Best Highmore, SD Car Insurance in 2024
Car insurance in Highmore, SD averages $349 a month. Highmore, South Dakota car insurance requirements are 25/50/25, but you might need full coverage insurance if your car is financed. To find cheap Highmore car insurance rates, compare quotes from the top car insurance companies in Highmore, SD.
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Dani Best
Licensed Insurance Producer
Dani Best has been a licensed insurance producer for nearly 10 years. Dani began her insurance career in a sales role with State Farm in 2014. During her time in sales, she graduated with her Bachelors in Psychology from Capella University and is currently earning her Masters in Marriage and Family Therapy. Since 2014, Dani has held and maintains licenses in Life, Disability, Property, and Casualt...
Licensed Insurance Producer
UPDATED: Oct 24, 2024
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident car insurance decisions. Comparison shopping should be easy. We are not affiliated with any one car insurance company and cannot guarantee quotes from any single company.
Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from top car companies please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.
UPDATED: Oct 24, 2024
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident car insurance decisions. Comparison shopping should be easy. We are not affiliated with any one car insurance company and cannot guarantee quotes from any single company.
Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from top car companies please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.
On This Page
- Average car insurance rates in Highmore, SD after a DUI are $5,072/year
- Average car insurance rates in Highmore, SD are $4,192/year
- The cheapest car insurance company in Highmore for teen drivers is State Farm
If you need to buy Highmore, South Dakota car insurance, the options can be confusing. Everything you need to know about car insurance in Highmore, SD is right here.
You’ll find Highmore car insurance rates, the cheapest Highmore, SD car insurance companies, and information on South Dakota car insurance laws. You can also compare Highmore, South Dakota car insurance rates to Mitchell car insurance rates, Pierre car insurance rates, and Yankton car insurance rates.
Ready to find affordable Highmore, SD car insurance today? Enter your ZIP code for fast, free Highmore car insurance quotes.
Cheapest Highmore, SD Car Insurance Rates By Age, Gender, and Marital Status
How do age, gender, and marital status affect Highmore, SD car insurance rates? Every Highmore, South Dakota car insurance company weighs these factors differently, so check out the comparison rates.
| Insurance Company | Married 35-Year-Old Female | Married 35-Year-Old Male | Married 60-Year-Old Female | Married 60-Year-Old Male | Single 17-Year-Old Female | Single 17-Year-Old Male | Single 25-Year-Old Female | Single 25-Year-Old Male |
|---|---|---|---|---|---|---|---|---|
| Allstate | $2,508 | $2,560 | $2,214 | $2,369 | $10,421 | $12,451 | $2,835 | $3,096 |
| American Family | $3,184 | $3,184 | $2,812 | $2,812 | $6,503 | $9,548 | $3,184 | $3,917 |
| Farmers | $2,242 | $2,256 | $1,978 | $2,049 | $9,492 | $9,883 | $2,487 | $2,661 |
| Geico | $2,551 | $2,406 | $2,446 | $2,254 | $5,030 | $5,958 | $2,239 | $2,163 |
| Liberty Mutual | $4,662 | $5,082 | $3,678 | $4,471 | $17,102 | $19,205 | $4,927 | $5,496 |
| Nationwide | $2,001 | $2,068 | $1,781 | $1,918 | $4,202 | $5,494 | $2,225 | $2,436 |
| Progressive | $2,114 | $2,085 | $1,740 | $1,793 | $7,636 | $8,688 | $2,649 | $2,769 |
| State Farm | $1,839 | $1,839 | $1,554 | $1,554 | $4,035 | $5,259 | $2,046 | $2,260 |
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Minimum Car Insurance in Highmore, SD
Every driver must carry the minimum car insurance in Highmore, SD. Take a look at the South Dakota car insurance requirements.
| Liability Insurance Required | Minimum Coverage Limits Required |
|---|---|
| Bodily Injury Liability Coverage | $25,000 per person $50,000 per accident |
| Property Damage Liability Coverage | $25,000 minimum |
Cheapest Highmore, SD Car Insurance Rates by Credit Score
Your credit affects car insurance costs in Highmore, SD. Compare credit history car insurance rates in Highmore from top companies for good, fair, and poor credit.
| Insurance Company | Poor | Fair | Good |
|---|---|---|---|
| Allstate | $5,860 | $4,583 | $3,977 |
| American Family | $5,654 | $4,074 | $3,451 |
| Farmers | $4,684 | $3,934 | $3,776 |
| Geico | $5,073 | $2,574 | $1,745 |
| Liberty Mutual | $11,735 | $6,997 | $5,501 |
| Nationwide | $3,363 | $2,623 | $2,311 |
| Progressive | $4,254 | $3,536 | $3,263 |
| State Farm | $3,710 | $2,217 | $1,717 |
Cheapest Highmore, SD Car Insurance Rates by Driving Record
Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Highmore, SD to rates for a clean record with top companies.
| Group | Clean Record | With 1 Accident | With 1 DUI | With 1 Speeding Violation |
|---|---|---|---|---|
| Allstate | $3,979 | $4,630 | $6,159 | $4,459 |
| American Family | $3,192 | $4,671 | $6,053 | $3,655 |
| Farmers | $3,535 | $4,439 | $4,331 | $4,219 |
| Geico | $1,966 | $3,339 | $5,254 | $1,966 |
| Liberty Mutual | $6,826 | $8,421 | $8,802 | $8,262 |
| Nationwide | $1,980 | $2,773 | $4,000 | $2,309 |
| Progressive | $3,178 | $4,304 | $3,427 | $3,829 |
| State Farm | $2,421 | $2,675 | $2,548 | $2,548 |
Cheapest Highmore, SD Car Insurance for Teen Drivers
Teen car insurance in Highmore, SD can be expensive. Take a look at rates from the top car insurance companies in Highmore for teenagers.
| Insurance Company | Single 17-Year-Old Female | Single 17-Year-Old Male |
|---|---|---|
| Allstate | $10,421 | $12,451 |
| American Family | $6,503 | $9,548 |
| Farmers | $9,492 | $9,883 |
| Geico | $5,030 | $5,958 |
| Liberty Mutual | $17,102 | $19,205 |
| Nationwide | $4,202 | $5,494 |
| Progressive | $7,636 | $8,688 |
| State Farm | $4,035 | $5,259 |
Cheapest Highmore, SD Car Insurance for Seniors
Take a look at Highmore, SD senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.
| Insurance Company | Married 60-Year-Old Female | Married 60-Year-Old Male |
|---|---|---|
| Allstate | $2,214 | $2,369 |
| American Family | $2,812 | $2,812 |
| Farmers | $1,978 | $2,049 |
| Geico | $2,446 | $2,254 |
| Liberty Mutual | $3,678 | $4,471 |
| Nationwide | $1,781 | $1,918 |
| Progressive | $1,740 | $1,793 |
| State Farm | $1,554 | $1,554 |
Cheapest Highmore, SD Car Insurance Rates After a DUI
A DUI in Highmore, SD increases car insurance rates. Compare Highmore, South Dakota DUI car insurance by company to find the cheapest option.
| Insurance Company | Annual Car Insurance Rates With a DUI |
|---|---|
| Allstate | $6,159 |
| American Family | $6,053 |
| Farmers | $4,331 |
| Geico | $5,254 |
| Liberty Mutual | $8,802 |
| Nationwide | $4,000 |
| Progressive | $3,427 |
| State Farm | $2,548 |
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Cheapest Highmore, SD Car Insurance Rates by Commute Length
How does how far you drive affect car insurance rates in Highmore, SD by commute? Take a look at a comparison of the top companies by commute length.
| Insurance Company | 10 Mile Commute, 6,000 Annual Mileage | 25 Mile Commute, 12,000 Annual Mileage |
|---|---|---|
| Allstate | $4,689 | $4,924 |
| American Family | $4,338 | $4,448 |
| Farmers | $4,131 | $4,131 |
| Geico | $3,094 | $3,168 |
| Liberty Mutual | $8,078 | $8,078 |
| Nationwide | $2,766 | $2,766 |
| Progressive | $3,684 | $3,684 |
| State Farm | $2,485 | $2,611 |
The Best Cheap Car Insurance Companies in Highmore, SD
Take a look at a side-by-side comparison of the top car insurance companies in Highmore, SD to find the best option for your needs.
| Insurance Company | Average Annual Rates |
|---|---|
| Allstate | $4,807 |
| American Family | $4,393 |
| Farmers | $4,131 |
| Geico | $3,131 |
| Liberty Mutual | $8,078 |
| Nationwide | $2,766 |
| Progressive | $3,684 |
| State Farm | $2,548 |
Category Winners: Cheapest Car Insurance in Highmore, South Dakota
Find the cheapest car insurance companies in Highmore, SD for each category right here.
| Category | Insurance Company |
|---|---|
| Teenagers | State Farm |
| Seniors | State Farm |
| Clean Record | Geico |
| With 1 Accident | State Farm |
| With 1 DUI | State Farm |
| With 1 Speeding Violation | Geico |
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Cheapest Highmore, SD Car Insurance Rates by Coverage Level
How much coverage you choose will have an impact on your Highmore car insurance rates. Find the cheapest Highmore, SD car insurance rates by coverage level.
| Insurance Company | Low | Medium | High |
|---|---|---|---|
| Allstate | $4,654 | $4,798 | $4,968 |
| American Family | $4,448 | $4,526 | $4,204 |
| Farmers | $3,982 | $4,094 | $4,316 |
| Geico | $3,047 | $3,128 | $3,219 |
| Liberty Mutual | $7,947 | $8,066 | $8,221 |
| Nationwide | $2,628 | $2,755 | $2,914 |
| Progressive | $3,601 | $3,656 | $3,796 |
| State Farm | $2,481 | $2,549 | $2,614 |
What affects car insurance rates in Highmore, South Dakota?
What factors can have an impact on Highmore, SD car insurance? There are several reasons why Highmore car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Highmore, South Dakota.
Commute Time in Highmore
The more time you spend in your car the higher the risk of an accident. The average commute length in Highmore, SD is 10.7 minutes according to City-Data.
Compare Car Insurance Quotes in Highmore, SD
Ready to find affordable Highmore, South Dakota car insurance today? Enter your ZIP code for fast, free Highmore, SD car insurance quotes.
Free Car Insurance Comparison
Enter your ZIP code below to view companies that have cheap car insurance rates.
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Frequently Asked Questions
What is the average car insurance rate in Highmore, SD?
The average rate is $349 per month.
What are the car insurance requirements in Highmore, SD?
The requirements are 25/50/25.
How can I find cheap car insurance rates in Highmore, SD?
Compare quotes from top companies.
How does a driving record affect car insurance rates in Highmore, SD?
A clean record generally leads to lower rates.
How does a DUI affect car insurance rates in Highmore, SD?
A DUI usually leads to higher rates.
Free Car Insurance Comparison
Enter your ZIP code below to view companies that have cheap car insurance rates.
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Dani Best
Licensed Insurance Producer
Dani Best has been a licensed insurance producer for nearly 10 years. Dani began her insurance career in a sales role with State Farm in 2014. During her time in sales, she graduated with her Bachelors in Psychology from Capella University and is currently earning her Masters in Marriage and Family Therapy. Since 2014, Dani has held and maintains licenses in Life, Disability, Property, and Casualt...
Licensed Insurance Producer
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.