Best Honaker, VA Car Insurance in 2024
Car insurance in Honaker, VA averages $204 a month. Honaker, Virginia car insurance requirements are 25/50/20, but you might need full coverage insurance if your car is financed. To find cheap Honaker car insurance rates, compare quotes from the top car insurance companies in Honaker, VA.
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Kalyn Johnson
Insurance Claims Support & Sr. Adjuster
Kalyn grew up in an insurance family with a grandfather, aunt, and uncle leading successful careers as insurance agents. She soon found she has similar interests and followed in their footsteps. After spending about ten years working in the insurance industry as both an appraiser dispatcher and a senior property claims adjuster, she decided to combine her years of insurance experience with another...
Insurance Claims Support & Sr. Adjuster
UPDATED: Oct 24, 2024
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident car insurance decisions. Comparison shopping should be easy. We are not affiliated with any one car insurance company and cannot guarantee quotes from any single company.
Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from top car companies please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.
UPDATED: Oct 24, 2024
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident car insurance decisions. Comparison shopping should be easy. We are not affiliated with any one car insurance company and cannot guarantee quotes from any single company.
Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from top car companies please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.
On This Page
- The cheapest car insurance company in Honaker for teen drivers is USAA
- Average car insurance rates in Honaker, VA after a DUI are $2,865/year
- The cheapest car insurance company in Honaker is USAA
If you need to buy Honaker, Virginia car insurance, the options can be confusing. Everything you need to know about car insurance in Honaker, VA is right here.
You’ll find Honaker car insurance rates, the cheapest Honaker, VA car insurance companies, and information on Virginia car insurance laws. You can also compare Honaker, Virginia car insurance rates to Portsmouth car insurance rates, Hampton car insurance rates, and Virginia Beach car insurance rates.
Ready to find affordable Honaker, VA car insurance today? Enter your ZIP code for fast, free Honaker car insurance quotes.
Cheapest Honaker, VA Car Insurance Rates By Age, Gender, and Marital Status
How do age, gender, and marital status affect Honaker, VA car insurance rates? Every Honaker, Virginia car insurance company weighs these factors differently, so check out the comparison rates.
| Insurance Company | Married 35-Year-Old Female | Married 35-Year-Old Male | Married 60-Year-Old Female | Married 60-Year-Old Male | Single 17-Year-Old Female | Single 17-Year-Old Male | Single 25-Year-Old Female | Single 25-Year-Old Male |
|---|---|---|---|---|---|---|---|---|
| Allstate | $2,134 | $2,010 | $2,128 | $2,128 | $6,760 | $7,770 | $2,794 | $2,793 |
| Geico | $1,432 | $1,429 | $1,356 | $1,356 | $3,058 | $4,115 | $1,668 | $1,649 |
| Nationwide | $1,478 | $1,484 | $1,312 | $1,345 | $3,587 | $4,607 | $1,633 | $1,772 |
| Progressive | $1,453 | $1,372 | $1,314 | $1,313 | $6,862 | $7,752 | $1,765 | $1,803 |
| State Farm | $1,415 | $1,415 | $1,283 | $1,283 | $4,420 | $5,517 | $1,603 | $1,868 |
| USAA | $987 | $970 | $923 | $926 | $3,064 | $3,655 | $1,267 | $1,389 |
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Minimum Car Insurance in Honaker, VA
Every driver must carry the minimum car insurance in Honaker, VA. Take a look at the Virginia car insurance requirements.
| Liability Insurance Required | Minimum Coverage Limits Required |
|---|---|
| Bodily Injury Liability Coverage | $25,000 per person $50,000 per accident |
| Property Damage Liability Coverage | $20,000 minimum |
Cheapest Honaker, VA Car Insurance Rates by Credit Score
Your credit affects car insurance costs in Honaker, VA. Compare credit history car insurance rates in Honaker from top companies for good, fair, and poor credit.
| Insurance Company | Poor | Fair | Good |
|---|---|---|---|
| Allstate | $4,349 | $3,483 | $2,862 |
| Geico | $2,231 | $1,896 | $1,896 |
| Nationwide | $2,551 | $2,047 | $1,858 |
| Progressive | $3,291 | $2,881 | $2,691 |
| State Farm | $3,343 | $2,072 | $1,636 |
| USAA | $2,203 | $1,501 | $1,239 |
Cheapest Honaker, VA Car Insurance Rates by Driving Record
Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Honaker, VA to rates for a clean record with top companies.
| Group | Clean Record | With 1 Accident | With 1 DUI | With 1 Speeding Violation |
|---|---|---|---|---|
| Allstate | $2,659 | $4,276 | $3,887 | $3,436 |
| Geico | $1,526 | $1,980 | $3,000 | $1,526 |
| Nationwide | $1,873 | $1,873 | $2,739 | $2,124 |
| Progressive | $2,512 | $3,350 | $3,024 | $2,932 |
| State Farm | $2,136 | $2,564 | $2,350 | $2,350 |
| USAA | $1,276 | $1,656 | $2,192 | $1,466 |
Cheapest Honaker, VA Car Insurance for Teen Drivers
Teen car insurance in Honaker, VA can be expensive. Take a look at rates from the top car insurance companies in Honaker for teenagers.
| Insurance Company | Single 17-Year-Old Female | Single 17-Year-Old Male |
|---|---|---|
| Allstate | $6,760 | $7,770 |
| Geico | $3,058 | $4,115 |
| Nationwide | $3,587 | $4,607 |
| Progressive | $6,862 | $7,752 |
| State Farm | $4,420 | $5,517 |
| USAA | $3,064 | $3,655 |
Cheapest Honaker, VA Car Insurance for Seniors
Take a look at Honaker, VA senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.
| Insurance Company | Married 60-Year-Old Female | Married 60-Year-Old Male |
|---|---|---|
| Allstate | $2,128 | $2,128 |
| Geico | $1,356 | $1,356 |
| Nationwide | $1,312 | $1,345 |
| Progressive | $1,314 | $1,313 |
| State Farm | $1,283 | $1,283 |
| USAA | $923 | $926 |
Cheapest Honaker, VA Car Insurance Rates After a DUI
A DUI in Honaker, VA increases car insurance rates. Compare Honaker, Virginia DUI car insurance by company to find the cheapest option.
| Insurance Company | Annual Car Insurance Rates With a DUI |
|---|---|
| Allstate | $3,887 |
| Geico | $3,000 |
| Nationwide | $2,739 |
| Progressive | $3,024 |
| State Farm | $2,350 |
| USAA | $2,192 |
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Cheapest Honaker, VA Car Insurance Rates by Commute Length
How does how far you drive affect car insurance rates in Honaker, VA by commute? Take a look at a comparison of the top companies by commute length.
| Insurance Company | 10 Mile Commute, 6,000 Annual Mileage | 25 Mile Commute, 12,000 Annual Mileage |
|---|---|---|
| Allstate | $3,457 | $3,673 |
| Geico | $1,971 | $2,045 |
| Nationwide | $2,152 | $2,152 |
| Progressive | $2,954 | $2,954 |
| State Farm | $2,295 | $2,406 |
| USAA | $1,587 | $1,708 |
The Best Cheap Car Insurance Companies in Honaker, VA
Take a look at a side-by-side comparison of the top car insurance companies in Honaker, VA to find the best option for your needs.
| Insurance Company | Average Annual Rates |
|---|---|
| Allstate | $3,565 |
| Geico | $2,008 |
| Nationwide | $2,152 |
| Progressive | $2,954 |
| State Farm | $2,350 |
| USAA | $1,648 |
Category Winners: Cheapest Car Insurance in Honaker, Virginia
Find the cheapest car insurance companies in Honaker, VA for each category right here.
| Category | Insurance Company |
|---|---|
| Teenagers | USAA |
| Seniors | USAA |
| Clean Record | USAA |
| With 1 Accident | USAA |
| With 1 DUI | USAA |
| With 1 Speeding Violation | USAA |
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Cheapest Honaker, VA Car Insurance Rates by Coverage Level
How much coverage you choose will have an impact on your Honaker car insurance rates. Find the cheapest Honaker, VA car insurance rates by coverage level.
| Insurance Company | Low | Medium | High |
|---|---|---|---|
| Allstate | $3,448 | $3,565 | $3,681 |
| Geico | $1,936 | $2,006 | $2,082 |
| Nationwide | $2,249 | $2,131 | $2,077 |
| Progressive | $2,805 | $2,914 | $3,143 |
| State Farm | $2,222 | $2,347 | $2,482 |
| USAA | $1,589 | $1,650 | $1,703 |
What affects car insurance rates in Honaker, Virginia?
What factors can have an impact on Honaker, VA car insurance? There are several reasons why Honaker car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Honaker, Virginia.
Commute Time in Honaker
The more time you spend in your car the higher the risk of an accident. The average commute length in Honaker, VA is 25.6 minutes according to City-Data.
Compare Car Insurance Quotes in Honaker, VA
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Frequently Asked Questions
What are the car insurance requirements in Honaker, VA?
The minimum car insurance requirements in Honaker, VA are 25/50/20. This means you must have at least $25,000 in bodily injury liability coverage per person, $50,000 in bodily injury liability coverage per accident, and $20,000 in property damage liability coverage.
How does my age, gender, and marital status affect car insurance rates in Honaker, VA?
Car insurance rates in Honaker, VA can be affected by your age, gender, and marital status. Each car insurance company weighs these factors differently. Younger drivers, male drivers, and unmarried drivers may generally have higher insurance rates compared to older drivers, female drivers, and married drivers. It’s recommended to compare rates from different companies to find the best option for you.
Does my credit score impact car insurance rates in Honaker, VA?
Yes, your credit score can affect your car insurance costs in Honaker, VA. Car insurance companies often use credit history as one of the factors to determine rates. Generally, individuals with good credit scores may receive lower insurance rates compared to those with fair or poor credit scores. It’s advisable to compare credit history car insurance rates from different companies to find the most affordable option.
How does my driving record affect car insurance rates in Honaker, VA?
Your driving record has a significant impact on car insurance rates in Honaker, VA. If you have a clean driving record with no accidents or violations, you are likely to receive lower insurance rates. However, if you have a history of accidents, tickets, or other violations, your rates may be higher. It’s essential to compare car insurance rates for both clean and bad driving records to find the most affordable coverage.
Are there specific car insurance options for teen drivers or seniors in Honaker, VA?
Yes, there are car insurance options specifically tailored for teen drivers and seniors in Honaker, VA. Teen car insurance tends to be more expensive due to the higher risk associated with inexperienced drivers. Senior drivers may also have unique coverage needs. It’s recommended to compare rates from different car insurance companies to find the best options for teen drivers and seniors in Honaker, VA.
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Enter your ZIP code below to view companies that have cheap car insurance rates.
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Kalyn Johnson
Insurance Claims Support & Sr. Adjuster
Kalyn grew up in an insurance family with a grandfather, aunt, and uncle leading successful careers as insurance agents. She soon found she has similar interests and followed in their footsteps. After spending about ten years working in the insurance industry as both an appraiser dispatcher and a senior property claims adjuster, she decided to combine her years of insurance experience with another...
Insurance Claims Support & Sr. Adjuster
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.