | $2,437 |
| Liberty Mutual | $2,108 | $2,108 |
| Nationwide | $2,812 | $2,812 |
| Progressive | $3,141 | $3,141 |
| State Farm | $1,823 | $1,919 |
| Travelers | $2,117 | $2,288 |
| USAA | $2,227 | $2,356 |
Cheapest Quincy, IL Car Insurance Rates by ZIP Code
Quincy car insurance rates vary based on where you live. Check out the difference in car insurance rates by ZIP code in Quincy, IL.
| ZIP Code | Average Annual Rates |
|---|---|
| 62301 | $2,820 |
| 62305 | $2,854 |
The Best Cheap Car Insurance Companies in Quincy, IL
Take a look at a side-by-side comparison of the top car insurance companies in Quincy, IL to find the best option for your needs.
| Insurance Company | Average Annual Rates |
|---|---|
| Allstate | $4,485 |
| American Family | $3,461 |
| Farmers | $3,989 |
| Geico | $2,395 |
| Liberty Mutual | $2,108 |
| Nationwide | $2,812 |
| Progressive | $3,141 |
| State Farm | $1,871 |
| Travelers | $2,202 |
| USAA | $2,292 |
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Category Winners: Cheapest Car Insurance in Quincy, Illinois
Find the cheapest car insurance companies in Quincy, IL for each category right here.
| Category | Insurance Company |
|---|---|
| Teenagers | State Farm |
| Seniors | State Farm |
| Clean Record | USAA |
| With 1 Accident | State Farm |
| With 1 DUI | State Farm |
| With 1 Speeding Violation | State Farm |
Cheapest Quincy, IL Car Insurance Rates by Coverage Level
How much coverage you choose will have an impact on your Quincy car insurance rates. Find the cheapest Quincy, IL car insurance rates by coverage level.
| Insurance Company | Low | Medium | High |
|---|---|---|---|
| Allstate | $4,359 | $4,481 | $4,615 |
| American Family | $3,344 | $3,587 | $3,451 |
| Farmers | $3,796 | $3,894 | $4,276 |
| Geico | $2,184 | $2,390 | $2,611 |
| Liberty Mutual | $1,984 | $2,103 | $2,237 |
| Nationwide | $2,817 | $2,831 | $2,789 |
| Progressive | $2,906 | $3,135 | $3,382 |
| State Farm | $1,766 | $1,874 | $1,972 |
| Travelers | $2,066 | $2,200 | $2,341 |
| USAA | $2,141 | $2,289 | $2,445 |
What affects car insurance rates in Quincy, Illinois?
What factors can have an impact on Quincy, IL car insurance? There are several reasons why Quincy car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Quincy, Illinois.
Commute Time in Quincy
The more time you spend in your car the higher the risk of an accident. The average commute length in Quincy, IL is 14.2 minutes according to City-Data.
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Compare Car Insurance Quotes in Quincy, IL
Ready to find affordable Quincy, Illinois car insurance today? Enter your ZIP code for fast, free Quincy, IL car insurance quotes.
Frequently Asked Questions
What are the car insurance requirements in Quincy, Illinois?
Quincy, IL car insurance requirements include minimum liability coverage of 25/50/20. If your car is financed, you may need to carry full coverage insurance as well.
How can I find cheap car insurance rates in Quincy, IL?
To find affordable car insurance rates in Quincy, IL, compare quotes from the top car insurance companies in the area. Use our free quote tool to compare rates and increase your chances of saving.
Does my credit score affect car insurance rates in Quincy, IL?
Yes, your credit score can impact your car insurance costs in Quincy, IL. Compare credit history car insurance rates for good, fair, and poor credit from different insurance companies.
How does my driving record affect car insurance rates in Quincy, IL?
Your driving record plays a significant role in determining your car insurance rates. Compare car insurance rates for a clean record and rates for a bad driving record from top companies in Quincy, IL.
What are the car insurance rates for teen drivers in Quincy, IL?
Car insurance for teenage drivers in Quincy, IL can be expensive. Compare rates from the top car insurance companies in Quincy to find the most affordable options for teen drivers.
Free Car Insurance Comparison
Enter your ZIP code below to view companies that have cheap car insurance rates.
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Jeffrey Manola
Licensed Insurance Agent
Jeffrey Manola is an experienced insurance agent who founded TopQuoteLifeInsurance.com and NoMedicalExamQuotes.com. His mission when creating these sites was to provide online consumers searching for insurance with the most affordable rates available. Not only does he strive to provide consumers with the best prices for insurance coverage, but he also wants those on the market for insurance to ...
Licensed Insurance Agent
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.