Best Horsham, PA Car Insurance in 2024
Car insurance in Horsham, PA averages $391 a month. Horsham, Pennsylvania car insurance requirements are 15/30/5, but you might need full coverage insurance if your car is financed. To find cheap Horsham car insurance rates, compare quotes from the top car insurance companies in Horsham, PA.
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Laura D. Adams
Insurance & Finance Analyst
Laura Adams is one of the nation’s leading finance, insurance, and small business authorities. As an award-winning author, spokesperson, and host of the top-rated Money Girl podcast since 2008, millions of readers and listeners benefit from her practical advice. Her mission is to empower consumers to live healthy and rich lives by planning for the future and making smart money decisions. She rec...
Insurance & Finance Analyst
UPDATED: Oct 24, 2024
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident car insurance decisions. Comparison shopping should be easy. We are not affiliated with any one car insurance company and cannot guarantee quotes from any single company.
Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from top car companies please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.
UPDATED: Oct 24, 2024
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident car insurance decisions. Comparison shopping should be easy. We are not affiliated with any one car insurance company and cannot guarantee quotes from any single company.
Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from top car companies please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.
On This Page
- Average car insurance rates in Horsham, PA are $4,694/year
- The cheapest car insurance company in Horsham is USAA
- Average car insurance rates in Horsham, PA after a DUI are $5,152/year
If you need to buy Horsham, Pennsylvania car insurance, the options can be confusing. Everything you need to know about car insurance in Horsham, PA is right here.
You’ll find Horsham car insurance rates, the cheapest Horsham, PA car insurance companies, and information on Pennsylvania car insurance laws. You can also compare Horsham, Pennsylvania car insurance rates to Harrisburg car insurance rates, Philadelphia car insurance rates, and York car insurance rates.
Ready to find affordable Horsham, PA car insurance today? Enter your ZIP code for fast, free Horsham car insurance quotes.
Cheapest Horsham, PA Car Insurance Rates By Age, Gender, and Marital Status
How do age, gender, and marital status affect Horsham, PA car insurance rates? Every Horsham, Pennsylvania car insurance company weighs these factors differently, so check out the comparison rates.
| Insurance Company | Married 35-Year-Old Female | Married 35-Year-Old Male | Married 60-Year-Old Female | Married 60-Year-Old Male | Single 17-Year-Old Female | Single 17-Year-Old Male | Single 25-Year-Old Female | Single 25-Year-Old Male |
|---|---|---|---|---|---|---|---|---|
| Allstate | $2,966 | $2,966 | $2,779 | $2,779 | $10,628 | $10,628 | $3,214 | $3,214 |
| Geico | $2,076 | $1,795 | $2,009 | $1,738 | $5,341 | $4,632 | $2,068 | $1,789 |
| Liberty Mutual | $4,292 | $4,292 | $3,936 | $3,936 | $12,431 | $12,431 | $5,434 | $5,434 |
| Nationwide | $2,124 | $2,124 | $2,024 | $2,024 | $5,941 | $5,941 | $2,382 | $2,382 |
| Progressive | $3,463 | $3,463 | $3,120 | $3,120 | $11,213 | $11,213 | $4,335 | $4,335 |
| State Farm | $1,823 | $1,823 | $1,624 | $1,624 | $6,734 | $6,734 | $2,025 | $2,025 |
| Travelers | $2,077 | $2,077 | $2,271 | $2,271 | $32,279 | $32,279 | $2,477 | $2,477 |
| USAA | $1,244 | $1,244 | $1,130 | $1,130 | $3,878 | $3,878 | $1,648 | $1,648 |
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Minimum Car Insurance in Horsham, PA
Every driver must carry the minimum car insurance in Horsham, PA. Take a look at the Pennsylvania car insurance requirements.
| Liability Insurance Required | Minimum Coverage Limits Required |
|---|---|
| Bodily Injury Liability Coverage | $15,000 per person $30,000 per accident |
| Property Damage Liability Coverage | $5,000 minimum |
Cheapest Horsham, PA Car Insurance Rates by Credit Score
Your credit affects car insurance costs in Horsham, PA. Compare credit history car insurance rates in Horsham from top companies for good, fair, and poor credit.
| Insurance Company | Poor | Fair | Good |
|---|---|---|---|
| Allstate | $6,236 | $4,685 | $3,769 |
| Geico | $4,027 | $2,266 | $1,750 |
| Liberty Mutual | $8,323 | $5,972 | $5,275 |
| Nationwide | $3,657 | $3,013 | $2,683 |
| Progressive | $7,302 | $5,153 | $4,144 |
| State Farm | $4,344 | $2,688 | $2,121 |
| Travelers | $10,605 | $9,622 | $9,100 |
| USAA | $2,467 | $1,834 | $1,625 |
Cheapest Horsham, PA Car Insurance Rates by Driving Record
Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Horsham, PA to rates for a clean record with top companies.
| Group | Clean Record | With 1 Accident | With 1 DUI | With 1 Speeding Violation |
|---|---|---|---|---|
| Allstate | $4,674 | $5,566 | $4,674 | $4,674 |
| Geico | $1,967 | $3,423 | $2,630 | $2,704 |
| Liberty Mutual | $5,917 | $6,853 | $6,662 | $6,662 |
| Nationwide | $2,267 | $3,030 | $4,179 | $2,995 |
| Progressive | $4,999 | $6,957 | $5,161 | $5,015 |
| State Farm | $2,770 | $3,333 | $3,051 | $3,051 |
| Travelers | $6,874 | $9,859 | $12,511 | $9,859 |
| USAA | $1,581 | $2,202 | $2,350 | $1,768 |
Cheapest Horsham, PA Car Insurance for Teen Drivers
Teen car insurance in Horsham, PA can be expensive. Take a look at rates from the top car insurance companies in Horsham for teenagers.
| Insurance Company | Single 17-Year-Old Female | Single 17-Year-Old Male |
|---|---|---|
| Allstate | $10,628 | $10,628 |
| Geico | $5,341 | $4,632 |
| Liberty Mutual | $12,431 | $12,431 |
| Nationwide | $5,941 | $5,941 |
| Progressive | $11,213 | $11,213 |
| State Farm | $6,734 | $6,734 |
| Travelers | $32,279 | $32,279 |
| USAA | $3,878 | $3,878 |
Cheapest Horsham, PA Car Insurance for Seniors
Take a look at Horsham, PA senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.
| Insurance Company | Married 60-Year-Old Female | Married 60-Year-Old Male |
|---|---|---|
| Allstate | $2,779 | $2,779 |
| Geico | $2,009 | $1,738 |
| Liberty Mutual | $3,936 | $3,936 |
| Nationwide | $2,024 | $2,024 |
| Progressive | $3,120 | $3,120 |
| State Farm | $1,624 | $1,624 |
| Travelers | $2,271 | $2,271 |
| USAA | $1,130 | $1,130 |
Cheapest Horsham, PA Car Insurance Rates After a DUI
A DUI in Horsham, PA increases car insurance rates. Compare Horsham, Pennsylvania DUI car insurance by company to find the cheapest option.
| Insurance Company | Annual Car Insurance Rates With a DUI |
|---|---|
| Allstate | $4,674 |
| Geico | $2,630 |
| Liberty Mutual | $6,662 |
| Nationwide | $4,179 |
| Progressive | $5,161 |
| State Farm | $3,051 |
| Travelers | $12,511 |
| USAA | $2,350 |
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Cheapest Horsham, PA Car Insurance Rates by Commute Length
How does how far you drive affect car insurance rates in Horsham, PA by commute? Take a look at a comparison of the top companies by commute length.
| Insurance Company | 10 Mile Commute, 6,000 Annual Mileage | 25 Mile Commute, 12,000 Annual Mileage |
|---|---|---|
| Allstate | $4,791 | $5,002 |
| Geico | $2,640 | $2,722 |
| Liberty Mutual | $6,358 | $6,689 |
| Nationwide | $3,118 | $3,118 |
| Progressive | $5,533 | $5,533 |
| State Farm | $2,960 | $3,143 |
| Travelers | $9,776 | $9,776 |
| USAA | $1,919 | $2,031 |
The Best Cheap Car Insurance Companies in Horsham, PA
Take a look at a side-by-side comparison of the top car insurance companies in Horsham, PA to find the best option for your needs.
| Insurance Company | Average Annual Rates |
|---|---|
| Allstate | $4,897 |
| Geico | $2,681 |
| Liberty Mutual | $6,523 |
| Nationwide | $3,118 |
| Progressive | $5,533 |
| State Farm | $3,051 |
| Travelers | $9,776 |
| USAA | $1,975 |
Category Winners: Cheapest Car Insurance in Horsham, Pennsylvania
Find the cheapest car insurance companies in Horsham, PA for each category right here.
| Category | Insurance Company |
|---|---|
| Teenagers | USAA |
| Seniors | USAA |
| Clean Record | USAA |
| With 1 Accident | USAA |
| With 1 DUI | USAA |
| With 1 Speeding Violation | USAA |
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Cheapest Horsham, PA Car Insurance Rates by Coverage Level
How much coverage you choose will have an impact on your Horsham car insurance rates. Find the cheapest Horsham, PA car insurance rates by coverage level.
| Insurance Company | Low | Medium | High |
|---|---|---|---|
| Allstate | $4,603 | $4,938 | $5,148 |
| Geico | $2,385 | $2,718 | $2,940 |
| Liberty Mutual | $6,128 | $6,584 | $6,858 |
| Nationwide | $3,066 | $3,169 | $3,119 |
| Progressive | $4,891 | $5,584 | $6,123 |
| State Farm | $2,800 | $3,106 | $3,247 |
| Travelers | $9,714 | $9,822 | $9,791 |
| USAA | $1,796 | $1,998 | $2,131 |
What affects car insurance rates in Horsham, Pennsylvania?
What factors can have an impact on Horsham, PA car insurance? There are several reasons why Horsham car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Horsham, Pennsylvania.
Commute Time in Horsham
The more time you spend in your car the higher the risk of an accident. The average commute length in Horsham, PA is 29.3 minutes according to City-Data.
Compare Car Insurance Quotes in Horsham, PA
Ready to find affordable Horsham, Pennsylvania car insurance today? Enter your ZIP code for fast, free Horsham, PA car insurance quotes.
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Frequently Asked Questions
How do age, gender, and marital status affect car insurance rates in Horsham, PA?
Age, gender, and marital status can impact car insurance rates in Horsham, PA. Each car insurance company weighs these factors differently, so it’s essential to compare rates from multiple companies to find the best option for you.
What are the minimum car insurance requirements in Horsham, PA?
Every driver in Horsham, PA must carry the minimum car insurance coverage. The requirements in Pennsylvania are 15/30/5, which means you need at least $15,000 in bodily injury liability coverage per person, $30,000 in bodily injury liability coverage per accident, and $5,000 in property damage liability coverage.
How does credit score affect car insurance rates in Horsham, PA?
Your credit score can impact car insurance costs in Horsham, PA. Insurance companies often consider credit history when determining rates. Compare car insurance rates from top companies in Horsham for different credit scores, including good, fair, and poor credit.
How does driving record affect car insurance rates in Horsham, PA?
Your driving record plays a significant role in determining car insurance rates in Horsham, PA. Insurance companies consider your past accidents, tickets, and violations when assessing risk. Compare car insurance rates for drivers with a clean record and those with a bad driving record from top companies in Horsham.
How can I find affordable car insurance for teen drivers in Horsham, PA?
Car insurance for teen drivers in Horsham, PA can be expensive, but you can find affordable options by comparing rates from different insurance companies. Look for companies that offer good student discounts or safe driving programs for teens. Shopping around and exploring different options can help you find the best rates for your teen driver.
Free Car Insurance Comparison
Enter your ZIP code below to view companies that have cheap car insurance rates.
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Laura D. Adams
Insurance & Finance Analyst
Laura Adams is one of the nation’s leading finance, insurance, and small business authorities. As an award-winning author, spokesperson, and host of the top-rated Money Girl podcast since 2008, millions of readers and listeners benefit from her practical advice. Her mission is to empower consumers to live healthy and rich lives by planning for the future and making smart money decisions. She rec...
Insurance & Finance Analyst
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.