Best Pocatello, ID Car Insurance in 2024
Car insurance in Pocatello, ID averages $242 a month. Pocatello, Idaho car insurance requirements are 25/50/15, but you might need full coverage insurance if your car is financed. To find cheap Pocatello car insurance rates, compare quotes from the top car insurance companies in Pocatello, ID.
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Laura D. Adams
Insurance & Finance Analyst
Laura Adams is one of the nation’s leading finance, insurance, and small business authorities. As an award-winning author, spokesperson, and host of the top-rated Money Girl podcast since 2008, millions of readers and listeners benefit from her practical advice. Her mission is to empower consumers to live healthy and rich lives by planning for the future and making smart money decisions. She rec...
Insurance & Finance Analyst
UPDATED: Oct 24, 2024
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident car insurance decisions. Comparison shopping should be easy. We are not affiliated with any one car insurance company and cannot guarantee quotes from any single company.
Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from top car companies please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.
UPDATED: Oct 24, 2024
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident car insurance decisions. Comparison shopping should be easy. We are not affiliated with any one car insurance company and cannot guarantee quotes from any single company.
Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from top car companies please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.
On This Page
- The cheapest car insurance company in Pocatello is USAA
- Average car insurance rates in Pocatello, ID after a DUI are $3,587/year
- The cheapest car insurance company in Pocatello for teen drivers is USAA
If you need to buy Pocatello, Idaho car insurance, the options can be confusing. Everything you need to know about car insurance in Pocatello, ID is right here.
You’ll find Pocatello car insurance rates, the cheapest Pocatello, ID car insurance companies, and information on Idaho car insurance laws. You can also compare Pocatello, Idaho car insurance rates to Nampa car insurance rates, Meridian car insurance rates, and Twin Falls car insurance rates.
Ready to find affordable Pocatello, ID car insurance today? Enter your ZIP code for fast, free Pocatello car insurance quotes.
Cheapest Pocatello, ID Car Insurance Rates By Age, Gender, and Marital Status
How do age, gender, and marital status affect Pocatello, ID car insurance rates? Every Pocatello, Idaho car insurance company weighs these factors differently, so check out the comparison rates.
| Insurance Company | Married 35-Year-Old Female | Married 35-Year-Old Male | Married 60-Year-Old Female | Married 60-Year-Old Male | Single 17-Year-Old Female | Single 17-Year-Old Male | Single 25-Year-Old Female | Single 25-Year-Old Male |
|---|---|---|---|---|---|---|---|---|
| Allstate | $2,277 | $2,266 | $1,980 | $2,052 | $8,255 | $9,534 | $2,547 | $2,695 |
| American Family | $2,205 | $2,205 | $1,957 | $1,957 | $7,919 | $10,284 | $2,205 | $2,755 |
| Farmers | $1,600 | $1,590 | $1,411 | $1,495 | $7,811 | $8,090 | $1,837 | $1,929 |
| Geico | $2,029 | $2,002 | $1,929 | $1,874 | $4,407 | $5,477 | $2,779 | $2,120 |
| Liberty Mutual | $1,509 | $1,628 | $1,218 | $1,361 | $4,930 | $5,485 | $1,603 | $1,694 |
| Nationwide | $1,838 | $1,882 | $1,659 | $1,761 | $4,504 | $5,546 | $2,150 | $2,316 |
| State Farm | $1,262 | $1,262 | $1,143 | $1,143 | $3,853 | $4,856 | $1,426 | $1,647 |
| Travelers | $1,298 | $1,318 | $1,308 | $1,303 | $6,472 | $10,263 | $1,381 | $1,572 |
| USAA | $1,097 | $1,095 | $1,070 | $1,056 | $3,598 | $4,026 | $1,454 | $1,567 |
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Minimum Car Insurance in Pocatello, ID
Every driver must carry the minimum car insurance in Pocatello, ID. Take a look at the Idaho car insurance requirements.
| Liability Insurance Required | Minimum Coverage Limits Required |
|---|---|
| Bodily Injury Liability Coverage | $25,000 per person $50,000 per accident |
| Property Damage Liability Coverage | $15,000 minimum |
Read more: What are the DUI insurance laws in Idaho?
Cheapest Pocatello, ID Car Insurance Rates by Credit Score
Your credit affects car insurance costs in Pocatello, ID. Compare credit history car insurance rates in Pocatello from top companies for good, fair, and poor credit.
| Insurance Company | Poor | Fair | Good |
|---|---|---|---|
| Allstate | $5,213 | $3,543 | $3,096 |
| American Family | $5,080 | $3,629 | $3,099 |
| Farmers | $3,627 | $3,086 | $2,948 |
| Geico | $3,436 | $2,745 | $2,300 |
| Liberty Mutual | $3,463 | $2,133 | $1,690 |
| Nationwide | $3,232 | $2,606 | $2,284 |
| State Farm | $2,915 | $1,841 | $1,465 |
| Travelers | $3,563 | $3,001 | $2,780 |
| USAA | $2,733 | $1,594 | $1,285 |
Cheapest Pocatello, ID Car Insurance Rates by Driving Record
Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Pocatello, ID to rates for a clean record with top companies.
| Group | Clean Record | With 1 Accident | With 1 DUI | With 1 Speeding Violation |
|---|---|---|---|---|
| Allstate | $3,265 | $4,098 | $4,572 | $3,866 |
| American Family | $3,099 | $4,388 | $4,742 | $3,514 |
| Farmers | $2,807 | $3,559 | $3,344 | $3,172 |
| Geico | $1,744 | $2,773 | $3,864 | $2,928 |
| Liberty Mutual | $2,017 | $2,528 | $2,605 | $2,563 |
| Nationwide | $2,069 | $2,685 | $3,750 | $2,325 |
| State Farm | $1,886 | $2,262 | $2,074 | $2,074 |
| Travelers | $1,921 | $2,737 | $4,737 | $3,063 |
| USAA | $1,342 | $1,914 | $2,599 | $1,627 |
Cheapest Pocatello, ID Car Insurance for Teen Drivers
Teen car insurance in Pocatello, ID can be expensive. Take a look at rates from the top car insurance companies in Pocatello for teenagers.
| Insurance Company | Single 17-Year-Old Female | Single 17-Year-Old Male |
|---|---|---|
| Allstate | $8,255 | $9,534 |
| American Family | $7,919 | $10,284 |
| Farmers | $7,811 | $8,090 |
| Geico | $4,407 | $5,477 |
| Liberty Mutual | $4,930 | $5,485 |
| Nationwide | $4,504 | $5,546 |
| State Farm | $3,853 | $4,856 |
| Travelers | $6,472 | $10,263 |
| USAA | $3,598 | $4,026 |
Cheapest Pocatello, ID Car Insurance for Seniors
Take a look at Pocatello, ID senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.
| Insurance Company | Married 60-Year-Old Female | Married 60-Year-Old Male |
|---|---|---|
| Allstate | $1,980 | $2,052 |
| American Family | $1,957 | $1,957 |
| Farmers | $1,411 | $1,495 |
| Geico | $1,929 | $1,874 |
| Liberty Mutual | $1,218 | $1,361 |
| Nationwide | $1,659 | $1,761 |
| State Farm | $1,143 | $1,143 |
| Travelers | $1,308 | $1,303 |
| USAA | $1,070 | $1,056 |
Cheapest Pocatello, ID Car Insurance Rates After a DUI
A DUI in Pocatello, ID increases car insurance rates. Compare Pocatello, Idaho DUI car insurance by company to find the cheapest option.
| Insurance Company | Annual Car Insurance Rates With a DUI |
|---|---|
| Allstate | $4,572 |
| American Family | $4,742 |
| Farmers | $3,344 |
| Geico | $3,864 |
| Liberty Mutual | $2,605 |
| Nationwide | $3,750 |
| State Farm | $2,074 |
| Travelers | $4,737 |
| USAA | $2,599 |
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Cheapest Pocatello, ID Car Insurance Rates by Commute Length
How does how far you drive affect car insurance rates in Pocatello, ID by commute? Take a look at a comparison of the top companies by commute length.
| Insurance Company | 10 Mile Commute, 6,000 Annual Mileage | 25 Mile Commute, 12,000 Annual Mileage |
|---|---|---|
| Allstate | $3,951 | $3,951 |
| American Family | $3,854 | $4,018 |
| Farmers | $3,220 | $3,220 |
| Geico | $2,779 | $2,876 |
| Liberty Mutual | $2,429 | $2,429 |
| Nationwide | $2,707 | $2,707 |
| State Farm | $2,023 | $2,124 |
| Travelers | $3,115 | $3,115 |
| USAA | $1,848 | $1,893 |
Cheapest Pocatello, ID Car Insurance Rates by ZIP Code
Pocatello car insurance rates vary based on where you live. Check out the difference in car insurance rates by ZIP code in Pocatello, ID.
| ZIP Code | Average Annual Rates |
|---|---|
| 83201 | $2,909 |
| 83202 | $2,903 |
| 83204 | $2,917 |
| 83209 | $2,898 |
The Best Cheap Car Insurance Companies in Pocatello, ID
Take a look at a side-by-side comparison of the top car insurance companies in Pocatello, ID to find the best option for your needs.
| Insurance Company | Average Annual Rates |
|---|---|
| Allstate | $3,951 |
| American Family | $3,936 |
| Farmers | $3,220 |
| Geico | $2,827 |
| Liberty Mutual | $2,429 |
| Nationwide | $2,707 |
| State Farm | $2,074 |
| Travelers | $3,115 |
| USAA | $1,871 |
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Category Winners: Cheapest Car Insurance in Pocatello, Idaho
Find the cheapest car insurance companies in Pocatello, ID for each category right here.
| Category | Insurance Company |
|---|---|
| Teenagers | USAA |
| Seniors | USAA |
| Clean Record | USAA |
| With 1 Accident | USAA |
| With 1 DUI | State Farm |
| With 1 Speeding Violation | USAA |
Cheapest Pocatello, ID Car Insurance Rates by Coverage Level
How much coverage you choose will have an impact on your Pocatello car insurance rates. Find the cheapest Pocatello, ID car insurance rates by coverage level.
| Insurance Company | Low | Medium | High |
|---|---|---|---|
| Allstate | $3,803 | $3,943 | $4,105 |
| American Family | $3,924 | $4,132 | $3,751 |
| Farmers | $3,053 | $3,182 | $3,426 |
| Geico | $2,686 | $2,824 | $2,972 |
| Liberty Mutual | $2,295 | $2,425 | $2,565 |
| Nationwide | $2,664 | $2,845 | $2,613 |
| State Farm | $1,950 | $2,079 | $2,192 |
| Travelers | $3,057 | $3,161 | $3,126 |
| USAA | $1,816 | $1,868 | $1,928 |
What affects car insurance rates in Pocatello, Idaho?
What factors can have an impact on Pocatello, ID car insurance? There are several reasons why Pocatello car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Pocatello, Idaho.
Car Theft in Pocatello
High levels of vehicle theft can make car insurance more expensive. Pocatello, ID car theft statistics from the FBI indicate 129 vehicle thefts a year.
Commute Time in Pocatello
The more time you spend in your car the higher the risk of an accident. The average commute length in Pocatello, ID is 16.4 minutes according to City-Data.
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Compare Car Insurance Quotes in Pocatello, ID
Ready to find affordable Pocatello, Idaho car insurance today? Enter your ZIP code for fast, free Pocatello, ID car insurance quotes.
Frequently Asked Questions
What factors influence car insurance rates in Pocatello, ID?
Several factors can affect car insurance rates in Pocatello, ID. These include your age, driving record, type of vehicle, coverage limits, deductible amount, credit score, and the level of insurance competition in the area.
How can I find the best car insurance rates in Pocatello, ID?
To find the best car insurance rates in Pocatello, ID, you can follow these steps:
- Shop around and obtain quotes from multiple insurance companies.
- Compare the coverage options, deductibles, and limits offered by each insurer.
- Consider any discounts available for safe driving, bundling policies, or maintaining good grades.
- Review customer reviews and ratings to gauge the insurer’s reputation and customer service.
- Choose the policy that offers adequate coverage at the most competitive price.
Are car insurance rates higher in Pocatello, ID compared to other areas?
Car insurance rates can vary based on location. While Pocatello, ID may have its unique factors, such as population density and local accident rates, it is essential to compare rates across different areas to determine if they are higher or lower. Contact insurance providers or use online comparison tools to get accurate rate comparisons.
What are the pros of car insurance in Pocatello, ID?
Pros of car insurance in Pocatello, ID may include:
- Availability of different coverage options to suit individual needs.
- Access to local insurance agents who can provide personalized assistance.
- Potential for discounts based on regional factors or local affiliations.
- Coverage for damage caused by natural disasters or other local risks.
What are the cons of car insurance in Pocatello, ID?
Cons of car insurance in Pocatello, ID may include:
- Rates can be affected by regional factors like weather, accident rates, and repair costs.
- Limited number of insurance providers operating in the area, leading to potentially higher rates due to less competition.
- Premiums may increase if the region experiences a rise in claims or accidents.
- Limited coverage options for specific circumstances or vehicles.
Free Car Insurance Comparison
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Laura D. Adams
Insurance & Finance Analyst
Laura Adams is one of the nation’s leading finance, insurance, and small business authorities. As an award-winning author, spokesperson, and host of the top-rated Money Girl podcast since 2008, millions of readers and listeners benefit from her practical advice. Her mission is to empower consumers to live healthy and rich lives by planning for the future and making smart money decisions. She rec...
Insurance & Finance Analyst
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.