Compare Mitsubishi Car Insurance Rates [2024]

While it’s not the most popular brand in America, Mitsubishi still has a loyal fanbase. With a general sense of reliability and low price tags, Mitsubishi drivers usually see insurance rates much lower than the national average.

Although Mitsubishi rates are usually low, many factors affect insurance prices. For example, full coverage can cost two to three times more than your state’s minimum insurance requirements. You’ll also see different rates based on your location, age, and credit score.

Read on to learn the best places to compare Mitsubishi car insurance rates and which types of insurance you should buy. The most important step in finding the most affordable rates for your Mitsubishi is to get quotes from as many companies as possible.

How much does Mitsubishi car insurance cost?

Mitsubishi car insurance is a little more affordable than the national average, with some models costing much less than others. The average Mitsubishi driver pays about $134 per month for insurance, but there are several factors that affect rates. These include:

• Your car
• Age and gender
• Driving record
• Credit score
• Marital status
• Location

Aside from these factors, the amount of coverage you want to buy also plays a role in your rates. Your cheapest option is minimum coverage, but that usually only covers damage you cause to other drivers. Full coverage costs more, but it offers better protection for your Mitsubishi.

A final factor that affects your insurance rates is the model you buy. While most Mitsubishis models cost less to insure than the national average, some are more expensive than others. Check the rates to see how much you might pay for insurance based on the model you buy.

As you can see, most Mitsubishi models have low insurance rates. Mitsubishi’s most expensive model to insure — the Lancer — costs only a little more than the national average. That means you’ll likely find affordable Mitsubishi car insurance rates no matter which model you purchase.

Navigate Your Options: Compare Mitsubishi Car Insurance Rates by Model

Quickly compare car insurance rates for Mitsubishi models including 3000GT, i-MiEV, and Mirage G4. Start now to find the best rates for your Mitsubishi!

What types of insurance should you buy for a Mitsubishi?

The type of policy you should buy for your Mitsubishi depends on several things, but the most important is the age of your car. Drivers with older, less valuable Mistubishis can usually save money by buying the minimum insurance required in their state.

If you have a newer, more valuable Mitsubishi — or have a loan or lease — full coverage is probably your best option. Full coverage includes:

• Liability: Liability insurance covers damage you cause in an at-fault accident. It never covers your car repairs or medical bills, though.
• Comprehensive: Comprehensive insurance covers unexpected events that damage your car. These events include extreme weather, fires, floods, vandalism, theft, and animal contact.
• Collision: If you want your policy to cover your car repairs after an at-fault accident, you need collision insurance. Collision insurance also covers you if you hit a stationary object, like a tree.
• Uninsured/underinsured motorist: Although most states require car insurance, not all drivers follow the law. Uninsured motorist insurance pays for your medical expenses and car repairs if a driver hits you with inadequate coverage.
• Personal injury protection/medical payments: Health care expenses get expensive quickly after a car accident. Medical payments and personal injury protection insurance cover medical bills for you and your passengers.

Aside from these basic types of insurance, many drivers buy additional coverage for their Mitsubishis. Popular add-ons for Mitsubishi owners include gap insurance, rental car reimbursement, and roadside assistance.

While adding more coverage is never bad, you should proceed cautiously. Add-ons can significantly increase how much you’ll pay for car insurance, so you should only buy what you need.

Tips to Save on Your Mitsubishi Car Insurance

Mitsubishi insurance is usually affordable, with most drivers seeing quotes lower than the national average. However, there are always ways to save more on your insurance. If you need to find the cheapest Mitsubishi car insurance rates possible, try the following tips:

• Lower your coverage. Depending on how old your car is, lowering the amount of coverage in your policy is a great way to reduce your rates. Keep in mind that lowering your coverage will likely leave you financially responsible for your own car repairs.
• Try telematics. Most companies offer usage-based insurance programs to help safe, low-mileage drivers save. Depending on the company, you can save up to 40% if you regularly practice safe habits.
• Drive safe. Drivers without traffic incidents on their records pay less for insurance than people with speeding tickets, at-fault accidents, or DUIs.
• Keep your car safe. Cars with safety features like anti-lock brakes, audible alarms, GPS tracking, and daytime running lights have cheaper insurance rates. You can also keep insurance costs down by parking in a safe spot every night, like a secured garage or private driveway.
• Raise your deductible. Your deductible is the portion you must pay before your insurance kicks in. You can lower your rates by choosing a higher deductible, but you’ll have to pay more when you make a claim.
• Look for discounts. Popular discounts for Mitsubishi drivers include bundling policies, insuring multiple cars on the same policy, and remaining claims-free.

While these tips are excellent ways to save on your car insurance, one of the best ways is to start with a low quote. Comparing quotes from multiple companies is the only way to find the lowest rates for your Mitsubishi.

Find the Best Mitsubishi Insurance Today

Due to the brand’s reliability and affordability, Mitsubishi drivers usually see lower insurance rates. At an average of $134 a month, most Mitsubishi models cost less to insure than the national average. While Mitsubishi insurance rates are typically low, there are always more ways to save.

One of the most crucial steps in finding affordable coverage for your Mitsubishi is to compare quotes. Comparing quotes from multiple companies is the only way to ensure you don’t overpay for your insurance.