Best Hodgenville, KY Car Insurance in 2024
Car insurance in Hodgenville, KY averages $360 a month. Hodgenville, Kentucky car insurance requirements are 25/50/25, but you might need full coverage insurance if your car is financed. To find cheap Hodgenville car insurance rates, compare quotes from the top car insurance companies in Hodgenville, KY.
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Laura D. Adams
Insurance & Finance Analyst
Laura Adams is one of the nation’s leading finance, insurance, and small business authorities. As an award-winning author, spokesperson, and host of the top-rated Money Girl podcast since 2008, millions of readers and listeners benefit from her practical advice. Her mission is to empower consumers to live healthy and rich lives by planning for the future and making smart money decisions. She rec...
Insurance & Finance Analyst
UPDATED: Oct 24, 2024
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident car insurance decisions. Comparison shopping should be easy. We are not affiliated with any one car insurance company and cannot guarantee quotes from any single company.
Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from top car companies please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.
UPDATED: Oct 24, 2024
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident car insurance decisions. Comparison shopping should be easy. We are not affiliated with any one car insurance company and cannot guarantee quotes from any single company.
Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from top car companies please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.
On This Page
- Average car insurance rates in Hodgenville, KY after a DUI are $5,154/year
- The cheapest car insurance company in Hodgenville is USAA
- Average car insurance rates in Hodgenville, KY are $4,315/year
If you need to buy Hodgenville, Kentucky car insurance, the options can be confusing. Everything you need to know about car insurance in Hodgenville, KY is right here.
You’ll find Hodgenville car insurance rates, the cheapest Hodgenville, KY car insurance companies, and information on Kentucky car insurance laws. You can also compare Hodgenville, Kentucky car insurance rates to Owensboro car insurance rates, Richmond car insurance rates, and Nicholasville car insurance rates.
Ready to find affordable Hodgenville, KY car insurance today? Enter your ZIP code for fast, free Hodgenville car insurance quotes.
Cheapest Hodgenville, KY Car Insurance Rates By Age, Gender, and Marital Status
How do age, gender, and marital status affect Hodgenville, KY car insurance rates? Every Hodgenville, Kentucky car insurance company weighs these factors differently, so check out the comparison rates.
| Insurance Company | Married 35-Year-Old Female | Married 35-Year-Old Male | Married 60-Year-Old Female | Married 60-Year-Old Male | Single 17-Year-Old Female | Single 17-Year-Old Male | Single 25-Year-Old Female | Single 25-Year-Old Male |
|---|---|---|---|---|---|---|---|---|
| Allstate | $3,070 | $3,036 | $2,783 | $2,964 | $11,310 | $12,679 | $3,387 | $3,572 |
| Geico | $3,361 | $3,112 | $3,510 | $3,179 | $6,851 | $8,131 | $2,747 | $2,372 |
| Liberty Mutual | $2,644 | $2,868 | $2,281 | $2,550 | $10,204 | $11,263 | $2,740 | $2,812 |
| Nationwide | $3,102 | $3,105 | $2,800 | $2,930 | $6,819 | $8,506 | $3,500 | $3,672 |
| Progressive | $2,219 | $2,117 | $1,985 | $1,998 | $10,662 | $12,066 | $2,753 | $2,819 |
| State Farm | $2,209 | $2,209 | $1,980 | $1,980 | $6,479 | $8,163 | $2,455 | $2,751 |
| Travelers | $2,328 | $2,372 | $2,280 | $2,287 | $11,161 | $17,957 | $2,430 | $2,816 |
| USAA | $1,660 | $1,661 | $1,507 | $1,528 | $4,448 | $4,675 | $2,090 | $2,284 |
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Minimum Car Insurance in Hodgenville, KY
Every driver must carry the minimum car insurance in Hodgenville, KY. Take a look at the Kentucky car insurance requirements.
| Liability Insurance Required | Minimum Coverage Limits Required |
|---|---|
| Bodily Injury Liability Coverage | $25,000 per person $50,000 per accident |
| Property Damage Liability Coverage | $25,000 minimum |
Cheapest Hodgenville, KY Car Insurance Rates by Credit Score
Your credit affects car insurance costs in Hodgenville, KY. Compare credit history car insurance rates in Hodgenville from top companies for good, fair, and poor credit.
| Insurance Company | Poor | Fair | Good |
|---|---|---|---|
| Allstate | $7,089 | $4,889 | $4,072 |
| Geico | $6,836 | $3,413 | $2,224 |
| Liberty Mutual | $6,664 | $4,101 | $3,246 |
| Nationwide | $5,239 | $4,104 | $3,569 |
| Progressive | $5,122 | $4,458 | $4,152 |
| State Farm | $5,070 | $3,089 | $2,425 |
| Travelers | $6,085 | $5,148 | $5,128 |
| USAA | $3,673 | $2,075 | $1,697 |
Cheapest Hodgenville, KY Car Insurance Rates by Driving Record
Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Hodgenville, KY to rates for a clean record with top companies.
| Group | Clean Record | With 1 Accident | With 1 DUI | With 1 Speeding Violation |
|---|---|---|---|---|
| Allstate | $4,441 | $5,783 | $6,170 | $5,006 |
| Geico | $2,469 | $4,406 | $6,731 | $3,024 |
| Liberty Mutual | $3,906 | $5,979 | $4,652 | $4,144 |
| Nationwide | $3,414 | $4,428 | $5,612 | $3,764 |
| Progressive | $3,787 | $5,597 | $4,320 | $4,605 |
| State Farm | $3,229 | $3,828 | $3,528 | $3,528 |
| Travelers | $4,758 | $4,895 | $7,064 | $5,099 |
| USAA | $1,872 | $2,642 | $3,158 | $2,254 |
Cheapest Hodgenville, KY Car Insurance for Teen Drivers
Teen car insurance in Hodgenville, KY can be expensive. Take a look at rates from the top car insurance companies in Hodgenville for teenagers.
| Insurance Company | Single 17-Year-Old Female | Single 17-Year-Old Male |
|---|---|---|
| Allstate | $11,310 | $12,679 |
| Geico | $6,851 | $8,131 |
| Liberty Mutual | $10,204 | $11,263 |
| Nationwide | $6,819 | $8,506 |
| Progressive | $10,662 | $12,066 |
| State Farm | $6,479 | $8,163 |
| Travelers | $11,161 | $17,957 |
| USAA | $4,448 | $4,675 |
Cheapest Hodgenville, KY Car Insurance for Seniors
Take a look at Hodgenville, KY senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.
| Insurance Company | Married 60-Year-Old Female | Married 60-Year-Old Male |
|---|---|---|
| Allstate | $2,783 | $2,964 |
| Geico | $3,510 | $3,179 |
| Liberty Mutual | $2,281 | $2,550 |
| Nationwide | $2,800 | $2,930 |
| Progressive | $1,985 | $1,998 |
| State Farm | $1,980 | $1,980 |
| Travelers | $2,280 | $2,287 |
| USAA | $1,507 | $1,528 |
Cheapest Hodgenville, KY Car Insurance Rates After a DUI
A DUI in Hodgenville, KY increases car insurance rates. Compare Hodgenville, Kentucky DUI car insurance by company to find the cheapest option.
| Insurance Company | Annual Car Insurance Rates With a DUI |
|---|---|
| Allstate | $6,170 |
| Geico | $6,731 |
| Liberty Mutual | $4,652 |
| Nationwide | $5,612 |
| Progressive | $4,320 |
| State Farm | $3,528 |
| Travelers | $7,064 |
| USAA | $3,158 |
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Cheapest Hodgenville, KY Car Insurance Rates by Commute Length
How does how far you drive affect car insurance rates in Hodgenville, KY by commute? Take a look at a comparison of the top companies by commute length.
| Insurance Company | 10 Mile Commute, 6,000 Annual Mileage | 25 Mile Commute, 12,000 Annual Mileage |
|---|---|---|
| Allstate | $5,350 | $5,350 |
| Geico | $4,119 | $4,197 |
| Liberty Mutual | $4,670 | $4,670 |
| Nationwide | $4,304 | $4,304 |
| Progressive | $4,577 | $4,577 |
| State Farm | $3,446 | $3,611 |
| Travelers | $5,454 | $5,454 |
| USAA | $2,389 | $2,574 |
The Best Cheap Car Insurance Companies in Hodgenville, KY
Take a look at a side-by-side comparison of the top car insurance companies in Hodgenville, KY to find the best option for your needs.
| Insurance Company | Average Annual Rates |
|---|---|
| Allstate | $5,350 |
| Geico | $4,158 |
| Liberty Mutual | $4,670 |
| Nationwide | $4,304 |
| Progressive | $4,577 |
| State Farm | $3,528 |
| Travelers | $5,454 |
| USAA | $2,482 |
Category Winners: Cheapest Car Insurance in Hodgenville, Kentucky
Find the cheapest car insurance companies in Hodgenville, KY for each category right here.
| Category | Insurance Company |
|---|---|
| Teenagers | USAA |
| Seniors | USAA |
| Clean Record | USAA |
| With 1 Accident | USAA |
| With 1 DUI | USAA |
| With 1 Speeding Violation | USAA |
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Cheapest Hodgenville, KY Car Insurance Rates by Coverage Level
How much coverage you choose will have an impact on your Hodgenville car insurance rates. Find the cheapest Hodgenville, KY car insurance rates by coverage level.
| Insurance Company | Low | Medium | High |
|---|---|---|---|
| Allstate | $4,939 | $5,327 | $5,784 |
| Geico | $3,895 | $4,144 | $4,435 |
| Liberty Mutual | $4,406 | $4,634 | $4,971 |
| Nationwide | $4,380 | $4,252 | $4,281 |
| Progressive | $4,232 | $4,521 | $4,978 |
| State Farm | $3,310 | $3,515 | $3,760 |
| Travelers | $5,175 | $5,478 | $5,709 |
| USAA | $2,354 | $2,475 | $2,616 |
What affects car insurance rates in Hodgenville, Kentucky?
What factors can have an impact on Hodgenville, KY car insurance? There are several reasons why Hodgenville car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Hodgenville, Kentucky.
Commute Time in Hodgenville
The more time you spend in your car the higher the risk of an accident. The average commute length in Hodgenville, KY is 28.7 minutes according to City-Data.
Compare Car Insurance Quotes in Hodgenville, KY
Ready to find affordable Hodgenville, Kentucky car insurance today? Enter your ZIP code for fast, free Hodgenville, KY car insurance quotes.
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Frequently Asked Questions
What is the average monthly car insurance rate in Hodgenville, KY?
The average monthly rate is $360.
What are the car insurance requirements in Hodgenville, KY?
The minimum requirements are 25/50/25, but full coverage may be needed for financed cars.
What factors can affect car insurance rates in Hodgenville, KY?
Factors include age, gender, marital status, credit score, driving record, and commute time.
How can I compare car insurance quotes in Hodgenville, KY?
Use the free quote tool with your ZIP code to compare quotes from top companies.
How does driving record affect car insurance rates in Hodgenville, KY?
A clean record can result in lower rates. Compare rates for bad and clean records.
Free Car Insurance Comparison
Enter your ZIP code below to view companies that have cheap car insurance rates.
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Laura D. Adams
Insurance & Finance Analyst
Laura Adams is one of the nation’s leading finance, insurance, and small business authorities. As an award-winning author, spokesperson, and host of the top-rated Money Girl podcast since 2008, millions of readers and listeners benefit from her practical advice. Her mission is to empower consumers to live healthy and rich lives by planning for the future and making smart money decisions. She rec...
Insurance & Finance Analyst
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.