Best Manhattan, KS Car Insurance in 2024
Car insurance in Manhattan, KS averages $258 a month. Manhattan, Kansas car insurance requirements are 25/50/25, but you might need full coverage insurance if your car is financed. To find cheap Manhattan car insurance rates, compare quotes from the top car insurance companies in Manhattan, KS.
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Michelle Robbins
Licensed Insurance Agent
Michelle Robbins has been a licensed insurance agent for over 13 years. Her career began in the real estate industry, supporting local realtors with Title Insurance. After several years, Michelle shifted to real estate home warranty insurance, where she managed a territory of over 100 miles of real estate professionals. Later, Agent Robbins obtained more licensing and experience serving families a...
Licensed Insurance Agent
UPDATED: Oct 24, 2024
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident car insurance decisions. Comparison shopping should be easy. We are not affiliated with any one car insurance company and cannot guarantee quotes from any single company.
Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from top car companies please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.
UPDATED: Oct 24, 2024
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident car insurance decisions. Comparison shopping should be easy. We are not affiliated with any one car insurance company and cannot guarantee quotes from any single company.
Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from top car companies please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.
On This Page
- The cheapest ZIP code in Manhattan is 66502
- Average car insurance rates in Manhattan, KS are $3,093/year
- The cheapest car insurance company in Manhattan for teen drivers is American Family
If you need to buy Manhattan, Kansas car insurance, the options can be confusing. Everything you need to know about car insurance in Manhattan, KS is right here.
You’ll find Manhattan car insurance rates, the cheapest Manhattan, KS car insurance companies, and information on Kansas car insurance laws. You can also compare Manhattan, Kansas car insurance rates to Manhattan car insurance rates, Olathe car insurance rates, and Topeka car insurance rates.
Ready to find affordable Manhattan, KS car insurance today? Enter your ZIP code for fast, free Manhattan car insurance quotes.
Cheapest Manhattan, KS Car Insurance Rates By Age, Gender, and Marital Status
How do age, gender, and marital status affect Manhattan, KS car insurance rates? Every Manhattan, Kansas car insurance company weighs these factors differently, so check out the comparison rates.
| Insurance Company | Married 35-Year-Old Female | Married 35-Year-Old Male | Married 60-Year-Old Female | Married 60-Year-Old Male | Single 17-Year-Old Female | Single 17-Year-Old Male | Single 25-Year-Old Female | Single 25-Year-Old Male |
|---|---|---|---|---|---|---|---|---|
| Allstate | $2,655 | $2,589 | $2,371 | $2,441 | $7,265 | $8,136 | $2,739 | $2,845 |
| American Family | $1,495 | $1,495 | $1,351 | $1,351 | $2,960 | $3,561 | $1,495 | $1,688 |
| Farmers | $2,367 | $2,347 | $2,111 | $2,208 | $6,587 | $6,821 | $2,670 | $2,804 |
| Geico | $2,086 | $2,038 | $2,110 | $1,963 | $3,922 | $5,305 | $2,448 | $1,763 |
| Liberty Mutual | $2,169 | $2,342 | $2,081 | $2,322 | $10,226 | $11,416 | $2,358 | $2,548 |
| Nationwide | $1,723 | $1,772 | $1,538 | $1,653 | $3,704 | $4,531 | $2,026 | $2,156 |
| Progressive | $2,092 | $1,985 | $1,690 | $1,763 | $7,797 | $8,778 | $2,469 | $2,640 |
| State Farm | $1,657 | $1,657 | $1,452 | $1,452 | $4,422 | $5,636 | $1,862 | $2,104 |
| Travelers | $1,902 | $1,938 | $1,853 | $1,874 | $7,632 | $11,919 | $1,949 | $2,314 |
| USAA | $1,180 | $1,197 | $1,087 | $1,090 | $4,081 | $4,266 | $1,557 | $1,618 |
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Minimum Car Insurance in Manhattan, KS
Every driver must carry the minimum car insurance in Manhattan, KS. Take a look at the Kansas car insurance requirements.
| Liability Insurance Required | Minimum Coverage Limits Required |
|---|---|
| Bodily Injury Liability Coverage | $25,000 per person $50,000 per accident |
| Property Damage Liability Coverage | $25,000 minimum |
Cheapest Manhattan, KS Car Insurance Rates by Credit Score
Your credit affects car insurance costs in Manhattan, KS. Compare credit history car insurance rates in Manhattan from top companies for good, fair, and poor credit.
| Insurance Company | Poor | Fair | Good |
|---|---|---|---|
| Allstate | $4,804 | $3,653 | $3,183 |
| American Family | $2,514 | $1,775 | $1,485 |
| Farmers | $4,100 | $3,277 | $3,091 |
| Geico | $4,203 | $2,223 | $1,688 |
| Liberty Mutual | $4,433 | $4,433 | $4,433 |
| Nationwide | $2,637 | $2,343 | $2,183 |
| Progressive | $4,180 | $3,520 | $3,255 |
| State Farm | $3,683 | $2,202 | $1,705 |
| Travelers | $4,532 | $3,691 | $3,545 |
| USAA | $2,738 | $1,804 | $1,486 |
Cheapest Manhattan, KS Car Insurance Rates by Driving Record
Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Manhattan, KS to rates for a clean record with top companies.
| Group | Clean Record | With 1 Accident | With 1 DUI | With 1 Speeding Violation |
|---|---|---|---|---|
| Allstate | $3,348 | $3,898 | $4,515 | $3,760 |
| American Family | $1,887 | $2,037 | $1,887 | $1,887 |
| Farmers | $2,938 | $3,788 | $3,692 | $3,539 |
| Geico | $1,710 | $2,789 | $4,282 | $2,037 |
| Liberty Mutual | $3,331 | $5,036 | $4,943 | $4,421 |
| Nationwide | $1,809 | $2,074 | $3,608 | $2,060 |
| Progressive | $3,368 | $3,954 | $3,524 | $3,760 |
| State Farm | $2,347 | $2,713 | $2,530 | $2,530 |
| Travelers | $2,864 | $3,732 | $5,136 | $3,959 |
| USAA | $1,471 | $1,986 | $2,895 | $1,685 |
Cheapest Manhattan, KS Car Insurance for Teen Drivers
Teen car insurance in Manhattan, KS can be expensive. Take a look at rates from the top car insurance companies in Manhattan for teenagers.
| Insurance Company | Single 17-Year-Old Female | Single 17-Year-Old Male |
|---|---|---|
| Allstate | $7,265 | $8,136 |
| American Family | $2,960 | $3,561 |
| Farmers | $6,587 | $6,821 |
| Geico | $3,922 | $5,305 |
| Liberty Mutual | $10,226 | $11,416 |
| Nationwide | $3,704 | $4,531 |
| Progressive | $7,797 | $8,778 |
| State Farm | $4,422 | $5,636 |
| Travelers | $7,632 | $11,919 |
| USAA | $4,081 | $4,266 |
Cheapest Manhattan, KS Car Insurance for Seniors
Take a look at Manhattan, KS senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.
| Insurance Company | Married 60-Year-Old Female | Married 60-Year-Old Male |
|---|---|---|
| Allstate | $2,371 | $2,441 |
| American Family | $1,351 | $1,351 |
| Farmers | $2,111 | $2,208 |
| Geico | $2,110 | $1,963 |
| Liberty Mutual | $2,081 | $2,322 |
| Nationwide | $1,538 | $1,653 |
| Progressive | $1,690 | $1,763 |
| State Farm | $1,452 | $1,452 |
| Travelers | $1,853 | $1,874 |
| USAA | $1,087 | $1,090 |
Cheapest Manhattan, KS Car Insurance Rates After a DUI
A DUI in Manhattan, KS increases car insurance rates. Compare Manhattan, Kansas DUI car insurance by company to find the cheapest option.
| Insurance Company | Annual Car Insurance Rates With a DUI |
|---|---|
| Allstate | $4,515 |
| American Family | $1,887 |
| Farmers | $3,692 |
| Geico | $4,282 |
| Liberty Mutual | $4,943 |
| Nationwide | $3,608 |
| Progressive | $3,524 |
| State Farm | $2,530 |
| Travelers | $5,136 |
| USAA | $2,895 |
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Cheapest Manhattan, KS Car Insurance Rates by Commute Length
How does how far you drive affect car insurance rates in Manhattan, KS by commute? Take a look at a comparison of the top companies by commute length.
| Insurance Company | 10 Mile Commute, 6,000 Annual Mileage | 25 Mile Commute, 12,000 Annual Mileage |
|---|---|---|
| Allstate | $3,880 | $3,880 |
| American Family | $1,900 | $1,949 |
| Farmers | $3,489 | $3,489 |
| Geico | $2,648 | $2,761 |
| Liberty Mutual | $4,433 | $4,433 |
| Nationwide | $2,388 | $2,388 |
| Progressive | $3,652 | $3,652 |
| State Farm | $2,467 | $2,593 |
| Travelers | $3,923 | $3,923 |
| USAA | $1,953 | $2,066 |
Cheapest Manhattan, KS Car Insurance Rates by ZIP Code
Manhattan car insurance rates vary based on where you live. Check out the difference in car insurance rates by ZIP code in Manhattan, KS.
| ZIP Code | Average Annual Rates |
|---|---|
| 66502 | $3,270 |
| 66503 | $3,297 |
| 66506 | $3,275 |
The Best Cheap Car Insurance Companies in Manhattan, KS
Take a look at a side-by-side comparison of the top car insurance companies in Manhattan, KS to find the best option for your needs.
| Insurance Company | Average Annual Rates |
|---|---|
| Allstate | $3,880 |
| American Family | $1,924 |
| Farmers | $3,489 |
| Geico | $2,705 |
| Liberty Mutual | $4,433 |
| Nationwide | $2,388 |
| Progressive | $3,652 |
| State Farm | $2,530 |
| Travelers | $3,923 |
| USAA | $2,010 |
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Category Winners: Cheapest Car Insurance in Manhattan, Kansas
Find the cheapest car insurance companies in Manhattan, KS for each category right here.
| Category | Insurance Company |
|---|---|
| Teenagers | American Family |
| Seniors | USAA |
| Clean Record | USAA |
| With 1 Accident | USAA |
| With 1 DUI | American Family |
| With 1 Speeding Violation | USAA |
Cheapest Manhattan, KS Car Insurance Rates by Coverage Level
How much coverage you choose will have an impact on your Manhattan car insurance rates. Find the cheapest Manhattan, KS car insurance rates by coverage level.
| Insurance Company | Low | Medium | High |
|---|---|---|---|
| Allstate | $3,772 | $3,872 | $3,997 |
| American Family | $1,938 | $2,021 | $1,814 |
| Farmers | $3,342 | $3,470 | $3,656 |
| Geico | $2,614 | $2,701 | $2,799 |
| Liberty Mutual | $4,328 | $4,422 | $4,548 |
| Nationwide | $2,514 | $2,364 | $2,286 |
| Progressive | $3,458 | $3,621 | $3,876 |
| State Farm | $2,437 | $2,537 | $2,616 |
| Travelers | $3,734 | $3,929 | $4,105 |
| USAA | $1,946 | $2,005 | $2,078 |
What affects car insurance rates in Manhattan, Kansas?
What factors can have an impact on Manhattan, KS car insurance? There are several reasons why Manhattan car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Manhattan, Kansas.
Commute Time in Manhattan
The more time you spend in your car the higher the risk of an accident. The average commute length in Manhattan, KS is 14.4 minutes according to City-Data.
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Compare Car Insurance Quotes in Manhattan, KS
Ready to find affordable Manhattan, Kansas car insurance today? Enter your ZIP code for fast, free Manhattan, KS car insurance quotes.
Frequently Asked Questions
How can I compare car insurance rates in Manhattan, KS?
To compare car insurance rates in Manhattan, KS, you have a few options. You can contact insurance companies directly and request quotes from each of them. Alternatively, you can use online comparison websites that allow you to input your information once and receive quotes from multiple insurers. Comparing rates from different providers will help you find the best coverage at a competitive price.
What factors affect car insurance rates in Manhattan, KS?
Several factors can influence car insurance rates in Manhattan, KS. These factors typically include your driving history, age, gender, marital status, the type of vehicle you drive, your credit score, and the amount of coverage you need. Additionally, the insurance company may consider the local accident and crime rates in your area when determining your premium.
Are car insurance rates the same for all Manhattan, KS residents?
No, car insurance rates can vary among Manhattan, KS residents. Insurance companies evaluate individual risk factors differently, so rates can differ from person to person. Factors such as driving record, age, and the type of vehicle you drive can significantly impact the insurance premium you’ll pay. Additionally, different insurance providers may have their own unique pricing structures and discounts, so it’s worth shopping around for the best rates.
How can I lower my car insurance rates in Manhattan, KS?
There are several ways to potentially lower your car insurance rates in Manhattan, KS. First, you can consider increasing your deductible, which is the amount you pay out of pocket before insurance coverage kicks in. However, be sure to choose a deductible that you can comfortably afford. Additionally, maintaining a clean driving record, taking defensive driving courses, bundling your car insurance with other policies, and installing safety features in your vehicle can also help you qualify for discounts and lower your premiums.
Should I only consider price when comparing car insurance rates in Manhattan, KS?
While price is an important factor to consider when comparing car insurance rates in Manhattan, KS, it shouldn’t be the sole determining factor. It’s crucial to evaluate the coverage options, policy limits, and the reputation of the insurance company as well. Look for a provider with a strong financial standing, good customer service, and a reliable claims process. By striking a balance between affordability and quality coverage, you can ensure you’re adequately protected on the road.
Free Car Insurance Comparison
Enter your ZIP code below to view companies that have cheap car insurance rates.
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Michelle Robbins
Licensed Insurance Agent
Michelle Robbins has been a licensed insurance agent for over 13 years. Her career began in the real estate industry, supporting local realtors with Title Insurance. After several years, Michelle shifted to real estate home warranty insurance, where she managed a territory of over 100 miles of real estate professionals. Later, Agent Robbins obtained more licensing and experience serving families a...
Licensed Insurance Agent
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.