Best Mexia, TX Car Insurance in 2024
Car insurance in Mexia, TX averages $280 a month. Mexia, Texas car insurance requirements are 30/60/25, but you might need full coverage insurance if your car is financed. To find cheap Mexia car insurance rates, compare quotes from the top car insurance companies in Mexia, TX.
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Kristen Gryglik
Licensed Insurance Agent
Kristen is a licensed insurance agent working in the greater Boston area. She has over 20 years of experience counseling individuals and businesses on which insurance policies best fit their needs and budgets. She knows everyone has their own unique needs and circumstances, and she is passionate about counseling others on which policy is right for them. Licensed in Massachusetts, New Hampshire,...
Licensed Insurance Agent
UPDATED: Oct 24, 2024
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident car insurance decisions. Comparison shopping should be easy. We are not affiliated with any one car insurance company and cannot guarantee quotes from any single company.
Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from top car companies please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.
UPDATED: Oct 24, 2024
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident car insurance decisions. Comparison shopping should be easy. We are not affiliated with any one car insurance company and cannot guarantee quotes from any single company.
Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from top car companies please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.
On This Page
- The cheapest car insurance company in Mexia for teen drivers is USAA
- Average car insurance rates in Mexia, TX after a DUI are $3,837/year
- Average car insurance rates in Mexia, TX are $3,361/year
If you need to buy Mexia, Texas car insurance, the options can be confusing. Everything you need to know about car insurance in Mexia, TX is right here.
You’ll find Mexia car insurance rates, the cheapest Mexia, TX car insurance companies, and information on Texas car insurance laws. You can also compare Mexia, Texas car insurance rates to Corpus Christi car insurance rates, Austin car insurance rates, and Houston car insurance rates.
Ready to find affordable Mexia, TX car insurance today? Enter your ZIP code for fast, free Mexia car insurance quotes.
Cheapest Mexia, TX Car Insurance Rates By Age, Gender, and Marital Status
How do age, gender, and marital status affect Mexia, TX car insurance rates? Every Mexia, Texas car insurance company weighs these factors differently, so check out the comparison rates.
| Insurance Company | Married 35-Year-Old Female | Married 35-Year-Old Male | Married 60-Year-Old Female | Married 60-Year-Old Male | Single 17-Year-Old Female | Single 17-Year-Old Male | Single 25-Year-Old Female | Single 25-Year-Old Male |
|---|---|---|---|---|---|---|---|---|
| Allstate | $3,296 | $3,322 | $3,254 | $3,254 | $8,748 | $10,546 | $4,072 | $4,236 |
| American Family | $2,284 | $2,531 | $2,124 | $2,420 | $5,863 | $7,675 | $3,236 | $3,682 |
| Geico | $2,235 | $2,399 | $2,147 | $2,417 | $4,743 | $4,928 | $2,407 | $2,401 |
| Nationwide | $2,061 | $2,097 | $1,823 | $1,930 | $5,791 | $7,432 | $2,415 | $2,611 |
| Progressive | $1,988 | $1,886 | $1,772 | $1,806 | $8,139 | $9,070 | $2,340 | $2,370 |
| State Farm | $1,855 | $1,855 | $1,645 | $1,645 | $4,344 | $5,520 | $2,010 | $2,076 |
| USAA | $1,406 | $1,418 | $1,339 | $1,334 | $3,887 | $4,247 | $1,872 | $2,016 |
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Minimum Car Insurance in Mexia, TX
Every driver must carry the minimum car insurance in Mexia, TX. Take a look at the Texas car insurance requirements.
| Liability Insurance Required | Minimum Coverage Limits Required |
|---|---|
| Bodily Injury Liability Coverage | $30,000 per person $60,000 per accident |
| Property Damage Liability Coverage | $25,000 minimum |
Cheapest Mexia, TX Car Insurance Rates by Credit Score
Your credit affects car insurance costs in Mexia, TX. Compare credit history car insurance rates in Mexia from top companies for good, fair, and poor credit.
| Insurance Company | Poor | Fair | Good |
|---|---|---|---|
| Allstate | $6,467 | $4,743 | $4,062 |
| American Family | $5,142 | $3,219 | $2,820 |
| Geico | $4,556 | $2,589 | $1,734 |
| Nationwide | $3,917 | $3,151 | $2,742 |
| Progressive | $4,137 | $3,570 | $3,307 |
| State Farm | $3,710 | $2,308 | $1,838 |
| USAA | $3,224 | $1,855 | $1,491 |
Cheapest Mexia, TX Car Insurance Rates by Driving Record
Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Mexia, TX to rates for a clean record with top companies.
| Group | Clean Record | With 1 Accident | With 1 DUI | With 1 Speeding Violation |
|---|---|---|---|---|
| Allstate | $3,942 | $6,105 | $6,375 | $3,942 |
| American Family | $3,408 | $4,305 | $3,787 | $3,408 |
| Geico | $2,515 | $3,290 | $2,788 | $3,245 |
| Nationwide | $2,840 | $2,840 | $4,197 | $3,204 |
| Progressive | $3,210 | $4,130 | $3,741 | $3,604 |
| State Farm | $2,338 | $2,667 | $3,132 | $2,338 |
| USAA | $1,639 | $2,406 | $2,835 | $1,880 |
Cheapest Mexia, TX Car Insurance for Teen Drivers
Teen car insurance in Mexia, TX can be expensive. Take a look at rates from the top car insurance companies in Mexia for teenagers.
| Insurance Company | Single 17-Year-Old Female | Single 17-Year-Old Male |
|---|---|---|
| Allstate | $8,748 | $10,546 |
| American Family | $5,863 | $7,675 |
| Geico | $4,743 | $4,928 |
| Nationwide | $5,791 | $7,432 |
| Progressive | $8,139 | $9,070 |
| State Farm | $4,344 | $5,520 |
| USAA | $3,887 | $4,247 |
Cheapest Mexia, TX Car Insurance for Seniors
Take a look at Mexia, TX senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.
| Insurance Company | Married 60-Year-Old Female | Married 60-Year-Old Male |
|---|---|---|
| Allstate | $3,254 | $3,254 |
| American Family | $2,124 | $2,420 |
| Geico | $2,147 | $2,417 |
| Nationwide | $1,823 | $1,930 |
| Progressive | $1,772 | $1,806 |
| State Farm | $1,645 | $1,645 |
| USAA | $1,339 | $1,334 |
Cheapest Mexia, TX Car Insurance Rates After a DUI
A DUI in Mexia, TX increases car insurance rates. Compare Mexia, Texas DUI car insurance by company to find the cheapest option.
| Insurance Company | Annual Car Insurance Rates With a DUI |
|---|---|
| Allstate | $6,375 |
| American Family | $3,787 |
| Geico | $2,788 |
| Nationwide | $4,197 |
| Progressive | $3,741 |
| State Farm | $3,132 |
| USAA | $2,835 |
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Cheapest Mexia, TX Car Insurance Rates by Commute Length
How does how far you drive affect car insurance rates in Mexia, TX by commute? Take a look at a comparison of the top companies by commute length.
| Insurance Company | 10 Mile Commute, 6,000 Annual Mileage | 25 Mile Commute, 12,000 Annual Mileage |
|---|---|---|
| Allstate | $4,968 | $5,214 |
| American Family | $3,727 | $3,727 |
| Geico | $2,901 | $3,018 |
| Nationwide | $3,270 | $3,270 |
| Progressive | $3,671 | $3,671 |
| State Farm | $2,619 | $2,619 |
| USAA | $2,162 | $2,217 |
The Best Cheap Car Insurance Companies in Mexia, TX
Take a look at a side-by-side comparison of the top car insurance companies in Mexia, TX to find the best option for your needs.
| Insurance Company | Average Annual Rates |
|---|---|
| Allstate | $5,091 |
| American Family | $3,727 |
| Geico | $2,960 |
| Nationwide | $3,270 |
| Progressive | $3,671 |
| State Farm | $2,619 |
| USAA | $2,190 |
Category Winners: Cheapest Car Insurance in Mexia, Texas
Find the cheapest car insurance companies in Mexia, TX for each category right here.
| Category | Insurance Company |
|---|---|
| Teenagers | USAA |
| Seniors | USAA |
| Clean Record | USAA |
| With 1 Accident | USAA |
| With 1 DUI | Geico |
| With 1 Speeding Violation | USAA |
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Cheapest Mexia, TX Car Insurance Rates by Coverage Level
How much coverage you choose will have an impact on your Mexia car insurance rates. Find the cheapest Mexia, TX car insurance rates by coverage level.
| Insurance Company | Low | Medium | High |
|---|---|---|---|
| Allstate | $4,969 | $5,046 | $5,258 |
| American Family | $3,478 | $3,597 | $4,107 |
| Geico | $2,798 | $2,917 | $3,164 |
| Nationwide | $3,539 | $3,131 | $3,140 |
| Progressive | $3,491 | $3,652 | $3,871 |
| State Farm | $2,493 | $2,611 | $2,752 |
| USAA | $2,122 | $2,182 | $2,265 |
What affects car insurance rates in Mexia, Texas?
What factors can have an impact on Mexia, TX car insurance? There are several reasons why Mexia car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Mexia, Texas.
Commute Time in Mexia
The more time you spend in your car the higher the risk of an accident. The average commute length in Mexia, TX is 17.0 minutes according to City-Data.
Compare Car Insurance Quotes in Mexia, TX
Ready to find affordable Mexia, Texas car insurance today? Enter your ZIP code for fast, free Mexia, TX car insurance quotes.
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Frequently Asked Questions
How does car insurance in Mexia, TX compare to other cities in Texas?
Car insurance rates in Mexia, TX can vary compared to other cities in Texas. Factors such as population density, local traffic patterns, crime rates, and the number of insurance claims in the area can influence insurance premiums. It’s recommended to compare quotes from multiple insurance providers to get an accurate understanding of the cost of car insurance in Mexia.
What factors affect car insurance rates in Mexia, TX?
Several factors can impact car insurance rates in Mexia, TX, including:
- Age and driving experience
- Vehicle make, model, and year
- Personal driving record and claims history
- Annual mileage and usage of the vehicle
- Credit history
- Coverage options and deductibles chosen
- Local crime rates and accident statistics
Which insurance companies provide car insurance coverage in Mexia, TX?
There are various insurance companies that offer car insurance coverage in Mexia, TX. Some popular options include State Farm, GEICO, Allstate, Progressive, and Farmers Insurance. It’s recommended to research and compare quotes from different providers to find the best coverage and rates for your needs.
How can I find affordable car insurance in Mexia, TX?
To find affordable car insurance in Mexia, TX, consider the following tips:
- Shop around and compare quotes from multiple insurance providers.
- Maintain a clean driving record and avoid traffic violations.
- Consider raising your deductibles, but make sure you can afford the out-of-pocket costs in case of a claim.
- Inquire about available discounts, such as multi-policy discounts, good student discounts, or discounts for safety features in your vehicle.
- Bundle your car insurance with other policies, such as home or renters insurance, for potential savings.
Are there any local factors specific to Mexia, TX that affect car insurance rates?
Local factors in Mexia, TX that may influence car insurance rates include traffic patterns, accident rates, crime rates, and the prevalence of auto theft in the area. Insurance companies take these factors into account when determining premiums. Additionally, Texas state laws and regulations can also impact insurance rates.
Free Car Insurance Comparison
Enter your ZIP code below to view companies that have cheap car insurance rates.
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Kristen Gryglik
Licensed Insurance Agent
Kristen is a licensed insurance agent working in the greater Boston area. She has over 20 years of experience counseling individuals and businesses on which insurance policies best fit their needs and budgets. She knows everyone has their own unique needs and circumstances, and she is passionate about counseling others on which policy is right for them. Licensed in Massachusetts, New Hampshire,...
Licensed Insurance Agent
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.