Best Milford, DE Car Insurance in 2024
Car insurance in Milford, DE averages $442 a month. Milford, Delaware car insurance requirements are 25/50/10, but you might need full coverage insurance if your car is financed. To find cheap Milford car insurance rates, compare quotes from the top car insurance companies in Milford, DE.
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Michelle Robbins
Licensed Insurance Agent
Michelle Robbins has been a licensed insurance agent for over 13 years. Her career began in the real estate industry, supporting local realtors with Title Insurance. After several years, Michelle shifted to real estate home warranty insurance, where she managed a territory of over 100 miles of real estate professionals. Later, Agent Robbins obtained more licensing and experience serving families a...
Licensed Insurance Agent
UPDATED: Oct 24, 2024
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident car insurance decisions. Comparison shopping should be easy. We are not affiliated with any one car insurance company and cannot guarantee quotes from any single company.
Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from top car companies please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.
UPDATED: Oct 24, 2024
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident car insurance decisions. Comparison shopping should be easy. We are not affiliated with any one car insurance company and cannot guarantee quotes from any single company.
Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from top car companies please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.
On This Page
- Average car insurance rates in Milford, DE are $5,309/year
- Average car insurance rates in Milford, DE after a DUI are $7,032/year
- The cheapest car insurance company in Milford is USAA
If you need to buy Milford, Delaware car insurance, the options can be confusing. Everything you need to know about car insurance in Milford, DE is right here.
You’ll find Milford car insurance rates, the cheapest Milford, DE car insurance companies, and information on Delaware car insurance laws. You can also compare Milford, Delaware car insurance rates to Newark car insurance rates, Smyrna car insurance rates, and Dover car insurance rates.
Ready to find affordable Milford, DE car insurance today? Enter your ZIP code for fast, free Milford car insurance quotes.
Cheapest Milford, DE Car Insurance Rates By Age, Gender, and Marital Status
How do age, gender, and marital status affect Milford, DE car insurance rates? Every Milford, Delaware car insurance company weighs these factors differently, so check out the comparison rates.
| Insurance Company | Married 35-Year-Old Female | Married 35-Year-Old Male | Married 60-Year-Old Female | Married 60-Year-Old Male | Single 17-Year-Old Female | Single 17-Year-Old Male | Single 25-Year-Old Female | Single 25-Year-Old Male |
|---|---|---|---|---|---|---|---|---|
| Allstate | $3,160 | $3,129 | $2,774 | $2,932 | $11,271 | $13,211 | $3,364 | $3,592 |
| Geico | $2,394 | $2,660 | $2,291 | $2,666 | $5,847 | $6,106 | $2,526 | $2,454 |
| Liberty Mutual | $11,459 | $11,459 | $11,321 | $11,321 | $25,427 | $38,488 | $11,459 | $15,856 |
| Nationwide | $2,533 | $2,519 | $2,314 | $2,309 | $5,939 | $7,522 | $2,807 | $3,006 |
| Progressive | $1,733 | $1,605 | $1,526 | $1,558 | $8,628 | $9,509 | $2,108 | $2,052 |
| State Farm | $2,440 | $2,440 | $2,248 | $2,248 | $6,934 | $8,957 | $2,735 | $2,852 |
| Travelers | $1,361 | $1,364 | $1,345 | $1,306 | $7,373 | $11,117 | $1,447 | $1,565 |
| USAA | $1,198 | $1,179 | $1,110 | $1,108 | $4,357 | $5,117 | $1,500 | $1,646 |
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Minimum Car Insurance in Milford, DE
Every driver must carry the minimum car insurance in Milford, DE. Take a look at the Delaware car insurance requirements.
| Liability Insurance Required | Minimum Coverage Limits Required |
|---|---|
| Bodily Injury Liability Coverage | $25,000 per person $50,000 per accident |
| Property Damage Liability Coverage | $10,000 minimum |
Cheapest Milford, DE Car Insurance Rates by Credit Score
Your credit affects car insurance costs in Milford, DE. Compare credit history car insurance rates in Milford from top companies for good, fair, and poor credit.
| Insurance Company | Poor | Fair | Good |
|---|---|---|---|
| Allstate | $6,949 | $4,949 | $4,389 |
| Geico | $5,219 | $2,898 | $1,988 |
| Liberty Mutual | $23,141 | $15,587 | $12,568 |
| Nationwide | $4,183 | $3,489 | $3,184 |
| Progressive | $4,014 | $3,511 | $3,245 |
| State Farm | $5,904 | $3,253 | $2,414 |
| Travelers | $3,755 | $3,095 | $3,230 |
| USAA | $3,517 | $1,706 | $1,233 |
Cheapest Milford, DE Car Insurance Rates by Driving Record
Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Milford, DE to rates for a clean record with top companies.
| Group | Clean Record | With 1 Accident | With 1 DUI | With 1 Speeding Violation |
|---|---|---|---|---|
| Allstate | $4,595 | $5,491 | $6,417 | $5,214 |
| Geico | $2,586 | $3,579 | $4,373 | $2,935 |
| Liberty Mutual | $13,628 | $15,703 | $25,102 | $13,962 |
| Nationwide | $2,892 | $2,892 | $5,279 | $3,412 |
| Progressive | $3,101 | $4,087 | $3,525 | $3,647 |
| State Farm | $3,499 | $4,215 | $3,857 | $3,857 |
| Travelers | $2,873 | $2,881 | $4,674 | $3,012 |
| USAA | $1,776 | $1,776 | $3,029 | $2,027 |
Cheapest Milford, DE Car Insurance for Teen Drivers
Teen car insurance in Milford, DE can be expensive. Take a look at rates from the top car insurance companies in Milford for teenagers.
| Insurance Company | Single 17-Year-Old Female | Single 17-Year-Old Male |
|---|---|---|
| Allstate | $11,271 | $13,211 |
| Geico | $5,847 | $6,106 |
| Liberty Mutual | $25,427 | $38,488 |
| Nationwide | $5,939 | $7,522 |
| Progressive | $8,628 | $9,509 |
| State Farm | $6,934 | $8,957 |
| Travelers | $7,373 | $11,117 |
| USAA | $4,357 | $5,117 |
Cheapest Milford, DE Car Insurance for Seniors
Take a look at Milford, DE senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.
| Insurance Company | Married 60-Year-Old Female | Married 60-Year-Old Male |
|---|---|---|
| Allstate | $2,774 | $2,932 |
| Geico | $2,291 | $2,666 |
| Liberty Mutual | $11,321 | $11,321 |
| Nationwide | $2,314 | $2,309 |
| Progressive | $1,526 | $1,558 |
| State Farm | $2,248 | $2,248 |
| Travelers | $1,345 | $1,306 |
| USAA | $1,110 | $1,108 |
Cheapest Milford, DE Car Insurance Rates After a DUI
A DUI in Milford, DE increases car insurance rates. Compare Milford, Delaware DUI car insurance by company to find the cheapest option.
| Insurance Company | Annual Car Insurance Rates With a DUI |
|---|---|
| Allstate | $6,417 |
| Geico | $4,373 |
| Liberty Mutual | $25,102 |
| Nationwide | $5,279 |
| Progressive | $3,525 |
| State Farm | $3,857 |
| Travelers | $4,674 |
| USAA | $3,029 |
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Cheapest Milford, DE Car Insurance Rates by Commute Length
How does how far you drive affect car insurance rates in Milford, DE by commute? Take a look at a comparison of the top companies by commute length.
| Insurance Company | 10 Mile Commute, 6,000 Annual Mileage | 25 Mile Commute, 12,000 Annual Mileage |
|---|---|---|
| Allstate | $5,429 | $5,429 |
| Geico | $3,314 | $3,422 |
| Liberty Mutual | $16,627 | $17,571 |
| Nationwide | $3,619 | $3,619 |
| Progressive | $3,590 | $3,590 |
| State Farm | $3,725 | $3,989 |
| Travelers | $3,360 | $3,360 |
| USAA | $2,129 | $2,175 |
The Best Cheap Car Insurance Companies in Milford, DE
Take a look at a side-by-side comparison of the top car insurance companies in Milford, DE to find the best option for your needs.
| Insurance Company | Average Annual Rates |
|---|---|
| Allstate | $5,429 |
| Geico | $3,368 |
| Liberty Mutual | $17,099 |
| Nationwide | $3,619 |
| Progressive | $3,590 |
| State Farm | $3,857 |
| Travelers | $3,360 |
| USAA | $2,152 |
Category Winners: Cheapest Car Insurance in Milford, Delaware
Find the cheapest car insurance companies in Milford, DE for each category right here.
| Category | Insurance Company |
|---|---|
| Teenagers | USAA |
| Seniors | USAA |
| Clean Record | USAA |
| With 1 Accident | USAA |
| With 1 DUI | USAA |
| With 1 Speeding Violation | USAA |
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Cheapest Milford, DE Car Insurance Rates by Coverage Level
How much coverage you choose will have an impact on your Milford car insurance rates. Find the cheapest Milford, DE car insurance rates by coverage level.
| Insurance Company | Low | Medium | High |
|---|---|---|---|
| Allstate | $5,004 | $5,488 | $5,795 |
| Geico | $3,044 | $3,417 | $3,644 |
| Liberty Mutual | $16,248 | $16,898 | $18,149 |
| Nationwide | $3,604 | $3,559 | $3,692 |
| Progressive | $3,162 | $3,632 | $3,976 |
| State Farm | $3,599 | $3,866 | $4,105 |
| Travelers | $3,183 | $3,462 | $3,436 |
| USAA | $2,012 | $2,148 | $2,297 |
What affects car insurance rates in Milford, Delaware?
What factors can have an impact on Milford, DE car insurance? There are several reasons why Milford car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Milford, Delaware.
Commute Time in Milford
The more time you spend in your car the higher the risk of an accident. The average commute length in Milford, DE is 26.6 minutes according to City-Data.
Compare Car Insurance Quotes in Milford, DE
Ready to find affordable Milford, Delaware car insurance today? Enter your ZIP code for fast, free Milford, DE car insurance quotes.
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Enter your ZIP code below to view companies that have cheap car insurance rates.
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Frequently Asked Questions
How much do car insurance rates increase after a DUI in Milford, DE?
Car insurance rates can significantly increase after a DUI in Milford, DE. The exact increase varies depending on the insurance company, but it’s generally more expensive to obtain coverage with a DUI on your record. Shopping around for the best rates is crucial in this situation.
Are there specific car insurance rates for senior drivers in Milford, DE?
Yes, there are specific car insurance rates for senior drivers in Milford, DE. Rates can vary depending on the insurance company and factors such as age, gender, and driving history. Shopping around and comparing rates can help senior drivers find the best options for their needs.
How much does car insurance cost for teen drivers in Milford, DE?
Car insurance for teen drivers in Milford, DE can be expensive. Rates can vary depending on the insurance company, but generally, it’s more costly to insure teenage drivers due to their lack of driving experience. Comparing rates from different companies is essential to find affordable options for teen drivers.
How does driving record impact car insurance rates in Milford, DE?
Your driving record is a significant factor in determining car insurance rates in Milford, DE. A clean record typically results in lower rates, while accidents, DUIs, and speeding violations can increase insurance costs. Shopping around and comparing rates can help you find the best rates for your driving record.
How does credit score affect car insurance rates in Milford, DE?
Your credit score can affect car insurance costs in Milford, DE. Generally, a good credit score can lead to lower insurance rates, while a poor credit score can result in higher rates. Comparing rates from different companies can help you find the best option for your credit score.
What are the minimum car insurance coverage limits required in Milford, DE?
The minimum car insurance coverage limits required in Milford, DE are $25,000 for bodily injury liability coverage per person, $50,000 for bodily injury liability coverage per accident, and $10,000 for property damage liability coverage.
Free Car Insurance Comparison
Enter your ZIP code below to view companies that have cheap car insurance rates.
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Michelle Robbins
Licensed Insurance Agent
Michelle Robbins has been a licensed insurance agent for over 13 years. Her career began in the real estate industry, supporting local realtors with Title Insurance. After several years, Michelle shifted to real estate home warranty insurance, where she managed a territory of over 100 miles of real estate professionals. Later, Agent Robbins obtained more licensing and experience serving families a...
Licensed Insurance Agent
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.