Best Pickens, SC Car Insurance in 2024
Car insurance in Pickens, SC averages $285 a month. Pickens, South Carolina car insurance requirements are 25/50/25, but you might need full coverage insurance if your car is financed. To find cheap Pickens car insurance rates, compare quotes from the top car insurance companies in Pickens, SC.
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Daniel Walker
Licensed Insurance Agent
Daniel Walker graduated with a BS in Administrative Management in 2005 and has run his family’s insurance agency, FCI Agency, for over 15 years (BBB A+). He is licensed as an insurance agent to write property and casualty insurance, including home, life, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. To ensure our content is accura...
Licensed Insurance Agent
UPDATED: Oct 24, 2024
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident car insurance decisions. Comparison shopping should be easy. We are not affiliated with any one car insurance company and cannot guarantee quotes from any single company.
Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from top car companies please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.
UPDATED: Oct 24, 2024
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident car insurance decisions. Comparison shopping should be easy. We are not affiliated with any one car insurance company and cannot guarantee quotes from any single company.
Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from top car companies please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.
On This Page
- The cheapest car insurance company in Pickens for teen drivers is Geico
- Average car insurance rates in Pickens, SC are $3,418/year
- The cheapest car insurance company in Pickens is Geico
If you need to buy Pickens, South Carolina car insurance, the options can be confusing. Everything you need to know about car insurance in Pickens, SC is right here.
You’ll find Pickens car insurance rates, the cheapest Pickens, SC car insurance companies, and information on South Carolina car insurance laws. You can also compare Pickens, South Carolina car insurance rates to Mount Pleasant car insurance rates, Rock Hill car insurance rates, and Columbia car insurance rates.
Ready to find affordable Pickens, SC car insurance today? Enter your ZIP code for fast, free Pickens car insurance quotes.
Cheapest Pickens, SC Car Insurance Rates By Age, Gender, and Marital Status
How do age, gender, and marital status affect Pickens, SC car insurance rates? Every Pickens, South Carolina car insurance company weighs these factors differently, so check out the comparison rates.
| Insurance Company | Married 35-Year-Old Female | Married 35-Year-Old Male | Married 60-Year-Old Female | Married 60-Year-Old Male | Single 17-Year-Old Female | Single 17-Year-Old Male | Single 25-Year-Old Female | Single 25-Year-Old Male |
|---|---|---|---|---|---|---|---|---|
| Allstate | $2,310 | $2,310 | $2,214 | $2,214 | $6,149 | $7,887 | $2,572 | $2,799 |
| Farmers | $2,816 | $2,817 | $2,693 | $2,916 | $7,538 | $8,364 | $3,072 | $3,098 |
| Geico | $1,927 | $1,927 | $1,756 | $1,756 | $4,945 | $5,040 | $2,268 | $2,339 |
| Nationwide | $2,195 | $2,218 | $1,987 | $2,052 | $5,383 | $6,874 | $2,486 | $2,691 |
| Progressive | $2,190 | $2,020 | $1,890 | $1,975 | $9,320 | $10,277 | $2,528 | $2,640 |
| State Farm | $1,855 | $1,855 | $1,688 | $1,688 | $5,445 | $6,823 | $2,084 | $2,354 |
| USAA | $1,679 | $1,682 | $1,544 | $1,541 | $6,784 | $7,429 | $2,206 | $2,319 |
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Minimum Car Insurance in Pickens, SC
Every driver must carry the minimum car insurance required by the state in Pickens, SC. Take a look at the South Carolina car insurance requirements.
| Liability Insurance Required | Minimum Coverage Limits Required |
|---|---|
| Bodily Injury Liability Coverage | $25,000 per person $50,000 per accident |
| Property Damage Liability Coverage | $25,000 minimum |
Cheapest Pickens, SC Car Insurance Rates by Credit Score
Your credit affects car insurance costs in Pickens, SC. If your credit is good, you may be able to get a good credit discount. Compare credit history car insurance rates in Pickens from top companies for good, fair, and poor credit.
| Insurance Company | Poor | Fair | Good |
|---|---|---|---|
| Allstate | $4,441 | $3,385 | $2,845 |
| Farmers | $4,743 | $4,050 | $3,700 |
| Geico | $4,186 | $2,252 | $1,797 |
| Nationwide | $3,833 | $3,127 | $2,748 |
| Progressive | $4,556 | $4,009 | $3,750 |
| State Farm | $4,264 | $2,606 | $2,051 |
| USAA | $4,921 | $2,411 | $2,112 |
Cheapest Pickens, SC Car Insurance Rates by Driving Record
Your driving record is one of the biggest factors affecting car insurance costs. Car insurance with a bad driving record is typically more expensive. Compare bad driving record car insurance rates in Pickens, SC to rates for a clean record with top companies.
| Group | Clean Record | With 1 Accident | With 1 DUI | With 1 Speeding Violation |
|---|---|---|---|---|
| Allstate | $2,656 | $4,247 | $3,780 | $3,544 |
| Farmers | $3,471 | $4,841 | $4,007 | $4,338 |
| Geico | $2,108 | $2,708 | $4,055 | $2,108 |
| Nationwide | $2,603 | $3,325 | $4,164 | $2,852 |
| Progressive | $3,367 | $4,908 | $4,086 | $4,059 |
| State Farm | $2,692 | $3,319 | $2,943 | $2,943 |
| USAA | $2,483 | $3,064 | $4,264 | $2,781 |
Cheapest Pickens, SC Car Insurance for Teen Drivers
Teen car insurance in Pickens, SC can be expensive. Take a look at rates from the top car insurance companies in Pickens for teenagers.
| Insurance Company | Single 17-Year-Old Female | Single 17-Year-Old Male |
|---|---|---|
| Allstate | $6,149 | $7,887 |
| Farmers | $7,538 | $8,364 |
| Geico | $4,945 | $5,040 |
| Nationwide | $5,383 | $6,874 |
| Progressive | $9,320 | $10,277 |
| State Farm | $5,445 | $6,823 |
| USAA | $6,784 | $7,429 |
Cheapest Pickens, SC Car Insurance for Seniors
Take a look at Pickens, SC rates on car insurance for seniors from top companies. Shopping around can make a big difference for senior drivers.
| Insurance Company | Married 60-Year-Old Female | Married 60-Year-Old Male |
|---|---|---|
| Allstate | $2,214 | $2,214 |
| Farmers | $2,693 | $2,916 |
| Geico | $1,756 | $1,756 |
| Nationwide | $1,987 | $2,052 |
| Progressive | $1,890 | $1,975 |
| State Farm | $1,688 | $1,688 |
| USAA | $1,544 | $1,541 |
Cheapest Pickens, SC Car Insurance Rates After a DUI
A DUI in Pickens, SC increases car insurance rates. Compare Pickens, South Carolina car insurance after a DUI by company to find the cheapest option.
| Insurance Company | Annual Car Insurance Rates With a DUI |
|---|---|
| Allstate | $3,780 |
| Farmers | $4,007 |
| Geico | $4,055 |
| Nationwide | $4,164 |
| Progressive | $4,086 |
| State Farm | $2,943 |
| USAA | $4,264 |
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Cheapest Pickens, SC Car Insurance Rates by Commute Length
How does how far you drive affect car insurance rates in Pickens, SC by commute? Take a look at a comparison of the top companies by commute length.
| Insurance Company | 10 Mile Commute, 6,000 Annual Mileage | 25 Mile Commute, 12,000 Annual Mileage |
|---|---|---|
| Allstate | $3,484 | $3,630 |
| Farmers | $4,164 | $4,164 |
| Geico | $2,727 | $2,763 |
| Nationwide | $3,236 | $3,236 |
| Progressive | $4,105 | $4,105 |
| State Farm | $2,901 | $3,047 |
| USAA | $3,115 | $3,181 |
The Best Cheap Car Insurance Companies in Pickens, SC
Take a look at a side-by-side comparison of the top car insurance companies in Pickens, SC to find the best option for your needs.
| Insurance Company | Average Annual Rates |
|---|---|
| Allstate | $3,557 |
| Farmers | $4,164 |
| Geico | $2,745 |
| Nationwide | $3,236 |
| Progressive | $4,105 |
| State Farm | $2,974 |
| USAA | $3,148 |
Category Winners: Cheapest Car Insurance in Pickens, South Carolina
Find the cheapest car insurance companies in Pickens, SC for each category right here.
| Category | Insurance Company |
|---|---|
| Teenagers | Geico |
| Seniors | USAA |
| Clean Record | Geico |
| With 1 Accident | Geico |
| With 1 DUI | State Farm |
| With 1 Speeding Violation | Geico |
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Cheapest Pickens, SC Car Insurance Rates by Coverage Level
How much car insurance you need will have an impact on your Pickens car insurance rates. Find the cheapest Pickens, SC car insurance rates by coverage level.
| Insurance Company | Low | Medium | High |
|---|---|---|---|
| Allstate | $3,364 | $3,542 | $3,765 |
| Farmers | $3,745 | $4,168 | $4,580 |
| Geico | $2,576 | $2,722 | $2,937 |
| Nationwide | $3,195 | $3,237 | $3,276 |
| Progressive | $3,828 | $4,060 | $4,428 |
| State Farm | $2,752 | $2,973 | $3,197 |
| USAA | $2,987 | $3,144 | $3,313 |
What affects car insurance rates in Pickens, South Carolina?
What are the factors that affect car insurance rates in Pickens, SC? There are several reasons why Pickens car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Pickens, South Carolina.
Commute Time in Pickens
The more time you spend in your car the higher the risk of an accident. The average commute length in Pickens, SC is 35.7 minutes according to City-Data.
Compare Car Insurance Quotes in Pickens, SC
Ready to find affordable Pickens, South Carolina car insurance today? Enter your ZIP code for fast, free Pickens, SC car insurance quotes.
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Frequently Asked Questions
What factors affect car insurance rates in Pickens, SC?
Car insurance rates in Pickens, SC can be influenced by several factors, including:
- Age and driving experience: Younger drivers or those with less experience may face higher rates.
- Vehicle type: The make, model, and year of your car can impact insurance costs.
- Driving record: A clean driving history with no accidents or traffic violations generally leads to lower rates.
- Credit history: In some states, including South Carolina, credit history can affect insurance rates.
- Coverage and deductibles: The amount of coverage you choose and your deductible can affect your premium.
How can I find the best car insurance rates in Pickens, SC?
To find the best car insurance rates in Pickens, SC, consider the following steps:
- Shop around: Obtain quotes from multiple insurance providers to compare rates.
- Bundle policies: If you have other insurance policies, such as homeowners or renters insurance, consider bundling them with your car insurance to potentially qualify for a multi-policy discount.
- Maintain a good driving record: Safe driving habits and a clean record can lead to lower rates.
- Improve credit score: If your credit score is affecting your rates, work on improving it over time.
- Consider discounts: Ask insurance providers about available discounts, such as safe driver discounts, good student discounts, or discounts for anti-theft devices in your vehicle.
Are there any local factors specific to Pickens, SC, that can affect car insurance rates?
While car insurance rates are typically influenced by statewide and nationwide factors, some local factors specific to Pickens, SC, can impact rates. These may include:
- Traffic congestion: If Pickens experiences higher levels of traffic congestion, insurance providers may factor this into their rates.
- Theft and vandalism rates: If the area has a higher incidence of car theft or vandalism, insurance rates may be higher.
- Inclement weather: If Pickens, SC, is prone to severe weather conditions such as hurricanes or hailstorms, insurance rates could be affected.
- Local regulations: Any unique local regulations or laws regarding car insurance coverage may have an impact on rates.
Can my credit score affect my car insurance rates in Pickens, SC?
Yes, in South Carolina, including Pickens, SC, insurance companies may consider your credit history when determining your car insurance rates. Your credit score can be seen as an indicator of your financial responsibility and is used as a factor in assessing your level of risk as a policyholder. Generally, individuals with good credit scores may be eligible for lower insurance premiums, while those with poor credit scores may face higher rates. It’s essential to maintain good credit to potentially secure more favorable car insurance rates.
Are there any specific discounts available for car insurance in Pickens, SC?
Insurance companies in Pickens, SC, may offer various discounts to help lower your car insurance rates. Some common discounts you can inquire about include:
- Safe driver discount: If you have a clean driving record without any accidents or violations, you may be eligible for a safe driver discount.
- Multi-policy discount: Bundling your car insurance with other policies, such as homeowners or renters insurance, with the same provider can often lead to a discount on all policies.
- Good student discount: If you’re a student with good grades, you may qualify for a discount on your car insurance.
- Anti-theft device discount: Installing anti-theft devices in your vehicle, such as an alarm system or a tracking device, could make you eligible for a discount.
- Defensive driving course discount: Completing a defensive driving course can sometimes result in a discount on your car insurance premiums.
Free Car Insurance Comparison
Enter your ZIP code below to view companies that have cheap car insurance rates.
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Daniel Walker
Licensed Insurance Agent
Daniel Walker graduated with a BS in Administrative Management in 2005 and has run his family’s insurance agency, FCI Agency, for over 15 years (BBB A+). He is licensed as an insurance agent to write property and casualty insurance, including home, life, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. To ensure our content is accura...
Licensed Insurance Agent
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.