Best Hilo, HI Car Insurance in 2024
Car insurance in Hilo, HI averages $238 a month. Hilo, Hawaii car insurance requirements are 20/40/10, but you might need full coverage insurance if your car is financed. To find cheap Hilo car insurance rates, compare quotes from the top car insurance companies in Hilo, HI.
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Jeffrey Manola
Licensed Insurance Agent
Jeffrey Manola is an experienced insurance agent who founded TopQuoteLifeInsurance.com and NoMedicalExamQuotes.com. His mission when creating these sites was to provide online consumers searching for insurance with the most affordable rates available. Not only does he strive to provide consumers with the best prices for insurance coverage, but he also wants those on the market for insurance to ...
Licensed Insurance Agent
UPDATED: Oct 24, 2024
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident car insurance decisions. Comparison shopping should be easy. We are not affiliated with any one car insurance company and cannot guarantee quotes from any single company.
Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from top car companies please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.
UPDATED: Oct 24, 2024
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident car insurance decisions. Comparison shopping should be easy. We are not affiliated with any one car insurance company and cannot guarantee quotes from any single company.
Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from top car companies please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.
On This Page
- The cheapest car insurance company in Hilo for teen drivers is State Farm
- The cheapest car insurance company in Hilo is State Farm
- Average car insurance rates in Hilo, HI after a DUI are $5,756/year
If you need to buy Hilo, Hawaii car insurance, the options can be confusing. Everything you need to know about car insurance in Hilo, HI is right here.
You’ll find Hilo car insurance rates, the cheapest Hilo, HI car insurance companies, and information on Hawaii car insurance laws. You can also compare Hilo, Hawaii car insurance rates to Maunaloa car insurance rates, Pepeekeo car insurance rates, and Kapolei car insurance rates.
Ready to find affordable Hilo, HI car insurance today? Enter your ZIP code for fast, free Hilo car insurance quotes.
Cheapest Hilo, HI Car Insurance Rates By Age, Gender, and Marital Status
How do age, gender, and marital status affect Hilo, HI car insurance rates? Every Hilo, Hawaii car insurance company weighs these factors differently, so check out the comparison rates.
| Insurance Company | Married 35-Year-Old Female | Married 35-Year-Old Male | Married 60-Year-Old Female | Married 60-Year-Old Male | Single 17-Year-Old Female | Single 17-Year-Old Male | Single 25-Year-Old Female | Single 25-Year-Old Male |
|---|---|---|---|---|---|---|---|---|
| Allstate | $2,452 | $2,452 | $2,452 | $2,452 | $2,452 | $2,452 | $2,452 | $2,452 |
| Farmers | $5,366 | $5,366 | $5,366 | $5,366 | $5,850 | $5,850 | $5,366 | $5,366 |
| Geico | $3,709 | $3,709 | $3,709 | $3,709 | $3,709 | $3,709 | $3,709 | $3,709 |
| Liberty Mutual | $3,634 | $3,634 | $3,634 | $3,634 | $3,677 | $3,677 | $3,634 | $3,634 |
| Progressive | $2,192 | $2,192 | $2,192 | $2,192 | $3,087 | $3,087 | $2,192 | $2,192 |
| State Farm | $1,083 | $1,083 | $1,083 | $1,083 | $1,083 | $1,083 | $1,083 | $1,083 |
| USAA | $1,210 | $1,210 | $1,210 | $1,210 | $1,262 | $1,262 | $1,210 | $1,210 |
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Minimum Car Insurance in Hilo, HI
Every driver must carry the minimum car insurance in Hilo, HI. Take a look at the Hawaii car insurance requirements.
| Liability Insurance Required | Minimum Coverage Limits Required |
|---|---|
| Bodily Injury Liability Coverage | $20,000 per person $40,000 per accident |
| Property Damage Liability Coverage | $10,000 minimum |
Cheapest Hilo, HI Car Insurance Rates by Driving Record
Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Hilo, HI to rates for a clean record with top companies.
| Group | Clean Record | With 1 Accident | With 1 DUI | With 1 Speeding Violation |
|---|---|---|---|---|
| Allstate | $1,460 | $2,162 | $4,175 | $2,009 |
| Farmers | $2,625 | $3,935 | $12,762 | $2,625 |
| Geico | $1,552 | $2,018 | $9,713 | $1,552 |
| Liberty Mutual | $1,926 | $2,417 | $7,820 | $2,417 |
| Progressive | $1,825 | $2,575 | $2,892 | $2,371 |
| State Farm | $989 | $1,178 | $1,083 | $1,083 |
| USAA | $926 | $1,147 | $1,849 | $968 |
Cheapest Hilo, HI Car Insurance for Teen Drivers
Teen car insurance in Hilo, HI can be expensive. Take a look at rates from the top car insurance companies in Hilo for teenagers.
| Insurance Company | Single 17-Year-Old Female | Single 17-Year-Old Male |
|---|---|---|
| Allstate | $2,452 | $2,452 |
| Farmers | $5,850 | $5,850 |
| Geico | $3,709 | $3,709 |
| Liberty Mutual | $3,677 | $3,677 |
| Progressive | $3,087 | $3,087 |
| State Farm | $1,083 | $1,083 |
| USAA | $1,262 | $1,262 |
Cheapest Hilo, HI Car Insurance for Seniors
Take a look at Hilo, HI senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.
| Insurance Company | Married 60-Year-Old Female | Married 60-Year-Old Male |
|---|---|---|
| Allstate | $2,452 | $2,452 |
| Farmers | $5,366 | $5,366 |
| Geico | $3,709 | $3,709 |
| Liberty Mutual | $3,634 | $3,634 |
| Progressive | $2,192 | $2,192 |
| State Farm | $1,083 | $1,083 |
| USAA | $1,210 | $1,210 |
Cheapest Hilo, HI Car Insurance Rates After a DUI
A DUI in Hilo, HI increases car insurance rates. Compare Hilo, Hawaii DUI car insurance by company to find the cheapest option.
| Insurance Company | Annual Car Insurance Rates With a DUI |
|---|---|
| Allstate | $4,175 |
| Farmers | $12,762 |
| Geico | $9,713 |
| Liberty Mutual | $7,820 |
| Progressive | $2,892 |
| State Farm | $1,083 |
| USAA | $1,849 |
Cheapest Hilo, HI Car Insurance Rates by Commute Length
How does how far you drive affect car insurance rates in Hilo, HI by commute? Take a look at a comparison of the top companies by commute length.
| Insurance Company | 10 Mile Commute, 6,000 Annual Mileage | 25 Mile Commute, 12,000 Annual Mileage |
|---|---|---|
| Allstate | $2,292 | $2,611 |
| Farmers | $5,487 | $5,487 |
| Geico | $3,709 | $3,709 |
| Liberty Mutual | $3,645 | $3,645 |
| Progressive | $2,416 | $2,416 |
| State Farm | $1,083 | $1,083 |
| USAA | $1,223 | $1,223 |
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The Best Cheap Car Insurance Companies in Hilo, HI
Take a look at a side-by-side comparison of the top car insurance companies in Hilo, HI to find the best option for your needs.
| Insurance Company | Average Annual Rates |
|---|---|
| Allstate | $2,452 |
| Farmers | $5,487 |
| Geico | $3,709 |
| Liberty Mutual | $3,645 |
| Progressive | $2,416 |
| State Farm | $1,083 |
| USAA | $1,223 |
Category Winners: Cheapest Car Insurance in Hilo, Hawaii
Find the cheapest car insurance companies in Hilo, HI for each category right here.
| Category | Insurance Company |
|---|---|
| Teenagers | State Farm |
| Seniors | State Farm |
| Clean Record | USAA |
| With 1 Accident | USAA |
| With 1 DUI | State Farm |
| With 1 Speeding Violation | USAA |
Cheapest Hilo, HI Car Insurance Rates by Coverage Level
How much coverage you choose will have an impact on your Hilo car insurance rates. Find the cheapest Hilo, HI car insurance rates by coverage level.
| Insurance Company | Low | Medium | High |
|---|---|---|---|
| Allstate | $2,280 | $2,458 | $2,616 |
| Farmers | $5,285 | $5,524 | $5,652 |
| Geico | $3,544 | $3,733 | $3,849 |
| Liberty Mutual | $3,673 | $3,445 | $3,817 |
| Progressive | $2,214 | $2,413 | $2,620 |
| State Farm | $1,013 | $1,086 | $1,151 |
| USAA | $1,151 | $1,222 | $1,294 |
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What affects car insurance rates in Hilo, Hawaii?
What factors can have an impact on Hilo, HI car insurance? There are several reasons why Hilo car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Hilo, Hawaii.
Commute Time in Hilo
The more time you spend in your car the higher the risk of an accident. The average commute length in Hilo, HI is 18.4 minutes according to City-Data.
Traffic in Hilo
Traffic and commute times go hand in hand, with more traffic meaning more time on the road. Hilo, HI traffic data from INRIX ranks Hilo as the 636th-most congested in the world.
Compare Car Insurance Quotes in Hilo, HI
Ready to find affordable Hilo, Hawaii car insurance today? Enter your ZIP code for fast, free Hilo, HI car insurance quotes.
Frequently Asked Questions
What is the average monthly car insurance rate in Hilo, HI?
The average monthly car insurance rate in Hilo, HI is $238.
How can I find cheap car insurance rates in Hilo, HI?
Compare quotes from top car insurance companies in Hilo, HI to find affordable rates.
How does a bad driving record affect car insurance rates in Hilo, HI?
A bad driving record can increase car insurance rates in Hilo, HI. Compare rates from different companies to find the best options.
How does a DUI affect car insurance rates in Hilo, HI?
A DUI conviction can significantly increase car insurance rates in Hilo, HI. Compare DUI car insurance rates from different companies to find the most affordable option.
How does commute length affect car insurance rates in Hilo, HI?
Longer commutes may result in higher car insurance rates in Hilo, HI due to increased risk. Compare rates based on your commute length.
Free Car Insurance Comparison
Enter your ZIP code below to view companies that have cheap car insurance rates.
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Jeffrey Manola
Licensed Insurance Agent
Jeffrey Manola is an experienced insurance agent who founded TopQuoteLifeInsurance.com and NoMedicalExamQuotes.com. His mission when creating these sites was to provide online consumers searching for insurance with the most affordable rates available. Not only does he strive to provide consumers with the best prices for insurance coverage, but he also wants those on the market for insurance to ...
Licensed Insurance Agent
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.