Best Marion, IL Car Insurance in 2024
Car insurance in Marion, IL averages $287 a month. Marion, Illinois car insurance requirements are 25/50/20, but you might need full coverage insurance if your car is financed. To find cheap Marion car insurance rates, compare quotes from the top car insurance companies in Marion, IL.
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Laura D. Adams
Insurance & Finance Analyst
Laura Adams is one of the nation’s leading finance, insurance, and small business authorities. As an award-winning author, spokesperson, and host of the top-rated Money Girl podcast since 2008, millions of readers and listeners benefit from her practical advice. Her mission is to empower consumers to live healthy and rich lives by planning for the future and making smart money decisions. She rec...
Insurance & Finance Analyst
UPDATED: Oct 24, 2024
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident car insurance decisions. Comparison shopping should be easy. We are not affiliated with any one car insurance company and cannot guarantee quotes from any single company.
Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from top car companies please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.
UPDATED: Oct 24, 2024
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident car insurance decisions. Comparison shopping should be easy. We are not affiliated with any one car insurance company and cannot guarantee quotes from any single company.
Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from top car companies please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.
On This Page
- Average car insurance rates in Marion, IL are $3,446/year
- The cheapest car insurance company in Marion for teen drivers is State Farm
- The cheapest car insurance company in Marion is Liberty Mutual
If you need to buy Marion, Illinois car insurance, the options can be confusing. There are easy ways to compare Illinois car insurance rates. But everything you need to know about car insurance in Marion, IL is right here.
You’ll find Marion car insurance rates, the cheapest Marion, IL car insurance companies, and information on Illinois car insurance laws. You can also compare Marion, IL car insurance rates to Naperville car insurance rates, Joliet car insurance rates, and Cicero car insurance rates.
Ready to find affordable Marion, IL car insurance today? Enter your ZIP code for fast, free Marion car insurance quotes.
Cheapest Marion, IL Car Insurance Rates By Age, Gender, and Marital Status
What are the factors that affect car insurance rates? How do age, gender, and marital status affect Marion, IL car insurance rates? Every Marion, Illinois car insurance company weighs these factors differently, so check out the comparison rates.
| Insurance Company | Married 35-Year-Old Female | Married 35-Year-Old Male | Married 60-Year-Old Female | Married 60-Year-Old Male | Single 17-Year-Old Female | Single 17-Year-Old Male | Single 25-Year-Old Female | Single 25-Year-Old Male |
|---|---|---|---|---|---|---|---|---|
| Allstate | $3,280 | $3,296 | $3,417 | $3,417 | $8,393 | $10,889 | $3,939 | $4,253 |
| American Family | $2,439 | $2,439 | $2,228 | $2,228 | $6,812 | $9,483 | $2,439 | $3,143 |
| Farmers | $2,521 | $2,528 | $2,236 | $2,361 | $10,709 | $11,191 | $2,869 | $3,001 |
| Geico | $1,863 | $1,866 | $1,757 | $2,095 | $5,690 | $6,014 | $2,318 | $2,254 |
| Liberty Mutual | $1,440 | $1,558 | $1,194 | $1,340 | $4,601 | $5,132 | $1,506 | $1,593 |
| Nationwide | $2,685 | $2,737 | $2,373 | $2,527 | $7,506 | $9,697 | $3,139 | $3,416 |
| Progressive | $2,118 | $1,996 | $1,748 | $1,837 | $7,618 | $8,559 | $2,507 | $2,694 |
| State Farm | $1,461 | $1,461 | $1,305 | $1,305 | $4,099 | $5,223 | $1,648 | $1,874 |
| Travelers | $1,644 | $1,737 | $1,502 | $1,604 | $4,769 | $6,032 | $1,741 | $1,836 |
| USAA | $1,598 | $1,621 | $1,490 | $1,464 | $5,216 | $5,735 | $2,102 | $2,302 |
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Minimum Car Insurance in Marion, IL
Every driver must carry the minimum car insurance in Marion, IL. Take a look at the Illinois car insurance requirements. Not in Illinois? Here’s how to find car insurance coverage requirements in your state.
| Liability Insurance Required | Minimum Coverage Limits Required |
|---|---|
| Bodily Injury Liability Coverage | $25,000 per person $50,000 per accident |
| Property Damage Liability Coverage | $20,000 minimum |
Cheapest Marion, IL Car Insurance Rates by Credit Score
Your credit affects car insurance costs in Marion, IL. Compare credit history car insurance rates in Marion from top companies for good, fair, and poor credit. Don’t worry, there are ways to get car insurance with no credit check requirements.
| Insurance Company | Poor | Fair | Good |
|---|---|---|---|
| Allstate | $6,538 | $4,691 | $4,102 |
| American Family | $5,201 | $3,526 | $2,977 |
| Farmers | $5,313 | $4,467 | $4,252 |
| Geico | $4,796 | $2,334 | $1,816 |
| Liberty Mutual | $3,252 | $2,022 | $1,613 |
| Nationwide | $5,102 | $4,097 | $3,581 |
| Progressive | $4,145 | $3,516 | $3,243 |
| State Farm | $3,334 | $2,002 | $1,555 |
| Travelers | $3,186 | $2,558 | $2,081 |
| USAA | $3,575 | $2,464 | $2,034 |
Cheapest Marion, IL Car Insurance Rates by Driving Record
Do car insurance companies check your driving record? Your driving record is one of the most significant factors affecting car insurance costs. Compare car insurance rates with a bad driving record in Marion, IL to rates for a clean record with top companies.
| Group | Clean Record | With 1 Accident | With 1 DUI | With 1 Speeding Violation |
|---|---|---|---|---|
| Allstate | $3,690 | $6,200 | $5,743 | $4,809 |
| American Family | $2,867 | $4,068 | $5,415 | $3,254 |
| Farmers | $3,958 | $5,090 | $4,963 | $4,698 |
| Geico | $2,183 | $2,944 | $4,060 | $2,741 |
| Liberty Mutual | $1,920 | $2,706 | $2,385 | $2,171 |
| Nationwide | $3,401 | $4,449 | $5,260 | $3,930 |
| Progressive | $2,994 | $4,440 | $3,323 | $3,782 |
| State Farm | $2,104 | $2,490 | $2,297 | $2,297 |
| Travelers | $2,067 | $2,710 | $3,056 | $2,598 |
| USAA | $1,915 | $2,761 | $3,777 | $2,311 |
Cheapest Marion, IL Car Insurance for Teen Drivers
Teen car insurance in Marion, IL can be expensive. Compare car insurance rates for teen drivers before choosing a provider. Take a look at rates from the top car insurance companies in Marion for teenagers.
| Insurance Company | Single 17-Year-Old Female | Single 17-Year-Old Male |
|---|---|---|
| Allstate | $8,393 | $10,889 |
| American Family | $6,812 | $9,483 |
| Farmers | $10,709 | $11,191 |
| Geico | $5,690 | $6,014 |
| Liberty Mutual | $4,601 | $5,132 |
| Nationwide | $7,506 | $9,697 |
| Progressive | $7,618 | $8,559 |
| State Farm | $4,099 | $5,223 |
| Travelers | $4,769 | $6,032 |
| USAA | $5,216 | $5,735 |
Cheapest Marion, IL Car Insurance for Seniors
Take a look at Marion, IL senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers. Finding low cost car insurance for seniors is possible.
| Insurance Company | Married 60-Year-Old Female | Married 60-Year-Old Male |
|---|---|---|
| Allstate | $3,417 | $3,417 |
| American Family | $2,228 | $2,228 |
| Farmers | $2,236 | $2,361 |
| Geico | $1,757 | $2,095 |
| Liberty Mutual | $1,194 | $1,340 |
| Nationwide | $2,373 | $2,527 |
| Progressive | $1,748 | $1,837 |
| State Farm | $1,305 | $1,305 |
| Travelers | $1,502 | $1,604 |
| USAA | $1,490 | $1,464 |
Cheapest Marion, IL Car Insurance Rates After a DUI
A DUI in Marion, IL increases car insurance rates. Compare Marion, Illinois DUI car insurance by company to find the best auto insurance for drivers with a DUI.
| Insurance Company | Annual Car Insurance Rates With a DUI |
|---|---|
| Allstate | $5,743 |
| American Family | $5,415 |
| Farmers | $4,963 |
| Geico | $4,060 |
| Liberty Mutual | $2,385 |
| Nationwide | $5,260 |
| Progressive | $3,323 |
| State Farm | $2,297 |
| Travelers | $3,056 |
| USAA | $3,777 |
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Cheapest Marion, IL Car Insurance Rates by Commute Length
How does how far you drive affect car insurance rates in Marion, IL by commute? If you can’t get lower car insurance rates by driving less, take a look at a comparison of the top companies by commute length.
| Insurance Company | 10 Mile Commute, 6,000 Annual Mileage | 25 Mile Commute, 12,000 Annual Mileage |
|---|---|---|
| Allstate | $5,110 | $5,110 |
| American Family | $3,851 | $3,952 |
| Farmers | $4,677 | $4,677 |
| Geico | $2,920 | $3,043 |
| Liberty Mutual | $2,296 | $2,296 |
| Nationwide | $4,260 | $4,260 |
| Progressive | $3,635 | $3,635 |
| State Farm | $2,237 | $2,357 |
| Travelers | $2,505 | $2,711 |
| USAA | $2,616 | $2,766 |
The Best Cheap Car Insurance Companies in Marion, IL
Take a look at a side-by-side comparison of the top car insurance companies in Marion, IL to find the best option for your needs.
| Insurance Company | Average Annual Rates |
|---|---|
| Allstate | $5,110 |
| American Family | $3,901 |
| Farmers | $4,677 |
| Geico | $2,982 |
| Liberty Mutual | $2,296 |
| Nationwide | $4,260 |
| Progressive | $3,635 |
| State Farm | $2,297 |
| Travelers | $2,608 |
| USAA | $2,691 |
Category Winners: Cheapest Car Insurance in Marion, Illinois
Find the cheapest car insurance companies in Marion, IL for each category right here.
| Category | Insurance Company |
|---|---|
| Teenagers | State Farm |
| Seniors | Liberty Mutual |
| Clean Record | USAA |
| With 1 Accident | State Farm |
| With 1 DUI | State Farm |
| With 1 Speeding Violation | Liberty Mutual |
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Cheapest Marion, IL Car Insurance Rates by Coverage Level
How much coverage you choose will have an impact on your Marion car insurance rates. Here’s more information for understanding the types of car insurance. Find the cheapest Marion, IL car insurance rates by coverage level.
| Insurance Company | Low | Medium | High |
|---|---|---|---|
| Allstate | $4,941 | $5,105 | $5,285 |
| American Family | $3,775 | $4,043 | $3,885 |
| Farmers | $4,448 | $4,564 | $5,019 |
| Geico | $2,726 | $2,965 | $3,256 |
| Liberty Mutual | $2,156 | $2,290 | $2,441 |
| Nationwide | $4,242 | $4,299 | $4,240 |
| Progressive | $3,237 | $3,619 | $4,048 |
| State Farm | $2,153 | $2,299 | $2,439 |
| Travelers | $2,417 | $2,604 | $2,803 |
| USAA | $2,498 | $2,688 | $2,887 |
What affects car insurance rates in Marion, Illinois?
What affects a car insurance quote? Many factors can have an impact on Marion, IL car insurance. There are several reasons why Marion, IL car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Marion, Illinois.
Commute Time in Marion
The more time you spend in your car the higher the risk of an accident. The average commute length in Marion, IL is 20.0 minutes, according to City-Data.
Compare Car Insurance Quotes in Marion, IL
Ready to find affordable Marion, Illinois car insurance today? Enter your ZIP code for fast, free Marion, IL car insurance quotes. Here’s how to compare multiple car insurance quotes online.
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Enter your ZIP code below to view companies that have cheap car insurance rates.
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Frequently Asked Questions
How can I compare car insurance rates in Marion, IL?
Comparing car insurance rates in Marion, IL can be done by following these steps:
- Gather information: Collect details about your vehicle, driving history, and insurance needs.
- Research insurance providers: Look for reputable insurance companies that operate in Marion, IL.
- Obtain quotes: Contact insurance companies directly or use online comparison tools to request quotes.
- Compare coverage and rates: Review the coverage options and premiums provided by different insurers.
- Consider discounts and benefits: Check for any available discounts or additional benefits that may affect the overall value.
- Make an informed decision: Select an insurance policy that meets your needs and budget.
What factors influence car insurance rates in Marion, IL?
Several factors can impact car insurance rates in Marion, IL. These include:
- Driving record: A history of accidents or traffic violations can increase premiums.
- Vehicle type: The make, model, and age of your vehicle can affect insurance costs.
- Coverage limits: Higher coverage limits typically result in higher premiums.
- Deductible amount: A higher deductible may lead to lower premiums but higher out-of-pocket expenses.
- Location: Insurance rates can vary based on where you live in Marion, IL and factors like crime rates and traffic congestion.
- Credit history: Some insurers consider credit scores when determining rates.
- Age and gender: Younger drivers and males, statistically deemed riskier, may face higher premiums.
- Insurance history: Continuous coverage and a good claims history may lead to lower rates.
Are there any specific car insurance requirements in Marion, IL?
Yes, Marion, IL has specific car insurance requirements. Drivers in Illinois are legally required to have:
- Liability coverage: Minimum liability limits of 25/50/20, which means $25,000 per person for bodily injury, $50,000 per accident for bodily injury, and $20,000 per accident for property damage.
- Uninsured motorist coverage: Minimum limits of 25/50 for bodily injury.
- Underinsured motorist coverage: Minimum limits of 25/50 for bodily injury.
Can I get discounts on car insurance in Marion, IL?
Yes, many insurance companies offer various discounts in Marion, IL. Some common discounts include:
- Safe driver discounts: Rewards for maintaining a clean driving record.
- Good student discounts: Discounts for students who maintain good grades.
- Multi-policy discounts: Savings for bundling multiple policies, such as home and auto insurance.
- Vehicle safety features: Discounts for having anti-theft devices, airbags, or other safety features.
- Defensive driving courses: Completing an approved defensive driving course can lead to discounted rates.
- Low mileage discounts: If you drive fewer miles, you may be eligible for reduced premiums.
- Loyalty discounts: Insurers may provide discounts for long-term customers.
Should I only consider price when comparing car insurance rates in Marion, IL?
While price is an essential factor to consider, it’s not the only one. When comparing car insurance rates in Marion, IL, you should also consider:
- Coverage options: Ensure that the policies you’re comparing offer the coverage you need.
- Financial strength of the insurer: Look for a reputable company with a strong financial standing.
- Customer service: Research the insurer’s customer reviews and reputation for timely claims processing.
- Additional benefits: Some insurers offer perks like roadside assistance or accident forgiveness.
- Deductibles and limits: Compare the deductibles and coverage limits offered by different policies.
- Discounts: Take into account any available discounts that can affect the overall affordability.
Free Car Insurance Comparison
Enter your ZIP code below to view companies that have cheap car insurance rates.
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Laura D. Adams
Insurance & Finance Analyst
Laura Adams is one of the nation’s leading finance, insurance, and small business authorities. As an award-winning author, spokesperson, and host of the top-rated Money Girl podcast since 2008, millions of readers and listeners benefit from her practical advice. Her mission is to empower consumers to live healthy and rich lives by planning for the future and making smart money decisions. She rec...
Insurance & Finance Analyst
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.