Best Madisonville, TX Car Insurance in 2024
Car insurance in Madisonville, TX averages $314 a month. Madisonville, Texas car insurance requirements are 30/60/25, but you might need full coverage insurance if your car is financed. To find cheap Madisonville car insurance rates, compare quotes from the top car insurance companies in Madisonville, TX.
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Brandon Frady
Licensed Insurance Agent
Brandon Frady has been a licensed insurance agent and insurance office manager since 2018. He has experience in ventures from retail to finance, working positions from cashier to management, but it wasn’t until Brandon started working in the insurance industry that he truly felt at home in his career. In his day-to-day interactions, he aims to live out his business philosophy in how he treats hi...
Licensed Insurance Agent
UPDATED: Oct 24, 2024
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident car insurance decisions. Comparison shopping should be easy. We are not affiliated with any one car insurance company and cannot guarantee quotes from any single company.
Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from top car companies please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.
UPDATED: Oct 24, 2024
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident car insurance decisions. Comparison shopping should be easy. We are not affiliated with any one car insurance company and cannot guarantee quotes from any single company.
Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from top car companies please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.
On This Page
- Average car insurance rates in Madisonville, TX after a DUI are $4,275/year
- The cheapest car insurance company in Madisonville for teen drivers is USAA
- Average car insurance rates in Madisonville, TX are $3,767/year
If you need to buy Madisonville, Texas car insurance, the options can be confusing. Everything you need to know about car insurance in Madisonville, TX is right here.
You’ll find Madisonville car insurance rates, the cheapest Madisonville, TX car insurance companies, and information on Texas car insurance laws. You can also compare Madisonville, Texas car insurance rates to Dallas car insurance rates, Austin car insurance rates, and San Antonio car insurance rates.
Ready to find affordable Madisonville, TX car insurance today? Enter your ZIP code for fast, free Madisonville car insurance quotes.
Cheapest Madisonville, TX Car Insurance Rates By Age, Gender, and Marital Status
How do age, gender, and marital status affect Madisonville, TX car insurance rates? Every Madisonville, Texas car insurance company weighs these factors differently, so check out the comparison rates.
| Insurance Company | Married 35-Year-Old Female | Married 35-Year-Old Male | Married 60-Year-Old Female | Married 60-Year-Old Male | Single 17-Year-Old Female | Single 17-Year-Old Male | Single 25-Year-Old Female | Single 25-Year-Old Male |
|---|---|---|---|---|---|---|---|---|
| Allstate | $3,407 | $3,444 | $3,368 | $3,368 | $8,839 | $10,686 | $4,211 | $4,395 |
| American Family | $2,679 | $2,985 | $2,504 | $2,871 | $7,108 | $9,285 | $3,850 | $4,383 |
| Geico | $2,272 | $2,439 | $2,171 | $2,425 | $4,925 | $5,186 | $2,460 | $2,489 |
| Nationwide | $2,221 | $2,260 | $1,965 | $2,080 | $6,237 | $8,009 | $2,603 | $2,816 |
| Progressive | $2,516 | $2,398 | $2,238 | $2,282 | $10,508 | $11,710 | $2,988 | $3,033 |
| State Farm | $2,075 | $2,075 | $1,836 | $1,836 | $4,823 | $6,120 | $2,246 | $2,319 |
| USAA | $1,596 | $1,609 | $1,523 | $1,515 | $4,476 | $4,885 | $2,133 | $2,295 |
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Minimum Car Insurance in Madisonville, TX
Every driver must carry the minimum car insurance in Madisonville, TX. Take a look at the Texas car insurance requirements.
| Liability Insurance Required | Minimum Coverage Limits Required |
|---|---|
| Bodily Injury Liability Coverage | $30,000 per person $60,000 per accident |
| Property Damage Liability Coverage | $25,000 minimum |
Cheapest Madisonville, TX Car Insurance Rates by Credit Score
Your credit affects car insurance costs in Madisonville, TX. Compare credit history car insurance rates in Madisonville from top companies for good, fair, and poor credit.
| Insurance Company | Poor | Fair | Good |
|---|---|---|---|
| Allstate | $6,646 | $4,851 | $4,146 |
| American Family | $6,117 | $3,880 | $3,377 |
| Geico | $4,693 | $2,663 | $1,781 |
| Nationwide | $4,227 | $3,394 | $2,952 |
| Progressive | $5,302 | $4,580 | $4,244 |
| State Farm | $4,136 | $2,569 | $2,044 |
| USAA | $3,684 | $2,122 | $1,705 |
Cheapest Madisonville, TX Car Insurance Rates by Driving Record
Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Madisonville, TX to rates for a clean record with top companies.
| Group | Clean Record | With 1 Accident | With 1 DUI | With 1 Speeding Violation |
|---|---|---|---|---|
| Allstate | $4,079 | $6,227 | $6,473 | $4,079 |
| American Family | $4,055 | $5,185 | $4,537 | $4,055 |
| Geico | $2,589 | $3,410 | $2,862 | $3,323 |
| Nationwide | $3,059 | $3,059 | $4,526 | $3,453 |
| Progressive | $4,106 | $5,306 | $4,795 | $4,629 |
| State Farm | $2,607 | $2,969 | $3,482 | $2,607 |
| USAA | $1,868 | $2,753 | $3,251 | $2,144 |
Cheapest Madisonville, TX Car Insurance for Teen Drivers
Teen car insurance in Madisonville, TX can be expensive. Take a look at rates from the top car insurance companies in Madisonville for teenagers.
| Insurance Company | Single 17-Year-Old Female | Single 17-Year-Old Male |
|---|---|---|
| Allstate | $8,839 | $10,686 |
| American Family | $7,108 | $9,285 |
| Geico | $4,925 | $5,186 |
| Nationwide | $6,237 | $8,009 |
| Progressive | $10,508 | $11,710 |
| State Farm | $4,823 | $6,120 |
| USAA | $4,476 | $4,885 |
Cheapest Madisonville, TX Car Insurance for Seniors
Take a look at Madisonville, TX senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.
| Insurance Company | Married 60-Year-Old Female | Married 60-Year-Old Male |
|---|---|---|
| Allstate | $3,368 | $3,368 |
| American Family | $2,504 | $2,871 |
| Geico | $2,171 | $2,425 |
| Nationwide | $1,965 | $2,080 |
| Progressive | $2,238 | $2,282 |
| State Farm | $1,836 | $1,836 |
| USAA | $1,523 | $1,515 |
Cheapest Madisonville, TX Car Insurance Rates After a DUI
A DUI in Madisonville, TX increases car insurance rates. Compare Madisonville, Texas DUI car insurance by company to find the cheapest option.
| Insurance Company | Annual Car Insurance Rates With a DUI |
|---|---|
| Allstate | $6,473 |
| American Family | $4,537 |
| Geico | $2,862 |
| Nationwide | $4,526 |
| Progressive | $4,795 |
| State Farm | $3,482 |
| USAA | $3,251 |
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Cheapest Madisonville, TX Car Insurance Rates by Commute Length
How does how far you drive affect car insurance rates in Madisonville, TX by commute? Take a look at a comparison of the top companies by commute length.
| Insurance Company | 10 Mile Commute, 6,000 Annual Mileage | 25 Mile Commute, 12,000 Annual Mileage |
|---|---|---|
| Allstate | $5,092 | $5,337 |
| American Family | $4,458 | $4,458 |
| Geico | $2,990 | $3,101 |
| Nationwide | $3,524 | $3,524 |
| Progressive | $4,709 | $4,709 |
| State Farm | $2,916 | $2,916 |
| USAA | $2,472 | $2,536 |
The Best Cheap Car Insurance Companies in Madisonville, TX
Take a look at a side-by-side comparison of the top car insurance companies in Madisonville, TX to find the best option for your needs.
| Insurance Company | Average Annual Rates |
|---|---|
| Allstate | $5,215 |
| American Family | $4,458 |
| Geico | $3,046 |
| Nationwide | $3,524 |
| Progressive | $4,709 |
| State Farm | $2,916 |
| USAA | $2,504 |
Category Winners: Cheapest Car Insurance in Madisonville, Texas
Find the cheapest car insurance companies in Madisonville, TX for each category right here.
| Category | Insurance Company |
|---|---|
| Teenagers | USAA |
| Seniors | USAA |
| Clean Record | USAA |
| With 1 Accident | USAA |
| With 1 DUI | Geico |
| With 1 Speeding Violation | USAA |
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Cheapest Madisonville, TX Car Insurance Rates by Coverage Level
How much coverage you choose will have an impact on your Madisonville car insurance rates. Find the cheapest Madisonville, TX car insurance rates by coverage level.
| Insurance Company | Low | Medium | High |
|---|---|---|---|
| Allstate | $5,084 | $5,166 | $5,394 |
| American Family | $4,163 | $4,299 | $4,912 |
| Geico | $2,922 | $3,019 | $3,197 |
| Nationwide | $3,795 | $3,373 | $3,404 |
| Progressive | $4,488 | $4,688 | $4,951 |
| State Farm | $2,774 | $2,906 | $3,068 |
| USAA | $2,423 | $2,494 | $2,595 |
What affects car insurance rates in Madisonville, Texas?
What factors can have an impact on Madisonville, TX car insurance? There are several reasons why Madisonville car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Madisonville, Texas.
Car Theft in Madisonville
High levels of vehicle theft can make car insurance more expensive. Madisonville, TX car theft statistics from the FBI indicate 7 vehicle thefts a year.
Commute Time in Madisonville
The more time you spend in your car the higher the risk of an accident. The average commute length in Madisonville, TX is 17.7 minutes according to City-Data.
Compare Car Insurance Quotes in Madisonville, TX
Ready to find affordable Madisonville, Texas car insurance today? Enter your ZIP code for fast, free Madisonville, TX car insurance quotes.
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Frequently Asked Questions
Are there special car insurance rates for senior drivers in Madisonville, TX?
Yes, there are special car insurance rates for senior drivers in Madisonville, TX. Rates can vary among insurance companies, so it’s advisable to compare quotes to find the best rate for senior drivers.
How does a DUI affect car insurance rates in Madisonville, TX?
A DUI conviction can significantly increase car insurance rates in Madisonville, TX. On average, car insurance rates after a DUI in Madisonville are around $4,275 per year. Shopping around and comparing rates can help you find the most affordable options even with a DUI on your record.
What is the average car insurance rate in Madisonville, TX?
The average car insurance rate in Madisonville, TX is $314 per month.
What are the car insurance requirements in Madisonville, TX?
The car insurance requirements in Madisonville, TX are 30/60/25. This means you need at least $30,000 in bodily injury liability coverage per person, $60,000 in bodily injury liability coverage per accident, and $25,000 in property damage liability coverage.
Do I need full coverage insurance if my car is financed?
If your car is financed, it is likely that your lender will require you to have full coverage insurance. Full coverage typically includes comprehensive and collision coverage in addition to liability coverage.
How can I find cheap car insurance rates in Madisonville, TX?
To find cheap car insurance rates in Madisonville, TX, it’s recommended to compare quotes from multiple insurance companies. This way, you can compare prices and coverage options to find the best rate for your needs.
Free Car Insurance Comparison
Enter your ZIP code below to view companies that have cheap car insurance rates.
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Brandon Frady
Licensed Insurance Agent
Brandon Frady has been a licensed insurance agent and insurance office manager since 2018. He has experience in ventures from retail to finance, working positions from cashier to management, but it wasn’t until Brandon started working in the insurance industry that he truly felt at home in his career. In his day-to-day interactions, he aims to live out his business philosophy in how he treats hi...
Licensed Insurance Agent
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.