Best Logan, OH Car Insurance in 2024
Car insurance in Logan, OH averages $248 a month. Logan, Ohio car insurance requirements are 25/50/25, but you might need full coverage insurance if your car is financed. To find cheap Logan car insurance rates, compare quotes from the top car insurance companies in Logan, OH.
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Brandon Frady
Licensed Insurance Agent
Brandon Frady has been a licensed insurance agent and insurance office manager since 2018. He has experience in ventures from retail to finance, working positions from cashier to management, but it wasn’t until Brandon started working in the insurance industry that he truly felt at home in his career. In his day-to-day interactions, he aims to live out his business philosophy in how he treats hi...
Licensed Insurance Agent
UPDATED: Oct 24, 2024
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident car insurance decisions. Comparison shopping should be easy. We are not affiliated with any one car insurance company and cannot guarantee quotes from any single company.
Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from top car companies please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.
UPDATED: Oct 24, 2024
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident car insurance decisions. Comparison shopping should be easy. We are not affiliated with any one car insurance company and cannot guarantee quotes from any single company.
Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from top car companies please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.
On This Page
- Average car insurance rates in Logan, OH after a DUI are $3,449/year
- Average car insurance rates in Logan, OH are $2,973/year
- The cheapest car insurance company in Logan is USAA
If you need to buy Logan, Ohio car insurance, the options can be confusing. Everything you need to know about car insurance in Logan, OH is right here.
You’ll find Logan car insurance rates, the cheapest Logan, OH car insurance companies, and information on Ohio car insurance laws. You can also compare Logan, Ohio car insurance rates to Hamilton car insurance rates, Toledo car insurance rates, and Akron car insurance rates.
Ready to find affordable Logan, OH car insurance today? Enter your ZIP code for fast, free Logan car insurance quotes.
Cheapest Logan, OH Car Insurance Rates By Age, Gender, and Marital Status
How do age, gender, and marital status affect Logan, OH car insurance rates? Every Logan, Ohio car insurance company weighs these factors differently, so check out the comparison rates.
| Insurance Company | Married 35-Year-Old Female | Married 35-Year-Old Male | Married 60-Year-Old Female | Married 60-Year-Old Male | Single 17-Year-Old Female | Single 17-Year-Old Male | Single 25-Year-Old Female | Single 25-Year-Old Male |
|---|---|---|---|---|---|---|---|---|
| Allstate | $2,365 | $2,368 | $2,117 | $2,268 | $6,402 | $7,324 | $2,507 | $2,695 |
| American Family | $974 | $1,015 | $877 | $884 | $2,810 | $3,070 | $1,197 | $1,265 |
| Farmers | $1,944 | $1,940 | $1,714 | $1,803 | $8,316 | $8,625 | $2,182 | $2,293 |
| Geico | $1,414 | $1,364 | $1,300 | $1,293 | $3,709 | $3,457 | $1,577 | $1,350 |
| Liberty Mutual | $2,553 | $2,791 | $1,963 | $2,381 | $12,978 | $14,693 | $2,739 | $3,011 |
| Nationwide | $2,235 | $2,254 | $2,008 | $2,033 | $5,497 | $7,148 | $2,405 | $2,818 |
| Progressive | $1,735 | $1,647 | $1,441 | $1,488 | $7,496 | $8,449 | $2,086 | $2,154 |
| State Farm | $1,544 | $1,544 | $1,365 | $1,365 | $4,579 | $5,756 | $1,788 | $2,053 |
| Travelers | $1,500 | $1,525 | $1,482 | $1,476 | $6,362 | $10,023 | $1,561 | $1,798 |
| USAA | $888 | $896 | $841 | $843 | $2,712 | $3,025 | $1,188 | $1,288 |
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Minimum Car Insurance in Logan, OH
Every driver must carry the minimum car insurance in Logan, OH. Take a look at the Ohio car insurance requirements.
| Liability Insurance Required | Minimum Coverage Limits Required |
|---|---|
| Bodily Injury Liability Coverage | $25,000 per person $50,000 per accident |
| Property Damage Liability Coverage | $25,000 minimum |
Cheapest Logan, OH Car Insurance Rates by Credit Score
Your credit affects car insurance costs in Logan, OH. Compare credit history car insurance rates in Logan from top companies for good, fair, and poor credit.
| Insurance Company | Poor | Fair | Good |
|---|---|---|---|
| Allstate | $4,520 | $3,267 | $2,730 |
| American Family | $2,004 | $1,370 | $1,161 |
| Farmers | $4,092 | $3,439 | $3,276 |
| Geico | $2,319 | $1,933 | $1,547 |
| Liberty Mutual | $7,760 | $4,716 | $3,690 |
| Nationwide | $3,983 | $3,208 | $2,708 |
| Progressive | $3,734 | $3,210 | $2,992 |
| State Farm | $3,562 | $2,201 | $1,735 |
| Travelers | $3,600 | $3,129 | $2,920 |
| USAA | $1,900 | $1,340 | $1,140 |
Cheapest Logan, OH Car Insurance Rates by Driving Record
Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Logan, OH to rates for a clean record with top companies.
Read more: What are the DUI insurance laws in Ohio?
| Group | Clean Record | With 1 Accident | With 1 DUI | With 1 Speeding Violation |
|---|---|---|---|---|
| Allstate | $2,964 | $3,570 | $4,152 | $3,336 |
| American Family | $1,448 | $1,533 | $1,533 | $1,533 |
| Farmers | $2,972 | $3,819 | $3,725 | $3,893 |
| Geico | $1,328 | $1,894 | $2,692 | $1,819 |
| Liberty Mutual | $4,538 | $5,790 | $5,944 | $5,283 |
| Nationwide | $2,629 | $3,365 | $4,290 | $2,915 |
| Progressive | $2,859 | $3,872 | $3,041 | $3,476 |
| State Farm | $2,291 | $2,707 | $2,499 | $2,499 |
| Travelers | $2,373 | $3,086 | $4,649 | $2,756 |
| USAA | $1,125 | $1,504 | $1,966 | $1,246 |
Cheapest Logan, OH Car Insurance for Teen Drivers
Teen car insurance in Logan, OH can be expensive. Take a look at rates from the top car insurance companies in Logan for teenagers.
| Insurance Company | Single 17-Year-Old Female | Single 17-Year-Old Male |
|---|---|---|
| Allstate | $6,402 | $7,324 |
| American Family | $2,810 | $3,070 |
| Farmers | $8,316 | $8,625 |
| Geico | $3,709 | $3,457 |
| Liberty Mutual | $12,978 | $14,693 |
| Nationwide | $5,497 | $7,148 |
| Progressive | $7,496 | $8,449 |
| State Farm | $4,579 | $5,756 |
| Travelers | $6,362 | $10,023 |
| USAA | $2,712 | $3,025 |
Cheapest Logan, OH Car Insurance for Seniors
Take a look at Logan, OH senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.
| Insurance Company | Married 60-Year-Old Female | Married 60-Year-Old Male |
|---|---|---|
| Allstate | $2,117 | $2,268 |
| American Family | $877 | $884 |
| Farmers | $1,714 | $1,803 |
| Geico | $1,300 | $1,293 |
| Liberty Mutual | $1,963 | $2,381 |
| Nationwide | $2,008 | $2,033 |
| Progressive | $1,441 | $1,488 |
| State Farm | $1,365 | $1,365 |
| Travelers | $1,482 | $1,476 |
| USAA | $841 | $843 |
Cheapest Logan, OH Car Insurance Rates After a DUI
A DUI in Logan, OH increases car insurance rates. Compare Logan, Ohio DUI car insurance by company to find the cheapest option.
| Insurance Company | Annual Car Insurance Rates With a DUI |
|---|---|
| Allstate | $4,152 |
| American Family | $1,533 |
| Farmers | $3,725 |
| Geico | $2,692 |
| Liberty Mutual | $5,944 |
| Nationwide | $4,290 |
| Progressive | $3,041 |
| State Farm | $2,499 |
| Travelers | $4,649 |
| USAA | $1,966 |
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Cheapest Logan, OH Car Insurance Rates by Commute Length
How does how far you drive affect car insurance rates in Logan, OH by commute? Take a look at a comparison of the top companies by commute length.
| Insurance Company | 10 Mile Commute, 6,000 Annual Mileage | 25 Mile Commute, 12,000 Annual Mileage |
|---|---|---|
| Allstate | $3,506 | $3,506 |
| American Family | $1,493 | $1,530 |
| Farmers | $3,602 | $3,602 |
| Geico | $1,897 | $1,970 |
| Liberty Mutual | $5,389 | $5,389 |
| Nationwide | $3,300 | $3,300 |
| Progressive | $3,312 | $3,312 |
| State Farm | $2,440 | $2,558 |
| Travelers | $3,216 | $3,216 |
| USAA | $1,405 | $1,516 |
The Best Cheap Car Insurance Companies in Logan, OH
Take a look at a side-by-side comparison of the top car insurance companies in Logan, OH to find the best option for your needs.
| Insurance Company | Average Annual Rates |
|---|---|
| Allstate | $3,506 |
| American Family | $1,512 |
| Farmers | $3,602 |
| Geico | $1,933 |
| Liberty Mutual | $5,389 |
| Nationwide | $3,300 |
| Progressive | $3,312 |
| State Farm | $2,499 |
| Travelers | $3,216 |
| USAA | $1,460 |
Category Winners: Cheapest Car Insurance in Logan, Ohio
Find the cheapest car insurance companies in Logan, OH for each category right here.
| Category | Insurance Company |
|---|---|
| Teenagers | USAA |
| Seniors | USAA |
| Clean Record | USAA |
| With 1 Accident | USAA |
| With 1 DUI | American Family |
| With 1 Speeding Violation | USAA |
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Cheapest Logan, OH Car Insurance Rates by Coverage Level
How much coverage you choose will have an impact on your Logan car insurance rates. Find the cheapest Logan, OH car insurance rates by coverage level.
| Insurance Company | Low | Medium | High |
|---|---|---|---|
| Allstate | $3,396 | $3,499 | $3,623 |
| American Family | $1,493 | $1,523 | $1,519 |
| Farmers | $3,435 | $3,553 | $3,819 |
| Geico | $1,882 | $1,926 | $1,991 |
| Liberty Mutual | $5,212 | $5,408 | $5,547 |
| Nationwide | $3,656 | $3,198 | $3,045 |
| Progressive | $3,208 | $3,288 | $3,440 |
| State Farm | $2,405 | $2,504 | $2,588 |
| Travelers | $3,140 | $3,257 | $3,251 |
| USAA | $1,404 | $1,459 | $1,518 |
What affects car insurance rates in Logan, Ohio?
What factors can have an impact on Logan, OH car insurance? There are several reasons why Logan car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Logan, Ohio.
Car Theft in Logan
High levels of vehicle theft can make car insurance more expensive. Logan, OH car theft statistics from the FBI indicate 12 vehicle thefts a year.
Commute Time in Logan
The more time you spend in your car the higher the risk of an accident. The average commute length in Logan, OH is 19.8 minutes according to City-Data.
Compare Car Insurance Quotes in Logan, OH
Ready to find affordable Logan, Ohio car insurance today? Enter your ZIP code for fast, free Logan, OH car insurance quotes.
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Enter your ZIP code below to view companies that have cheap car insurance rates.
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Frequently Asked Questions
How can I compare car insurance rates in Logan, OH?
To compare car insurance rates in Logan, OH, you can follow these steps:
- Gather relevant information: Make a note of your vehicle details, driving history, and insurance needs.
- Research insurance providers: Look for reputable insurance companies that offer coverage in Logan, OH.
- Obtain quotes: Reach out to insurance companies directly or use online comparison tools to request quotes based on your information.
- Compare coverage options: Review the coverage levels and types offered by different insurers to ensure they meet your needs.
- Consider premiums and deductibles: Compare the cost of premiums and deductibles associated with each policy.
- Evaluate discounts: Inquire about available discounts that could help lower your premium.
- Read customer reviews: Research customer experiences and satisfaction ratings to assess the quality of service provided by each insurer.
- Make an informed decision: Based on the information gathered, choose the car insurance policy that offers the best combination of coverage and affordability.
What factors can impact car insurance rates in Logan, OH?
Several factors can affect car insurance rates in Logan, OH. Some common factors include:
- Your driving record: Insurance companies consider your history of accidents, violations, and claims.
- Vehicle details: Factors such as the make, model, age, and safety features of your car can influence insurance rates.
- Coverage options: The types and levels of coverage you choose will impact your premiums.
- Deductible amount: A higher deductible usually leads to lower premiums, while a lower deductible may increase them.
- Location: Where you live, including the crime rate and frequency of accidents in the area, can affect rates.
- Age and gender: Younger drivers and males, statistically more prone to accidents, may face higher premiums.
- Credit history: Insurers may consider your credit score when determining rates.
- Annual mileage: Higher mileage typically leads to increased rates as it increases the likelihood of accidents.
Are there any specific car insurance requirements in Logan, OH?
Yes, there are specific car insurance requirements in Logan, OH. The state of Ohio mandates the following minimum coverage:
- Bodily injury liability coverage: $25,000 per person and $50,000 per accident.
- Property damage liability coverage: $25,000 per accident.
- Uninsured/underinsured motorist coverage: $25,000 per person and $50,000 per accident (optional but recommended).
Can I get discounts on car insurance in Logan, OH?
Yes, many car insurance companies offer various discounts in Logan, OH. While specific discounts may vary between insurers, some common ones include:
- Good driver discount: Offered to drivers with a clean driving record.
- Multi-policy discount: You can save by bundling multiple insurance policies with the same provider.
- Good student discount: Available for students who maintain good grades.
- Safety features discount: Cars equipped with safety features like anti-lock brakes or airbags may qualify for this discount.
- Defensive driving course discount: Completing an approved defensive driving course can lower your premiums.
- Low mileage discount: If you drive fewer miles annually, you may be eligible for a discount.
- Affiliation discounts: Some insurers offer discounts to members of certain organizations or professional groups.
Can I switch car insurance providers in Logan, OH?
Yes, you can switch car insurance providers in Logan, OH. Keep in mind the following steps when switching:
- Research new providers: Look for insurers that offer the coverage you need at competitive rates.
- Compare quotes: Request quotes from multiple insurers to compare premiums and coverage options.
- Check cancellation policies: Review the terms and conditions of your current policy to understand any cancellation fees or notice requirements.
- Time your switch: Coordinate the start date of your new policy with the cancellation date of your current one to avoid any gaps in coverage.
- Notify your current insurer: Inform your current insurer that you won’t be renewing your policy to ensure a smooth transition.
- Provide necessary information: Supply the required documentation and information to your new insurer to finalize the switch.
Free Car Insurance Comparison
Enter your ZIP code below to view companies that have cheap car insurance rates.
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Brandon Frady
Licensed Insurance Agent
Brandon Frady has been a licensed insurance agent and insurance office manager since 2018. He has experience in ventures from retail to finance, working positions from cashier to management, but it wasn’t until Brandon started working in the insurance industry that he truly felt at home in his career. In his day-to-day interactions, he aims to live out his business philosophy in how he treats hi...
Licensed Insurance Agent
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.