Best Nantucket, MA Car Insurance in 2024
Car insurance in Nantucket, MA averages $198 a month. Nantucket, Massachusetts car insurance requirements are 20/40/5, but you might need full coverage insurance if your car is financed. To find cheap Nantucket car insurance rates, compare quotes from the top car insurance companies in Nantucket, MA.
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Brandon Frady
Licensed Insurance Agent
Brandon Frady has been a licensed insurance agent and insurance office manager since 2018. He has experience in ventures from retail to finance, working positions from cashier to management, but it wasn’t until Brandon started working in the insurance industry that he truly felt at home in his career. In his day-to-day interactions, he aims to live out his business philosophy in how he treats hi...
Licensed Insurance Agent
UPDATED: Oct 24, 2024
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident car insurance decisions. Comparison shopping should be easy. We are not affiliated with any one car insurance company and cannot guarantee quotes from any single company.
Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from top car companies please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.
UPDATED: Oct 24, 2024
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident car insurance decisions. Comparison shopping should be easy. We are not affiliated with any one car insurance company and cannot guarantee quotes from any single company.
Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from top car companies please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.
On This Page
- Average car insurance rates in Nantucket, MA are $2,379/year
- The cheapest car insurance company in Nantucket for teen drivers is State Farm
- Average car insurance rates in Nantucket, MA after a DUI are $2,918/year
If you need to buy Nantucket, Massachusetts car insurance, the options can be confusing. Everything you need to know about car insurance in Nantucket, MA is right here.
You’ll find Nantucket car insurance rates, the cheapest Nantucket, MA car insurance companies, and information on Massachusetts car insurance laws. You can also compare Nantucket, Massachusetts car insurance rates to Cambridge car insurance rates, New Bedford car insurance rates, and Lowell car insurance rates.
Ready to find affordable Nantucket, MA car insurance today? Enter your ZIP code for fast, free Nantucket car insurance quotes.
Cheapest Nantucket, MA Car Insurance Rates By Age, Gender, and Marital Status
How do age, gender, and marital status affect Nantucket, MA car insurance rates? Every Nantucket, Massachusetts car insurance company weighs these factors differently, so check out the comparison rates.
| Insurance Company | Married 35-Year-Old Female | Married 35-Year-Old Male | Married 60-Year-Old Female | Married 60-Year-Old Male | Single 17-Year-Old Female | Single 17-Year-Old Male | Single 25-Year-Old Female | Single 25-Year-Old Male |
|---|---|---|---|---|---|---|---|---|
| Allstate | $1,548 | $1,548 | $1,548 | $1,548 | $5,563 | $5,563 | $1,738 | $1,738 |
| Geico | $1,585 | $1,585 | $1,457 | $1,457 | $4,691 | $4,691 | $1,639 | $1,639 |
| Liberty Mutual | $2,218 | $2,218 | $1,934 | $1,934 | $7,380 | $7,380 | $2,319 | $2,319 |
| Progressive | $1,764 | $1,764 | $1,690 | $1,690 | $6,447 | $6,447 | $1,908 | $1,908 |
| State Farm | $740 | $740 | $740 | $740 | $2,110 | $2,110 | $740 | $740 |
| Travelers | $2,159 | $2,159 | $1,919 | $1,919 | $4,287 | $4,287 | $2,383 | $2,383 |
| USAA | $1,133 | $1,133 | $1,117 | $1,117 | $2,604 | $2,604 | $1,251 | $1,251 |
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Minimum Car Insurance in Nantucket, MA
Every driver must carry the minimum car insurance in Nantucket, MA. Take a look at the Massachusetts car insurance requirements.
| Liability Insurance Required | Minimum Coverage Limits Required |
|---|---|
| Bodily Injury Liability Coverage | $20,000 per person $40,000 per accident |
| Property Damage Liability Coverage | $5,000 minimum |
Cheapest Nantucket, MA Car Insurance Rates by Driving Record
Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Nantucket, MA to rates for a clean record with top companies.
| Group | Clean Record | With 1 Accident | With 1 DUI | With 1 Speeding Violation |
|---|---|---|---|---|
| Allstate | $2,022 | $2,980 | $3,371 | $2,022 |
| Geico | $1,878 | $2,573 | $2,943 | $1,978 |
| Liberty Mutual | $2,733 | $3,719 | $4,485 | $2,914 |
| Progressive | $2,491 | $3,482 | $2,775 | $3,061 |
| State Farm | $859 | $1,166 | $1,388 | $918 |
| Travelers | $2,116 | $2,888 | $3,082 | $2,661 |
| USAA | $1,092 | $1,412 | $2,381 | $1,219 |
Cheapest Nantucket, MA Car Insurance for Teen Drivers
Teen car insurance in Nantucket, MA can be expensive. Take a look at rates from the top car insurance companies in Nantucket for teenagers.
| Insurance Company | Single 17-Year-Old Female | Single 17-Year-Old Male |
|---|---|---|
| Allstate | $5,563 | $5,563 |
| Geico | $4,691 | $4,691 |
| Liberty Mutual | $7,380 | $7,380 |
| Progressive | $6,447 | $6,447 |
| State Farm | $2,110 | $2,110 |
| Travelers | $4,287 | $4,287 |
| USAA | $2,604 | $2,604 |
Cheapest Nantucket, MA Car Insurance for Seniors
Take a look at Nantucket, MA senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.
| Insurance Company | Married 60-Year-Old Female | Married 60-Year-Old Male |
|---|---|---|
| Allstate | $1,548 | $1,548 |
| Geico | $1,457 | $1,457 |
| Liberty Mutual | $1,934 | $1,934 |
| Progressive | $1,690 | $1,690 |
| State Farm | $740 | $740 |
| Travelers | $1,919 | $1,919 |
| USAA | $1,117 | $1,117 |
Cheapest Nantucket, MA Car Insurance Rates After a DUI
A DUI in Nantucket, MA increases car insurance rates. Compare Nantucket, Massachusetts DUI car insurance by company to find the cheapest option.
| Insurance Company | Annual Car Insurance Rates With a DUI |
|---|---|
| Allstate | $3,371 |
| Geico | $2,943 |
| Liberty Mutual | $4,485 |
| Progressive | $2,775 |
| State Farm | $1,388 |
| Travelers | $3,082 |
| USAA | $2,381 |
Cheapest Nantucket, MA Car Insurance Rates by Commute Length
How does how far you drive affect car insurance rates in Nantucket, MA by commute? Take a look at a comparison of the top companies by commute length.
| Insurance Company | 10 Mile Commute, 6,000 Annual Mileage | 25 Mile Commute, 12,000 Annual Mileage |
|---|---|---|
| Allstate | $2,520 | $2,678 |
| Geico | $2,297 | $2,389 |
| Liberty Mutual | $3,327 | $3,598 |
| Progressive | $2,952 | $2,952 |
| State Farm | $1,058 | $1,108 |
| Travelers | $2,563 | $2,810 |
| USAA | $1,484 | $1,568 |
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The Best Cheap Car Insurance Companies in Nantucket, MA
Take a look at a side-by-side comparison of the top car insurance companies in Nantucket, MA to find the best option for your needs.
| Insurance Company | Average Annual Rates |
|---|---|
| Allstate | $2,599 |
| Geico | $2,343 |
| Liberty Mutual | $3,463 |
| Progressive | $2,952 |
| State Farm | $1,083 |
| Travelers | $2,687 |
| USAA | $1,526 |
Category Winners: Cheapest Car Insurance in Nantucket, Massachusetts
Find the cheapest car insurance companies in Nantucket, MA for each category right here.
| Category | Insurance Company |
|---|---|
| Teenagers | State Farm |
| Seniors | State Farm |
| Clean Record | State Farm |
| With 1 Accident | State Farm |
| With 1 DUI | State Farm |
| With 1 Speeding Violation | State Farm |
Cheapest Nantucket, MA Car Insurance Rates by Coverage Level
How much coverage you choose will have an impact on your Nantucket car insurance rates. Find the cheapest Nantucket, MA car insurance rates by coverage level.
| Insurance Company | Low | Medium | High |
|---|---|---|---|
| Allstate | $2,433 | $2,629 | $2,734 |
| Geico | $2,166 | $2,385 | $2,477 |
| Liberty Mutual | $3,248 | $3,507 | $3,633 |
| Progressive | $2,720 | $3,010 | $3,126 |
| State Farm | $990 | $1,101 | $1,157 |
| Travelers | $2,446 | $2,734 | $2,880 |
| USAA | $1,418 | $1,551 | $1,609 |
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What affects car insurance rates in Nantucket, Massachusetts?
What factors can have an impact on Nantucket, MA car insurance? There are several reasons why Nantucket car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Nantucket, Massachusetts.
Commute Time in Nantucket
The more time you spend in your car the higher the risk of an accident. The average commute length in Nantucket, MA is 11.8 minutes according to City-Data.
Compare Car Insurance Quotes in Nantucket, MA
Ready to find affordable Nantucket, Massachusetts car insurance today? Enter your ZIP code for fast, free Nantucket, MA car insurance quotes.
Frequently Asked Questions
How can I compare car insurance quotes in Nantucket, MA?
To compare car insurance quotes in Nantucket, MA, you can follow these steps:
- Gather your vehicle and personal information, including your driving history.
- Research reputable insurance companies that offer coverage in Nantucket.
- Visit the websites of these companies or use online insurance comparison tools.
- Enter your information accurately and request quotes from multiple insurers.
- Review the coverage options, deductibles, and premiums offered by each company.
- Consider factors like customer reviews, financial stability, and customer service reputation.
- Select the insurance policy that best suits your needs and budget.
What factors affect car insurance rates in Nantucket, MA?
Several factors can influence car insurance rates in Nantucket, MA, including:
- Age and gender
- Driving record and claims history
- Type of vehicle and its safety features
- Annual mileage and usage patterns
- Credit history
- ZIP code and location
- Coverage limits and deductibles
Are there any specific car insurance requirements in Nantucket, MA?
In Massachusetts, drivers are required to carry certain minimum car insurance coverage, including:
- $20,000 per person bodily injury liability coverage
- $40,000 per accident bodily injury liability coverage
- $5,000 property damage liability coverage
- $8,000 personal injury protection (PIP) coverage
What additional coverage options should I consider in Nantucket, MA?
While the minimum required coverage is mandatory, there are additional coverage options you may want to consider for added protection. These can include:
- Collision coverage: Covers damage to your vehicle caused by a collision, regardless of fault.
- Comprehensive coverage: Provides coverage for non-collision incidents like theft, vandalism, or natural disasters.
- Uninsured/underinsured motorist coverage: Protects you if you’re involved in an accident with a driver who has insufficient or no insurance.
- Rental car reimbursement: Helps cover the cost of a rental car while your vehicle is being repaired after an accident.
- Roadside assistance: Provides assistance in case of a breakdown or other roadside emergencies.
How can I lower my car insurance premiums in Nantucket, MA?
To potentially lower your car insurance premiums in Nantucket, MA, consider the following:
- Maintain a clean driving record and avoid accidents or traffic violations.
- Bundle your car insurance with other policies, such as homeowners or renters insurance.
- Inquire about available discounts, such as safe driver discounts, multi-policy discounts, or good student discounts.
- Consider raising your deductibles, but make sure you can afford the out-of-pocket costs if needed.
- Install safety features in your vehicle, such as anti-theft devices or anti-lock brakes.
- Shop around and compare quotes from different insurance companies to ensure you’re getting the best rate.
Free Car Insurance Comparison
Enter your ZIP code below to view companies that have cheap car insurance rates.
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Brandon Frady
Licensed Insurance Agent
Brandon Frady has been a licensed insurance agent and insurance office manager since 2018. He has experience in ventures from retail to finance, working positions from cashier to management, but it wasn’t until Brandon started working in the insurance industry that he truly felt at home in his career. In his day-to-day interactions, he aims to live out his business philosophy in how he treats hi...
Licensed Insurance Agent
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.