Best Matamoras, PA Car Insurance in 2024
Car insurance in Matamoras, PA averages $386 a month. Matamoras, Pennsylvania car insurance requirements are 15/30/5, but you might need full coverage insurance if your car is financed. To find cheap Matamoras car insurance rates, compare quotes from the top car insurance companies in Matamoras, PA.
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Brandon Frady
Licensed Insurance Agent
Brandon Frady has been a licensed insurance agent and insurance office manager since 2018. He has experience in ventures from retail to finance, working positions from cashier to management, but it wasn’t until Brandon started working in the insurance industry that he truly felt at home in his career. In his day-to-day interactions, he aims to live out his business philosophy in how he treats hi...
Licensed Insurance Agent
UPDATED: Oct 24, 2024
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident car insurance decisions. Comparison shopping should be easy. We are not affiliated with any one car insurance company and cannot guarantee quotes from any single company.
Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from top car companies please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.
UPDATED: Oct 24, 2024
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident car insurance decisions. Comparison shopping should be easy. We are not affiliated with any one car insurance company and cannot guarantee quotes from any single company.
Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from top car companies please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.
On This Page
- The cheapest car insurance company in Matamoras is USAA
- The cheapest car insurance company in Matamoras for teen drivers is USAA
- Average car insurance rates in Matamoras, PA are $4,636/year
If you need to buy Matamoras, Pennsylvania car insurance, the options can be confusing. Everything you need to know about car insurance in Matamoras, PA is right here.
You’ll find Matamoras car insurance rates, the cheapest Matamoras, PA car insurance companies, and information on Pennsylvania car insurance laws. You can also compare Matamoras, Pennsylvania car insurance rates to Scranton car insurance rates, Pittsburgh car insurance rates, and Philadelphia car insurance rates.
Ready to find affordable Matamoras, PA car insurance today? Enter your ZIP code for fast, free Matamoras car insurance quotes.
Cheapest Matamoras, PA Car Insurance Rates By Age, Gender, and Marital Status
How do age, gender, and marital status affect Matamoras, PA car insurance rates? Every Matamoras, Pennsylvania car insurance company weighs these factors differently, so check out the comparison rates.
| Insurance Company | Married 35-Year-Old Female | Married 35-Year-Old Male | Married 60-Year-Old Female | Married 60-Year-Old Male | Single 17-Year-Old Female | Single 17-Year-Old Male | Single 25-Year-Old Female | Single 25-Year-Old Male |
|---|---|---|---|---|---|---|---|---|
| Allstate | $3,208 | $3,208 | $2,943 | $2,943 | $10,949 | $10,949 | $3,557 | $3,557 |
| Geico | $2,348 | $2,029 | $2,181 | $1,886 | $5,861 | $5,080 | $2,386 | $2,062 |
| Liberty Mutual | $4,680 | $4,680 | $4,284 | $4,284 | $13,762 | $13,762 | $5,955 | $5,955 |
| Nationwide | $2,003 | $2,003 | $1,899 | $1,899 | $5,652 | $5,652 | $2,247 | $2,247 |
| Progressive | $3,320 | $3,320 | $2,955 | $2,955 | $10,535 | $10,535 | $4,208 | $4,208 |
| State Farm | $1,936 | $1,936 | $1,706 | $1,706 | $6,870 | $6,870 | $2,133 | $2,133 |
| Travelers | $1,888 | $1,888 | $2,024 | $2,024 | $27,771 | $27,771 | $2,284 | $2,284 |
| USAA | $1,238 | $1,238 | $1,115 | $1,115 | $3,664 | $3,664 | $1,648 | $1,648 |
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Minimum Car Insurance in Matamoras, PA
Every driver must carry the minimum car insurance required by the state in Matamoras, PA. Take a look at the Pennsylvania car insurance requirements.
| Liability Insurance Required | Minimum Coverage Limits Required |
|---|---|
| Bodily Injury Liability Coverage | $15,000 per person $30,000 per accident |
| Property Damage Liability Coverage | $5,000 minimum |
Cheapest Matamoras, PA Car Insurance Rates by Credit Score
Your credit affects car insurance costs in Matamoras, PA. If your credit is good, you may be able to get a good credit discount. Compare credit history car insurance rates in Matamoras from top companies for good, fair, and poor credit.
| Insurance Company | Poor | Fair | Good |
|---|---|---|---|
| Allstate | $6,592 | $4,933 | $3,968 |
| Geico | $4,481 | $2,516 | $1,940 |
| Liberty Mutual | $9,160 | $6,561 | $5,790 |
| Nationwide | $3,460 | $2,849 | $2,542 |
| Progressive | $6,980 | $4,878 | $3,905 |
| State Farm | $4,497 | $2,786 | $2,200 |
| Travelers | $9,259 | $8,347 | $7,869 |
| USAA | $2,402 | $1,776 | $1,570 |
Cheapest Matamoras, PA Car Insurance Rates by Driving Record
Your driving record is one of the biggest factors affecting car insurance costs. Car insurance with a bad driving record is typically more expensive. Compare bad driving record car insurance rates in Matamoras, PA to rates for a clean record with top companies.
| Group | Clean Record | With 1 Accident | With 1 DUI | With 1 Speeding Violation |
|---|---|---|---|---|
| Allstate | $4,935 | $5,852 | $4,935 | $4,935 |
| Geico | $2,186 | $3,744 | $2,945 | $3,041 |
| Liberty Mutual | $6,562 | $7,474 | $7,323 | $7,323 |
| Nationwide | $2,135 | $2,852 | $3,964 | $2,850 |
| Progressive | $4,761 | $6,582 | $4,902 | $4,773 |
| State Farm | $2,899 | $3,424 | $3,161 | $3,161 |
| Travelers | $6,043 | $8,563 | $10,799 | $8,563 |
| USAA | $1,545 | $2,125 | $2,268 | $1,727 |
Cheapest Matamoras, PA Car Insurance for Teen Drivers
Teen car insurance in Matamoras, PA can be expensive. Take a look at rates from the top car insurance companies in Matamoras for teenagers.
| Insurance Company | Single 17-Year-Old Female | Single 17-Year-Old Male |
|---|---|---|
| Allstate | $10,949 | $10,949 |
| Geico | $5,861 | $5,080 |
| Liberty Mutual | $13,762 | $13,762 |
| Nationwide | $5,652 | $5,652 |
| Progressive | $10,535 | $10,535 |
| State Farm | $6,870 | $6,870 |
| Travelers | $27,771 | $27,771 |
| USAA | $3,664 | $3,664 |
Cheapest Matamoras, PA Car Insurance for Seniors
Take a look at Matamoras, PA rates on car insurance for seniors from top companies. Shopping around can make a big difference for senior drivers.
| Insurance Company | Married 60-Year-Old Female | Married 60-Year-Old Male |
|---|---|---|
| Allstate | $2,943 | $2,943 |
| Geico | $2,181 | $1,886 |
| Liberty Mutual | $4,284 | $4,284 |
| Nationwide | $1,899 | $1,899 |
| Progressive | $2,955 | $2,955 |
| State Farm | $1,706 | $1,706 |
| Travelers | $2,024 | $2,024 |
| USAA | $1,115 | $1,115 |
Cheapest Matamoras, PA Car Insurance Rates After a DUI
A DUI in Matamoras, PA increases car insurance rates. Compare Matamoras, Pennsylvania car insurance after a DUI by the company to find the cheapest option.
| Insurance Company | Annual Car Insurance Rates With a DUI |
|---|---|
| Allstate | $4,935 |
| Geico | $2,945 |
| Liberty Mutual | $7,323 |
| Nationwide | $3,964 |
| Progressive | $4,902 |
| State Farm | $3,161 |
| Travelers | $10,799 |
| USAA | $2,268 |
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Cheapest Matamoras, PA Car Insurance Rates by Commute Length
How does how far you drive affect car insurance rates in Matamoras, PA by commute? Take a look at a comparison of the top companies by commute length.
| Insurance Company | 10 Mile Commute, 6,000 Annual Mileage | 25 Mile Commute, 12,000 Annual Mileage |
|---|---|---|
| Allstate | $5,058 | $5,271 |
| Geico | $2,927 | $3,031 |
| Liberty Mutual | $6,985 | $7,355 |
| Nationwide | $2,950 | $2,950 |
| Progressive | $5,254 | $5,254 |
| State Farm | $3,068 | $3,254 |
| Travelers | $8,492 | $8,492 |
| USAA | $1,861 | $1,971 |
The Best Cheap Car Insurance Companies in Matamoras, PA
Take a look at a side-by-side comparison of the top car insurance companies in Matamoras, PA to find the best option for your needs.
| Insurance Company | Average Annual Rates |
|---|---|
| Allstate | $5,164 |
| Geico | $2,979 |
| Liberty Mutual | $7,170 |
| Nationwide | $2,950 |
| Progressive | $5,254 |
| State Farm | $3,161 |
| Travelers | $8,492 |
| USAA | $1,916 |
Category Winners: Cheapest Car Insurance in Matamoras, Pennsylvania
Find the cheapest car insurance companies in Matamoras, PA for each category right here.
| Category | Insurance Company |
|---|---|
| Teenagers | USAA |
| Seniors | USAA |
| Clean Record | USAA |
| With 1 Accident | USAA |
| With 1 DUI | USAA |
| With 1 Speeding Violation | USAA |
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Cheapest Matamoras, PA Car Insurance Rates by Coverage Level
How much car insurance you need will have an impact on your Matamoras car insurance rates. Find the cheapest Matamoras, PA car insurance rates by coverage level.
| Insurance Company | Low | Medium | High |
|---|---|---|---|
| Allstate | $4,928 | $5,199 | $5,366 |
| Geico | $2,739 | $3,007 | $3,191 |
| Liberty Mutual | $6,872 | $7,215 | $7,424 |
| Nationwide | $2,948 | $2,989 | $2,915 |
| Progressive | $4,820 | $5,284 | $5,660 |
| State Farm | $2,948 | $3,204 | $3,331 |
| Travelers | $8,525 | $8,492 | $8,458 |
| USAA | $1,790 | $1,932 | $2,027 |
What affects car insurance rates in Matamoras, Pennsylvania?
What are the factors that affect car insurance rates in Matamoras, PA? There are several reasons why Matamoras car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Matamoras, Pennsylvania.
Commute Time in Matamoras
The more time you spend in your car the higher the risk of an accident. The average commute length in Matamoras, PA is 32.5 minutes according to City-Data.
Compare Car Insurance Quotes in Matamoras, PA
Ready to find affordable Matamoras, Pennsylvania car insurance today? Enter your ZIP code for fast, free Matamoras, PA car insurance quotes.
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Frequently Asked Questions
How are car insurance rates determined in Matamoras, PA?
Car insurance rates in Matamoras, PA, are determined by various factors. These factors may include your age, gender, driving record, the make and model of your vehicle, your credit history, the coverage options you select, and the amount of coverage you desire. Additionally, local factors such as the population density, accident rates, and crime rates in Matamoras can impact insurance rates.
Are car insurance rates higher in Matamoras compared to other areas in Pennsylvania?
Car insurance rates can vary from one location to another within Pennsylvania, including Matamoras. Insurance rates in Matamoras may be influenced by factors such as local demographics, the frequency of accidents in the area, and the number of insurance claims filed. To determine if rates are higher or lower, it is advisable to compare quotes from multiple insurance companies.
How can I find the best car insurance rates in Matamoras, PA?
To find the best car insurance rates in Matamoras, PA, it is recommended to shop around and obtain quotes from multiple insurance companies. You can reach out to insurance agents directly or use online comparison tools to gather and compare quotes. Additionally, maintaining a clean driving record, bundling your insurance policies, and considering higher deductibles may help in obtaining more affordable rates.
Are car insurance rates the same for all drivers in Matamoras, PA?
No, car insurance rates in Matamoras, PA can vary from one driver to another. Insurance companies consider several factors when determining rates, such as your age, driving experience, vehicle type, driving record, credit history, and location. Additionally, factors specific to Matamoras, PA, such as local traffic patterns and accident statistics, may also influence insurance rates.
What factors affect car insurance rates in Matamoras, PA?
Several factors can impact car insurance rates in Matamoras, PA. Some common factors include:
- Age and gender: Younger drivers, especially teenagers, often have higher insurance rates compared to older, more experienced drivers.
- Driving record: Drivers with a history of accidents or traffic violations may face higher premiums.
- Vehicle type: The make, model, year, and safety features of your vehicle can affect insurance rates.
- Location: Where you live in Matamoras, PA can impact rates due to factors like crime rates, population density, and traffic patterns.
- Credit history: In some states, insurance companies may consider your credit history when determining rates.
- Coverage and deductibles: The level of coverage you choose and the deductible amount can affect your insurance premium.
How can I find affordable car insurance rates in Matamoras, PA?
To find affordable car insurance rates in Matamoras, PA, you can:
- Shop around: Obtain quotes from multiple insurance providers to compare rates and coverage options.
- Bundle policies: Consider bundling your car insurance with other policies, such as home or renters insurance, to potentially qualify for discounts.
- Maintain a good driving record: Avoid accidents and traffic violations to maintain a clean driving history, which can lead to lower premiums.
- Increase deductibles: Opting for a higher deductible can lower your premium, but be sure you can afford the deductible amount if you need to file a claim.
- Inquire about discounts: Ask insurance providers about available discounts, such as good student discounts, safe driver discounts, or discounts for installing anti-theft devices in your vehicle.
Free Car Insurance Comparison
Enter your ZIP code below to view companies that have cheap car insurance rates.
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Brandon Frady
Licensed Insurance Agent
Brandon Frady has been a licensed insurance agent and insurance office manager since 2018. He has experience in ventures from retail to finance, working positions from cashier to management, but it wasn’t until Brandon started working in the insurance industry that he truly felt at home in his career. In his day-to-day interactions, he aims to live out his business philosophy in how he treats hi...
Licensed Insurance Agent
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.