Best New Braunfels, TX Car Insurance in 2024
Car insurance in New Braunfels, TX averages $362 a month. New Braunfels, Texas car insurance requirements are 30/60/25, but you might need full coverage insurance if your car is financed. To find cheap New Braunfels car insurance rates, compare quotes from the top car insurance companies in New Braunfels, TX.
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Brad Larson
Licensed Insurance Agent
Brad Larson has been in the insurance industry for over 16 years. He specializes in helping clients navigate the claims process, with a particular emphasis on coverage analysis. He received his bachelor’s degree from the University of Utah in Political Science. He also holds an Associate in Claims (AIC) and Associate in General Insurance (AINS) designations, as well as a Utah Property and Casual...
Licensed Insurance Agent
UPDATED: Oct 24, 2024
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident car insurance decisions. Comparison shopping should be easy. We are not affiliated with any one car insurance company and cannot guarantee quotes from any single company.
Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from top car companies please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.
UPDATED: Oct 24, 2024
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident car insurance decisions. Comparison shopping should be easy. We are not affiliated with any one car insurance company and cannot guarantee quotes from any single company.
Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from top car companies please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.
On This Page
- Average car insurance rates in New Braunfels, TX are $4,349/year
- Average car insurance rates in New Braunfels, TX after a DUI are $4,860/year
- The cheapest car insurance company in New Braunfels is USAA
If you need to buy New Braunfels, Texas car insurance, the options can be confusing. Everything you need to know about car insurance in New Braunfels, TX is right here.
You’ll find New Braunfels car insurance rates, the cheapest New Braunfels, TX car insurance companies, and information on Texas car insurance laws. You can also compare New Braunfels, Texas car insurance rates to Laredo car insurance rates, Plano car insurance rates, and Corpus Christi car insurance rates.
Ready to find affordable New Braunfels, TX car insurance today? Enter your ZIP code for fast, free New Braunfels car insurance quotes.
Cheapest New Braunfels, TX Car Insurance Rates By Age, Gender, and Marital Status
How do age, gender, and marital status affect New Braunfels, TX car insurance rates? Every New Braunfels, Texas car insurance company weighs these factors differently, so check out the comparison rates.
| Insurance Company | Married 35-Year-Old Female | Married 35-Year-Old Male | Married 60-Year-Old Female | Married 60-Year-Old Male | Single 17-Year-Old Female | Single 17-Year-Old Male | Single 25-Year-Old Female | Single 25-Year-Old Male |
|---|---|---|---|---|---|---|---|---|
| Allstate | $3,187 | $3,215 | $3,144 | $3,144 | $8,544 | $10,321 | $3,955 | $4,125 |
| American Family | $4,652 | $5,206 | $4,289 | $4,952 | $12,540 | $16,465 | $6,760 | $7,727 |
| Geico | $2,449 | $2,641 | $2,368 | $2,682 | $5,342 | $5,533 | $2,644 | $2,632 |
| Nationwide | $2,179 | $2,215 | $1,928 | $2,040 | $6,149 | $7,885 | $2,557 | $2,764 |
| Progressive | $3,089 | $2,953 | $2,720 | $2,786 | $12,535 | $13,985 | $3,673 | $3,735 |
| State Farm | $2,027 | $2,027 | $1,804 | $1,804 | $4,869 | $6,207 | $2,204 | $2,271 |
| USAA | $1,483 | $1,487 | $1,421 | $1,405 | $4,199 | $4,556 | $1,971 | $2,101 |
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Minimum Car Insurance in New Braunfels, TX
Every driver must carry the minimum car insurance required by the state in New Braunfels, TX. Take a look at the Texas car insurance requirements.
| Liability Insurance Required | Minimum Coverage Limits Required |
|---|---|
| Bodily Injury Liability Coverage | $30,000 per person $60,000 per accident |
| Property Damage Liability Coverage | $25,000 minimum |
Cheapest New Braunfels, TX Car Insurance Rates by Credit Score
Your credit affects car insurance costs in New Braunfels, TX. If your credit is good, you may be able to get a good credit discount. Compare credit history car insurance rates in New Braunfels from top companies for good, fair, and poor credit.
| Insurance Company | Poor | Fair | Good |
|---|---|---|---|
| Allstate | $6,284 | $4,621 | $3,959 |
| American Family | $10,718 | $6,806 | $5,948 |
| Geico | $5,073 | $2,872 | $1,915 |
| Nationwide | $4,152 | $3,339 | $2,903 |
| Progressive | $6,444 | $5,517 | $5,093 |
| State Farm | $4,110 | $2,557 | $2,037 |
| USAA | $3,407 | $1,980 | $1,597 |
Cheapest New Braunfels, TX Car Insurance Rates by Driving Record
Your driving record is one of the biggest factors affecting car insurance costs. Car insurance with a bad driving record is typically more expensive. Compare bad driving record car insurance rates in New Braunfels, TX to rates for a clean record with top companies.
| Group | Clean Record | With 1 Accident | With 1 DUI | With 1 Speeding Violation |
|---|---|---|---|---|
| Allstate | $3,834 | $5,936 | $6,215 | $3,834 |
| American Family | $7,141 | $9,061 | $7,952 | $7,141 |
| Geico | $2,789 | $3,685 | $3,080 | $3,592 |
| Nationwide | $3,009 | $3,009 | $4,446 | $3,395 |
| Progressive | $4,950 | $6,381 | $5,808 | $5,600 |
| State Farm | $2,576 | $2,957 | $3,496 | $2,576 |
| USAA | $1,733 | $2,564 | $3,026 | $1,989 |
Cheapest New Braunfels, TX Car Insurance for Teen Drivers
Teen car insurance in New Braunfels, TX can be expensive. Take a look at rates from the top car insurance companies in New Braunfels for teenagers.
| Insurance Company | Single 17-Year-Old Female | Single 17-Year-Old Male |
|---|---|---|
| Allstate | $8,544 | $10,321 |
| American Family | $12,540 | $16,465 |
| Geico | $5,342 | $5,533 |
| Nationwide | $6,149 | $7,885 |
| Progressive | $12,535 | $13,985 |
| State Farm | $4,869 | $6,207 |
| USAA | $4,199 | $4,556 |
Cheapest New Braunfels, TX Car Insurance for Seniors
Take a look at New Braunfels, TX rates on car insurance for seniors from top companies. Shopping around can make a big difference for senior drivers.
| Insurance Company | Married 60-Year-Old Female | Married 60-Year-Old Male |
|---|---|---|
| Allstate | $3,144 | $3,144 |
| American Family | $4,289 | $4,952 |
| Geico | $2,368 | $2,682 |
| Nationwide | $1,928 | $2,040 |
| Progressive | $2,720 | $2,786 |
| State Farm | $1,804 | $1,804 |
| USAA | $1,421 | $1,405 |
Cheapest New Braunfels, TX Car Insurance Rates After a DUI
A DUI in New Braunfels, TX increases car insurance rates. Compare New Braunfels, Texas car insurance after a DUI by the company to find the cheapest option.
| Insurance Company | Annual Car Insurance Rates With a DUI |
|---|---|
| Allstate | $6,215 |
| American Family | $7,952 |
| Geico | $3,080 |
| Nationwide | $4,446 |
| Progressive | $5,808 |
| State Farm | $3,496 |
| USAA | $3,026 |
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Cheapest New Braunfels, TX Car Insurance Rates by Commute Length
How does how far you drive affect car insurance rates in New Braunfels, TX by commute? Take a look at a comparison of the top companies by commute length.
| Insurance Company | 10 Mile Commute, 6,000 Annual Mileage | 25 Mile Commute, 12,000 Annual Mileage |
|---|---|---|
| Allstate | $4,836 | $5,073 |
| American Family | $7,824 | $7,824 |
| Geico | $3,226 | $3,347 |
| Nationwide | $3,465 | $3,465 |
| Progressive | $5,684 | $5,684 |
| State Farm | $2,902 | $2,902 |
| USAA | $2,299 | $2,357 |
Cheapest New Braunfels, TX Car Insurance Rates by ZIP Code
New Braunfels car insurance rates vary based on where you live. Check out the difference in car insurance rates by ZIP code in New Braunfels, TX.
| ZIP Code | Average Annual Rates |
|---|---|
| 78132 | $5,331 |
| 78135 | $7,689 |
The Best Cheap Car Insurance Companies in New Braunfels, TX
Take a look at a side-by-side comparison of the top car insurance companies in New Braunfels, TX to find the best option for your needs.
| Insurance Company | Average Annual Rates |
|---|---|
| Allstate | $4,955 |
| American Family | $7,824 |
| Geico | $3,286 |
| Nationwide | $3,465 |
| Progressive | $5,684 |
| State Farm | $2,902 |
| USAA | $2,328 |
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Category Winners: Cheapest Car Insurance in New Braunfels, Texas
Find the cheapest car insurance companies in New Braunfels, TX for each category right here.
| Category | Insurance Company |
|---|---|
| Teenagers | USAA |
| Seniors | USAA |
| Clean Record | USAA |
| With 1 Accident | USAA |
| With 1 DUI | USAA |
| With 1 Speeding Violation | USAA |
Cheapest New Braunfels, TX Car Insurance Rates by Coverage Level
How much car insurance you need will have an impact on your New Braunfels car insurance rates. Find the cheapest New Braunfels, TX car insurance rates by coverage level.
| Insurance Company | Low | Medium | High |
|---|---|---|---|
| Allstate | $4,861 | $4,920 | $5,083 |
| American Family | $7,194 | $7,495 | $8,783 |
| Geico | $3,110 | $3,246 | $3,503 |
| Nationwide | $3,737 | $3,318 | $3,339 |
| Progressive | $5,397 | $5,657 | $5,999 |
| State Farm | $2,752 | $2,895 | $3,058 |
| USAA | $2,245 | $2,318 | $2,421 |
What affects car insurance rates in New Braunfels, Texas?
What are the factors that affect car insurance rates in New Braunfels, TX? There are several reasons why New Braunfels car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in New Braunfels, Texas.
Car Theft in New Braunfels
High levels of vehicle theft can make car insurance more expensive. New Braunfels, TX car theft statistics from the FBI indicate 90 vehicle thefts a year.
Commute Time in New Braunfels
The more time you spend in your car the higher the risk of an accident. The average commute length in New Braunfels, TX is 25.0 minutes according to City-Data.
Traffic in New Braunfels
Traffic and commute times go hand in hand, with more traffic meaning more time on the road. New Braunfels, TX traffic data from INRIX ranks New Braunfels as the 891st-most congested in the world.
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Compare Car Insurance Quotes in New Braunfels, TX
Ready to find affordable New Braunfels, Texas car insurance today? Enter your ZIP code for fast, free New Braunfels, TX car insurance quotes.
Frequently Asked Questions
What factors determine car insurance rates in New Braunfels, TX, in 2023?
Car insurance rates in New Braunfels, TX, in 2023 are determined by various factors, including your driving record, age, gender, location, credit score, type of vehicle, coverage limits, and deductible amounts. Insurance companies also consider statistical data on accidents, theft rates, and the overall cost of claims in the area.
Are car insurance rates higher in New Braunfels, TX, compared to other areas in Texas?
Car insurance rates in New Braunfels, TX, may vary compared to other areas in Texas. Factors such as population density, traffic conditions, crime rates, and the frequency of accidents can influence insurance premiums. It’s recommended to compare quotes from different insurers to find the best rate for your specific location.
How can I find the best car insurance rates in New Braunfels, TX, in 2023?
To find the best car insurance rates in New Braunfels, TX, in 2023, it’s recommended to shop around and obtain quotes from multiple insurance providers. You can use online comparison tools, consult with insurance agents or brokers, or directly contact insurance companies to request personalized quotes based on your specific needs and circumstances.
What are some strategies to lower car insurance rates in New Braunfels, TX?
There are several strategies to potentially lower car insurance rates in New Braunfels, TX. These include maintaining a clean driving record, taking defensive driving courses, bundling your auto insurance with other policies, increasing your deductible, installing safety features in your vehicle, and inquiring about available discounts such as good driver, multi-policy, or anti-theft device discounts.
Free Car Insurance Comparison
Enter your ZIP code below to view companies that have cheap car insurance rates.
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Brad Larson
Licensed Insurance Agent
Brad Larson has been in the insurance industry for over 16 years. He specializes in helping clients navigate the claims process, with a particular emphasis on coverage analysis. He received his bachelor’s degree from the University of Utah in Political Science. He also holds an Associate in Claims (AIC) and Associate in General Insurance (AINS) designations, as well as a Utah Property and Casual...
Licensed Insurance Agent
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.