Best Iron River, WI Car Insurance in 2024
Car insurance in Iron River, WI averages $263 a month. Iron River, Wisconsin car insurance requirements are 25/50/10, but you might need full coverage insurance if your car is financed. To find cheap Iron River car insurance rates, compare quotes from the top car insurance companies in Iron River, WI.
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Dani Best
Licensed Insurance Producer
Dani Best has been a licensed insurance producer for nearly 10 years. Dani began her insurance career in a sales role with State Farm in 2014. During her time in sales, she graduated with her Bachelors in Psychology from Capella University and is currently earning her Masters in Marriage and Family Therapy. Since 2014, Dani has held and maintains licenses in Life, Disability, Property, and Casualt...
Licensed Insurance Producer
UPDATED: Oct 24, 2024
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident car insurance decisions. Comparison shopping should be easy. We are not affiliated with any one car insurance company and cannot guarantee quotes from any single company.
Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from top car companies please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.
UPDATED: Oct 24, 2024
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident car insurance decisions. Comparison shopping should be easy. We are not affiliated with any one car insurance company and cannot guarantee quotes from any single company.
Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from top car companies please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.
On This Page
- The cheapest car insurance company in Iron River is American Family
- Average car insurance rates in Iron River, WI are $3,158/year
- The cheapest car insurance company in Iron River for teen drivers is American Family
If you need to buy Iron River, Wisconsin car insurance, the options can be confusing. Everything you need to know about car insurance in Iron River, WI is right here.
You’ll find Iron River car insurance rates, the cheapest Iron River, WI car insurance companies, and information on Wisconsin car insurance laws. You can also compare Iron River, Wisconsin car insurance rates to Eau Claire car insurance rates, Madison car insurance rates, and La Crosse car insurance rates.
Ready to find affordable Iron River, WI car insurance today? Enter your ZIP code for fast, free Iron River car insurance quotes.
Cheapest Iron River, WI Car Insurance Rates By Age, Gender, and Marital Status
How do age, gender, and marital status affect Iron River, WI car insurance rates? Every Iron River, Wisconsin car insurance company weighs these factors differently, so check out the comparison rates.
| Insurance Company | Married 35-Year-Old Female | Married 35-Year-Old Male | Married 60-Year-Old Female | Married 60-Year-Old Male | Single 17-Year-Old Female | Single 17-Year-Old Male | Single 25-Year-Old Female | Single 25-Year-Old Male |
|---|---|---|---|---|---|---|---|---|
| Allstate | $2,361 | $2,499 | $2,168 | $2,402 | $7,358 | $9,441 | $2,414 | $2,627 |
| American Family | $1,023 | $1,074 | $951 | $962 | $2,770 | $3,074 | $1,204 | $1,286 |
| Farmers | $1,860 | $1,861 | $1,656 | $1,744 | $8,361 | $8,650 | $2,115 | $2,233 |
| Geico | $1,445 | $1,583 | $1,472 | $1,670 | $4,697 | $5,064 | $1,339 | $1,389 |
| Liberty Mutual | $2,256 | $2,483 | $1,830 | $2,094 | $6,610 | $7,444 | $2,404 | $2,628 |
| Nationwide | $4,250 | $4,485 | $3,490 | $3,689 | $8,380 | $12,765 | $5,145 | $6,179 |
| Progressive | $1,945 | $1,879 | $1,594 | $1,643 | $6,863 | $7,782 | $2,342 | $2,532 |
| State Farm | $1,383 | $1,383 | $1,205 | $1,205 | $3,608 | $4,590 | $1,551 | $1,762 |
| USAA | $1,441 | $1,445 | $1,296 | $1,329 | $3,588 | $4,188 | $1,882 | $2,078 |
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Minimum Car Insurance in Iron River, WI
Every driver must carry the minimum car insurance in Iron River, WI. Take a look at the Wisconsin car insurance requirements.
| Liability Insurance Required | Minimum Coverage Limits Required |
|---|---|
| Bodily Injury Liability Coverage | $25,000 per person $50,000 per accident |
| Property Damage Liability Coverage | $10,000 minimum |
Cheapest Iron River, WI Car Insurance Rates by Credit Score
Your credit affects car insurance costs in Iron River, WI. Compare credit history car insurance rates in Iron River from top companies for good, fair, and poor credit.
| Insurance Company | Poor | Fair | Good |
|---|---|---|---|
| Allstate | $5,139 | $3,531 | $3,057 |
| American Family | $2,063 | $1,362 | $1,204 |
| Farmers | $4,039 | $3,394 | $3,248 |
| Geico | $3,065 | $2,183 | $1,750 |
| Liberty Mutual | $5,043 | $2,993 | $2,370 |
| Nationwide | $6,800 | $5,672 | $5,672 |
| Progressive | $3,817 | $3,196 | $2,955 |
| State Farm | $3,111 | $1,786 | $1,360 |
| USAA | $3,339 | $1,743 | $1,386 |
Cheapest Iron River, WI Car Insurance Rates by Driving Record
Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Iron River, WI to rates for a clean record with top companies.
| Group | Clean Record | With 1 Accident | With 1 DUI | With 1 Speeding Violation |
|---|---|---|---|---|
| Allstate | $3,213 | $4,391 | $4,083 | $3,948 |
| American Family | $1,476 | $1,566 | $1,566 | $1,566 |
| Farmers | $3,111 | $3,909 | $3,697 | $3,524 |
| Geico | $1,630 | $2,616 | $2,949 | $2,136 |
| Liberty Mutual | $2,679 | $3,726 | $3,918 | $3,552 |
| Nationwide | $5,112 | $5,915 | $7,250 | $5,915 |
| Progressive | $3,053 | $3,660 | $3,158 | $3,419 |
| State Farm | $1,940 | $2,232 | $2,086 | $2,086 |
| USAA | $1,693 | $2,124 | $2,878 | $1,928 |
Cheapest Iron River, WI Car Insurance for Teen Drivers
Teen car insurance in Iron River, WI can be expensive. Take a look at rates from the top car insurance companies in Iron River for teenagers.
| Insurance Company | Single 17-Year-Old Female | Single 17-Year-Old Male |
|---|---|---|
| Allstate | $7,358 | $9,441 |
| American Family | $2,770 | $3,074 |
| Farmers | $8,361 | $8,650 |
| Geico | $4,697 | $5,064 |
| Liberty Mutual | $6,610 | $7,444 |
| Nationwide | $8,380 | $12,765 |
| Progressive | $6,863 | $7,782 |
| State Farm | $3,608 | $4,590 |
| USAA | $3,588 | $4,188 |
Cheapest Iron River, WI Car Insurance for Seniors
Take a look at Iron River, WI senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.
| Insurance Company | Married 60-Year-Old Female | Married 60-Year-Old Male |
|---|---|---|
| Allstate | $2,168 | $2,402 |
| American Family | $951 | $962 |
| Farmers | $1,656 | $1,744 |
| Geico | $1,472 | $1,670 |
| Liberty Mutual | $1,830 | $2,094 |
| Nationwide | $3,490 | $3,689 |
| Progressive | $1,594 | $1,643 |
| State Farm | $1,205 | $1,205 |
| USAA | $1,296 | $1,329 |
Cheapest Iron River, WI Car Insurance Rates After a DUI
A DUI in Iron River, WI increases car insurance rates. Compare Iron River, Wisconsin DUI car insurance by company to find the cheapest option.
| Insurance Company | Annual Car Insurance Rates With a DUI |
|---|---|
| Allstate | $4,083 |
| American Family | $1,566 |
| Farmers | $3,697 |
| Geico | $2,949 |
| Liberty Mutual | $3,918 |
| Nationwide | $7,250 |
| Progressive | $3,158 |
| State Farm | $2,086 |
| USAA | $2,878 |
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Cheapest Iron River, WI Car Insurance Rates by Commute Length
How does how far you drive affect car insurance rates in Iron River, WI by commute? Take a look at a comparison of the top companies by commute length.
| Insurance Company | 10 Mile Commute, 6,000 Annual Mileage | 25 Mile Commute, 12,000 Annual Mileage |
|---|---|---|
| Allstate | $3,815 | $4,003 |
| American Family | $1,517 | $1,569 |
| Farmers | $3,560 | $3,560 |
| Geico | $2,281 | $2,384 |
| Liberty Mutual | $3,469 | $3,469 |
| Nationwide | $6,048 | $6,048 |
| Progressive | $3,323 | $3,323 |
| State Farm | $2,036 | $2,135 |
| USAA | $2,128 | $2,184 |
The Best Cheap Car Insurance Companies in Iron River, WI
Take a look at a side-by-side comparison of the top car insurance companies in Iron River, WI to find the best option for your needs.
| Insurance Company | Average Annual Rates |
|---|---|
| Allstate | $3,909 |
| American Family | $1,543 |
| Farmers | $3,560 |
| Geico | $2,333 |
| Liberty Mutual | $3,469 |
| Nationwide | $6,048 |
| Progressive | $3,323 |
| State Farm | $2,086 |
| USAA | $2,156 |
Category Winners: Cheapest Car Insurance in Iron River, Wisconsin
Find the cheapest car insurance companies in Iron River, WI for each category right here.
| Category | Insurance Company |
|---|---|
| Teenagers | American Family |
| Seniors | American Family |
| Clean Record | American Family |
| With 1 Accident | American Family |
| With 1 DUI | American Family |
| With 1 Speeding Violation | American Family |
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Cheapest Iron River, WI Car Insurance Rates by Coverage Level
How much coverage you choose will have an impact on your Iron River car insurance rates. Find the cheapest Iron River, WI car insurance rates by coverage level.
| Insurance Company | Low | Medium | High |
|---|---|---|---|
| Allstate | $3,747 | $3,900 | $4,080 |
| American Family | $1,531 | $1,556 | $1,542 |
| Farmers | $3,335 | $3,538 | $3,808 |
| Geico | $2,196 | $2,331 | $2,470 |
| Liberty Mutual | $3,234 | $3,494 | $3,678 |
| Nationwide | $5,905 | $6,045 | $6,194 |
| Progressive | $3,164 | $3,346 | $3,458 |
| State Farm | $2,001 | $2,090 | $2,166 |
| USAA | $2,086 | $2,157 | $2,225 |
What affects car insurance rates in Iron River, Wisconsin?
What factors can have an impact on Iron River, WI car insurance? There are several reasons why Iron River car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Iron River, Wisconsin.
Car Theft in Iron River
High levels of vehicle theft can make car insurance more expensive. Iron River, WI car theft statistics from the FBI indicate 0 vehicle thefts a year.
Commute Time in Iron River
The more time you spend in your car the higher the risk of an accident. The average commute length in Iron River, WI is 24.4 minutes according to City-Data.
Compare Car Insurance Quotes in Iron River, WI
Ready to find affordable Iron River, Wisconsin car insurance today? Enter your ZIP code for fast, free Iron River, WI car insurance quotes.
Free Car Insurance Comparison
Enter your ZIP code below to view companies that have cheap car insurance rates.
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Frequently Asked Questions
What are the car insurance requirements in Iron River, WI?
In Iron River, WI, the car insurance requirements are 25/50/10. This means you must have at least $25,000 in bodily injury liability coverage per person, $50,000 in bodily injury liability coverage per accident, and $10,000 in property damage liability coverage.
How can I find cheap car insurance rates in Iron River, WI?
To find cheap car insurance rates in Iron River, WI, you can compare quotes from the top car insurance companies in the area. By comparing multiple quotes, you increase your chances of finding affordable coverage that suits your needs.
How does my driving record affect car insurance rates in Iron River, WI?
Your driving record is one of the biggest factors that affect car insurance rates in Iron River, WI. If you have a clean driving record with no accidents or traffic violations, you are likely to qualify for lower insurance rates. On the other hand, if you have a history of accidents or traffic violations, your rates may be higher.
What are the factors that can affect car insurance rates in Iron River, WI?
Several factors can affect car insurance rates in Iron River, WI. These include your age, gender, marital status, credit score, driving record, coverage level, and even the length of your daily commute. Each insurance company weighs these factors differently, so it’s essential to compare quotes from multiple companies to find the best rates.
How can I save on car insurance for my teenage driver in Iron River, WI?
Car insurance for teenage drivers in Iron River, WI can be expensive, but there are ways to save. You can consider adding your teen driver to your existing policy, as this is often more cost-effective than getting them a separate policy. Additionally, you may qualify for discounts, such as good student discounts or discounts for completing a driver’s education course. Comparing quotes from different insurance companies can also help you find the most affordable option.
Free Car Insurance Comparison
Enter your ZIP code below to view companies that have cheap car insurance rates.
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Dani Best
Licensed Insurance Producer
Dani Best has been a licensed insurance producer for nearly 10 years. Dani began her insurance career in a sales role with State Farm in 2014. During her time in sales, she graduated with her Bachelors in Psychology from Capella University and is currently earning her Masters in Marriage and Family Therapy. Since 2014, Dani has held and maintains licenses in Life, Disability, Property, and Casualt...
Licensed Insurance Producer
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.