Best Morris, NY Car Insurance in 2024
Car insurance in Morris, NY averages $287 a month. Morris, New York car insurance requirements are 25/50/10, but you might need full coverage insurance if your car is financed. To find cheap Morris car insurance rates, compare quotes from the top car insurance companies in Morris, NY.
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Michael Vereecke
Commercial Lines Coverage Specialist
Michael Vereecke is the president of Customers First Insurance Group. He has been a licensed insurance agent for over 13 years. He also carries a Commercial Lines Coverage Specialist (CLCS) Designation, providing him the expertise to spot holes in businesses’ coverage. Since 2009, he has worked with many insurance providers, giving him unique insight into the insurance market, differences in ...
Commercial Lines Coverage Specialist
UPDATED: Oct 24, 2024
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident car insurance decisions. Comparison shopping should be easy. We are not affiliated with any one car insurance company and cannot guarantee quotes from any single company.
Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from top car companies please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.
UPDATED: Oct 24, 2024
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident car insurance decisions. Comparison shopping should be easy. We are not affiliated with any one car insurance company and cannot guarantee quotes from any single company.
Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from top car companies please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.
On This Page
- Average car insurance rates in Morris, NY after a DUI are $4,592/year
- The cheapest car insurance company in Morris for teen drivers is Geico
- The cheapest car insurance company in Morris is Geico
If you need to buy Morris, New York car insurance, the options can be confusing. Everything you need to know about car insurance in Morris, NY is right here.
You’ll find Morris car insurance rates, the cheapest Morris, NY car insurance companies, and information on New York car insurance laws. You can also compare Morris, New York car insurance rates to Yonkers car insurance rates, Syracuse car insurance rates, and Utica car insurance rates.
Ready to find affordable Morris, NY car insurance today? Enter your ZIP code for fast, free Morris car insurance quotes.
Cheapest Morris, NY Car Insurance Rates By Age, Gender, and Marital Status
How do age, gender, and marital status affect Morris, NY car insurance rates? Every Morris, New York car insurance company weighs these factors differently, so check out the comparison rates.
| Insurance Company | Married 35-Year-Old Female | Married 35-Year-Old Male | Married 60-Year-Old Female | Married 60-Year-Old Male | Single 17-Year-Old Female | Single 17-Year-Old Male | Single 25-Year-Old Female | Single 25-Year-Old Male |
|---|---|---|---|---|---|---|---|---|
| Allstate | $2,394 | $2,271 | $2,228 | $2,265 | $6,758 | $7,248 | $2,420 | $2,459 |
| Geico | $1,606 | $1,546 | $1,561 | $1,538 | $3,362 | $4,907 | $1,450 | $1,489 |
| Liberty Mutual | $4,244 | $4,244 | $3,949 | $3,949 | $8,248 | $13,407 | $4,244 | $4,515 |
| Nationwide | $2,260 | $2,260 | $2,133 | $2,133 | $3,937 | $5,868 | $2,260 | $2,873 |
| Progressive | $1,701 | $1,618 | $1,387 | $1,401 | $5,406 | $6,039 | $2,182 | $2,139 |
| State Farm | $2,203 | $2,203 | $1,915 | $1,915 | $6,389 | $8,260 | $2,416 | $2,562 |
| Travelers | $2,518 | $2,552 | $2,290 | $2,464 | $5,785 | $6,842 | $2,676 | $2,802 |
| USAA | $1,750 | $1,722 | $1,576 | $1,583 | $6,993 | $8,362 | $2,243 | $2,480 |
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Minimum Car Insurance in Morris, NY
Every driver must carry the minimum car insurance in Morris, NY. Take a look at the New York car insurance requirements.
| Liability Insurance Required | Minimum Coverage Limits Required |
|---|---|
| Bodily Injury Liability Coverage | $25,000 per person $50,000 per accident |
| Property Damage Liability Coverage | $10,000 minimum |
Cheapest Morris, NY Car Insurance Rates by Credit Score
Your credit affects car insurance costs in Morris, NY. Compare credit history car insurance rates in Morris from top companies for good, fair, and poor credit.
| Insurance Company | Poor | Fair | Good |
|---|---|---|---|
| Allstate | $4,990 | $2,954 | $2,572 |
| Geico | $2,734 | $2,010 | $1,803 |
| Liberty Mutual | $8,187 | $5,354 | $4,009 |
| Nationwide | $2,966 | $2,966 | $2,966 |
| Progressive | $4,331 | $2,237 | $1,635 |
| State Farm | $4,918 | $3,084 | $2,447 |
| Travelers | $4,785 | $3,041 | $2,647 |
| USAA | $5,185 | $2,565 | $2,265 |
Cheapest Morris, NY Car Insurance Rates by Driving Record
Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Morris, NY to rates for a clean record with top companies.
| Group | Clean Record | With 1 Accident | With 1 DUI | With 1 Speeding Violation |
|---|---|---|---|---|
| Allstate | $2,995 | $2,995 | $4,297 | $3,734 |
| Geico | $1,719 | $1,873 | $3,419 | $1,719 |
| Liberty Mutual | $4,698 | $4,698 | $9,308 | $4,698 |
| Nationwide | $2,264 | $2,264 | $5,017 | $2,316 |
| Progressive | $2,664 | $2,664 | $2,930 | $2,678 |
| State Farm | $3,323 | $3,323 | $3,643 | $3,643 |
| Travelers | $2,997 | $3,721 | $3,776 | $3,470 |
| USAA | $2,972 | $3,020 | $4,343 | $3,020 |
Cheapest Morris, NY Car Insurance for Teen Drivers
Teen car insurance in Morris, NY can be expensive. Take a look at rates from the top car insurance companies in Morris for teenagers.
| Insurance Company | Single 17-Year-Old Female | Single 17-Year-Old Male |
|---|---|---|
| Allstate | $6,758 | $7,248 |
| Geico | $3,362 | $4,907 |
| Liberty Mutual | $8,248 | $13,407 |
| Nationwide | $3,937 | $5,868 |
| Progressive | $5,406 | $6,039 |
| State Farm | $6,389 | $8,260 |
| Travelers | $5,785 | $6,842 |
| USAA | $6,993 | $8,362 |
Cheapest Morris, NY Car Insurance for Seniors
Take a look at Morris, NY senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.
| Insurance Company | Married 60-Year-Old Female | Married 60-Year-Old Male |
|---|---|---|
| Allstate | $2,228 | $2,265 |
| Geico | $1,561 | $1,538 |
| Liberty Mutual | $3,949 | $3,949 |
| Nationwide | $2,133 | $2,133 |
| Progressive | $1,387 | $1,401 |
| State Farm | $1,915 | $1,915 |
| Travelers | $2,290 | $2,464 |
| USAA | $1,576 | $1,583 |
Cheapest Morris, NY Car Insurance Rates After a DUI
A DUI in Morris, NY increases car insurance rates. Compare Morris, New York DUI car insurance by company to find the cheapest option.
| Insurance Company | Annual Car Insurance Rates With a DUI |
|---|---|
| Allstate | $4,297 |
| Geico | $3,419 |
| Liberty Mutual | $9,308 |
| Nationwide | $5,017 |
| Progressive | $2,930 |
| State Farm | $3,643 |
| Travelers | $3,776 |
| USAA | $4,343 |
Read More: Compare Best Car Insurance Companies That Accept DUI
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Cheapest Morris, NY Car Insurance Rates by Commute Length
How does how far you drive affect car insurance rates in Morris, NY by commute? Take a look at a comparison of the top companies by commute length.
| Insurance Company | 10 Mile Commute, 6,000 Annual Mileage | 25 Mile Commute, 12,000 Annual Mileage |
|---|---|---|
| Allstate | $3,458 | $3,552 |
| Geico | $2,118 | $2,247 |
| Liberty Mutual | $5,686 | $6,015 |
| Nationwide | $2,966 | $2,966 |
| Progressive | $2,734 | $2,734 |
| State Farm | $3,362 | $3,604 |
| Travelers | $3,491 | $3,491 |
| USAA | $3,305 | $3,372 |
The Best Cheap Car Insurance Companies in Morris, NY
Take a look at a side-by-side comparison of the top car insurance companies in Morris, NY to find the best option for your needs.
| Insurance Company | Average Annual Rates |
|---|---|
| Allstate | $3,505 |
| Geico | $2,182 |
| Liberty Mutual | $5,850 |
| Nationwide | $2,966 |
| Progressive | $2,734 |
| State Farm | $3,483 |
| Travelers | $3,491 |
| USAA | $3,339 |
Category Winners: Cheapest Car Insurance in Morris, New York
Find the cheapest car insurance companies in Morris, NY for each category right here.
| Category | Insurance Company |
|---|---|
| Teenagers | Geico |
| Seniors | Progressive |
| Clean Record | Geico |
| With 1 Accident | Geico |
| With 1 DUI | Progressive |
| With 1 Speeding Violation | Geico |
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Cheapest Morris, NY Car Insurance Rates by Coverage Level
How much coverage you choose will have an impact on your Morris car insurance rates. Find the cheapest Morris, NY car insurance rates by coverage level.
| Insurance Company | Low | Medium | High |
|---|---|---|---|
| Allstate | $3,338 | $3,495 | $3,683 |
| Geico | $2,072 | $2,173 | $2,302 |
| Liberty Mutual | $5,608 | $5,832 | $6,111 |
| Nationwide | $2,822 | $2,945 | $3,129 |
| Progressive | $2,619 | $2,722 | $2,861 |
| State Farm | $3,329 | $3,500 | $3,620 |
| Travelers | $3,340 | $3,462 | $3,671 |
| USAA | $3,250 | $3,324 | $3,442 |
What affects car insurance rates in Morris, New York?
What factors can have an impact on Morris, NY car insurance? There are several reasons why Morris car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Morris, New York.
Commute Time in Morris
The more time you spend in your car the higher the risk of an accident. The average commute length in Morris, NY is 18.3 minutes according to City-Data.
Compare Car Insurance Quotes in Morris, NY
Ready to find affordable Morris, New York car insurance today? Enter your ZIP code for fast, free Morris, NY car insurance quotes.
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Enter your ZIP code below to view companies that have cheap car insurance rates.
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Frequently Asked Questions
How can I compare car insurance rates in Morris, NY?
To compare car insurance rates in Morris, NY, you can follow these steps:
- Gather information: Collect details about your vehicle, driving history, and insurance needs.
- Research insurance companies: Look for reputable insurance providers that offer coverage in Morris, NY.
- Request quotes: Reach out to different insurance companies and provide the necessary information to receive accurate quotes.
- Compare coverage options: Review the coverage levels, deductibles, and additional features offered by each insurer.
- Evaluate costs: Consider the premiums and any potential discounts offered by each insurer.
- Choose the best option: Select the insurance policy that provides the coverage you need at a price that fits your budget.
What factors can affect car insurance rates in Morris, NY?
Several factors can influence car insurance rates in Morris, NY. These may include:
- Your age, gender, and marital status
- Your driving record and claims history
- The make, model, and year of your vehicle
- The coverage limits and deductibles you choose
- The amount of mileage you drive annually
- The location where your vehicle is primarily parked in Morris, NY
Are car insurance rates the same for all drivers in Morris, NY?
No, car insurance rates can vary among drivers in Morris, NY. Insurance companies consider individual factors such as driving record, age, gender, and vehicle type when determining premiums. Each driver’s unique circumstances can affect the rates they receive.
How can I save money on car insurance in Morris, NY?
Here are some tips to potentially save money on car insurance in Morris, NY:
- Maintain a clean driving record and avoid accidents or traffic violations.
- Bundle your car insurance with other policies, such as home or renters insurance, to potentially receive a multi-policy discount.
- Inquire about available discounts, such as safe driver discounts or discounts for completing defensive driving courses.
- Consider raising your deductibles if you can afford to pay a higher amount out of pocket in the event of a claim.
- Shop around and compare quotes from different insurance companies to find the most competitive rates.
Are there any specific considerations for car insurance in Morris, NY?
When obtaining car insurance in Morris, NY, it’s important to consider the specific driving conditions and risks in the area. Factors such as local accident rates, weather patterns, and the proximity to densely populated areas may influence the coverage you need. It’s advisable to discuss these considerations with insurance agents or companies familiar with the region.
Where can I find more information about car insurance in Morris, NY?
To gather more information about car insurance in Morris, NY, you can:
- Visit the websites of insurance companies that operate in Morris, NY, and explore their coverage options.
- Contact local insurance agents or brokers who can provide personalized guidance based on your specific needs and location.
- Check with the New York State Department of Financial Services or other relevant state agencies for resources and information on car insurance requirements and regulations.
Free Car Insurance Comparison
Enter your ZIP code below to view companies that have cheap car insurance rates.
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Michael Vereecke
Commercial Lines Coverage Specialist
Michael Vereecke is the president of Customers First Insurance Group. He has been a licensed insurance agent for over 13 years. He also carries a Commercial Lines Coverage Specialist (CLCS) Designation, providing him the expertise to spot holes in businesses’ coverage. Since 2009, he has worked with many insurance providers, giving him unique insight into the insurance market, differences in ...
Commercial Lines Coverage Specialist
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.