Best Newport, RI Car Insurance in 2024
Car insurance in Newport, RI averages $331 a month. Newport, Rhode Island car insurance requirements are 25/50/25, but you might need full coverage insurance if your car is financed. To find cheap Newport car insurance rates, compare quotes from the top car insurance companies in Newport, RI.
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Dani Best
Licensed Insurance Producer
Dani Best has been a licensed insurance producer for nearly 10 years. Dani began her insurance career in a sales role with State Farm in 2014. During her time in sales, she graduated with her Bachelors in Psychology from Capella University and is currently earning her Masters in Marriage and Family Therapy. Since 2014, Dani has held and maintains licenses in Life, Disability, Property, and Casualt...
Licensed Insurance Producer
UPDATED: Oct 24, 2024
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident car insurance decisions. Comparison shopping should be easy. We are not affiliated with any one car insurance company and cannot guarantee quotes from any single company.
Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from top car companies please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.
UPDATED: Oct 24, 2024
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident car insurance decisions. Comparison shopping should be easy. We are not affiliated with any one car insurance company and cannot guarantee quotes from any single company.
Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from top car companies please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.
On This Page
- Average car insurance rates in Newport, RI after a DUI are $4,800/year
- The cheapest car insurance company in Newport for teen drivers is State Farm
- The cheapest ZIP code in Newport is 2840
If you need to buy Newport, Rhode Island car insurance, the options can be confusing. Everything you need to know about car insurance in Newport, RI is right here.
You’ll find Newport car insurance rates, the cheapest Newport, RI car insurance companies, and information on Rhode Island car insurance laws. You can also compare Newport, Rhode Island car insurance rates to Peace Dale car insurance rates, Oakland car insurance rates, and Adamsville car insurance rates.
Ready to find affordable Newport, RI car insurance today? Enter your ZIP code for fast, free Newport car insurance quotes.
Cheapest Newport, RI Car Insurance Rates By Age, Gender, and Marital Status
How do age, gender, and marital status affect Newport, RI car insurance rates? Every Newport, Rhode Island car insurance company weighs these factors differently, so check out the comparison rates.
Annual Car Insurance Rates by Age, Gender, and Marital Status in Newport, Rhode Island
| Insurance Company | Married 35-Year-Old Female | Married 35-Year-Old Male | Married 60-Year-Old Female | Married 60-Year-Old Male | Single 17-Year-Old Female | Single 17-Year-Old Male | Single 25-Year-Old Female | Single 25-Year-Old Male |
|---|---|---|---|---|---|---|---|---|
| Allstate | $3,216 | $3,158 | $3,193 | $3,329 | $5,653 | $6,606 | $3,366 | $3,459 |
| Geico | $2,330 | $2,386 | $2,386 | $2,334 | $7,260 | $9,477 | $2,407 | $2,513 |
| Liberty Mutual | $3,397 | $3,397 | $3,241 | $3,241 | $8,113 | $12,619 | $3,397 | $4,593 |
| Nationwide | $2,359 | $2,395 | $2,098 | $2,214 | $5,840 | $7,456 | $2,764 | $2,986 |
| Progressive | $2,050 | $1,948 | $1,882 | $1,873 | $9,046 | $10,151 | $2,496 | $2,549 |
| State Farm | $1,296 | $1,296 | $1,144 | $1,144 | $3,550 | $4,730 | $1,423 | $1,695 |
| Travelers | $1,409 | $1,425 | $1,436 | $1,425 | $14,207 | $22,333 | $1,448 | $1,605 |
| USAA | $1,685 | $1,665 | $1,616 | $1,583 | $7,718 | $8,811 | $2,288 | $2,398 |
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Minimum Car Insurance in Newport, RI
Every driver must carry the minimum car insurance in Newport, RI. Take a look at the Rhode Island car insurance requirements.
Minimum Required Car Insurance Coverage in Newport, Rhode Island
| Liability Insurance Required | Minimum Coverage Limits Required |
|---|---|
| Bodily Injury Liability Coverage | $25,000 per person $50,000 per accident |
| Property Damage Liability Coverage | $25,000 minimum |
Cheapest Newport, RI Car Insurance Rates by Credit Score
Your credit affects car insurance costs in Newport, RI. Compare credit history car insurance rates in Newport from top companies for good, fair, and poor credit.
Annual Car Insurance Rates by Credit Score in Newport, Rhode Island
| Insurance Company | Poor | Fair | Good |
|---|---|---|---|
| Allstate | $5,011 | $3,846 | $3,136 |
| Geico | $4,356 | $3,778 | $3,526 |
| Liberty Mutual | $6,891 | $4,590 | $4,268 |
| Nationwide | $4,066 | $3,359 | $3,118 |
| Progressive | $4,481 | $3,894 | $3,623 |
| State Farm | $2,731 | $1,848 | $1,525 |
| Travelers | $5,941 | $5,532 | $5,509 |
| USAA | $5,137 | $2,930 | $2,345 |
Cheapest Newport, RI Car Insurance Rates by Driving Record
Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Newport, RI to rates for a clean record with top companies.
Annual Newport, Rhode Island Car Insurance Rates by Driving Record
| Group | Clean Record | With 1 Accident | With 1 DUI | With 1 Speeding Violation |
|---|---|---|---|---|
| Allstate | $3,291 | $4,088 | $4,790 | $3,820 |
| Geico | $2,527 | $3,313 | $6,546 | $3,161 |
| Liberty Mutual | $4,832 | $5,597 | $5,739 | $4,832 |
| Nationwide | $3,181 | $3,585 | $3,960 | $3,330 |
| Progressive | $3,278 | $5,151 | $3,675 | $3,894 |
| State Farm | $1,888 | $2,475 | $1,888 | $1,888 |
| Travelers | $5,071 | $5,243 | $6,555 | $5,776 |
| USAA | $2,527 | $3,426 | $5,247 | $2,682 |
Cheapest Newport, RI Car Insurance for Teen Drivers
Teen car insurance in Newport, RI can be expensive. Take a look at rates from the top car insurance companies in Newport for teenagers.
Annual Car Insurance Rates for Teen Drivers in Newport, Rhode Island
| Insurance Company | Single 17-Year-Old Female | Single 17-Year-Old Male |
|---|---|---|
| Allstate | $5,653 | $6,606 |
| Geico | $7,260 | $9,477 |
| Liberty Mutual | $8,113 | $12,619 |
| Nationwide | $5,840 | $7,456 |
| Progressive | $9,046 | $10,151 |
| State Farm | $3,550 | $4,730 |
| Travelers | $14,207 | $22,333 |
| USAA | $7,718 | $8,811 |
Cheapest Newport, RI Car Insurance for Seniors
Take a look at Newport, RI senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.
Annual Car Insurance Rates for Senior Drivers in Newport, Rhode Island
| Insurance Company | Married 60-Year-Old Female | Married 60-Year-Old Male |
|---|---|---|
| Allstate | $3,193 | $3,329 |
| Geico | $2,386 | $2,334 |
| Liberty Mutual | $3,241 | $3,241 |
| Nationwide | $2,098 | $2,214 |
| Progressive | $1,882 | $1,873 |
| State Farm | $1,144 | $1,144 |
| Travelers | $1,436 | $1,425 |
| USAA | $1,616 | $1,583 |
Cheapest Newport, RI Car Insurance Rates After a DUI
A DUI in Newport, RI increases car insurance rates. Compare Newport, Rhode Island DUI car insurance by company to find the cheapest option.
Annual Car Insurance Rates After a DUI in Newport, Rhode Island
| Insurance Company | Annual Car Insurance Rates With a DUI |
|---|---|
| Allstate | $4,790 |
| Geico | $6,546 |
| Liberty Mutual | $5,739 |
| Nationwide | $3,960 |
| Progressive | $3,675 |
| State Farm | $1,888 |
| Travelers | $6,555 |
| USAA | $5,247 |
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Cheapest Newport, RI Car Insurance Rates by Commute Length
How does how far you drive affect car insurance rates in Newport, RI by commute? Take a look at a comparison of the top companies by commute length.
Annual Car Insurance Rates by Commute Length in Newport, Rhode Island
| Insurance Company | 10 Mile Commute, 6,000 Annual Mileage | 25 Mile Commute, 12,000 Annual Mileage |
|---|---|---|
| Allstate | $3,969 | $4,026 |
| Geico | $3,809 | $3,965 |
| Liberty Mutual | $5,082 | $5,418 |
| Nationwide | $3,514 | $3,514 |
| Progressive | $3,999 | $3,999 |
| State Farm | $1,973 | $2,096 |
| Travelers | $5,661 | $5,661 |
| USAA | $3,438 | $3,504 |
Cheapest Newport, RI Car Insurance Rates by ZIP Code
Newport car insurance rates vary based on where you live. Check out the difference in car insurance rates by ZIP code in Newport, RI.
Annual Car Insurance Rates by ZIP Code in Newport, Rhode Island
| ZIP Code | Average Annual Rates |
|---|---|
| 2840 | $3,954 |
| 2841 | $4,000 |
The Best Cheap Car Insurance Companies in Newport, RI
Take a look at a side-by-side comparison of the top car insurance companies in Newport, RI to find the best option for your needs.
Average Annual Car Insurance Rates by Company in Newport, Rhode Island
| Insurance Company | Average Annual Rates |
|---|---|
| Allstate | $3,997 |
| Geico | $3,887 |
| Liberty Mutual | $5,250 |
| Nationwide | $3,514 |
| Progressive | $3,999 |
| State Farm | $2,035 |
| Travelers | $5,661 |
| USAA | $3,471 |
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Category Winners: Cheapest Car Insurance in Newport, Rhode Island
Find the cheapest car insurance companies in Newport, RI for each category right here.
Best Annual Car Insurance Rates by Company in Newport, Rhode Island
| Category | Insurance Company |
|---|---|
| Teenagers | State Farm |
| Seniors | State Farm |
| Clean Record | State Farm |
| With 1 Accident | State Farm |
| With 1 DUI | State Farm |
| With 1 Speeding Violation | State Farm |
Cheapest Newport, RI Car Insurance Rates by Coverage Level
How much coverage you choose will have an impact on your Newport car insurance rates. Find the cheapest Newport, RI car insurance rates by coverage level.
Annual Car Insurance Rates by Coverage Level in Newport, Rhode Island
| Insurance Company | Low | Medium | High |
|---|---|---|---|
| Allstate | $3,791 | $3,987 | $4,215 |
| Geico | $3,705 | $3,876 | $4,078 |
| Liberty Mutual | $4,904 | $5,210 | $5,635 |
| Nationwide | $3,621 | $3,532 | $3,389 |
| Progressive | $3,792 | $3,975 | $4,230 |
| State Farm | $1,927 | $2,030 | $2,146 |
| Travelers | $5,756 | $5,764 | $5,463 |
| USAA | $3,311 | $3,473 | $3,628 |
What affects car insurance rates in Newport, Rhode Island?
What factors can have an impact on Newport, RI car insurance? There are several reasons why Newport car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Newport, Rhode Island.
Car Theft in Newport
High levels of vehicle theft can make car insurance more expensive. Newport, RI car theft statistics from the FBI indicate 26 vehicle thefts a year.
Commute Time in Newport
The more time you spend in your car the higher the risk of an accident. The average commute length in Newport, RI is 18.3 minutes according to City-Data.
Traffic in Newport
Traffic and commute times go hand in hand, with more traffic meaning more time on the road. Newport, RI traffic data from INRIX ranks Newport as the 343rd-most congested in the world.
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Compare Car Insurance Quotes in Newport, RI
Ready to find affordable Newport, Rhode Island car insurance today? Enter your ZIP code for fast, free Newport, RI car insurance quotes.
Frequently Asked Questions
What are the car insurance requirements in Newport, RI?
The car insurance requirements in Newport, RI are 25/50/25. This means you must have at least $25,000 in bodily injury liability coverage per person, $50,000 in bodily injury liability coverage per accident, and $25,000 in property damage liability coverage.
Do I need full coverage insurance if my car is financed?
If your car is financed, the lender will typically require you to have full coverage insurance. Full coverage insurance includes both liability coverage and comprehensive and collision coverage to protect your vehicle in case of damage or theft.
How does age, gender, and marital status affect car insurance rates in Newport, RI?
Age, gender, and marital status can impact car insurance rates in Newport, RI. Insurance companies consider these factors when determining rates because they may affect the likelihood of accidents and claims. Rates may vary for different age groups, genders, and marital statuses.
How does credit score affect car insurance rates in Newport, RI?
Your credit score can affect car insurance rates in Newport, RI. Insurance companies often use credit information as one of the factors to determine rates. A good credit score may result in lower rates, while a poor credit score may lead to higher rates.
How does driving record impact car insurance rates in Newport, RI?
Your driving record has a significant impact on car insurance rates in Newport, RI. Insurance companies consider factors such as accidents, traffic violations, and claims history when determining rates. A clean driving record with no accidents or violations generally leads to lower insurance rates.
Free Car Insurance Comparison
Enter your ZIP code below to view companies that have cheap car insurance rates.
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Dani Best
Licensed Insurance Producer
Dani Best has been a licensed insurance producer for nearly 10 years. Dani began her insurance career in a sales role with State Farm in 2014. During her time in sales, she graduated with her Bachelors in Psychology from Capella University and is currently earning her Masters in Marriage and Family Therapy. Since 2014, Dani has held and maintains licenses in Life, Disability, Property, and Casualt...
Licensed Insurance Producer
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.