Best Newark, DE Car Insurance in 2024
Car insurance in Newark, DE averages $523 a month. Newark, Delaware car insurance requirements are 25/50/10, but you might need full coverage insurance if your car is financed. To find cheap Newark car insurance rates, compare quotes from the top car insurance companies in Newark, DE.
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Joel Ohman
Certified Financial Planner
Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Joel...
Certified Financial Planner
UPDATED: Oct 24, 2024
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident car insurance decisions. Comparison shopping should be easy. We are not affiliated with any one car insurance company and cannot guarantee quotes from any single company.
Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from top car companies please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.
UPDATED: Oct 24, 2024
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident car insurance decisions. Comparison shopping should be easy. We are not affiliated with any one car insurance company and cannot guarantee quotes from any single company.
Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from top car companies please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.
On This Page
- Average car insurance rates in Newark, DE are $6,273/year
- The cheapest car insurance company in Newark for teen drivers is USAA
- The cheapest car insurance company in Newark is USAA
If you need to buy Newark, Delaware car insurance, the options can be confusing. Everything you need to know about car insurance in Newark, DE is right here.
You’ll find Newark car insurance rates, the cheapest Newark, DE car insurance companies, and information on Delaware car insurance laws. You can also compare Newark, Delaware car insurance rates to Wilmington car insurance rates, Newark car insurance rates, and Milford car insurance rates.
Ready to find affordable Newark, DE car insurance today? Enter your ZIP code for fast, free Newark car insurance quotes.
Cheapest Newark, DE Car Insurance Rates By Age, Gender, and Marital Status
How do age, gender, and marital status affect Newark, DE car insurance rates? Every Newark, Delaware car insurance company weighs these factors differently, so check out the comparison rates.
| Insurance Company | Married 35-Year-Old Female | Married 35-Year-Old Male | Married 60-Year-Old Female | Married 60-Year-Old Male | Single 17-Year-Old Female | Single 17-Year-Old Male | Single 25-Year-Old Female | Single 25-Year-Old Male |
|---|---|---|---|---|---|---|---|---|
| Allstate | $4,259 | $4,174 | $3,741 | $3,944 | $15,530 | $18,132 | $4,463 | $4,719 |
| Geico | $2,877 | $3,195 | $2,804 | $3,281 | $6,941 | $7,199 | $3,013 | $2,884 |
| Liberty Mutual | $12,128 | $12,128 | $11,982 | $11,982 | $26,879 | $40,671 | $12,128 | $16,773 |
| Nationwide | $3,278 | $3,255 | $2,990 | $2,978 | $7,875 | $9,971 | $3,640 | $3,892 |
| Progressive | $2,108 | $1,944 | $1,850 | $1,895 | $10,612 | $11,680 | $2,572 | $2,481 |
| State Farm | $3,037 | $3,037 | $2,806 | $2,806 | $8,731 | $11,275 | $3,412 | $3,551 |
| Travelers | $1,586 | $1,593 | $1,563 | $1,526 | $9,161 | $14,158 | $1,693 | $1,834 |
| USAA | $1,430 | $1,406 | $1,324 | $1,321 | $5,331 | $6,262 | $1,802 | $1,981 |
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Minimum Car Insurance in Newark, DE
Every driver must carry the minimum car insurance in Newark, DE. Take a look at the Delaware car insurance requirements.
| Liability Insurance Required | Minimum Coverage Limits Required |
|---|---|
| Bodily Injury Liability Coverage | $25,000 per person $50,000 per accident |
| Property Damage Liability Coverage | $10,000 minimum |
Cheapest Newark, DE Car Insurance Rates by Credit Score
Your credit affects car insurance costs in Newark, DE. Compare credit history car insurance rates in Newark from top companies for good, fair, and poor credit.
| Insurance Company | Poor | Fair | Good |
|---|---|---|---|
| Allstate | $9,478 | $6,699 | $5,934 |
| Geico | $6,246 | $3,460 | $2,367 |
| Liberty Mutual | $24,449 | $16,493 | $13,310 |
| Nationwide | $5,491 | $4,561 | $4,152 |
| Progressive | $4,920 | $4,296 | $3,962 |
| State Farm | $7,398 | $4,075 | $3,023 |
| Travelers | $4,610 | $3,812 | $3,995 |
| USAA | $4,266 | $2,066 | $1,490 |
Cheapest Newark, DE Car Insurance Rates by Driving Record
Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Newark, DE to rates for a clean record with top companies.
| Group | Clean Record | With 1 Accident | With 1 DUI | With 1 Speeding Violation |
|---|---|---|---|---|
| Allstate | $6,216 | $7,471 | $8,724 | $7,069 |
| Geico | $3,082 | $4,270 | $5,247 | $3,498 |
| Liberty Mutual | $14,410 | $16,606 | $26,558 | $14,762 |
| Nationwide | $3,777 | $3,777 | $6,922 | $4,463 |
| Progressive | $3,786 | $5,018 | $4,307 | $4,459 |
| State Farm | $4,375 | $5,289 | $4,832 | $4,832 |
| Travelers | $3,526 | $3,536 | $5,796 | $3,698 |
| USAA | $2,145 | $2,145 | $3,685 | $2,454 |
Cheapest Newark, DE Car Insurance for Teen Drivers
Teen car insurance in Newark, DE can be expensive. Take a look at rates from the top car insurance companies in Newark for teenagers.
| Insurance Company | Single 17-Year-Old Female | Single 17-Year-Old Male |
|---|---|---|
| Allstate | $15,530 | $18,132 |
| Geico | $6,941 | $7,199 |
| Liberty Mutual | $26,879 | $40,671 |
| Nationwide | $7,875 | $9,971 |
| Progressive | $10,612 | $11,680 |
| State Farm | $8,731 | $11,275 |
| Travelers | $9,161 | $14,158 |
| USAA | $5,331 | $6,262 |
Cheapest Newark, DE Car Insurance for Seniors
Take a look at Newark, DE senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.
| Insurance Company | Married 60-Year-Old Female | Married 60-Year-Old Male |
|---|---|---|
| Allstate | $3,741 | $3,944 |
| Geico | $2,804 | $3,281 |
| Liberty Mutual | $11,982 | $11,982 |
| Nationwide | $2,990 | $2,978 |
| Progressive | $1,850 | $1,895 |
| State Farm | $2,806 | $2,806 |
| Travelers | $1,563 | $1,526 |
| USAA | $1,324 | $1,321 |
Cheapest Newark, DE Car Insurance Rates After a DUI
A DUI in Newark, DE increases car insurance rates. Compare Newark, Delaware DUI car insurance by company to find the cheapest option.
| Insurance Company | Annual Car Insurance Rates With a DUI |
|---|---|
| Allstate | $8,724 |
| Geico | $5,247 |
| Liberty Mutual | $26,558 |
| Nationwide | $6,922 |
| Progressive | $4,307 |
| State Farm | $4,832 |
| Travelers | $5,796 |
| USAA | $3,685 |
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Cheapest Newark, DE Car Insurance Rates by Commute Length
How does how far you drive affect car insurance rates in Newark, DE by commute? Take a look at a comparison of the top companies by commute length.
| Insurance Company | 10 Mile Commute, 6,000 Annual Mileage | 25 Mile Commute, 12,000 Annual Mileage |
|---|---|---|
| Allstate | $7,370 | $7,370 |
| Geico | $3,960 | $4,089 |
| Liberty Mutual | $17,586 | $18,583 |
| Nationwide | $4,735 | $4,735 |
| Progressive | $4,393 | $4,393 |
| State Farm | $4,667 | $4,997 |
| Travelers | $4,139 | $4,139 |
| USAA | $2,580 | $2,635 |
Cheapest Newark, DE Car Insurance Rates by ZIP Code
Newark car insurance rates vary based on where you live. Check out the difference in car insurance rates by ZIP code in Newark, DE.
| ZIP Code | Average Annual Rates |
|---|---|
| 19711 | $6,243 |
| 19713 | $6,828 |
| 19716 | $6,296 |
| 19717 | $6,280 |
The Best Cheap Car Insurance Companies in Newark, DE
Take a look at a side-by-side comparison of the top car insurance companies in Newark, DE to find the best option for your needs.
| Insurance Company | Average Annual Rates |
|---|---|
| Allstate | $7,370 |
| Geico | $4,024 |
| Liberty Mutual | $18,084 |
| Nationwide | $4,735 |
| Progressive | $4,393 |
| State Farm | $4,832 |
| Travelers | $4,139 |
| USAA | $2,607 |
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Category Winners: Cheapest Car Insurance in Newark, Delaware
Find the cheapest car insurance companies in Newark, DE for each category right here.
| Category | Insurance Company |
|---|---|
| Teenagers | USAA |
| Seniors | USAA |
| Clean Record | USAA |
| With 1 Accident | USAA |
| With 1 DUI | USAA |
| With 1 Speeding Violation | USAA |
Cheapest Newark, DE Car Insurance Rates by Coverage Level
How much coverage you choose will have an impact on your Newark car insurance rates. Find the cheapest Newark, DE car insurance rates by coverage level.
| Insurance Company | Low | Medium | High |
|---|---|---|---|
| Allstate | $6,683 | $7,465 | $7,963 |
| Geico | $3,570 | $4,086 | $4,417 |
| Liberty Mutual | $17,204 | $17,876 | $19,172 |
| Nationwide | $4,702 | $4,655 | $4,847 |
| Progressive | $3,836 | $4,444 | $4,898 |
| State Farm | $4,506 | $4,844 | $5,147 |
| Travelers | $3,858 | $4,277 | $4,282 |
| USAA | $2,437 | $2,604 | $2,780 |
What affects car insurance rates in Newark, Delaware?
What factors can have an impact on Newark, DE car insurance? There are several reasons why Newark car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Newark, Delaware.
Commute Time in Newark
The more time you spend in your car the higher the risk of an accident. The average commute length in Newark, DE is 21.7 minutes according to City-Data.
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Compare Car Insurance Quotes in Newark, DE
Ready to find affordable Newark, Delaware car insurance today? Enter your ZIP code for fast, free Newark, DE car insurance quotes.
Frequently Asked Questions
What are the minimum car insurance requirements in Newark, DE?
In Newark, DE, the minimum car insurance requirements are 25/50/10, which means $25,000 bodily injury liability per person, $50,000 bodily injury liability per accident, and $10,000 property damage liability.
How does my credit score affect my car insurance rates in Newark, DE?
Your credit score can impact your car insurance costs in Newark, DE. Insurance companies may offer different rates based on your credit history, with rates varying for good, fair, and poor credit.
How does my driving record affect my car insurance rates in Newark, DE?
Your driving record is a significant factor in determining car insurance rates in Newark, DE. Insurance companies may charge higher rates for drivers with a bad driving record compared to those with a clean record.
Why is car insurance more expensive for teen drivers in Newark, DE?
Car insurance for teenage drivers in Newark, DE tends to be more expensive due to their higher risk profile. Teenagers are considered inexperienced drivers, and statistically, they are more likely to be involved in accidents.
How can I find affordable car insurance for seniors in Newark, DE?
To find affordable car insurance for seniors in Newark, DE, it’s recommended to shop around and compare quotes from different insurance companies. Shopping around can help you find competitive rates tailored to your needs.
Free Car Insurance Comparison
Enter your ZIP code below to view companies that have cheap car insurance rates.
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Joel Ohman
Certified Financial Planner
Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Joel...
Certified Financial Planner
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.