Best North Andover, MA Car Insurance in 2024
Car insurance in North Andover, MA averages $254 a month. North Andover, Massachusetts car insurance requirements are 20/40/5, but you might need full coverage insurance if your car is financed. To find cheap North Andover car insurance rates, compare quotes from the top car insurance companies in North Andover, MA.
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Michael Vereecke
Commercial Lines Coverage Specialist
Michael Vereecke is the president of Customers First Insurance Group. He has been a licensed insurance agent for over 13 years. He also carries a Commercial Lines Coverage Specialist (CLCS) Designation, providing him the expertise to spot holes in businesses’ coverage. Since 2009, he has worked with many insurance providers, giving him unique insight into the insurance market, differences in ...
Commercial Lines Coverage Specialist
UPDATED: Oct 24, 2024
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident car insurance decisions. Comparison shopping should be easy. We are not affiliated with any one car insurance company and cannot guarantee quotes from any single company.
Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from top car companies please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.
UPDATED: Oct 24, 2024
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident car insurance decisions. Comparison shopping should be easy. We are not affiliated with any one car insurance company and cannot guarantee quotes from any single company.
Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from top car companies please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.
On This Page
- Average car insurance rates in North Andover, MA after a DUI are $3,733/year
- Average car insurance rates in North Andover, MA are $3,042/year
- The cheapest car insurance company in North Andover is State Farm
If you need to buy North Andover, Massachusetts car insurance, the options can be confusing. Everything you need to know about car insurance in North Andover, MA is right here.
You’ll find North Andover car insurance rates, the cheapest North Andover, MA car insurance companies, and information on Massachusetts car insurance laws. You can also compare North Andover, Massachusetts car insurance rates to Quincy car insurance rates, Fall River car insurance rates, and Lowell car insurance rates.
Ready to find affordable North Andover, MA car insurance today? Enter your ZIP code for fast, free North Andover car insurance quotes.
Cheapest North Andover, MA Car Insurance Rates By Age, Gender, and Marital Status
How do age, gender, and marital status affect North Andover, MA car insurance rates? Every North Andover, Massachusetts car insurance company weighs these factors differently, so check out the comparison rates.
| Insurance Company | Married 35-Year-Old Female | Married 35-Year-Old Male | Married 60-Year-Old Female | Married 60-Year-Old Male | Single 17-Year-Old Female | Single 17-Year-Old Male | Single 25-Year-Old Female | Single 25-Year-Old Male |
|---|---|---|---|---|---|---|---|---|
| Allstate | $2,264 | $2,264 | $2,264 | $2,264 | $8,327 | $8,327 | $2,538 | $2,538 |
| Geico | $1,912 | $1,912 | $1,773 | $1,773 | $5,401 | $5,401 | $1,971 | $1,971 |
| Liberty Mutual | $2,771 | $2,771 | $2,413 | $2,413 | $9,404 | $9,404 | $2,897 | $2,897 |
| Progressive | $2,151 | $2,151 | $2,066 | $2,066 | $8,190 | $8,190 | $2,331 | $2,331 |
| State Farm | $927 | $927 | $927 | $927 | $2,620 | $2,620 | $927 | $927 |
| Travelers | $2,728 | $2,728 | $2,412 | $2,412 | $5,567 | $5,567 | $3,033 | $3,033 |
| USAA | $1,360 | $1,360 | $1,340 | $1,340 | $3,171 | $3,171 | $1,502 | $1,502 |
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Minimum Car Insurance in North Andover, MA
Every driver must carry the minimum car insurance required by the state in North Andover, MA. Take a look at the Massachusetts car insurance requirements.
| Liability Insurance Required | Minimum Coverage Limits Required |
|---|---|
| Bodily Injury Liability Coverage | $20,000 per person $40,000 per accident |
| Property Damage Liability Coverage | $5,000 minimum |
Cheapest North Andover, MA Car Insurance Rates by Driving Record
Your driving record is one of the biggest factors affecting car insurance costs. Car insurance with a bad driving record is typically more expensive. Compare bad driving record car insurance rates in North Andover, MA to rates for a clean record with top companies.
| Group | Clean Record | With 1 Accident | With 1 DUI | With 1 Speeding Violation |
|---|---|---|---|---|
| Allstate | $2,988 | $4,433 | $4,984 | $2,988 |
| Geico | $2,209 | $3,042 | $3,474 | $2,330 |
| Liberty Mutual | $3,452 | $4,698 | $5,655 | $3,680 |
| Progressive | $3,098 | $4,364 | $3,459 | $3,818 |
| State Farm | $1,071 | $1,455 | $1,729 | $1,146 |
| Travelers | $2,683 | $3,707 | $3,946 | $3,404 |
| USAA | $1,313 | $1,704 | $2,887 | $1,468 |
Cheapest North Andover, MA Car Insurance for Teen Drivers
Teen car insurance in North Andover, MA can be expensive. Take a look at rates from the top car insurance companies in North Andover for teenagers.
| Insurance Company | Single 17-Year-Old Female | Single 17-Year-Old Male |
|---|---|---|
| Allstate | $8,327 | $8,327 |
| Geico | $5,401 | $5,401 |
| Liberty Mutual | $9,404 | $9,404 |
| Progressive | $8,190 | $8,190 |
| State Farm | $2,620 | $2,620 |
| Travelers | $5,567 | $5,567 |
| USAA | $3,171 | $3,171 |
Cheapest North Andover, MA Car Insurance for Seniors
Take a look at North Andover, MA rates on car insurance for seniors from top companies. Shopping around can make a big difference for senior drivers.
| Insurance Company | Married 60-Year-Old Female | Married 60-Year-Old Male |
|---|---|---|
| Allstate | $2,264 | $2,264 |
| Geico | $1,773 | $1,773 |
| Liberty Mutual | $2,413 | $2,413 |
| Progressive | $2,066 | $2,066 |
| State Farm | $927 | $927 |
| Travelers | $2,412 | $2,412 |
| USAA | $1,340 | $1,340 |
Cheapest North Andover, MA Car Insurance Rates After a DUI
A DUI in North Andover, MA increases car insurance rates. Compare North Andover, Massachusetts car insurance after a DUI by the company to find the cheapest option.
| Insurance Company | Annual Car Insurance Rates With a DUI |
|---|---|
| Allstate | $4,984 |
| Geico | $3,474 |
| Liberty Mutual | $5,655 |
| Progressive | $3,459 |
| State Farm | $1,729 |
| Travelers | $3,946 |
| USAA | $2,887 |
Cheapest North Andover, MA Car Insurance Rates by Commute Length
How does how far you drive affect car insurance rates in North Andover, MA by commute? Take a look at a comparison of the top companies by commute length.
| Insurance Company | 10 Mile Commute, 6,000 Annual Mileage | 25 Mile Commute, 12,000 Annual Mileage |
|---|---|---|
| Allstate | $3,724 | $3,973 |
| Geico | $2,710 | $2,818 |
| Liberty Mutual | $4,199 | $4,543 |
| Progressive | $3,685 | $3,685 |
| State Farm | $1,319 | $1,382 |
| Travelers | $3,274 | $3,596 |
| USAA | $1,792 | $1,894 |
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The Best Cheap Car Insurance Companies in North Andover, MA
Take a look at a side-by-side comparison of the top car insurance companies in North Andover, MA to find the best option for your needs.
| Insurance Company | Average Annual Rates |
|---|---|
| Allstate | $3,848 |
| Geico | $2,764 |
| Liberty Mutual | $4,371 |
| Progressive | $3,685 |
| State Farm | $1,350 |
| Travelers | $3,435 |
| USAA | $1,843 |
Category Winners: Cheapest Car Insurance in North Andover, Massachusetts
Find the cheapest car insurance companies in North Andover, MA for each category right here.
| Category | Insurance Company |
|---|---|
| Teenagers | State Farm |
| Seniors | State Farm |
| Clean Record | State Farm |
| With 1 Accident | State Farm |
| With 1 DUI | State Farm |
| With 1 Speeding Violation | State Farm |
Cheapest North Andover, MA Car Insurance Rates by Coverage Level
How much car insurance you need will have an impact on your North Andover car insurance rates. Find the cheapest North Andover, MA car insurance rates by coverage level.
| Insurance Company | Low | Medium | High |
|---|---|---|---|
| Allstate | $3,551 | $3,913 | $4,082 |
| Geico | $2,541 | $2,816 | $2,936 |
| Liberty Mutual | $4,094 | $4,428 | $4,591 |
| Progressive | $3,362 | $3,763 | $3,928 |
| State Farm | $1,227 | $1,374 | $1,450 |
| Travelers | $3,113 | $3,507 | $3,686 |
| USAA | $1,707 | $1,874 | $1,949 |
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Compare Car Insurance Quotes in North Andover, MA
Ready to find affordable North Andover, Massachusetts car insurance today? Enter your ZIP code for fast, free North Andover, MA car insurance quotes.
Frequently Asked Questions
How can I compare car insurance quotes in North Andover, MA?
To compare car insurance quotes in North Andover, MA, you can follow these steps:
- Gather relevant information about your vehicle, including make, model, and year.
- Prepare your personal information, such as your driver’s license number and driving history.
- Research reputable insurance companies that offer coverage in North Andover.
- Visit the websites of these companies or use online insurance comparison tools.
- Provide accurate information and request quotes from multiple insurers.
- Review the coverage options, deductibles, and premiums offered by each company.
- Consider factors like customer reviews, financial stability, and customer service reputation.
- Choose the insurance policy that best suits your needs and budget.
What factors influence car insurance rates in North Andover, MA?
Several factors can affect car insurance rates in North Andover, MA, including:
- Your age, gender, and marital status
- Your driving record and claims history
- The type of vehicle you drive and its safety features
- Your annual mileage and usage patterns
- Your credit history
- Your ZIP code and location
- The coverage limits and deductibles you choose
Are there any specific car insurance requirements in North Andover, MA?
Massachusetts requires drivers to carry certain minimum car insurance coverage, including:
- $20,000 per person bodily injury liability coverage
- $40,000 per accident bodily injury liability coverage
- $5,000 property damage liability coverage
- $8,000 personal injury protection (PIP) coverage
What additional coverage options should I consider in North Andover, MA?
While the minimum required coverage is mandatory, there are additional coverage options you may want to consider for added protection. These can include:
- Collision coverage: Covers damage to your vehicle caused by a collision, regardless of fault.
- Comprehensive coverage: Provides coverage for non-collision incidents like theft, vandalism, or natural disasters.
- Medical payments coverage: Pays for medical expenses for you and your passengers in case of an accident.
- Rental car reimbursement: Helps cover the cost of a rental car while your vehicle is being repaired after an accident.
How can I lower my car insurance premiums in North Andover, MA?
To potentially lower your car insurance premiums in North Andover, MA, consider the following:
- Maintain a clean driving record and avoid accidents or traffic violations.
- Bundle your car insurance with other policies, such as homeowners or renters insurance.
- Inquire about available discounts, such as safe driver discounts, multi-policy discounts, or good student discounts.
- Consider raising your deductibles, but make sure you can afford the out-of-pocket costs if needed.
- Install safety features in your vehicle, such as anti-theft devices or anti-lock brakes.
- Shop around and compare quotes from different insurance companies to ensure you’re getting the best rate.
Free Car Insurance Comparison
Enter your ZIP code below to view companies that have cheap car insurance rates.
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Michael Vereecke
Commercial Lines Coverage Specialist
Michael Vereecke is the president of Customers First Insurance Group. He has been a licensed insurance agent for over 13 years. He also carries a Commercial Lines Coverage Specialist (CLCS) Designation, providing him the expertise to spot holes in businesses’ coverage. Since 2009, he has worked with many insurance providers, giving him unique insight into the insurance market, differences in ...
Commercial Lines Coverage Specialist
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.