Best Magna, UT Car Insurance in 2024
Car insurance in Magna, UT averages $367 a month. Magna, Utah car insurance requirements are 25/65/15, but you might need full coverage insurance if your car is financed. To find cheap Magna car insurance rates, compare quotes from the top car insurance companies in Magna, UT.
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Zach Fagiano
Insurance & Finance Analyst
Zach Fagiano has been in the insurance industry for over 10 years, specializing in property and casualty and risk management consulting. He started out specializing in small businesses and moved up to large commercial real estate risks. During that time, he acquired property & casualty, life & health, and surplus lines brokers licenses. He’s now the Senior Vice President overseeing globa...
Insurance & Finance Analyst
UPDATED: Oct 24, 2024
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident car insurance decisions. Comparison shopping should be easy. We are not affiliated with any one car insurance company and cannot guarantee quotes from any single company.
Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from top car companies please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.
UPDATED: Oct 24, 2024
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident car insurance decisions. Comparison shopping should be easy. We are not affiliated with any one car insurance company and cannot guarantee quotes from any single company.
Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from top car companies please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.
On This Page
- The cheapest car insurance company in Magna is USAA
- Average car insurance rates in Magna, UT are $4,405/year
- The cheapest car insurance company in Magna for teen drivers is Geico
If you need to buy Magna, Utah car insurance, the options can be confusing. Everything you need to know about car insurance in Magna, UT is right here.
You’ll find Magna car insurance rates, the cheapest Magna, UT car insurance companies, and information on Utah car insurance laws. You can also compare Magna, Utah car insurance rates to Sandy car insurance rates, Salt Lake City car insurance rates, and West Valley City car insurance rates.
Ready to find affordable Magna, UT car insurance today? Enter your ZIP code for fast, free Magna car insurance quotes.
Cheapest Magna, UT Car Insurance Rates By Age, Gender, and Marital Status
How do age, gender, and marital status affect Magna, UT car insurance rates? Every Magna, Utah car insurance company weighs these factors differently, so check out the comparison rates.
| Insurance Company | Married 35-Year-Old Female | Married 35-Year-Old Male | Married 60-Year-Old Female | Married 60-Year-Old Male | Single 17-Year-Old Female | Single 17-Year-Old Male | Single 25-Year-Old Female | Single 25-Year-Old Male |
|---|---|---|---|---|---|---|---|---|
| Allstate | $2,578 | $2,374 | $2,355 | $2,354 | $8,341 | $9,329 | $2,710 | $2,671 |
| American Family | $2,516 | $2,516 | $2,321 | $2,321 | $9,207 | $11,942 | $2,516 | $2,951 |
| Farmers | $2,463 | $2,430 | $2,173 | $2,318 | $10,637 | $10,953 | $2,795 | $2,884 |
| Geico | $2,175 | $2,431 | $2,417 | $2,842 | $6,593 | $7,026 | $1,880 | $1,875 |
| Liberty Mutual | $2,913 | $3,135 | $2,405 | $2,685 | $12,182 | $13,523 | $3,063 | $3,242 |
| Nationwide | $2,296 | $2,314 | $2,051 | $2,152 | $6,499 | $8,244 | $2,680 | $2,868 |
| Progressive | $2,636 | $2,434 | $2,161 | $2,302 | $11,187 | $12,461 | $3,040 | $3,214 |
| State Farm | $3,510 | $3,510 | $3,221 | $3,221 | $11,094 | $13,786 | $3,992 | $4,556 |
| USAA | $1,797 | $1,758 | $1,622 | $1,606 | $6,622 | $7,734 | $2,180 | $2,388 |
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Minimum Car Insurance in Magna, UT
Every driver must carry the minimum car insurance in Magna, UT. Take a look at the Utah car insurance requirements.
| Liability Insurance Required | Minimum Coverage Limits Required |
|---|---|
| Bodily Injury Liability Coverage | $25,000 per person $65,000 per accident |
| Property Damage Liability Coverage | $15,000 minimum |
Cheapest Magna, UT Car Insurance Rates by Credit Score
Your credit affects car insurance costs in Magna, UT. Compare credit history car insurance rates in Magna from top companies for good, fair, and poor credit.
| Insurance Company | Poor | Fair | Good |
|---|---|---|---|
| Allstate | $5,463 | $3,677 | $3,127 |
| American Family | $5,704 | $4,279 | $3,625 |
| Farmers | $5,231 | $4,367 | $4,147 |
| Geico | $5,199 | $2,871 | $2,145 |
| Liberty Mutual | $7,689 | $4,755 | $3,736 |
| Nationwide | $4,480 | $3,421 | $3,013 |
| Progressive | $5,543 | $4,784 | $4,463 |
| State Farm | $9,550 | $4,798 | $3,236 |
| USAA | $4,596 | $2,942 | $2,102 |
Cheapest Magna, UT Car Insurance Rates by Driving Record
Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Magna, UT to rates for a clean record with top companies.
Read more: What are the DUI insurance laws in Utah?
| Group | Clean Record | With 1 Accident | With 1 DUI | With 1 Speeding Violation |
|---|---|---|---|---|
| Allstate | $3,434 | $4,161 | $4,875 | $3,886 |
| American Family | $3,727 | $4,674 | $5,540 | $4,204 |
| Farmers | $3,896 | $5,075 | $4,929 | $4,426 |
| Geico | $2,440 | $3,826 | $4,514 | $2,840 |
| Liberty Mutual | $4,202 | $5,817 | $6,246 | $5,309 |
| Nationwide | $2,884 | $3,889 | $4,560 | $3,219 |
| Progressive | $4,154 | $6,349 | $4,351 | $4,864 |
| State Farm | $5,305 | $6,417 | $5,861 | $5,861 |
| USAA | $2,509 | $3,202 | $4,326 | $2,817 |
Cheapest Magna, UT Car Insurance for Teen Drivers
Teen car insurance in Magna, UT can be expensive. Take a look at rates from the top car insurance companies in Magna for teenagers.
| Insurance Company | Single 17-Year-Old Female | Single 17-Year-Old Male |
|---|---|---|
| Allstate | $8,341 | $9,329 |
| American Family | $9,207 | $11,942 |
| Farmers | $10,637 | $10,953 |
| Geico | $6,593 | $7,026 |
| Liberty Mutual | $12,182 | $13,523 |
| Nationwide | $6,499 | $8,244 |
| Progressive | $11,187 | $12,461 |
| State Farm | $11,094 | $13,786 |
| USAA | $6,622 | $7,734 |
Cheapest Magna, UT Car Insurance for Seniors
Take a look at Magna, UT senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.
| Insurance Company | Married 60-Year-Old Female | Married 60-Year-Old Male |
|---|---|---|
| Allstate | $2,355 | $2,354 |
| American Family | $2,321 | $2,321 |
| Farmers | $2,173 | $2,318 |
| Geico | $2,417 | $2,842 |
| Liberty Mutual | $2,405 | $2,685 |
| Nationwide | $2,051 | $2,152 |
| Progressive | $2,161 | $2,302 |
| State Farm | $3,221 | $3,221 |
| USAA | $1,622 | $1,606 |
Cheapest Magna, UT Car Insurance Rates After a DUI
A DUI in Magna, UT increases car insurance rates. Compare Magna, Utah DUI car insurance by company to find the cheapest option.
| Insurance Company | Annual Car Insurance Rates With a DUI |
|---|---|
| Allstate | $4,875 |
| American Family | $5,540 |
| Farmers | $4,929 |
| Geico | $4,514 |
| Liberty Mutual | $6,246 |
| Nationwide | $4,560 |
| Progressive | $4,351 |
| State Farm | $5,861 |
| USAA | $4,326 |
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Cheapest Magna, UT Car Insurance Rates by Commute Length
How does how far you drive affect car insurance rates in Magna, UT by commute? Take a look at a comparison of the top companies by commute length.
| Insurance Company | 10 Mile Commute, 6,000 Annual Mileage | 25 Mile Commute, 12,000 Annual Mileage |
|---|---|---|
| Allstate | $4,089 | $4,089 |
| American Family | $4,534 | $4,539 |
| Farmers | $4,582 | $4,582 |
| Geico | $3,347 | $3,463 |
| Liberty Mutual | $5,308 | $5,479 |
| Nationwide | $3,638 | $3,638 |
| Progressive | $4,930 | $4,930 |
| State Farm | $5,707 | $6,016 |
| USAA | $3,178 | $3,248 |
The Best Cheap Car Insurance Companies in Magna, UT
Take a look at a side-by-side comparison of the top car insurance companies in Magna, UT to find the best option for your needs.
| Insurance Company | Average Annual Rates |
|---|---|
| Allstate | $4,089 |
| American Family | $4,536 |
| Farmers | $4,582 |
| Geico | $3,405 |
| Liberty Mutual | $5,393 |
| Nationwide | $3,638 |
| Progressive | $4,930 |
| State Farm | $5,861 |
| USAA | $3,213 |
Category Winners: Cheapest Car Insurance in Magna, Utah
Find the cheapest car insurance companies in Magna, UT for each category right here.
| Category | Insurance Company |
|---|---|
| Teenagers | Geico |
| Seniors | USAA |
| Clean Record | Geico |
| With 1 Accident | USAA |
| With 1 DUI | USAA |
| With 1 Speeding Violation | USAA |
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Cheapest Magna, UT Car Insurance Rates by Coverage Level
How much coverage you choose will have an impact on your Magna car insurance rates. Find the cheapest Magna, UT car insurance rates by coverage level.
| Insurance Company | Low | Medium | High |
|---|---|---|---|
| Allstate | $3,897 | $4,080 | $4,290 |
| American Family | $4,390 | $4,597 | $4,621 |
| Farmers | $4,189 | $4,518 | $5,038 |
| Geico | $3,136 | $3,393 | $3,686 |
| Liberty Mutual | $5,107 | $5,372 | $5,702 |
| Nationwide | $3,977 | $3,458 | $3,479 |
| Progressive | $4,461 | $4,714 | $5,614 |
| State Farm | $5,448 | $5,883 | $6,254 |
| USAA | $3,050 | $3,218 | $3,372 |
What affects car insurance rates in Magna, Utah?
What factors can have an impact on Magna, UT car insurance? There are several reasons why Magna car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Magna, Utah.
Commute Time in Magna
The more time you spend in your car the higher the risk of an accident. The average commute length in Magna, UT is 22.8 minutes according to City-Data.
Compare Car Insurance Quotes in Magna, UT
Ready to find affordable Magna, Utah car insurance today? Enter your ZIP code for fast, free Magna, UT car insurance quotes.
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Enter your ZIP code below to view companies that have cheap car insurance rates.
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Frequently Asked Questions
How can I compare car insurance rates in Magna, UT?
To compare car insurance rates in Magna, UT, you can follow these steps:
- Research insurance providers: Look for reputable insurance companies that offer coverage in Magna, UT.
- Gather information: Collect details about your vehicle, driving history, and personal information that insurance companies typically require for a quote.
- Obtain multiple quotes: Reach out to different insurance providers and request quotes based on the information you gathered.
- Compare coverage and rates: Carefully review the coverage options and pricing provided by each insurer, considering factors such as deductibles, liability limits, and additional benefits.
- Choose the best option: Select the car insurance policy that offers the coverage you need at a price that fits your budget.
What factors influence car insurance rates in Magna, UT?
Several factors affect car insurance rates in Magna, UT, including:
- Age: Younger drivers often face higher rates due to their perceived higher risk.
- Driving history: A clean driving record can lead to lower rates, while accidents or traffic violations may increase premiums.
- Vehicle type: The make, model, and year of your car can impact insurance rates.
- Location: Urban areas may have higher rates due to increased traffic and theft risks.
- Coverage levels: The amount of coverage you choose, such as liability limits and deductibles, can affect your premiums.
- Credit history: In some states, insurance companies consider credit scores when determining rates.
- Mileage: The number of miles you drive annually can impact your rates.
Are there any specific car insurance requirements in Magna, UT?
Yes, Magna, UT, like most states, has specific car insurance requirements. In Utah, drivers are required to carry at least the following minimum coverage:
- $25,000 bodily injury liability per person
- $65,000 bodily injury liability per accident
- $15,000 property damage liability per accident Additionally, drivers in Utah must have personal injury protection (PIP) coverage of at least $3,000, which covers medical expenses and lost wages regardless of fault.
Are there any discounts available for car insurance in Magna, UT?
Many insurance companies offer discounts that can help lower your car insurance rates in Magna, UT. Some common discounts include:
- Safe driver discount: Reward for maintaining a clean driving record without accidents or traffic violations.
- Good student discount: Discount for students who maintain good grades.
- Multi-policy discount: Savings for bundling your car insurance with other policies, such as homeowners insurance.
- Anti-theft device discount: Discount for having anti-theft devices installed in your vehicle.
- Low mileage discount: If you drive fewer miles than the average, you may qualify for a discount.
- Defensive driving course discount: Completion of a defensive driving course can lead to reduced rates.
Can I switch car insurance providers if I find a better rate in Magna, UT?
Yes, you have the freedom to switch car insurance providers in Magna, UT. However, it’s essential to consider a few factors before making a decision:
- Check for any cancellation fees: Review your current policy to determine if there are any penalties for canceling before the policy term ends.
- Timing: Make sure you time your switch correctly. Avoid canceling your current policy until you have secured a new one to maintain continuous coverage.
- Compare coverage: Ensure that the new policy offers the same or better coverage than your current one. Don’t focus solely on price; consider the quality of coverage and customer service as well.
- Notify your previous insurer: Inform your current insurer about the cancellation and switch to avoid any potential issues or lapses in coverage.
Free Car Insurance Comparison
Enter your ZIP code below to view companies that have cheap car insurance rates.
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Zach Fagiano
Insurance & Finance Analyst
Zach Fagiano has been in the insurance industry for over 10 years, specializing in property and casualty and risk management consulting. He started out specializing in small businesses and moved up to large commercial real estate risks. During that time, he acquired property & casualty, life & health, and surplus lines brokers licenses. He’s now the Senior Vice President overseeing globa...
Insurance & Finance Analyst
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.