Best Omro, WI Car Insurance in 2024
Car insurance in Omro, WI averages $223 a month. Omro, Wisconsin car insurance requirements are 25/50/10, but you might need full coverage insurance if your car is financed. To find cheap Omro car insurance rates, compare quotes from the top car insurance companies in Omro, WI.
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Tracey L. Wells
Licensed Insurance Agent & Agency Owner
Tracey L. Wells is a licensed insurance agent and Farmers insurance agency owner with 23 years of experience. He is proud to be a local Farmers agent serving Grayson, Georgia and surrounding areas. With experience as both an underwriter and agent, he provides his customers with insight that others agents may not have. His agency offers all lines of insurance including home, life, auto, RV, busi...
Licensed Insurance Agent & Agency Owner
UPDATED: Oct 24, 2024
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident car insurance decisions. Comparison shopping should be easy. We are not affiliated with any one car insurance company and cannot guarantee quotes from any single company.
Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from top car companies please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.
UPDATED: Oct 24, 2024
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident car insurance decisions. Comparison shopping should be easy. We are not affiliated with any one car insurance company and cannot guarantee quotes from any single company.
Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from top car companies please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.
On This Page
- The cheapest car insurance company in Omro for teen drivers is American Family
- Average car insurance rates in Omro, WI are $2,672/year
- Average car insurance rates in Omro, WI after a DUI are $2,962/year
If you need to buy Omro, Wisconsin car insurance, the options can be confusing. Everything you need to know about car insurance in Omro, WI is right here.
You’ll find Omro car insurance rates, the cheapest Omro, WI car insurance companies, and information on Wisconsin car insurance laws. You can also compare Omro, Wisconsin car insurance rates to Milwaukee car insurance rates, Oshkosh car insurance rates, and Kenosha car insurance rates.
Ready to find affordable Omro, WI car insurance today? Enter your ZIP code for fast, free Omro car insurance quotes.
Cheapest Omro, WI Car Insurance Rates By Age, Gender, and Marital Status
How do age, gender, and marital status affect Omro, WI car insurance rates? Every Omro, Wisconsin car insurance company weighs these factors differently, so check out the comparison rates.
| Insurance Company | Married 35-Year-Old Female | Married 35-Year-Old Male | Married 60-Year-Old Female | Married 60-Year-Old Male | Single 17-Year-Old Female | Single 17-Year-Old Male | Single 25-Year-Old Female | Single 25-Year-Old Male |
|---|---|---|---|---|---|---|---|---|
| Allstate | $2,243 | $2,356 | $2,086 | $2,308 | $7,568 | $9,767 | $2,257 | $2,438 |
| American Family | $873 | $910 | $835 | $839 | $2,660 | $2,918 | $1,031 | $1,094 |
| Farmers | $1,690 | $1,688 | $1,497 | $1,590 | $8,130 | $8,413 | $1,918 | $2,002 |
| Geico | $1,272 | $1,412 | $1,322 | $1,524 | $4,261 | $4,599 | $1,175 | $1,215 |
| Liberty Mutual | $1,599 | $1,746 | $1,293 | $1,472 | $5,452 | $6,122 | $1,697 | $1,836 |
| Nationwide | $2,917 | $3,061 | $2,442 | $2,565 | $6,243 | $9,641 | $3,573 | $4,181 |
| Progressive | $1,471 | $1,394 | $1,207 | $1,261 | $5,704 | $6,423 | $1,762 | $1,908 |
| State Farm | $1,212 | $1,212 | $1,089 | $1,089 | $3,616 | $4,556 | $1,370 | $1,569 |
| USAA | $1,140 | $1,131 | $1,044 | $1,053 | $2,966 | $3,410 | $1,467 | $1,599 |
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Minimum Car Insurance in Omro, WI
Every driver must carry the minimum car insurance in Omro, WI. Take a look at the Wisconsin car insurance requirements.
| Liability Insurance Required | Minimum Coverage Limits Required |
|---|---|
| Bodily Injury Liability Coverage | $25,000 per person $50,000 per accident |
| Property Damage Liability Coverage | $10,000 minimum |
Cheapest Omro, WI Car Insurance Rates by Credit Score
Your credit affects car insurance costs in Omro, WI. Compare credit history car insurance rates in Omro from top companies for good, fair, and poor credit.
| Insurance Company | Poor | Fair | Good |
|---|---|---|---|
| Allstate | $5,092 | $3,498 | $3,043 |
| American Family | $1,872 | $1,229 | $1,084 |
| Farmers | $3,802 | $3,219 | $3,077 |
| Geico | $2,753 | $1,963 | $1,577 |
| Liberty Mutual | $3,823 | $2,312 | $1,822 |
| Nationwide | $4,865 | $4,060 | $4,060 |
| Progressive | $2,996 | $2,552 | $2,376 |
| State Farm | $2,929 | $1,682 | $1,281 |
| USAA | $2,629 | $1,413 | $1,136 |
Cheapest Omro, WI Car Insurance Rates by Driving Record
Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Omro, WI to rates for a clean record with top companies.
| Group | Clean Record | With 1 Accident | With 1 DUI | With 1 Speeding Violation |
|---|---|---|---|---|
| Allstate | $3,158 | $4,354 | $4,078 | $3,921 |
| American Family | $1,336 | $1,415 | $1,415 | $1,415 |
| Farmers | $2,931 | $3,708 | $3,509 | $3,315 |
| Geico | $1,450 | $2,353 | $2,702 | $1,885 |
| Liberty Mutual | $2,028 | $2,885 | $2,989 | $2,706 |
| Nationwide | $3,660 | $4,233 | $5,186 | $4,233 |
| Progressive | $2,417 | $2,934 | $2,511 | $2,703 |
| State Farm | $1,796 | $2,132 | $1,964 | $1,964 |
| USAA | $1,350 | $1,707 | $2,305 | $1,542 |
Cheapest Omro, WI Car Insurance for Teen Drivers
Teen car insurance in Omro, WI can be expensive. Take a look at rates from the top car insurance companies in Omro for teenagers.
| Insurance Company | Single 17-Year-Old Female | Single 17-Year-Old Male |
|---|---|---|
| Allstate | $7,568 | $9,767 |
| American Family | $2,660 | $2,918 |
| Farmers | $8,130 | $8,413 |
| Geico | $4,261 | $4,599 |
| Liberty Mutual | $5,452 | $6,122 |
| Nationwide | $6,243 | $9,641 |
| Progressive | $5,704 | $6,423 |
| State Farm | $3,616 | $4,556 |
| USAA | $2,966 | $3,410 |
Cheapest Omro, WI Car Insurance for Seniors
Take a look at Omro, WI senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.
| Insurance Company | Married 60-Year-Old Female | Married 60-Year-Old Male |
|---|---|---|
| Allstate | $2,086 | $2,308 |
| American Family | $835 | $839 |
| Farmers | $1,497 | $1,590 |
| Geico | $1,322 | $1,524 |
| Liberty Mutual | $1,293 | $1,472 |
| Nationwide | $2,442 | $2,565 |
| Progressive | $1,207 | $1,261 |
| State Farm | $1,089 | $1,089 |
| USAA | $1,044 | $1,053 |
Cheapest Omro, WI Car Insurance Rates After a DUI
A DUI in Omro, WI increases car insurance rates. Compare Omro, Wisconsin DUI car insurance by company to find the cheapest option.
| Insurance Company | Annual Car Insurance Rates With a DUI |
|---|---|
| Allstate | $4,078 |
| American Family | $1,415 |
| Farmers | $3,509 |
| Geico | $2,702 |
| Liberty Mutual | $2,989 |
| Nationwide | $5,186 |
| Progressive | $2,511 |
| State Farm | $1,964 |
| USAA | $2,305 |
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Cheapest Omro, WI Car Insurance Rates by Commute Length
How does how far you drive affect car insurance rates in Omro, WI by commute? Take a look at a comparison of the top companies by commute length.
| Insurance Company | 10 Mile Commute, 6,000 Annual Mileage | 25 Mile Commute, 12,000 Annual Mileage |
|---|---|---|
| Allstate | $3,784 | $3,971 |
| American Family | $1,371 | $1,418 |
| Farmers | $3,366 | $3,366 |
| Geico | $2,054 | $2,141 |
| Liberty Mutual | $2,652 | $2,652 |
| Nationwide | $4,328 | $4,328 |
| Progressive | $2,641 | $2,641 |
| State Farm | $1,915 | $2,013 |
| USAA | $1,704 | $1,748 |
The Best Cheap Car Insurance Companies in Omro, WI
Take a look at a side-by-side comparison of the top car insurance companies in Omro, WI to find the best option for your needs.
| Insurance Company | Average Annual Rates |
|---|---|
| Allstate | $3,878 |
| American Family | $1,395 |
| Farmers | $3,366 |
| Geico | $2,097 |
| Liberty Mutual | $2,652 |
| Nationwide | $4,328 |
| Progressive | $2,641 |
| State Farm | $1,964 |
| USAA | $1,726 |
Category Winners: Cheapest Car Insurance in Omro, Wisconsin
Find the cheapest car insurance companies in Omro, WI for each category right here.
| Category | Insurance Company |
|---|---|
| Teenagers | American Family |
| Seniors | American Family |
| Clean Record | American Family |
| With 1 Accident | American Family |
| With 1 DUI | American Family |
| With 1 Speeding Violation | American Family |
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Cheapest Omro, WI Car Insurance Rates by Coverage Level
How much coverage you choose will have an impact on your Omro car insurance rates. Find the cheapest Omro, WI car insurance rates by coverage level.
| Insurance Company | Low | Medium | High |
|---|---|---|---|
| Allstate | $3,669 | $3,866 | $4,098 |
| American Family | $1,373 | $1,408 | $1,404 |
| Farmers | $3,090 | $3,339 | $3,669 |
| Geico | $1,956 | $2,095 | $2,242 |
| Liberty Mutual | $2,417 | $2,677 | $2,862 |
| Nationwide | $4,169 | $4,327 | $4,487 |
| Progressive | $2,465 | $2,665 | $2,794 |
| State Farm | $1,840 | $1,971 | $2,081 |
| USAA | $1,648 | $1,728 | $1,803 |
What affects car insurance rates in Omro, Wisconsin?
What factors can have an impact on Omro, WI car insurance? There are several reasons why Omro car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Omro, Wisconsin.
Car Theft in Omro
High levels of vehicle theft can make car insurance more expensive. Omro, WI car theft statistics from the FBI indicate 1 vehicle thefts a year.
Commute Time in Omro
The more time you spend in your car the higher the risk of an accident. The average commute length in Omro, WI is 23.2 minutes according to City-Data.
Compare Car Insurance Quotes in Omro, WI
Ready to find affordable Omro, Wisconsin car insurance today? Enter your ZIP code for fast, free Omro, WI car insurance quotes.
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Enter your ZIP code below to view companies that have cheap car insurance rates.
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Frequently Asked Questions
How much do car insurance rates increase after a DUI in Omro, WI?
Car insurance rates typically increase significantly after a DUI in Omro, WI. The exact increase will vary depending on the insurance company and other factors. Comparing rates from different insurers is crucial to find the most affordable option after a DUI.
How do car insurance rates for seniors in Omro, WI compare?
Car insurance rates for seniors in Omro, WI can vary between insurance companies. Factors like age, gender, driving history, and type of vehicle can influence rates. It’s advisable for seniors to compare quotes from different insurers to find the most suitable coverage at the best price.
What are the car insurance rates for teen drivers in Omro, WI?
Car insurance rates for teen drivers in Omro, WI can be expensive. Rates vary depending on the insurance company, but it’s generally higher for teenagers due to their lack of driving experience. Comparing quotes from multiple insurers is essential to find the most affordable coverage for teen drivers.
How does driving record affect car insurance rates in Omro, WI?
Driving record is a significant factor in determining car insurance rates in Omro, WI. Drivers with a clean record usually receive lower rates compared to those with accidents, DUIs, or speeding violations. It’s recommended to compare rates from different insurers to find the best options for your specific driving record.
How does credit score affect car insurance rates in Omro, WI?
Credit score can impact car insurance costs in Omro, WI. Insurance companies often consider credit history when determining rates. Generally, individuals with better credit scores may qualify for lower insurance rates.
What is the minimum car insurance coverage required in Omro, WI?
The minimum car insurance coverage required in Omro, WI includes $25,000 in bodily injury liability coverage per person, $50,000 in bodily injury liability coverage per accident, and $10,000 in property damage liability coverage.
Free Car Insurance Comparison
Enter your ZIP code below to view companies that have cheap car insurance rates.
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Tracey L. Wells
Licensed Insurance Agent & Agency Owner
Tracey L. Wells is a licensed insurance agent and Farmers insurance agency owner with 23 years of experience. He is proud to be a local Farmers agent serving Grayson, Georgia and surrounding areas. With experience as both an underwriter and agent, he provides his customers with insight that others agents may not have. His agency offers all lines of insurance including home, life, auto, RV, busi...
Licensed Insurance Agent & Agency Owner
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.