Best Pompano Beach, FL Car Insurance in 2024
Car insurance in Pompano Beach, FL averages $509 a month. Pompano Beach, Florida car insurance requirements are 10/20/10, but you might need full coverage insurance if your car is financed. To find cheap Pompano Beach car insurance rates, compare quotes from the top car insurance companies in Pompano Beach, FL.
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Tracey L. Wells
Licensed Insurance Agent & Agency Owner
Tracey L. Wells is a licensed insurance agent and Farmers insurance agency owner with 23 years of experience. He is proud to be a local Farmers agent serving Grayson, Georgia and surrounding areas. With experience as both an underwriter and agent, he provides his customers with insight that others agents may not have. His agency offers all lines of insurance including home, life, auto, RV, busi...
Licensed Insurance Agent & Agency Owner
UPDATED: Oct 24, 2024
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident car insurance decisions. Comparison shopping should be easy. We are not affiliated with any one car insurance company and cannot guarantee quotes from any single company.
Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from top car companies please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.
UPDATED: Oct 24, 2024
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident car insurance decisions. Comparison shopping should be easy. We are not affiliated with any one car insurance company and cannot guarantee quotes from any single company.
Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from top car companies please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.
On This Page
- The cheapest ZIP code in Pompano Beach is 33062
- The cheapest car insurance company in Pompano Beach is USAA
- The cheapest car insurance company in Pompano Beach for teen drivers is Geico
If you need to buy Pompano Beach, Florida car insurance, the options can be confusing. Everything you need to know about car insurance in Pompano Beach, FL is right here.
You’ll find Pompano Beach car insurance rates, the cheapest Pompano Beach, FL car insurance companies, and information on Florida car insurance laws. You can also compare Pompano Beach, Florida car insurance rates to Orlando car insurance rates, Fort Lauderdale car insurance rates, and St. Petersburg car insurance rates.
Ready to find affordable Pompano Beach, FL car insurance today? Enter your ZIP code for fast, free Pompano Beach car insurance quotes.
Cheapest Pompano Beach, FL Car Insurance Rates By Age, Gender, and Marital Status
How do age, gender, and marital status affect Pompano Beach, FL car insurance rates? Every Pompano Beach, Florida car insurance company weighs these factors differently, so check out the comparison rates.
| Insurance Company | Married 35-Year-Old Female | Married 35-Year-Old Male | Married 60-Year-Old Female | Married 60-Year-Old Male | Single 17-Year-Old Female | Single 17-Year-Old Male | Single 25-Year-Old Female | Single 25-Year-Old Male |
|---|---|---|---|---|---|---|---|---|
| Allstate | $6,060 | $5,733 | $5,282 | $5,325 | $20,626 | $22,267 | $5,862 | $5,879 |
| Geico | $3,771 | $3,785 | $3,529 | $3,529 | $6,809 | $8,556 | $4,159 | $4,215 |
| Liberty Mutual | $4,982 | $4,982 | $4,555 | $4,555 | $10,651 | $16,470 | $4,982 | $6,796 |
| Nationwide | $4,163 | $4,102 | $3,700 | $3,833 | $10,094 | $12,431 | $4,588 | $4,768 |
| Progressive | $4,404 | $4,148 | $3,750 | $4,012 | $12,441 | $13,439 | $5,329 | $5,011 |
| State Farm | $3,194 | $3,194 | $2,889 | $2,889 | $8,807 | $11,087 | $3,564 | $3,734 |
| USAA | $2,092 | $2,055 | $1,965 | $1,944 | $7,282 | $8,414 | $2,614 | $2,817 |
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Minimum Car Insurance in Pompano Beach, FL
Every driver must carry the minimum car insurance required by the state in Pompano Beach, FL. Take a look at the Florida car insurance requirements.
| Liability Insurance Required | Minimum Coverage Limits Required |
|---|---|
| Bodily Injury Liability Coverage | $10,000 per person $20,000 per accident |
| Property Damage Liability Coverage | $10,000 minimum |
Cheapest Pompano Beach, FL Car Insurance Rates by Credit Score
Your credit affects car insurance costs in Pompano Beach, FL. If your credit is good, you may be able to get a good credit discount. Compare credit history car insurance rates in Pompano Beach from top companies for good, fair, and poor credit.
| Insurance Company | Poor | Fair | Good |
|---|---|---|---|
| Allstate | $13,587 | $8,492 | $6,809 |
| Geico | $7,024 | $4,215 | $3,143 |
| Liberty Mutual | $9,368 | $6,845 | $5,527 |
| Nationwide | $7,510 | $5,457 | $4,913 |
| Progressive | $8,573 | $6,080 | $5,047 |
| State Farm | $6,791 | $4,395 | $3,573 |
| USAA | $5,922 | $2,909 | $2,112 |
Cheapest Pompano Beach, FL Car Insurance Rates by Driving Record
Your driving record is one of the biggest factors affecting car insurance costs. Car insurance with a bad driving record is typically more expensive. Compare bad driving record car insurance rates in Pompano Beach, FL to rates for a clean record with top companies.
| Group | Clean Record | With 1 Accident | With 1 DUI | With 1 Speeding Violation |
|---|---|---|---|---|
| Allstate | $8,298 | $9,993 | $11,021 | $9,205 |
| Geico | $3,313 | $4,258 | $6,382 | $5,224 |
| Liberty Mutual | $5,181 | $6,774 | $9,899 | $7,132 |
| Nationwide | $5,070 | $5,579 | $7,546 | $5,643 |
| Progressive | $5,142 | $7,693 | $6,464 | $6,968 |
| State Farm | $4,483 | $5,356 | $4,920 | $4,920 |
| USAA | $2,848 | $3,526 | $5,229 | $2,988 |
Cheapest Pompano Beach, FL Car Insurance for Teen Drivers
Teen car insurance in Pompano Beach, FL can be expensive. Take a look at rates from the top car insurance companies in Pompano Beach for teenagers.
| Insurance Company | Single 17-Year-Old Female | Single 17-Year-Old Male |
|---|---|---|
| Allstate | $20,626 | $22,267 |
| Geico | $6,809 | $8,556 |
| Liberty Mutual | $10,651 | $16,470 |
| Nationwide | $10,094 | $12,431 |
| Progressive | $12,441 | $13,439 |
| State Farm | $8,807 | $11,087 |
| USAA | $7,282 | $8,414 |
Cheapest Pompano Beach, FL Car Insurance for Seniors
Take a look at Pompano Beach, FL rates on car insurance for seniors from top companies. Shopping around can make a big difference for senior drivers.
| Insurance Company | Married 60-Year-Old Female | Married 60-Year-Old Male |
|---|---|---|
| Allstate | $5,282 | $5,325 |
| Geico | $3,529 | $3,529 |
| Liberty Mutual | $4,555 | $4,555 |
| Nationwide | $3,700 | $3,833 |
| Progressive | $3,750 | $4,012 |
| State Farm | $2,889 | $2,889 |
| USAA | $1,965 | $1,944 |
Cheapest Pompano Beach, FL Car Insurance Rates After a DUI
A DUI in Pompano Beach, FL increases car insurance rates. Compare Pompano Beach, Florida car insurance after a DUI by the company to find the cheapest option.
| Insurance Company | Annual Car Insurance Rates With a DUI |
|---|---|
| Allstate | $11,021 |
| Geico | $6,382 |
| Liberty Mutual | $9,899 |
| Nationwide | $7,546 |
| Progressive | $6,464 |
| State Farm | $4,920 |
| USAA | $5,229 |
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Cheapest Pompano Beach, FL Car Insurance Rates by Commute Length
How does how far you drive affect car insurance rates in Pompano Beach, FL by commute? Take a look at a comparison of the top companies by commute length.
| Insurance Company | 10 Mile Commute, 6,000 Annual Mileage | 25 Mile Commute, 12,000 Annual Mileage |
|---|---|---|
| Allstate | $9,353 | $9,905 |
| Geico | $4,771 | $4,818 |
| Liberty Mutual | $7,008 | $7,484 |
| Nationwide | $5,960 | $5,960 |
| Progressive | $6,567 | $6,567 |
| State Farm | $4,734 | $5,105 |
| USAA | $3,606 | $3,690 |
Cheapest Pompano Beach, FL Car Insurance Rates by ZIP Code
Pompano Beach car insurance rates vary based on where you live. Check out the difference in car insurance rates by ZIP code in Pompano Beach, FL.
| ZIP Code | Average Annual Rates |
|---|---|
| 33060 | $4,658 |
| 33062 | $4,584 |
| 33069 | $4,703 |
The Best Cheap Car Insurance Companies in Pompano Beach, FL
Take a look at a side-by-side comparison of the top car insurance companies in Pompano Beach, FL to find the best option for your needs.
| Insurance Company | Average Annual Rates |
|---|---|
| Allstate | $9,629 |
| Geico | $4,794 |
| Liberty Mutual | $7,246 |
| Nationwide | $5,960 |
| Progressive | $6,567 |
| State Farm | $4,920 |
| USAA | $3,648 |
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Category Winners: Cheapest Car Insurance in Pompano Beach, Florida
Find the cheapest car insurance companies in Pompano Beach, FL for each category right here.
| Category | Insurance Company |
|---|---|
| Teenagers | Geico |
| Seniors | USAA |
| Clean Record | USAA |
| With 1 Accident | USAA |
| With 1 DUI | State Farm |
| With 1 Speeding Violation | USAA |
Cheapest Pompano Beach, FL Car Insurance Rates by Coverage Level
How much car insurance you need will have an impact on your Pompano Beach car insurance rates. Find the cheapest Pompano Beach, FL car insurance rates by coverage level.
| Insurance Company | Low | Medium | High |
|---|---|---|---|
| Allstate | $7,146 | $10,187 | $11,555 |
| Geico | $3,873 | $4,971 | $5,538 |
| Liberty Mutual | $6,579 | $7,362 | $7,797 |
| Nationwide | $4,642 | $6,207 | $7,031 |
| Progressive | $5,511 | $6,719 | $7,471 |
| State Farm | $4,214 | $5,037 | $5,508 |
| USAA | $3,055 | $3,803 | $4,086 |
What affects car insurance rates in Pompano Beach, Florida?
What are the factors that affect car insurance rates in Pompano Beach, FL? There are several reasons why Pompano Beach car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Pompano Beach, Florida.
Car Theft in Pompano Beach
High levels of vehicle theft can make car insurance more expensive. Pompano Beach, FL car theft statistics from the FBI indicate 578 vehicle thefts a year.
Commute Time in Pompano Beach
The more time you spend in your car the higher the risk of an accident. The average commute length in Pompano Beach, FL is 26.1 minutes according to City-Data.
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Compare Car Insurance Quotes in Pompano Beach, FL
Ready to find affordable Pompano Beach, Florida car insurance today? Enter your ZIP code for fast, free Pompano Beach, FL car insurance quotes.
Frequently Asked Questions
How are car insurance rates determined in Pompano Beach, FL?
Car insurance rates in Pompano Beach, FL are determined based on various factors such as your age, driving history, the type of vehicle you own, your credit score, and the coverage options you choose. Insurance companies also consider the local area’s crime rates, traffic patterns, and accident statistics when calculating rates.
Are car insurance rates higher in Pompano Beach, FL compared to other cities in Florida?
Car insurance rates can vary between cities and regions. While Pompano Beach may have certain factors that can influence rates, such as higher traffic or crime rates, it’s important to compare rates from different insurance providers to get an accurate idea of the cost. Rates can also depend on individual circumstances, so it’s recommended to obtain quotes specific to your situation.
What are some ways to potentially lower car insurance rates in Pompano Beach, FL?
Here are some strategies to potentially lower your car insurance rates in Pompano Beach, FL:
- Maintain a clean driving record without any accidents or traffic violations.
- Consider increasing your deductibles, which can reduce your premium.
- Install safety devices in your vehicle, such as anti-theft systems.
- Bundle your car insurance policy with other types of insurance, like homeowner’s insurance, for potential discounts.
- Ask your insurance provider about any available discounts for safe driving, good student grades, or completing defensive driving courses.
Are there any specific coverage requirements for car insurance in Pompano Beach, FL?
Yes, like in the rest of Florida, Pompano Beach has specific coverage requirements. Drivers must carry a minimum of $10,000 in personal injury protection (PIP) and $10,000 in property damage liability (PDL) coverage. However, it’s advisable to consider higher coverage limits to protect yourself in case of an accident.
What are the pros of car insurance in Pompano Beach, FL?
Pros of car insurance in Pompano Beach, FL include:
- Protection against financial losses due to accidents, theft, or damage.
- Access to medical coverage (PIP) to help cover medical expenses after an accident.
- Legal compliance with Florida’s insurance requirements.
- Peace of mind knowing you’re financially protected on the road.
What are the cons of car insurance in Pompano Beach, FL?
Cons of car insurance in Pompano Beach, FL may include:
- Cost, as rates can vary depending on factors such as age, driving history, and coverage options.
- Limited coverage under the state’s minimum requirements, which may not fully protect against certain accidents or damages.
- Potential increases in premiums if you have a poor driving record or file multiple claims.
- The need to research and compare rates from different insurance providers to find the most suitable and affordable coverage.
Free Car Insurance Comparison
Enter your ZIP code below to view companies that have cheap car insurance rates.
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Tracey L. Wells
Licensed Insurance Agent & Agency Owner
Tracey L. Wells is a licensed insurance agent and Farmers insurance agency owner with 23 years of experience. He is proud to be a local Farmers agent serving Grayson, Georgia and surrounding areas. With experience as both an underwriter and agent, he provides his customers with insight that others agents may not have. His agency offers all lines of insurance including home, life, auto, RV, busi...
Licensed Insurance Agent & Agency Owner
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.