Best Milton, FL Car Insurance in 2024
Car insurance in Milton, FL averages $330 a month. Milton, Florida car insurance requirements are 10/20/10, but you might need full coverage insurance if your car is financed. To find cheap Milton car insurance rates, compare quotes from the top car insurance companies in Milton, FL.
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Dani Best
Licensed Insurance Producer
Dani Best has been a licensed insurance producer for nearly 10 years. Dani began her insurance career in a sales role with State Farm in 2014. During her time in sales, she graduated with her Bachelors in Psychology from Capella University and is currently earning her Masters in Marriage and Family Therapy. Since 2014, Dani has held and maintains licenses in Life, Disability, Property, and Casualt...
Licensed Insurance Producer
UPDATED: Oct 24, 2024
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident car insurance decisions. Comparison shopping should be easy. We are not affiliated with any one car insurance company and cannot guarantee quotes from any single company.
Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from top car companies please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.
UPDATED: Oct 24, 2024
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident car insurance decisions. Comparison shopping should be easy. We are not affiliated with any one car insurance company and cannot guarantee quotes from any single company.
Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from top car companies please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.
On This Page
- The cheapest car insurance company in Milton is USAA
- Average car insurance rates in Milton, FL after a DUI are $4,705/year
- The cheapest car insurance company in Milton for teen drivers is Geico
If you need to buy Milton, Florida car insurance, the options can be confusing. Everything you need to know about car insurance in Milton, FL is right here.
You’ll find Milton car insurance rates, the cheapest Milton, FL car insurance companies, and information on Florida car insurance laws. You can also compare Milton, Florida car insurance rates to Port St. Lucie car insurance rates, Orlando car insurance rates, and Jacksonville car insurance rates.
Ready to find affordable Milton, FL car insurance today? Enter your ZIP code for fast, free Milton car insurance quotes.
Cheapest Milton, FL Car Insurance Rates By Age, Gender, and Marital Status
How do age, gender, and marital status affect Milton, FL car insurance rates? Every Milton, Florida car insurance company weighs these factors differently, so check out the comparison rates.
| Insurance Company | Married 35-Year-Old Female | Married 35-Year-Old Male | Married 60-Year-Old Female | Married 60-Year-Old Male | Single 17-Year-Old Female | Single 17-Year-Old Male | Single 25-Year-Old Female | Single 25-Year-Old Male |
|---|---|---|---|---|---|---|---|---|
| Allstate | $3,946 | $3,738 | $3,402 | $3,441 | $13,205 | $14,148 | $3,934 | $3,979 |
| Geico | $2,421 | $2,435 | $2,264 | $2,264 | $4,344 | $5,486 | $2,673 | $2,722 |
| Liberty Mutual | $3,042 | $3,042 | $2,792 | $2,792 | $6,369 | $9,779 | $3,042 | $4,101 |
| Nationwide | $2,519 | $2,497 | $2,251 | $2,333 | $6,001 | $7,429 | $2,773 | $2,900 |
| Progressive | $3,196 | $3,029 | $2,764 | $2,955 | $9,078 | $9,970 | $3,859 | $3,748 |
| State Farm | $1,999 | $1,999 | $1,808 | $1,808 | $5,835 | $7,466 | $2,215 | $2,390 |
| USAA | $1,441 | $1,421 | $1,337 | $1,333 | $4,787 | $5,588 | $1,806 | $1,958 |
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Minimum Car Insurance in Milton, FL
Every driver must carry the minimum car insurance in Milton, FL. Take a look at the Florida car insurance requirements.
| Liability Insurance Required | Minimum Coverage Limits Required |
|---|---|
| Bodily Injury Liability Coverage | $10,000 per person $20,000 per accident |
| Property Damage Liability Coverage | $10,000 minimum |
Cheapest Milton, FL Car Insurance Rates by Credit Score
Your credit affects car insurance costs in Milton, FL. Compare credit history car insurance rates in Milton from top companies for good, fair, and poor credit.
| Insurance Company | Poor | Fair | Good |
|---|---|---|---|
| Allstate | $8,687 | $5,509 | $4,476 |
| Geico | $4,477 | $2,713 | $2,039 |
| Liberty Mutual | $5,615 | $4,133 | $3,361 |
| Nationwide | $4,482 | $3,297 | $2,985 |
| Progressive | $6,270 | $4,466 | $3,739 |
| State Farm | $4,347 | $2,865 | $2,358 |
| USAA | $4,019 | $1,947 | $1,411 |
Cheapest Milton, FL Car Insurance Rates by Driving Record
Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Milton, FL to rates for a clean record with top companies.
| Group | Clean Record | With 1 Accident | With 1 DUI | With 1 Speeding Violation |
|---|---|---|---|---|
| Allstate | $5,384 | $6,433 | $7,118 | $5,962 |
| Geico | $2,147 | $2,740 | $4,072 | $3,346 |
| Liberty Mutual | $3,215 | $4,110 | $5,847 | $4,307 |
| Nationwide | $3,084 | $3,366 | $4,490 | $3,411 |
| Progressive | $3,814 | $5,635 | $4,736 | $5,114 |
| State Farm | $2,920 | $3,460 | $3,190 | $3,190 |
| USAA | $1,943 | $2,378 | $3,481 | $2,033 |
Cheapest Milton, FL Car Insurance for Teen Drivers
Teen car insurance in Milton, FL can be expensive. Take a look at rates from the top car insurance companies in Milton for teenagers.
| Insurance Company | Single 17-Year-Old Female | Single 17-Year-Old Male |
|---|---|---|
| Allstate | $13,205 | $14,148 |
| Geico | $4,344 | $5,486 |
| Liberty Mutual | $6,369 | $9,779 |
| Nationwide | $6,001 | $7,429 |
| Progressive | $9,078 | $9,970 |
| State Farm | $5,835 | $7,466 |
| USAA | $4,787 | $5,588 |
Cheapest Milton, FL Car Insurance for Seniors
Take a look at Milton, FL senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.
| Insurance Company | Married 60-Year-Old Female | Married 60-Year-Old Male |
|---|---|---|
| Allstate | $3,402 | $3,441 |
| Geico | $2,264 | $2,264 |
| Liberty Mutual | $2,792 | $2,792 |
| Nationwide | $2,251 | $2,333 |
| Progressive | $2,764 | $2,955 |
| State Farm | $1,808 | $1,808 |
| USAA | $1,337 | $1,333 |
Cheapest Milton, FL Car Insurance Rates After a DUI
A DUI in Milton, FL increases car insurance rates. Compare Milton, Florida DUI car insurance by company to find the cheapest option.
| Insurance Company | Annual Car Insurance Rates With a DUI |
|---|---|
| Allstate | $7,118 |
| Geico | $4,072 |
| Liberty Mutual | $5,847 |
| Nationwide | $4,490 |
| Progressive | $4,736 |
| State Farm | $3,190 |
| USAA | $3,481 |
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Cheapest Milton, FL Car Insurance Rates by Commute Length
How does how far you drive affect car insurance rates in Milton, FL by commute? Take a look at a comparison of the top companies by commute length.
| Insurance Company | 10 Mile Commute, 6,000 Annual Mileage | 25 Mile Commute, 12,000 Annual Mileage |
|---|---|---|
| Allstate | $6,046 | $6,402 |
| Geico | $3,061 | $3,092 |
| Liberty Mutual | $4,230 | $4,509 |
| Nationwide | $3,588 | $3,588 |
| Progressive | $4,825 | $4,825 |
| State Farm | $3,083 | $3,297 |
| USAA | $2,431 | $2,487 |
The Best Cheap Car Insurance Companies in Milton, FL
Take a look at a side-by-side comparison of the top car insurance companies in Milton, FL to find the best option for your needs.
| Insurance Company | Average Annual Rates |
|---|---|
| Allstate | $6,224 |
| Geico | $3,076 |
| Liberty Mutual | $4,370 |
| Nationwide | $3,588 |
| Progressive | $4,825 |
| State Farm | $3,190 |
| USAA | $2,459 |
Category Winners: Cheapest Car Insurance in Milton, Florida
Find the cheapest car insurance companies in Milton, FL for each category right here.
| Category | Insurance Company |
|---|---|
| Teenagers | Geico |
| Seniors | USAA |
| Clean Record | USAA |
| With 1 Accident | USAA |
| With 1 DUI | State Farm |
| With 1 Speeding Violation | USAA |
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Cheapest Milton, FL Car Insurance Rates by Coverage Level
How much coverage you choose will have an impact on your Milton car insurance rates. Find the cheapest Milton, FL car insurance rates by coverage level.
| Insurance Company | Low | Medium | High |
|---|---|---|---|
| Allstate | $5,111 | $6,476 | $7,085 |
| Geico | $2,636 | $3,168 | $3,425 |
| Liberty Mutual | $4,035 | $4,434 | $4,640 |
| Nationwide | $2,911 | $3,717 | $4,135 |
| Progressive | $4,115 | $4,929 | $5,431 |
| State Farm | $2,744 | $3,262 | $3,564 |
| USAA | $2,171 | $2,533 | $2,673 |
What affects car insurance rates in Milton, Florida?
What factors can have an impact on Milton, FL car insurance? There are several reasons why Milton car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Milton, Florida.
Car Theft in Milton
High levels of vehicle theft can make car insurance more expensive. Milton, FL car theft statistics from the FBI indicate 12 vehicle thefts a year.
Commute Time in Milton
The more time you spend in your car the higher the risk of an accident. The average commute length in Milton, FL is 25.3 minutes according to City-Data.
Compare Car Insurance Quotes in Milton, FL
Ready to find affordable Milton, Florida car insurance today? Enter your ZIP code for fast, free Milton, FL car insurance quotes.
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Enter your ZIP code below to view companies that have cheap car insurance rates.
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Frequently Asked Questions
How much does car insurance cost in Milton, FL?
On average, car insurance in Milton, FL costs around $330 per month.
What are the car insurance requirements in Milton, FL?
The car insurance requirements in Milton, FL are 10/20/10, which means you need at least $10,000 in bodily injury liability coverage per person, $20,000 in bodily injury liability coverage per accident, and $10,000 in property damage liability coverage.
Do I need full coverage insurance if my car is financed?
If your car is financed, you may be required by your lender to have full coverage insurance. Full coverage typically includes comprehensive and collision coverage in addition to liability coverage.
How can I find cheap car insurance rates in Milton, FL?
To find cheap car insurance rates in Milton, FL, it’s recommended to compare quotes from multiple insurance companies. This way, you can find the best coverage options at the most affordable rates.
How do age, gender, and marital status affect car insurance rates in Milton, FL?
Age, gender, and marital status can all impact car insurance rates in Milton, FL. Each insurance company weighs these factors differently, so it’s best to compare rates from different insurers to find the most favorable rates for your specific situation.
What is the minimum car insurance coverage required in Milton, FL?
The minimum car insurance coverage required in Milton, FL includes $10,000 in bodily injury liability coverage per person, $20,000 in bodily injury liability coverage per accident, and $10,000 in property damage liability coverage.
Free Car Insurance Comparison
Enter your ZIP code below to view companies that have cheap car insurance rates.
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Dani Best
Licensed Insurance Producer
Dani Best has been a licensed insurance producer for nearly 10 years. Dani began her insurance career in a sales role with State Farm in 2014. During her time in sales, she graduated with her Bachelors in Psychology from Capella University and is currently earning her Masters in Marriage and Family Therapy. Since 2014, Dani has held and maintains licenses in Life, Disability, Property, and Casualt...
Licensed Insurance Producer
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.