Best Peyton, CO Car Insurance in 2024
Car insurance in Peyton, CO averages $335 a month. Peyton, Colorado car insurance requirements are 25/50/15, but you might need full coverage insurance if your car is financed. To find cheap Peyton car insurance rates, compare quotes from the top car insurance companies in Peyton, CO.
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Joel Ohman
Certified Financial Planner
Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Joel...
Certified Financial Planner
UPDATED: Oct 24, 2024
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident car insurance decisions. Comparison shopping should be easy. We are not affiliated with any one car insurance company and cannot guarantee quotes from any single company.
Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from top car companies please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.
UPDATED: Oct 24, 2024
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident car insurance decisions. Comparison shopping should be easy. We are not affiliated with any one car insurance company and cannot guarantee quotes from any single company.
Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from top car companies please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.
On This Page
- The cheapest car insurance company in Peyton for teen drivers is Liberty Mutual
- Average car insurance rates in Peyton, CO after a DUI are $4,778/year
- The cheapest car insurance company in Peyton is Liberty Mutual
If you need to buy Peyton, Colorado car insurance, the options can be confusing. Everything you need to know about car insurance in Peyton, CO is right here.
You’ll find Peyton car insurance rates, the cheapest Peyton, CO car insurance companies, and information on Colorado car insurance laws. You can also compare Peyton, Colorado car insurance rates to Pueblo car insurance rates, Denver car insurance rates, and Fort Collins car insurance rates.
Ready to find affordable Peyton, CO car insurance today? Enter your ZIP code for fast, free Peyton car insurance quotes.
Cheapest Peyton, CO Car Insurance Rates By Age, Gender, and Marital Status
How do age, gender, and marital status affect Peyton, CO car insurance rates? Every Peyton, Colorado car insurance company weighs these factors differently, so check out the comparison rates.
| Insurance Company | Married 35-Year-Old Female | Married 35-Year-Old Male | Married 60-Year-Old Female | Married 60-Year-Old Male | Single 17-Year-Old Female | Single 17-Year-Old Male | Single 25-Year-Old Female | Single 25-Year-Old Male |
|---|---|---|---|---|---|---|---|---|
| Allstate | $3,245 | $3,036 | $2,939 | $2,967 | $11,262 | $11,830 | $3,548 | $3,556 |
| American Family | $2,549 | $2,549 | $2,298 | $2,298 | $6,180 | $8,302 | $2,549 | $3,119 |
| Farmers | $3,360 | $3,327 | $3,053 | $3,302 | $12,472 | $12,489 | $3,676 | $3,700 |
| Geico | $2,093 | $2,294 | $2,240 | $2,564 | $6,597 | $6,956 | $1,911 | $1,933 |
| Liberty Mutual | $1,893 | $1,835 | $1,612 | $1,777 | $5,886 | $6,419 | $1,910 | $1,919 |
| Nationwide | $2,598 | $2,645 | $2,324 | $2,457 | $6,567 | $8,408 | $2,989 | $3,230 |
| Progressive | $2,601 | $2,434 | $2,271 | $2,264 | $8,852 | $9,885 | $2,929 | $2,845 |
| State Farm | $2,218 | $2,218 | $2,009 | $2,009 | $6,470 | $8,183 | $2,485 | $2,935 |
| USAA | $2,335 | $2,334 | $2,223 | $2,232 | $5,846 | $6,701 | $3,008 | $3,278 |
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Minimum Car Insurance in Peyton, CO
Every driver must carry the minimum car insurance in Peyton, CO. Take a look at the Colorado car insurance requirements.
| Liability Insurance Required | Minimum Coverage Limits Required |
|---|---|
| Bodily Injury Liability Coverage | $25,000 per person $50,000 per accident |
| Property Damage Liability Coverage | $15,000 minimum |
Cheapest Peyton, CO Car Insurance Rates by Credit Score
Your credit affects car insurance costs in Peyton, CO. Compare credit history car insurance rates in Peyton from top companies for good, fair, and poor credit.
| Insurance Company | Poor | Fair | Good |
|---|---|---|---|
| Allstate | $6,766 | $5,203 | $3,924 |
| American Family | $4,844 | $3,451 | $2,897 |
| Farmers | $6,614 | $5,336 | $5,068 |
| Geico | $3,998 | $3,323 | $2,648 |
| Liberty Mutual | $4,143 | $2,548 | $2,027 |
| Nationwide | $4,719 | $3,734 | $3,253 |
| Progressive | $4,851 | $4,136 | $3,793 |
| State Farm | $4,943 | $3,184 | $2,571 |
| USAA | $5,176 | $2,947 | $2,361 |
Cheapest Peyton, CO Car Insurance Rates by Driving Record
Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Peyton, CO to rates for a clean record with top companies.
| Group | Clean Record | With 1 Accident | With 1 DUI | With 1 Speeding Violation |
|---|---|---|---|---|
| Allstate | $4,516 | $5,198 | $6,359 | $5,118 |
| American Family | $2,759 | $3,913 | $5,121 | $3,129 |
| Farmers | $4,791 | $6,156 | $6,077 | $5,666 |
| Geico | $2,333 | $3,652 | $4,261 | $3,047 |
| Liberty Mutual | $2,551 | $2,986 | $3,087 | $3,000 |
| Nationwide | $2,998 | $4,102 | $5,208 | $3,301 |
| Progressive | $3,684 | $5,170 | $3,888 | $4,299 |
| State Farm | $3,273 | $3,859 | $3,566 | $3,566 |
| USAA | $2,552 | $3,112 | $5,434 | $2,879 |
Cheapest Peyton, CO Car Insurance for Teen Drivers
Teen car insurance in Peyton, CO can be expensive. Take a look at rates from the top car insurance companies in Peyton for teenagers.
| Insurance Company | Single 17-Year-Old Female | Single 17-Year-Old Male |
|---|---|---|
| Allstate | $11,262 | $11,830 |
| American Family | $6,180 | $8,302 |
| Farmers | $12,472 | $12,489 |
| Geico | $6,597 | $6,956 |
| Liberty Mutual | $5,886 | $6,419 |
| Nationwide | $6,567 | $8,408 |
| Progressive | $8,852 | $9,885 |
| State Farm | $6,470 | $8,183 |
| USAA | $5,846 | $6,701 |
Cheapest Peyton, CO Car Insurance for Seniors
Take a look at Peyton, CO senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.
| Insurance Company | Married 60-Year-Old Female | Married 60-Year-Old Male |
|---|---|---|
| Allstate | $2,939 | $2,967 |
| American Family | $2,298 | $2,298 |
| Farmers | $3,053 | $3,302 |
| Geico | $2,240 | $2,564 |
| Liberty Mutual | $1,612 | $1,777 |
| Nationwide | $2,324 | $2,457 |
| Progressive | $2,271 | $2,264 |
| State Farm | $2,009 | $2,009 |
| USAA | $2,223 | $2,232 |
Cheapest Peyton, CO Car Insurance Rates After a DUI
A DUI in Peyton, CO increases car insurance rates. Compare Peyton, Colorado DUI car insurance by company to find the cheapest option.
| Insurance Company | Annual Car Insurance Rates With a DUI |
|---|---|
| Allstate | $6,359 |
| American Family | $5,121 |
| Farmers | $6,077 |
| Geico | $4,261 |
| Liberty Mutual | $3,087 |
| Nationwide | $5,208 |
| Progressive | $3,888 |
| State Farm | $3,566 |
| USAA | $5,434 |
Read More: Compare Best Car Insurance Companies That Accept DUI
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Cheapest Peyton, CO Car Insurance Rates by Commute Length
How does how far you drive affect car insurance rates in Peyton, CO by commute? Take a look at a comparison of the top companies by commute length.
| Insurance Company | 10 Mile Commute, 6,000 Annual Mileage | 25 Mile Commute, 12,000 Annual Mileage |
|---|---|---|
| Allstate | $5,298 | $5,298 |
| American Family | $3,650 | $3,811 |
| Farmers | $5,672 | $5,672 |
| Geico | $3,252 | $3,394 |
| Liberty Mutual | $2,906 | $2,906 |
| Nationwide | $3,902 | $3,902 |
| Progressive | $4,260 | $4,260 |
| State Farm | $3,476 | $3,655 |
| USAA | $3,395 | $3,594 |
The Best Cheap Car Insurance Companies in Peyton, CO
Take a look at a side-by-side comparison of the top car insurance companies in Peyton, CO to find the best option for your needs.
| Insurance Company | Average Annual Rates |
|---|---|
| Allstate | $5,298 |
| American Family | $3,730 |
| Farmers | $5,672 |
| Geico | $3,323 |
| Liberty Mutual | $2,906 |
| Nationwide | $3,902 |
| Progressive | $4,260 |
| State Farm | $3,566 |
| USAA | $3,495 |
Category Winners: Cheapest Car Insurance in Peyton, Colorado
Find the cheapest car insurance companies in Peyton, CO for each category right here.
| Category | Insurance Company |
|---|---|
| Teenagers | Liberty Mutual |
| Seniors | Liberty Mutual |
| Clean Record | Geico |
| With 1 Accident | Liberty Mutual |
| With 1 DUI | Liberty Mutual |
| With 1 Speeding Violation | USAA |
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Cheapest Peyton, CO Car Insurance Rates by Coverage Level
How much coverage you choose will have an impact on your Peyton car insurance rates. Find the cheapest Peyton, CO car insurance rates by coverage level.
| Insurance Company | Low | Medium | High |
|---|---|---|---|
| Allstate | $4,963 | $5,276 | $5,655 |
| American Family | $3,526 | $3,808 | $3,858 |
| Farmers | $4,948 | $5,588 | $6,480 |
| Geico | $2,940 | $3,250 | $3,780 |
| Liberty Mutual | $2,728 | $2,896 | $3,094 |
| Nationwide | $3,893 | $3,904 | $3,909 |
| Progressive | $3,907 | $4,274 | $4,599 |
| State Farm | $3,295 | $3,567 | $3,835 |
| USAA | $3,341 | $3,495 | $3,648 |
Compare Car Insurance Quotes in Peyton, CO
Ready to find affordable Peyton, Colorado car insurance today? Enter your ZIP code for fast, free Peyton, CO car insurance quotes.
Frequently Asked Questions
What factors affect car insurance rates in Peyton, CO?
Several factors can influence car insurance rates in Peyton, CO, including:
- Driving record: Drivers with a clean record typically pay lower premiums compared to those with accidents or traffic violations.
- Vehicle make and model: The type of car you drive, its age, and its safety features can impact your insurance rates.
- Coverage and deductibles: The level of coverage you choose for liability, comprehensive, and collision insurance, as well as the deductibles you select, can affect your premiums.
- Age and gender: Younger drivers and male drivers often have higher insurance rates due to statistical risk factors.
- Credit history: In some cases, insurance companies may consider your credit history when determining rates.
- Location: Factors such as the local crime rate, population density, and frequency of accidents in your area can influence insurance rates.
What types of car insurance coverage are available in Peyton, CO?
Car insurance coverage options available in Peyton, CO, typically include:
- Liability coverage: Pays for injuries and property damage you cause to others in an accident.
- Collision coverage: Covers repairs or replacement of your vehicle if it’s damaged in a collision.
- Comprehensive coverage: Protects against non-collision incidents like theft, vandalism, or natural disasters.
- Personal injury protection (PIP): Covers medical expenses and other related costs for you and your passengers after an accident, regardless of fault.
- Uninsured/underinsured motorist coverage: Provides coverage if you’re involved in an accident with a driver who doesn’t have insurance or doesn’t have enough coverage.
- Medical payments coverage: Helps cover medical expenses for you and your passengers, regardless of fault.
How can I find affordable car insurance in Peyton, CO?
To find affordable car insurance in Peyton, CO, consider the following tips:
- Shop around and compare quotes from multiple insurance providers.
- Take advantage of available discounts, such as safe driver discounts, multi-policy discounts, or discounts for certain safety features in your vehicle.
- Maintain a clean driving record and avoid accidents or traffic violations.
- Consider higher deductibles if you can afford to pay more out of pocket in the event of a claim.
Are there any specific car insurance requirements in Peyton, CO?
In Peyton, CO, as in other parts of Colorado, drivers are required to carry certain minimum car insurance coverage. The state’s minimum liability coverage limits are:
- $25,000 for bodily injury or death per person.
- $50,000 for bodily injury or death per accident.
- $15,000 for property damage per accident.
Can I get car insurance coverage for high-risk drivers in Peyton, CO?
Yes, some insurance companies specialize in providing coverage for high-risk drivers in Peyton, CO. These insurers may offer options such as non-standard or high-risk auto insurance policies. It’s important to compare quotes from different providers to find the best coverage and rates for your specific situation.
Free Car Insurance Comparison
Enter your ZIP code below to view companies that have cheap car insurance rates.
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Joel Ohman
Certified Financial Planner
Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Joel...
Certified Financial Planner
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.